Discover it® Chrome
Gas & Restaurant Card for College Students
Cash Back for Good Grades
Get $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.2
Whatever You Earn Your First Year, We Match
At the end of your first year, we'll add up ALL the cash back you've earned on your student card, and match every bit of it. Automatically. Only for new cardmembers.3
Cash Back on Gas and Restaurants
Automatically earn 2% at gas stations and restaurants on up to $1,000 in combined purchases each quarter on your student card. Plus earn 1% cash back on all other purchases.
Get Your Rewards Any Time
Your rewards are all yours and you can redeem them in any amount, at any time. Because they never expire.4 +Rewards Redemption
Redeem any amount, any time.
- Pay with Cash Back at Amazon.com.
- Get at least $5 to $20 extra with Gift Cards and eCertificates.
Compare Discover it® chrome for Students
Discover it® Student Credit Card |
|
Capital One® Journey℠ Student Rewards Credit Card |
Citi Thank You® Preferred Card for College Students |
|||
|---|---|---|---|---|---|---|
| No Annual Fee |  Student Credit Card |
Capital One® JourneySM Student Rewards Credit Card  |
Citi Thank You® Preferred Card for College Students |
|||
| Rewards | ||||||
| $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years 2 | Student Credit Card |
Capital One® JourneySM Student Rewards Credit Card  |
Citi Thank You® Preferred Card for College Students |
|||
| 2% cash back in popular categories †† | Student Credit Card |
Capital One® JourneySM Student Rewards Credit Card |
Citi Thank You® Preferred Card for College Students |
|||
| 1% cash back on all other purchases | Student Credit Card |
Capital One® JourneySM Student Rewards Credit Card |
Citi Thank You® Preferred Card for College Students |
|||
Comparison conducted by an independent research firm and based on competitor data compiled on November 2016, from company websites, customer service agents, and consumer credit offers. †† Discover it® Chrome offers 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter.
Switch your Discover student credit card off or on in seconds
If you come home at night, but realize your credit card stayed out, Freeze it ® until you find it with our app. You'll stop any new purchases, cash advances or balance transfers on your account. And you can unfreeze it just as easily.5
See what your FICO® Credit Score is saying
Your FICO® Score counts when you're thinking about getting a car loan or an apartment and more. See your FICO® Credit Score for free on monthly statements, on mobile and online.6
Know more about your FICO® Score
Breathe easier
First of all, you're never responsible for unauthorized purchases on your Discover student credit card. We monitor every purchase, every day and let you know if we spot anything suspicious.
Serving you at college or at home
When you want to talk to a real person, call our U.S. based customer service representatives who are available any time. And we won't waste your time by trying to sell you other products when you call. Our powerful mobile app and online service is at your fingertips. If you ever need a replacement credit card, you can request free overnight shipping to any U.S. street address.7
Yours for no annual fee.
0% Intro APR† for 6 months on purchases
Then 13.49%-22.49% Standard Variable Purchase APR applies
- Reviews: Discover it card's average "Overall Rating" based on reviews by cardmembers as seen at https://www.discover.com/credit-cards/it-card/reviews/
Good Grades Rewards: Good Grade Reward only available to new cardmembers on or after 7/23/2015 who indicate on their application that they are currently enrolled in college, and whose accounts are current and remain open when the Good Grade Reward is requested. Students with a Discover it® or Discover it® chrome card who have a GPA of 3.0 or higher (or equivalent) during a School Year (September - August) may apply at Discover.com for a $20 Cashback Bonus ("Good Grade Reward"). One Good Grade Reward per School Year, per account, up to a maximum of five (5) consecutive years from the date your account is opened. Terms of Good Grade Reward Offer are subject to change.
Cashback MatchTM: After the first 12 consecutive billing periods that your new account is open, we will match all of the cash back rewards you've earned and apply them to your account in the following one or two billing periods. If your account is closed or no longer in the cash back reward program at the time we calculate your potential award, Your cash back will not be matched.You've earned cash back rewards when they have posted to your account by the end of the 12th consecutive billing period. This promotional offer may not be offered in the future. This exclusive offer is available only to new cardmembers.
Redeem Any Amount Any Time: We will credit your account with your Cashback Bonus balance if your account is closed or has not been used in 18 months. See rewards terms and conditions.
Freeze it: When you freeze your account, Discover will not authorize new purchases, cash advances or balance transfers. However, some activity will continue, including bills that merchants mark as recurring, as well as returns, credits, dispute adjustments, payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions.
FICO® Credit Score Terms: Your FICO® Credit Score and key factors are based on data from TransUnion and may be different from other credit scores. This information is intended for and only provided to Primary cardmembers who have an available score. See Discover.com/FICO about the availability of your score. Your score and key factors are available on Discover.com and your score is provided on statements. You will see up to a year of recent scores online starting when you become a cardmember. Discover and other lenders may use different inputs, such as a FICO® Credit Score, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of the Fair Isaac Corporation of the United States and other countries.
If you prefer not to receive your FICO® Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Please give us two billing cycles to process your request. To learn more, visit Discover.com/FICO.
Free Overnight Card Replacement: Overnight shipping is not available to P.O. boxes or addresses outside the U.S. Carrier overnight shipping limitations apply that may impact the exact delivery date.
- Intro purchase APR is 0% for 6 months from date of account opening; then the standard purchase APR applies. Intro Balance Transfer APR is 10.99% for 6 months from date of first transfer, for transfers under this offer that post to your account by April 10, 2017; then the standard purchase APR applies. Standard purchase APR: 13.49% variable to 22.49% variable, based on your creditworthiness. Cash APR: 25.49% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. Balance transfer fee: 3% of the amount of each transfer . Annual Fee: None. Rates as of December 30, 2016. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
Cardmember Reviews
Loading...
"Highest in Customer Satisfaction with Credit Card Companies, Three Years in a Row" by J.D. Power. J.D. Power Award Information
Thanks again!
Discover received the highest numerical score among credit card issuers in the proprietary J.D. Power 2014–2016 Credit Card Satisfaction Studies, tied in 2014. 2016 study based on responses from 20,206 consumers measuring 10 card issuers and measures opinions of consumers about the issuer of their primary credit card provider, surveyed September 2015–May 2016. Your experiences may vary. Visit jdpower.com.