Find the cheapest personal loans

Avoid the rip-offs and get the cheapest flexible standard loans by comparing the best deals.
People's Choice Credit Union Discounted Personal Loan (New cars over $20k, Fixed)
  • No monthly account fees
  • No penalties for early repayments
  • Flexible loan terms and repayment options
interest rate from
5.64%
comparison rate from*
5.99% based on $30,000
over 5 years
More info
Upfront fee
$250
Monthly fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Vehicle
Minimum loan amount
$20,000.00
Maximum loan amount
$100,000.00
Minimum loan term
1 Year
Maximum loan term
10 Years
SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)
  • Low rates that reward your good credit
  • Apply online in minutes
  • No upfront, monthly or early repayment fees
interest rate from
7.75%
comparison rate from*
9.10% based on $10,000
over 3 years
More info
Upfront fee
$200
Monthly fee
$0.00
Exit fee
$0.00
Repayment options
Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$5,000.00
Maximum loan amount
$35,000.00
Minimum loan term
2 Years
Maximum loan term
5 Years
act. Secured Personal Loan
  • Negotiable rates and personalised customer service
  • Ethical banking. Every month, donate a portion of our profit to a social project of your choice
  • Backed by Bendigo Bank
interest rate from
7.79%
comparison rate from*
8.64% based on $30,000
over 5 years
More info
Upfront fee
$250
Monthly fee
$5.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Vehicle
Minimum loan amount
$2,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
Bank Australia Lifestyle Personal Loan (Variable, for Property Owners)
  • Additional payments accepted
  • Borrow from $1,000
  • No early exit fees
interest rate from
8.39%
comparison rate from*
9.42% based on $10,000
over 3 years
More info
Upfront fee
$150
Monthly fee
$0.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Residential Property
Minimum loan amount
$1,000.00
Minimum loan term
1 Year
Maximum loan term
10 Years
MoneyPlace Unsecured Personal Loan - Excellent Credit Rating (Fixed)
  • No hidden fees, no monthly fees
  • Fixed rates are tailored to you
  • 100% Online, apply in minutes
interest rate from
8.90%
comparison rate from*
8.90% based on $30,000
over 5 years
More info
Upfront fee
$0
Monthly fee
$0.00
Exit fee
$0.00
Repayment options
Monthly
Security required
Unsecured
Minimum loan amount
$5,000.00
Maximum loan amount
$35,000.00
Minimum loan term
3 Years
Maximum loan term
5 Years
RACV Personal Loan (Fixed, Secured)
  • No ongoing fees
  • Loan approval within 5 business hours
  • Choose to repay over 1 to 7 years
interest rate from
9.15%
comparison rate from*
9.68% based on $30,000
over 5 years
More info
Upfront fee
$368
Monthly fee
$0.00
Repayment options
Fortnightly, Monthly
Security required
Residential Property, Vehicle
Minimum loan amount
$5,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
RateSetter Unsecured Personal Loan
  • Low rates for borrowers with good credit
  • 1 min rate estimate, simple online application
  • No monthly fees, no early repayment fees
interest rate from
9.30%
comparison rate from*
9.55% based on $10,000
over 3 years
More info
Upfront fee
$76
Monthly fee
$0.00
Exit fee
$0.00
Repayment options
Monthly
Security required
Unsecured
Minimum loan amount
$2,001.00
Maximum loan amount
$35,000.00
Minimum loan term
1 Year
Maximum loan term
5 Years
RACQ Secured Personal Loan
  • Loan approval decision within 5 business hours
  • No monthly fees
  • Choose loan terms from 1 to 7 years
interest rate from
9.45%
comparison rate from*
9.98% based on $30,000
over 5 years
More info
Upfront fee
$385
Monthly fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Vehicle
Minimum loan amount
$20,000.00
Maximum loan amount
$100,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
Bank Australia Lifestyle Personal Loan
