Compare interest rates on savings for the best deal

Get the highest interest rates on your savings by comparing the best offers on term deposits
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ME Online Savings Account
  • Ongoing bonus rate
  • No minimum monthly deposit
  • No monthly account-keeping fees
special rate*
3.60% (for $0 to $250,000)

Ongoing bonus rate if during the month you make a weekly Tap & Go purchase with your ME Everyday Transaction Account buck Debit MasterCard.

standard interest rate
1.80%(for $0 and over)
account fee per month
$0.00
Go to site
More info
Special rate conditions
Ongoing bonus rate if during the month you make a weekly Tap & Go purchase with your ME Everyday Transaction Account buck Debit MasterCard.
Access
Phone banking, Internet banking
Minimum balance
$0.00
Other restrictions
Must link to a transaction account
RaboDirect High Interest Savings Account
  • Easy set up, online and Mobile Banking App facilities
  • No fees, no minimum balance, no minimum monthly deposit and no minimum term
  • The current 4 month introductory variable rate is a great way to kick start your savings
special rate*
3.50% (for $0 to $250,000)

Bonus rate for the first 4 months from account opening

standard interest rate
2.55%(for $0 to $250,000)
account fee per month
$0.00
Go to site
More info
Special rate conditions
Bonus rate for the first 4 months from account opening
Access
Internet banking
Minimum balance
$0.00
Other restrictions
Must link to a transaction account
ING DIRECT Savings Maximiser
  • No ING DIRECT fees
  • You could get a great variable rate every month, no matter how many times you withdraw
  • Anytime, anywhere banking with mobile app and 24/7 Australian call centre
special rate*
3.50% (for $0 to $100,000)

For customers who also have an Orange Everyday and deposit their pay of $1,000+ each month.

standard interest rate
2.25%(for $0 and over)
account fee per month
$0.00
Go to site
More info
Special rate conditions
For customers who also have an Orange Everyday and deposit their pay of $1,000+ each month.
Access
Phone banking, Internet banking
Minimum balance
$0.00
Other restrictions
Must link to a transaction account
Bankwest Hero Saver
  • No account keeping fees
  • No transaction fees
  • 100% secure application process
special rate*
3.15% (for $0 to $250,000)

Minimum deposit of $200 excluding interest and no withdrawals in the month

standard interest rate
0.01%(for $0 to $5,000,000)
account fee per month
$0.00
Go to site
More info
Special rate conditions
Minimum deposit of $200 excluding interest and no withdrawals in the month
Access
Phone banking, Internet banking
Minimum balance
$0.00
ANZ Online Saver
  • Exclusive online bonus interest offer for 3 months. Limited time only.
  • No minimum balance
  • Interest calculated daily and paid monthly
special rate*
3.10% (for $0 and over)

Bonus rate for the first 3 months from account opening

standard interest rate
1.80%(for $0 and over)
account fee per month
$0.00
Go to site
More info
Special rate conditions
Bonus rate for the first 3 months from account opening
Access
BPay, Phone banking, Internet banking
Minimum balance
$0.00
Other restrictions
Must be linked to ANZ deposit account.
Easy Street Easy Savings Account
  • It's flexible - you don't need to make a minimum deposit
  • No fees
  • Track your savings with the Easy Street App and free SMS and email alerts
special rate*
3.00% (for $0 and over)

Bonus rate for the first 6 months

standard interest rate
2.00%(for $0 and over)
account fee per month
$0.00
Go to site
More info
Special rate conditions
Bonus rate for the first 6 months
Access
Internet banking
Minimum balance
$0.00
Other restrictions
St.George Maxi Saver
  • 24/7 access online savings account
  • No monthly service fees
  • No minimum monthly balance or deposit required
special rate*
3.00% (for $0 and over)

bonus rate for first 3 months

standard interest rate
1.50%(for $0 and over)
account fee per month
$0.00
Go to site
More info
Special rate conditions
Bonus rate for the first 3 months from account opening
Access
Branch access, Phone banking, Internet banking
Minimum balance
$0.00
Other restrictions
Must link to a transaction account with this provider
Bank of Melbourne Maxi Saver
  • Earn a competitive interest rate
  • No monthly service fee
  • Link to an eligible Bank of Melbourne Transaction account
special rate*
3.00% (for $0 and over)

