FREE Credit Scorecard with Your FICO® Score
From Discover in seconds. Even if you're not a customer.
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Why get a Discover Credit Scorecard?
Not all credit scores are created equal. 90% of top lenders use FICO® Scores in their decisions, including Discover. And now you can see yours for free. Plus see recent credit inquiries, your revolving credit utilization, whether you've missed any recent payments and much more.
Check without worry.
Viewing your Scorecard will never impact your credit score. And it's completely free.
We'll never sell your information.
You can feel comfortable knowing that we will never sell your information to third parties.
Always be in the know.
We want to help you stay on top of your credit.
What's in your Discover Credit Scorecard?
See your FICO® Credit Score and so much more.
- 35% Payment history
- 30% Amounts you owe
- 15% Length of credit history
- 10% New credit opened
- 10% Types of credit
Frequently Asked Questions
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1.Will viewing this Credit Scorecard affect my score?
No. The FICO® Score and other credit information we provide will never hurt your credit score.
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2.What are FICO® Credit Scores?
It's a three-digit number that summarizes the positive and negative information on your Experian credit report. FICO® Scores are the most common credit scores used by lenders to quickly assess your credit risk, and it can influence everything from car loans to mortgages to credit cards.
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3.Why do we provide your Credit Scorecard for free?
Nearly all lenders in the US, including Discover, use a FICO® Score among other information when they make their credit decisions, and they have for more than 20 years. We think that everyone should be informed about their credit so that they can avoid surprises. We want you to check your Credit Scorecard without worry which is why we offer it for free.
Credit Scorecard Information: Credit Scorecard is provided by Discover Bank, and includes a FICO® Credit Score and other credit information. Credit Scorecard information is based on data from Experian and may differ from credit scores and credit information provided by other credit bureaus. This information is provided to you at no cost and with your consent. You must be 18 years old and a U.S. resident or a resident of America Samoa, Guam, Northern Mariana Islands, Puerto Rico or the Virgin Islands. Your Credit Scorecard will be refreshed the later of every 30-days or the next time you log in to Credit Scorecard. Discover and other lenders may use different inputs, such as a FICO® Credit Score, other credit scores and more information in credit decisions. This product may change or end in the future. FICO is a registered trademark of the Fair Isaac Corporation in the United States and other countries.