  • Additional payments accepted
  • Borrow from $1,000
  • No early exit fees
interest rate from
12.39%
comparison rate from*
13.45% based on $10,000
over 3 years
More info
Upfront fee
$150
Monthly fee
$0.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$1,000.00
Minimum loan term
1 Year
Maximum loan term
10 Years
Bank of Melbourne Secured Personal Loan
  • Choose the frequency of your repayments
  • Repay your loan over 1 to 7 years
  • Apply online and get a response in 60 seconds
interest rate from
12.74%
comparison rate from*
13.62% based on $30,000
over 5 years
More info
Upfront fee
$195
Monthly fee
$9.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Vehicle
Minimum loan amount
$3,000.00
Maximum loan amount
$80,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
Health check my personal loan
Westpac Personal Loan
  • Borrow from $4K to $50K
  • Conditional approval in minutes when you apply online
  • Choose to repay over 1 to 7 years
interest rate from
12.99%
comparison rate from*
14.01% based on $30,000
over 5 years
More info
Upfront fee
$250
Monthly fee
$10.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$4,000.00
Maximum loan amount
$50,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
NAB Personal Loan (Variable, Unsecured)
  • Borrow from $5,000 - $55,000
  • No fees for extra or early repayments
  • Loan terms from 1 to 7 years
interest rate from
13.69%
comparison rate from*
14.56% based on $30,000
over 5 years
More info
Upfront fee
$150
Monthly fee
$10.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$5,000.00
Maximum loan amount
$55,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
ANZ Unsecured Personal Loan (Fixed)
  • Loan terms from 1 to 7 years
  • Make extra repayments
  • Borrow up to $75,000
interest rate from
13.95%
comparison rate from*
14.81% based on $30,000
over 5 years
More info
Other benefits
If you choose ANZ Loan Protection, you may qualify for a 0.25% p.a. interest rate discount.
Upfront fee
$150
Monthly fee
$10.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$5,000.00
Maximum loan amount
$75,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
ANZ Unsecured Personal Loan (Variable)
  • Loan terms from 1 to 7 years
  • Make extra repayments
  • Borrow up to $75,000
interest rate from
14.69%
comparison rate from*
15.55% based on $30,000
over 5 years
More info
Other benefits
If you choose ANZ Loan Protection, you may qualify for a 0.25% p.a. interest rate discount.
Upfront fee
$150
Monthly fee
$10.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$5,000.00
Maximum loan amount
$75,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
Westpac Personal Flexi Loan (Variable, Unsecured)
  • No fees for additional withdrawals, early repayments or early exit
  • Same day funds for existing approved customers
  • Special interest rate only available to selected partner websites
interest rate from
14.69%
comparison rate from*
n/a
More info
Upfront fee
$150
Monthly fee
$10.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$4,000.00
Maximum loan amount
$75,000.00
Minimum loan term
1 Year
Maximum loan term
5 Years
Health check my personal loan
People's Choice Credit Union Discounted Personal Loan (New cars over $20k, Fixed)
  • No monthly account fees
  • No penalties for early repayments
  • Flexible loan terms and repayment options
interest rate from
5.64%
comparison rate from*
5.99% based on $30,000
over 5 years
More info
Security type
Vehicle
Upfront fee
$250
Monthly fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Minimum loan amount
$20,000.00
Maximum loan amount
$100,000.00
Minimum loan term
1 Year
Maximum loan term
10 Years
act. Secured Personal Loan
  • Negotiable rates and personalised customer service
  • Ethical banking. Every month, donate a portion of our profit to a social project of your choice
  • Backed by Bendigo Bank
interest rate from