bonus rate for first 3 months

standard interest rate
1.50%(for $0 and over)
account fee per month
$0.00
Go to site
More info
Special rate conditions
Bonus rate for the first 3 months from account opening
Access
Branch access, Phone banking, Internet banking
Minimum balance
$0.00
Other restrictions
Must link to a transaction account with this provider
Bank Australia Bonus Saver
  • High interest rate of up to 3.00%p.a.
  • Bonus interest
  • Access to your savings
special rate*
3.00% (for $0 and over)

minimum deposit $100, no withdrawals

standard interest rate
0.15%(for $0 and over)
account fee per month
$0.00
Go to site
More info
Special rate conditions
Minimum deposit of $100 and no withdrawals in the month
Access
BPay, Branch access, Phone banking, Internet banking
Minimum balance
$0.00
IMB Bank Reward Saver Account
  • Earn bonus interest by saving as little as $50 a month with no withdrawals
  • No monthly account keeping fees
  • Set up automatic transfers from your Everyday Account
special rate*
3.00% (for $5,000 and over)

Minimum deposit of $50 and no withdrawals. Reverts to bonus rate of 2.00% after the first 4 months.

standard interest rate
0%(for $0 and over)
account fee per month
$0.00
Go to site
More info
Special rate conditions
Minimum deposit of $50 and no withdrawals. Reverts to bonus rate of 2.00% after the first 4 months.
Access
ATM, EFTPOS, Visa Debit, Cheque book, BPay, Branch access, Phone banking, Internet banking, Bank@Post
Minimum balance
$0.00
See more savings
See all savings
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ANZ Online Saver
  • Exclusive online bonus interest offer for 3 months. Limited time only.
  • No minimum balance
  • Interest calculated daily and paid monthly
special rate*
3.10% (for $0 and over)
standard interest rate
1.80%(for $0 and over)
account fee per month
$0.00
Go to site
More info
Special rate conditions
Bonus rate for the first 3 months from account opening
Access
BPay, Phone banking, Internet banking
Minimum balance
$0.00
Other restrictions
Must be linked to ANZ deposit account.
ANZ Progress Saver
  • Earn bonus interest when no withdrawals in the month
  • No monthly account fee
  • Automated transfers from your everyday account to your savings account each month
special rate*
2.51% (for $0 and over)
standard interest rate
0.01%(for $0 and over)
account fee per month
$0.00
Go to site
More info
Special rate conditions
Minimum deposit of $10 and no withdrawals in the month
Access
Branch access, Phone banking, Internet banking
Minimum balance
$10.00
See more savings
See all savings
Health check my card
ME Online Savings Account
  • Ongoing bonus rate
  • No minimum monthly deposit
  • No monthly account-keeping fees
special rate
3.60% (for $0 to $250,000)

Ongoing bonus rate if during the month you make a weekly Tap & Go purchase with your ME Everyday Transaction Account buck Debit MasterCard.

conditions
Ongoing bonus rate if during the month you make a weekly Tap & Go purchase with your ME Everyday Transaction Account buck Debit MasterCard.
Go to site
More info
Standard interest rate
1.80%(for $0 and over)
Account fee per month
$0.00
Access
Phone banking, Internet banking
Minimum balance
$0.00
Other restrictions
Must link to a transaction account
RaboDirect High Interest Savings Account
  • Easy set up, online and Mobile Banking App facilities
  • No fees, no minimum balance, no minimum monthly deposit and no minimum term
  • The current 4 month introductory variable rate is a great way to kick start your savings
special rate
3.50% (for $0 to $250,000)

Bonus rate for the first 4 months from account opening

conditions
Bonus rate for the first 4 months from account opening
Go to site
More info
Standard interest rate
2.55%(for $0 to $250,000)
Account fee per month
$0.00
Access
Internet banking
Minimum balance
$0.00
Other restrictions
Must link to a transaction account
ING DIRECT Savings Maximiser
  • No ING DIRECT fees
  • You could get a great variable rate every month, no matter how many times you withdraw
  • Anytime, anywhere banking with mobile app and 24/7 Australian call centre
special rate
3.50% (for $0 to $100,000)

