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Car loans powered by Mozo

Compare car loans

Shopping around for a car loan can save you thousands and reduce the time it takes to pay off your car. Check out some of the latest car loan offers in the popular car loans table below or test drive our handy search tool to compare car loans on the features you want and find the loan that's right for you.

    • People's Choice Credit Union Discounted Personal Loan (over $20k, New Cars) (Fixed)
      • No monthly account fees
      • No penalties for early repayments
      • Flexible loan terms and repayment options
    • interest rate from

      5.64%

    • comparison rate from*

      5.99%based on $30,000
      over 5 years

    • fees

      $250.00 upfront: $0.00/month

    • Go to site
    Click for more info
    • RACQ New Car Loan (Fixed)
      • No monthly fees
      • Choose loans terms from 1 to 7 years
      • Apply online
    • interest rate from

      6.50%

    • comparison rate from*

      7.02%based on $30,000
      over 5 years

    • fees

      $384.90 upfront: $0.00/month

    • Go to site
    Click for more info
    • IMB Bank New Car Personal Loan (Fixed)
      • No account keeping fees
      • No penalty for an early payout
      • Flexible terms for 1 to 7 years
    • interest rate from

      6.59%

    • comparison rate from*

      6.87%based on $30,000
      over 5 years

    • fees

      $199.00 upfront: $0.00/month

    • Go to site
    Click for more info
    • Bank Australia Car Loan (Fixed)
      • Applies to new or used vehicle purchases up to seven years of age
      • Additional payments accepted
      • No establishment fee for vehicles with a 5 star ANCAP or 7+ star greenhouse rating
    • interest rate from

      6.70%

    • comparison rate from*

      6.91%based on $30,000
      over 5 years

    • fees

      $150.00 upfront: $0.00/month

    • Go to site
    Click for more info
    • ANZ Online Secured Car Loan (Fixed)
      • Borrow more than 100% of the car price to cover extras like accessories
      • You can buy either a new or used car from a dealer or private seller
      • Easy online application
    • interest rate from

      7.55%

    • comparison rate from*

      8.40%based on $30,000
      over 5 years

    • fees

      $350.00 upfront: $5.00/month

    • Go to site
    Click for more info
    • St.George Car Loan (Fixed)
      • Borrow from $3K to $80K
      • Choose to repay over 1 to 5 years
      • Flexible repayment options
    • interest rate from

      8.49%

    • comparison rate from*

      9.39%based on $30,000
      over 5 years

    • fees

      $195.00 upfront: $9.00/month

    • Go to site
    Click for more info
    • Westpac Car Loan (Fixed)
      • Borrow from $10K to $100K
      • Loan terms from 1 to 7 years
      • Get conditional approval when you apply online
    • interest rate from

      8.49%

    • comparison rate from*

      9.54%based on $30,000
      over 5 years

    • fees

      $250.00 upfront: $10.00/month

    • Go to site
    Click for more info

  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

    • People's Choice Credit Union Discounted Personal Loan (over $20k, New Cars) (Fixed)
      • No monthly account fees
      • No penalties for early repayments
      • Flexible loan terms and repayment options
    • interest rate from

      5.64%

    • comparison rate from*

      5.99%based on $30,000
      over 5 years

    • fees

      $250.00 upfront: $0.00/month

    • Go to site
    Click for more info
    • RACQ New Car Loan (Fixed)
      • No monthly fees
      • Choose loans terms from 1 to 7 years
      • Apply online
    • interest rate from

      6.50%

    • comparison rate from*

      7.02%based on $30,000
      over 5 years

    • fees

      $384.90 upfront: $0.00/month

    • Go to site
    Click for more info
    • Bank Australia Car Loan (Fixed)
      • Applies to new or used vehicle purchases up to seven years of age
      • Additional payments accepted
      • No establishment fee for vehicles with a 5 star ANCAP or 7+ star greenhouse rating
    • interest rate from

      6.70%

    • comparison rate from*

      6.91%based on $30,000
      over 5 years

    • fees

      $150.00 upfront: $0.00/month

    • Go to site
    Click for more info
    • ANZ Online Secured Car Loan (Fixed)
      • Borrow more than 100% of the car price to cover extras like accessories
      • You can buy either a new or used car from a dealer or private seller
      • Easy online application
    • interest rate from

      7.55%

    • comparison rate from*

      8.40%based on $30,000
      over 5 years

    • fees

      $350.00 upfront: $5.00/month

    • Go to site
    Click for more info
    • St.George Car Loan (Fixed)
      • Borrow from $3K to $80K
      • Choose to repay over 1 to 5 years
      • Flexible repayment options
    • interest rate from

      8.49%

    • comparison rate from*

      9.39%based on $30,000
      over 5 years

    • fees

      $195.00 upfront: $9.00/month

    • Go to site
    Click for more info
    • Westpac Car Loan (Fixed)
      • Borrow from $10K to $100K
      • Loan terms from 1 to 7 years
      • Get conditional approval when you apply online
    • interest rate from

      8.49%

    • comparison rate from*

      9.54%based on $30,000
      over 5 years

    • fees

      $250.00 upfront: $10.00/month

    • Go to site
    Click for more info

  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Top 5 Minimum interest rate

- based on comparison interest rate
  1. Go to site
     
    6.87%
    IMB Bank
    – New Car Personal Loan (Fixed)
  2. Go to site
     
    6.91%
    Bank Australia
    – Car Loan (Fixed)
  3. Go to site
     
    7.02%
    RACV
    – New Car Loan (Fixed)
  4. Go to site
     
    7.67%
    IMB Bank
    – Secured Personal Loan (Fixed)
  5. Go to site
     
    8.40%
    ANZ
    – Online Secured Car Loan (Fixed)
  1. 5.05%
    loans.com.au
    – Car Loan (Fixed)
  2. 5.41%
    Victoria Teachers Mutual Bank
    – Green Car Loan (Variable)
  3. 5.48%
    Heritage Bank
    – Low Rate Secured Personal Loan (Variable)
  4. 5.91%
    Victoria Teachers Mutual Bank
    – New Car Loan (Variable)
  5. 6.20%
    Gateway Credit Union
    – New Car Loan (Variable)
  1. Go to site
     
    14.01%
    Westpac
    – Personal Loan (Fixed, Unsecured)
  2. Go to site
     
    14.76%
    NAB
    – Personal Loan (Fixed, Unsecured)
  3. 14.77%
    Commonwealth Bank
    – Unsecured Personal Loan (Fixed)
  4. Go to site
     
    15.55%
    ANZ
    – Unsecured Personal Loan (Variable)
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**Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average car loan product input by 636 consumers (average balance of $21,753 interest rate of 12.27%, monthly fee of $7.60 and loan term of 5.1 years) who used the Mozo Car Loan Health Check tool between 1 January 2012 to July 2012.

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