7.79%
comparison rate from*
8.64% based on $30,000
over 5 years
More info
Security type
Vehicle
Upfront fee
$250
Monthly fee
$5.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Minimum loan amount
$2,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
Bank Australia Lifestyle Personal Loan (Variable, for Property Owners)
  • Additional payments accepted
  • Borrow from $1,000
  • No early exit fees
interest rate from
8.39%
comparison rate from*
9.42% based on $10,000
over 3 years
More info
Security type
Residential Property
Upfront fee
$150
Monthly fee
$0.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Minimum loan amount
$1,000.00
Minimum loan term
1 Year
Maximum loan term
10 Years
Bank of Melbourne Secured Personal Loan
  • Choose the frequency of your repayments
  • Loan terms from 1 to 5 years
  • Apply online and get a response in 60 seconds
interest rate from
8.49%
comparison rate from*
9.39% based on $30,000
over 5 years
More info
Security type
Vehicle
Upfront fee
$195
Monthly fee
$9.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Minimum loan amount
$3,000.00
Maximum loan amount
$80,000.00
Minimum loan term
1 Year
Maximum loan term
5 Years
RACV Personal Loan (Fixed, Secured)
  • No ongoing fees
  • Loan approval within 5 business hours
  • Choose to repay over 1 to 7 years
interest rate from
9.15%
comparison rate from*
9.68% based on $30,000
over 5 years
More info
Security type
Residential Property, Vehicle
Upfront fee
$368
Monthly fee
$0.00
Repayment options
Fortnightly, Monthly
Minimum loan amount
$5,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
RACQ Secured Personal Loan
  • Loan approval decision within 5 business hours
  • No monthly fees
  • Choose loan terms from 1 to 7 years
interest rate from
9.45%
comparison rate from*
9.98% based on $30,000
over 5 years
More info
Security type
Vehicle
Upfront fee
$385
Monthly fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Minimum loan amount
$20,000.00
Maximum loan amount
$100,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
Bank of Melbourne Secured Personal Loan
  • Choose the frequency of your repayments
  • Repay your loan over 1 to 7 years
  • Apply online and get a response in 60 seconds
interest rate from
12.74%
comparison rate from*
13.62% based on $30,000
over 5 years
More info
Security type
Vehicle
Upfront fee
$195
Monthly fee
$9.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Minimum loan amount
$3,000.00
Maximum loan amount
$80,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
St.George Secured Personal Loan
  • Fast online application, submit and receive a response in 60 seconds
  • Fliexible loan terms
  • Borrow from $3K to $80K
interest rate from
12.74%
comparison rate from*
13.62% based on $30,000
over 5 years
More info
Security type
Vehicle
Upfront fee
$195
Monthly fee
$9.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Minimum loan amount
$3,000.00
Maximum loan amount
$80,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
GE Money Personal Loan (Fixed, Secured)
  • Funds available in 2 business days from approval
  • One fixed regular payment with a clear end date
  • Apply online in 15 minutes
interest rate from
12.99%
comparison rate from*
14.20% based on $30,000
over 5 years
More info
Security type
Vehicle
Upfront fee
$250
Monthly fee
$13.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Minimum loan amount
$3,000.00
Maximum loan amount
$50,000.00
Minimum loan term
2 Years
Maximum loan term
7 Years
Health check my personal loan
SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)
  • Low rates that reward your good credit
  • Apply online in minutes
  • No upfront, monthly or early repayment fees
interest rate from
7.75%
comparison rate from*
9.10% based on $10,000
over 3 years
More info
Upfront fee
$200
Monthly fee
$0.00
Exit fee
$0.00
Repayment options
Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$5,000.00
Maximum loan amount
$35,000.00
Minimum loan term
2 Years
Maximum loan term
5 Years
MoneyPlace Unsecured Personal Loan - Excellent Credit Rating (Fixed)
  • No hidden fees, no monthly fees
  • Fixed rates are tailored to you
  • 100% Online, apply in minutes
interest rate from
8.90%
comparison rate from*
8.90% based on $30,000
over 5 years
More info
Upfront fee
$0
Monthly fee
$0.00
Exit fee
$0.00
Repayment options
Monthly
Security required
Unsecured
Minimum loan amount
$5,000.00
Maximum loan amount
$35,000.00
Minimum loan term
3 Years
Maximum loan term
5 Years
RateSetter Unsecured Personal Loan
  • Low rates for borrowers with good credit
  • 1 min rate estimate, simple online application
  • No monthly fees, no early repayment fees
interest rate from
9.30%
comparison rate from*
9.55% based on $10,000
over 3 years
More info
Upfront fee
$76
Monthly fee
$0.00
Exit fee
$0.00
Repayment options
Monthly
Security required
Unsecured
Minimum loan amount
$2,001.00
Maximum loan amount
$35,000.00
Minimum loan term
1 Year
Maximum loan term
5 Years
Bank Australia Lifestyle Personal Loan
  • Additional payments accepted
  • Borrow from $1,000
  • No early exit fees
interest rate from
12.39%
comparison rate from*
13.45% based on $10,000
over 3 years
More info
Upfront fee
$150
Monthly fee
$0.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$1,000.00
Minimum loan term
1 Year
Maximum loan term
10 Years
act. Unsecured Personal Loan
  • Negotiable rates and personalised customer service
  • Ethical banking. Every month, donate a portion of our profit to a social project of your choice
  • Backed by Bendigo Bank
interest rate from
12.79%
comparison rate from*
14.89% based on $10,000
over 3 years
More info
Upfront fee
$150
Monthly fee
$5.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$2,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
Aussie Unsecured Personal Loan
  • Flexible loan term
  • Extra payments allowed
  • Simple step-by-step online application
interest rate from
12.99%
comparison rate from*
13.94% based on $30,000
over 5 years
More info
Upfront fee
$199
Monthly fee
$10.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$3,000.00
Maximum loan amount
$50,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
Westpac Personal Loan
  • Borrow from $4K to $50K
  • Conditional approval in minutes when you apply online
  • Choose to repay over 1 to 7 years
interest rate from
12.99%
comparison rate from*
14.01% based on $30,000
over 5 years
More info
Upfront fee
$250
Monthly fee
$10.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$4,000.00
Maximum loan amount
$50,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
NAB Personal Loan (Variable, Unsecured)
  • Borrow from $5,000 - $55,000
  • No fees for extra or early repayments
  • Loan terms from 1 to 7 years
interest rate from
13.69%
comparison rate from*
14.56% based on $30,000
over 5 years
More info
Upfront fee
$150
Monthly fee
$10.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$5,000.00
Maximum loan amount
$55,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
St.George Get Set Loan
  • Access to your funds whenever you need
  • Only pay interest on your outstanding balance
  • 24 hour access to funds via Internet Banking or Phone Banking
interest rate from
13.75%
comparison rate from*
n/a
More info
Upfront fee
$150
Monthly fee
$9.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$5,000.00
Maximum loan amount
$50,000.00
Minimum loan term
0 Years
Maximum loan term
0 Years
ANZ Unsecured Personal Loan (Fixed)
  • Loan terms from 1 to 7 years
  • Make extra repayments
  • Borrow up to $75,000
interest rate from
13.95%
comparison rate from*
14.81% based on $30,000
over 5 years
More info
Other benefits
If you choose ANZ Loan Protection, you may qualify for a 0.25% p.a. interest rate discount.