For customers who also have an Orange Everyday and deposit their pay of $1,000+ each month.

conditions
For customers who also have an Orange Everyday and deposit their pay of $1,000+ each month.
Go to site
More info
Standard interest rate
2.25%(for $0 and over)
Account fee per month
$0.00
Access
Phone banking, Internet banking
Minimum balance
$0.00
Other restrictions
Must link to a transaction account
Bankwest Hero Saver
  • No account keeping fees
  • No transaction fees
  • 100% secure application process
special rate
3.15% (for $0 to $250,000)

Minimum deposit of $200 excluding interest and no withdrawals in the month

conditions
Minimum deposit of $200 excluding interest and no withdrawals in the month
Go to site
More info
Standard interest rate
0.01%(for $0 to $5,000,000)
Account fee per month
$0.00
Access
Phone banking, Internet banking
Minimum balance
$0.00
ANZ Online Saver
  • Exclusive online bonus interest offer for 3 months. Limited time only.
  • No minimum balance
  • Interest calculated daily and paid monthly
special rate
3.10% (for $0 and over)

Bonus rate for the first 3 months from account opening

conditions
Bonus rate for the first 3 months from account opening
Go to site
More info
Standard interest rate
1.80%(for $0 and over)
Account fee per month
$0.00
Access
BPay, Phone banking, Internet banking
Minimum balance
$0.00
Other restrictions
Must be linked to ANZ deposit account.
Easy Street Easy Savings Account
  • It's flexible - you don't need to make a minimum deposit
  • No fees
  • Track your savings with the Easy Street App and free SMS and email alerts
special rate
3.00% (for $0 and over)

Bonus rate for the first 6 months

conditions
Bonus rate for the first 6 months
Go to site
More info
Standard interest rate
2.00%(for $0 and over)
Account fee per month
$0.00
Access
Internet banking
Minimum balance
$0.00
Other restrictions
St.George Maxi Saver
  • 24/7 access online savings account
  • No monthly service fees
  • No minimum monthly balance or deposit required
special rate
3.00% (for $0 and over)

bonus rate for first 3 months

conditions
Bonus rate for the first 3 months from account opening
Go to site
More info
Standard interest rate
1.50%(for $0 and over)
Account fee per month
$0.00
Access
Branch access, Phone banking, Internet banking
Minimum balance
$0.00
Other restrictions
Must link to a transaction account with this provider
Bank of Melbourne Maxi Saver
  • Earn a competitive interest rate
  • No monthly service fee
  • Link to an eligible Bank of Melbourne Transaction account
special rate
3.00% (for $0 and over)

bonus rate for first 3 months

conditions
Bonus rate for the first 3 months from account opening
Go to site
More info
Standard interest rate
1.50%(for $0 and over)
Account fee per month
$0.00
Access
Branch access, Phone banking, Internet banking
Minimum balance
$0.00
Other restrictions
Must link to a transaction account with this provider
Bank Australia Bonus Saver
  • High interest rate of up to 3.00%p.a.
  • Bonus interest
  • Access to your savings
special rate
3.00% (for $0 and over)

minimum deposit $100, no withdrawals

conditions
Minimum deposit of $100 and no withdrawals in the month
Go to site
More info
Standard interest rate
0.15%(for $0 and over)
Account fee per month
$0.00
Access
BPay, Branch access, Phone banking, Internet banking
Minimum balance
$0.00
IMB Bank Reward Saver Account
  • Earn bonus interest by saving as little as $50 a month with no withdrawals
  • No monthly account keeping fees
  • Set up automatic transfers from your Everyday Account
special rate
3.00% (for $5,000 and over)

Minimum deposit of $50 and no withdrawals. Reverts to bonus rate of 2.00% after the first 4 months.

conditions
Minimum deposit of $50 and no withdrawals. Reverts to bonus rate of 2.00% after the first 4 months.
Go to site
More info
Standard interest rate
0%(for $0 and over)
Account fee per month
$0.00
Access
ATM, EFTPOS, Visa Debit, Cheque book, BPay, Branch access, Phone banking, Internet banking, Bank@Post
Minimum balance
$0.00
ANZ Progress Saver
  • Earn bonus interest when no withdrawals in the month
  • No monthly account fee
  • Automated transfers from your everyday account to your savings account each month
special rate
2.51% (for $0 and over)