Upfront fee
$150
Monthly fee
$10.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$5,000.00
Maximum loan amount
$75,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
RACQ Unsecured Personal Loan
  • Loan approval decision within 5 business hours
  • No monthly fees
  • Choose loan terms from 1 to 7 years
interest rate from
13.95%
comparison rate from*
16.62% based on $10,000
over 3 years
More info
Upfront fee
$369
Monthly fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$5,000.00
Maximum loan amount
$30,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
GE Money Personal Loan
  • Apply online in 15 minutes and we'll respond in one business day
  • Funds available in 2 business days from approval
  • One fixed regular payment with a clear end date
interest rate from
13.99%
comparison rate from*
15.20% based on $30,000
over 5 years
More info
Upfront fee
$250
Monthly fee
$13.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$3,000.00
Minimum loan term
2 Years
Maximum loan term
7 Years
Bank of Melbourne Unsecured Personal Loan
  • Borrow from $3K to $40K
  • Flexible repayment options
  • Extra repayments allowed
interest rate from
14.35%
comparison rate from*
15.22% based on $30,000
over 5 years
More info
Upfront fee
$195
Monthly fee
$9.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$3,000.00
Maximum loan amount
$40,000.00
Minimum loan term
1 Year
Maximum loan term
5 Years
BankSA Unsecured Personal Loan (Fixed)
  • No security required
  • Borrow between $3K and $40K
  • Fast and simple application required
interest rate from
14.35%
comparison rate from*
15.22% based on $30,000
over 5 years
More info
Upfront fee
$195
Monthly fee
$9.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$3,000.00
Maximum loan amount
$40,000.00
Minimum loan term
1 Year
Maximum loan term
5 Years
ANZ Unsecured Personal Loan (Variable)
  • Loan terms from 1 to 7 years
  • Make extra repayments
  • Borrow up to $75,000
interest rate from
14.69%
comparison rate from*
15.55% based on $30,000
over 5 years
More info
Other benefits
If you choose ANZ Loan Protection, you may qualify for a 0.25% p.a. interest rate discount.
Upfront fee
$150
Monthly fee
$10.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$5,000.00
Maximum loan amount
$75,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
Westpac Personal Flexi Loan (Variable, Unsecured)
  • No fees for additional withdrawals, early repayments or early exit
  • Same day funds for existing approved customers
  • Special interest rate only available to selected partner websites
interest rate from
14.69%
comparison rate from*
n/a
More info
Upfront fee
$150
Monthly fee
$10.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$4,000.00
Maximum loan amount
$75,000.00
Minimum loan term
1 Year
Maximum loan term
5 Years
Bank of Melbourne Unsecured Personal Loan
  • Borrow from $3K to $40K
  • Flexible repayment options
  • Extra repayments allowed
interest rate from
14.74%
comparison rate from*
15.61% based on $30,000
over 5 years
More info
Upfront fee
$195
Monthly fee
$9.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$3,000.00
Maximum loan amount
$40,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
St.George Unsecured Personal Loan (Variable)
  • Fast and simple online application
  • Borrow from $3K to $40K
  • Choose to repay your loan from 1 to 7 years
interest rate from
14.74%
comparison rate from*
15.61% based on $30,000
over 5 years
More info
Upfront fee
$195
Monthly fee
$9.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$3,000.00
Maximum loan amount
$40,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
Health check my personal loan
Westpac Personal Loan
  • Borrow from $4K to $50K
  • Conditional approval in minutes when you apply online
  • Choose to repay over 1 to 7 years
interest rate from
12.99%
comparison rate from*
14.01% based on $30,000
over 5 years
More info
Upfront fee
$250
Monthly fee
$10.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$4,000.00
Maximum loan amount
$50,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
NAB Personal Loan (Variable, Unsecured)
  • Borrow from $5,000 - $55,000
  • No fees for extra or early repayments
  • Loan terms from 1 to 7 years
interest rate from
13.69%
comparison rate from*
14.56% based on $30,000
over 5 years
More info
Upfront fee
$150
Monthly fee
$10.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$5,000.00
Maximum loan amount
$55,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
St.George Get Set Loan
  • Access to your funds whenever you need
  • Only pay interest on your outstanding balance
  • 24 hour access to funds via Internet Banking or Phone Banking
interest rate from
13.75%
comparison rate from*
n/a
More info
Upfront fee
$150
Monthly fee
$9.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$5,000.00
Maximum loan amount
$50,000.00
Minimum loan term
0 Years
Maximum loan term
0 Years
ANZ Unsecured Personal Loan (Fixed)
  • Loan terms from 1 to 7 years
  • Make extra repayments
  • Borrow up to $75,000
interest rate from
13.95%
comparison rate from*
14.81% based on $30,000
over 5 years
More info
Other benefits
If you choose ANZ Loan Protection, you may qualify for a 0.25% p.a. interest rate discount.
Upfront fee
$150
Monthly fee
$10.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$5,000.00
Maximum loan amount
$75,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
ANZ Unsecured Personal Loan (Variable)
  • Loan terms from 1 to 7 years
  • Make extra repayments
  • Borrow up to $75,000
interest rate from
14.69%
comparison rate from*
15.55% based on $30,000
over 5 years
More info
Other benefits
If you choose ANZ Loan Protection, you may qualify for a 0.25% p.a. interest rate discount.
Upfront fee
$150
Monthly fee
$10.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$5,000.00
Maximum loan amount
$75,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
Westpac Personal Flexi Loan (Variable, Unsecured)
  • No fees for additional withdrawals, early repayments or early exit
  • Same day funds for existing approved customers
  • Special interest rate only available to selected partner websites
interest rate from
14.69%
comparison rate from*
n/a
More info
Upfront fee
$150
Monthly fee
$10.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$4,000.00
Maximum loan amount
$75,000.00
Minimum loan term
1 Year
Maximum loan term
5 Years
Bank of Melbourne Unsecured Personal Loan
  • Borrow from $3K to $40K
  • Flexible repayment options
  • Extra repayments allowed
interest rate from
14.74%
comparison rate from*
15.61% based on $30,000
over 5 years
More info
Upfront fee
$195
Monthly fee
$9.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$3,000.00
Maximum loan amount
$40,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
Health check my personal loan
SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)
  • Low rates that reward your good credit
  • Apply online in minutes
  • No upfront, monthly or early repayment fees
interest rate from
7.75%
comparison rate from*
9.10% based on $10,000
over 3 years
More info
Upfront fee
$200
Monthly fee
$0.00
Exit fee
$0.00
Repayment options
Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$5,000.00
Maximum loan amount
$35,000.00
Minimum loan term
2 Years
Maximum loan term
5 Years
Bank Australia Lifestyle Personal Loan (Variable, for Property Owners)
  • Additional payments accepted
  • Borrow from $1,000
  • No early exit fees
interest rate from
8.39%
comparison rate from*
9.42% based on $10,000
over 3 years
More info
Upfront fee
$150
Monthly fee
$0.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Residential Property
Minimum loan amount
$1,000.00
Minimum loan term
1 Year
Maximum loan term
10 Years
Bank Australia Lifestyle Personal Loan
  • Additional payments accepted
  • Borrow from $1,000
  • No early exit fees
interest rate from
12.39%
comparison rate from*
13.45% based on $10,000
over 3 years
More info
Upfront fee
$150
Monthly fee
$0.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$1,000.00
Minimum loan term
1 Year
Maximum loan term
10 Years
Westpac Personal Loan
  • Borrow from $4K to $50K
  • Conditional approval in minutes when you apply online
  • Choose to repay over 1 to 7 years
interest rate from
12.99%
comparison rate from*
14.01% based on $30,000
over 5 years
More info
Upfront fee
$250
Monthly fee
$10.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$4,000.00
Maximum loan amount
$50,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
GE Money Personal Loan (Fixed, Secured)
  • Funds available in 2 business days from approval
  • One fixed regular payment with a clear end date
  • Apply online in 15 minutes
interest rate from
12.99%
comparison rate from*
14.20% based on $30,000
over 5 years
More info
Upfront fee
$250
Monthly fee
$13.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Vehicle
Minimum loan amount
$3,000.00
Maximum loan amount
$50,000.00
Minimum loan term
2 Years
Maximum loan term
7 Years
NAB Personal Loan (Variable, Unsecured)
  • Borrow from $5,000 - $55,000
  • No fees for extra or early repayments
  • Loan terms from 1 to 7 years
interest rate from
13.69%
comparison rate from*
14.56% based on $30,000
over 5 years
More info
Upfront fee
$150
Monthly fee
$10.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$5,000.00
Maximum loan amount
$55,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
ANZ Unsecured Personal Loan (Fixed)
  • Loan terms from 1 to 7 years
  • Make extra repayments
  • Borrow up to $75,000
interest rate from
13.95%
comparison rate from*
14.81% based on $30,000
over 5 years
More info
Other benefits
If you choose ANZ Loan Protection, you may qualify for a 0.25% p.a. interest rate discount.