Minimum deposit of $10 and no withdrawals in the month

conditions
Minimum deposit of $10 and no withdrawals in the month
Go to site
More info
Standard interest rate
0.01%(for $0 and over)
Account fee per month
$0.00
Access
Branch access, Phone banking, Internet banking
Minimum balance
$10.00
See more savings
See all savings
Health check my card
RaboDirect High Interest Savings Account
  • Easy set up, online and Mobile Banking App facilities
  • No fees, no minimum balance, no minimum monthly deposit and no minimum term
  • The current 4 month introductory variable rate is a great way to kick start your savings
standard interest rate
2.55%(for $0 to $250,000)
account fee per month
$0.00
minimum balance
$0.00
Go to site
More info
Special rate
3.50% (for $0 to $250,000)
Special rate conditions
Bonus rate for the first 4 months from account opening
Access
Internet banking
Other restrictions
Must link to a transaction account
ING DIRECT Savings Maximiser
  • No ING DIRECT fees
  • You could get a great variable rate every month, no matter how many times you withdraw
  • Anytime, anywhere banking with mobile app and 24/7 Australian call centre
standard interest rate
2.25%(for $0 and over)
account fee per month
$0.00
minimum balance
$0.00
Go to site
More info
Special rate
3.50% (for $0 to $100,000)
Special rate conditions
For customers who also have an Orange Everyday and deposit their pay of $1,000+ each month.
Access
Phone banking, Internet banking
Other restrictions
Must link to a transaction account
ANZ Online Saver
  • Exclusive online bonus interest offer for 3 months. Limited time only.
  • No minimum balance
  • Interest calculated daily and paid monthly
standard interest rate
1.80%(for $0 and over)
account fee per month
$0.00
minimum balance
$0.00
Go to site
More info
Special rate
3.10% (for $0 and over)
Special rate conditions
Bonus rate for the first 3 months from account opening
Access
BPay, Phone banking, Internet banking
Other restrictions
Must be linked to ANZ deposit account.
IMB Bank Reward Saver Account
  • Earn bonus interest by saving as little as $50 a month with no withdrawals
  • No monthly account keeping fees
  • Set up automatic transfers from your Everyday Account
standard interest rate
0%(for $0 and over)
account fee per month
$0.00
minimum balance
$0.00
Go to site
More info
Special rate
3.00% (for $5,000 and over)
Special rate conditions
Minimum deposit of $50 and no withdrawals. Reverts to bonus rate of 2.00% after the first 4 months.
Access
ATM, EFTPOS, Visa Debit, Cheque book, BPay, Branch access, Phone banking, Internet banking, Bank@Post
Bankwest Hero Saver
  • No account keeping fees
  • No transaction fees
  • 100% secure application process
standard interest rate
0.01%(for $0 to $5,000,000)
account fee per month
$0.00
minimum balance
$0.00
Go to site
More info
Special rate
3.15% (for $0 to $250,000)
Special rate conditions
Minimum deposit of $200 excluding interest and no withdrawals in the month
Access
Phone banking, Internet banking
Bank Australia Bonus Saver
  • High interest rate of up to 3.00%p.a.
  • Bonus interest
  • Access to your savings
standard interest rate
0.15%(for $0 and over)
account fee per month
$0.00
minimum balance
$0.00
Go to site
More info
Special rate
3.00% (for $0 and over)
Special rate conditions
Minimum deposit of $100 and no withdrawals in the month
Access
BPay, Branch access, Phone banking, Internet banking
See more savings
See all savings
Health check my card
RaboDirect High Interest Savings Account
  • Easy set up, online and Mobile Banking App facilities
  • No fees, no minimum balance, no minimum monthly deposit and no minimum term
  • The current 4 month introductory variable rate is a great way to kick start your savings
special rate*
3.50% (for $0 to $250,000)

Bonus rate for the first 4 months from account opening

standard interest rate
2.55%(for $0 to $250,000)
account fee per month
$0.00
Go to site
More info
Special rate conditions
Bonus rate for the first 4 months from account opening
Access
Internet banking
Minimum balance
$0.00
Other restrictions
Must link to a transaction account
ING DIRECT Savings Maximiser
  • No ING DIRECT fees
  • You could get a great variable rate every month, no matter how many times you withdraw
  • Anytime, anywhere banking with mobile app and 24/7 Australian call centre
special rate*
3.50% (for $0 to $100,000)