Upfront fee
$150
Monthly fee
$10.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$5,000.00
Maximum loan amount
$75,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
GE Money Personal Loan
  • Apply online in 15 minutes and we'll respond in one business day
  • Funds available in 2 business days from approval
  • One fixed regular payment with a clear end date
interest rate from
13.99%
comparison rate from*
15.20% based on $30,000
over 5 years
More info
Upfront fee
$250
Monthly fee
$13.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$3,000.00
Minimum loan term
2 Years
Maximum loan term
7 Years
BankSA Unsecured Personal Loan (Fixed)
  • No security required
  • Borrow between $3K and $40K
  • Fast and simple application required
interest rate from
14.35%
comparison rate from*
15.22% based on $30,000
over 5 years
More info
Upfront fee
$195
Monthly fee
$9.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$3,000.00
Maximum loan amount
$40,000.00
Minimum loan term
1 Year
Maximum loan term
5 Years
ANZ Unsecured Personal Loan (Variable)
  • Loan terms from 1 to 7 years
  • Make extra repayments
  • Borrow up to $75,000
interest rate from
14.69%
comparison rate from*
15.55% based on $30,000
over 5 years
More info
Other benefits
If you choose ANZ Loan Protection, you may qualify for a 0.25% p.a. interest rate discount.
Upfront fee
$150
Monthly fee
$10.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$5,000.00
Maximum loan amount
$75,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
Bank of Melbourne Unsecured Personal Loan
  • Borrow from $3K to $40K
  • Flexible repayment options
  • Extra repayments allowed
interest rate from
14.74%
comparison rate from*
15.61% based on $30,000
over 5 years
More info
Upfront fee
$195
Monthly fee
$9.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$3,000.00
Maximum loan amount
$40,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
Health check my personal loan
SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)
  • Low rates that reward your good credit
  • Apply online in minutes
  • No upfront, monthly or early repayment fees
interest rate from
7.75%
comparison rate from*
9.10% based on $10,000
over 3 years
More info
Upfront fee
$200
Monthly fee
$0.00
Exit fee
$0.00
Repayment options
Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$5,000.00
Maximum loan amount
$35,000.00
Minimum loan term
2 Years
Maximum loan term
5 Years
MoneyPlace Unsecured Personal Loan - Excellent Credit Rating (Fixed)
  • No hidden fees, no monthly fees
  • Fixed rates are tailored to you
  • 100% Online, apply in minutes
interest rate from
8.90%
comparison rate from*
8.90% based on $30,000
over 5 years
More info
Upfront fee
$0
Monthly fee
$0.00
Exit fee
$0.00
Repayment options
Monthly
Security required
Unsecured
Minimum loan amount
$5,000.00
Maximum loan amount
$35,000.00
Minimum loan term
3 Years
Maximum loan term
5 Years
RateSetter Unsecured Personal Loan
  • Low rates for borrowers with good credit
  • 1 min rate estimate, simple online application
  • No monthly fees, no early repayment fees
interest rate from
9.30%
comparison rate from*
9.55% based on $10,000
over 3 years
More info
Upfront fee
$76
Monthly fee
$0.00
Exit fee
$0.00
Repayment options
Monthly
Security required
Unsecured
Minimum loan amount
$2,001.00
Maximum loan amount
$35,000.00
Minimum loan term
1 Year
Maximum loan term
5 Years
Health check my personal loan
SocietyOne Unsecured Personal Loan - Excellent Credit (Fixed)
  • Low rates that reward your good credit
  • Apply online in minutes
  • No upfront, monthly or early repayment fees
interest rate from
7.75%
comparison rate from*
9.10% based on $10,000
over 3 years
More info
Upfront fee
$200
Monthly fee
$0.00
Exit fee
$0.00
Repayment options
Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$5,000.00
Maximum loan amount
$35,000.00
Minimum loan term
2 Years
Maximum loan term
5 Years
Westpac Personal Loan