For customers who also have an Orange Everyday and deposit their pay of $1,000+ each month.

standard interest rate
2.25%(for $0 and over)
account fee per month
$0.00
Go to site
More info
Special rate conditions
For customers who also have an Orange Everyday and deposit their pay of $1,000+ each month.
Access
Phone banking, Internet banking
Minimum balance
$0.00
Other restrictions
Must link to a transaction account
Bankwest Hero Saver
  • No account keeping fees
  • No transaction fees
  • 100% secure application process
special rate*
3.15% (for $0 to $250,000)

Minimum deposit of $200 excluding interest and no withdrawals in the month

standard interest rate
0.01%(for $0 to $5,000,000)
account fee per month
$0.00
Go to site
More info
Special rate conditions
Minimum deposit of $200 excluding interest and no withdrawals in the month
Access
Phone banking, Internet banking
Minimum balance
$0.00
ANZ Online Saver
  • Exclusive online bonus interest offer for 3 months. Limited time only.
  • No minimum balance
  • Interest calculated daily and paid monthly
special rate*
3.10% (for $0 and over)

Bonus rate for the first 3 months from account opening

standard interest rate
1.80%(for $0 and over)
account fee per month
$0.00
Go to site
More info
Special rate conditions
Bonus rate for the first 3 months from account opening
Access
BPay, Phone banking, Internet banking
Minimum balance
$0.00
Other restrictions
Must be linked to ANZ deposit account.
Bank Australia Bonus Saver
  • High interest rate of up to 3.00%p.a.
  • Bonus interest
  • Access to your savings
special rate*
3.00% (for $0 and over)

minimum deposit $100, no withdrawals

standard interest rate
0.15%(for $0 and over)
account fee per month
$0.00
Go to site
More info
Special rate conditions
Minimum deposit of $100 and no withdrawals in the month
Access
BPay, Branch access, Phone banking, Internet banking
Minimum balance
$0.00
IMB Bank Reward Saver Account
  • Earn bonus interest by saving as little as $50 a month with no withdrawals
  • No monthly account keeping fees
  • Set up automatic transfers from your Everyday Account
special rate*
3.00% (for $5,000 and over)

Minimum deposit of $50 and no withdrawals. Reverts to bonus rate of 2.00% after the first 4 months.

standard interest rate
0%(for $0 and over)
account fee per month
$0.00
Go to site
More info
Special rate conditions
Minimum deposit of $50 and no withdrawals. Reverts to bonus rate of 2.00% after the first 4 months.
Access
ATM, EFTPOS, Visa Debit, Cheque book, BPay, Branch access, Phone banking, Internet banking, Bank@Post
Minimum balance
$0.00
ANZ Progress Saver
  • Earn bonus interest when no withdrawals in the month
  • No monthly account fee
  • Automated transfers from your everyday account to your savings account each month
special rate*
2.51% (for $0 and over)

Minimum deposit of $10 and no withdrawals in the month

standard interest rate
0.01%(for $0 and over)
account fee per month
$0.00
Go to site
More info
Special rate conditions
Minimum deposit of $10 and no withdrawals in the month
Access
Branch access, Phone banking, Internet banking
Minimum balance
$10.00
See more savings
See all savings
Health check my card
Westpac Reward Saver (under 12)
  • Earn bonus interest each month you deposit and don't withdraw
  • No monthly fees
  • Free withdrawals (when a withdrawal is made the variable bonus rate won't apply)
special rate
2.50% (for $0 and over)

minimum one deposit, no withdrawals

standard interest rate
0.01%(for $0 and over)
ages
Under 12
Go to site
More info
conditions
Minimum one deposit and no withdrawals in the month
account fee
$0.00
minimum balance
$0.00
access
Branch access
See more savings
See all savings
Health check my card
This table contains a selection of savings accounts available via Mozo. Not all available savings accounts are listed above. For a detailed search of savings accounts please visit mozo.com.au/savings-accounts
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