  • Borrow from $4K to $50K
  • Conditional approval in minutes when you apply online
  • Choose to repay over 1 to 7 years
interest rate from
12.99%
comparison rate from*
14.01% based on $30,000
over 5 years
More info
Upfront fee
$250
Monthly fee
$10.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$4,000.00
Maximum loan amount
$50,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
GE Money Personal Loan (Fixed, Secured)
  • Funds available in 2 business days from approval
  • One fixed regular payment with a clear end date
  • Apply online in 15 minutes
interest rate from
12.99%
comparison rate from*
14.20% based on $30,000
over 5 years
More info
Upfront fee
$250
Monthly fee
$13.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Vehicle
Minimum loan amount
$3,000.00
Maximum loan amount
$50,000.00
Minimum loan term
2 Years
Maximum loan term
7 Years
NAB Personal Loan (Variable, Unsecured)
  • Borrow from $5,000 - $55,000
  • No fees for extra or early repayments
  • Loan terms from 1 to 7 years
interest rate from
13.69%
comparison rate from*
14.56% based on $30,000
over 5 years
More info
Upfront fee
$150
Monthly fee
$10.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$5,000.00
Maximum loan amount
$55,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
ANZ Unsecured Personal Loan (Fixed)
  • Loan terms from 1 to 7 years
  • Make extra repayments
  • Borrow up to $75,000
interest rate from
13.95%
comparison rate from*
14.81% based on $30,000
over 5 years
More info
Other benefits
If you choose ANZ Loan Protection, you may qualify for a 0.25% p.a. interest rate discount.
Upfront fee
$150
Monthly fee
$10.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$5,000.00
Maximum loan amount
$75,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
GE Money Personal Loan
  • Apply online in 15 minutes and we'll respond in one business day
  • Funds available in 2 business days from approval
  • One fixed regular payment with a clear end date
interest rate from
13.99%
comparison rate from*
15.20% based on $30,000
over 5 years
More info
Upfront fee
$250
Monthly fee
$13.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$3,000.00
Minimum loan term
2 Years
Maximum loan term
7 Years
Bank of Melbourne Unsecured Personal Loan
  • Borrow from $3K to $40K
  • Flexible repayment options
  • Extra repayments allowed
interest rate from
14.35%
comparison rate from*
15.22% based on $30,000
over 5 years
More info
Upfront fee
$195
Monthly fee
$9.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$3,000.00
Maximum loan amount
$40,000.00
Minimum loan term
1 Year
Maximum loan term
5 Years
BankSA Unsecured Personal Loan (Fixed)
  • No security required
  • Borrow between $3K and $40K
  • Fast and simple application required
interest rate from
14.35%
comparison rate from*
15.22% based on $30,000
over 5 years
More info
Upfront fee
$195
Monthly fee
$9.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$3,000.00
Maximum loan amount
$40,000.00
Minimum loan term
1 Year
Maximum loan term
5 Years
ANZ Unsecured Personal Loan (Variable)
  • Loan terms from 1 to 7 years
  • Make extra repayments
  • Borrow up to $75,000
interest rate from
14.69%
comparison rate from*
15.55% based on $30,000
over 5 years
More info
Other benefits
If you choose ANZ Loan Protection, you may qualify for a 0.25% p.a. interest rate discount.
Upfront fee
$150
Monthly fee
$10.00
Exit fee
$0.00
Repayment options
Weekly, Fortnightly, Monthly
Security required
Unsecured
Minimum loan amount
$5,000.00
Maximum loan amount
$75,000.00
Minimum loan term
1 Year
Maximum loan term
7 Years
Health check my personal loan

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

This table contains a selection of personal loans available via Mozo. Not all available personal loans are listed above. For a detailed search of personal loans please visit mozo.com.au/personal-loans
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