Workers are retiring at age 61, on average. Just two years ago they were retiring at age 58.

Ethical investing is in the eye of the investor.

Our super system is not in need of restructuring as some commentators suggest.

• COMMENT

Once Labor and the unions stood up for battlers. Now they’re robocalling seeking sympathy for millionaires who want to stay on the pension.

• ASK NOEL

Financial expert Noel Whittaker answers readers' questions.

As a nation, we're pretty optimistic. We like to think things will turn out for the best, and if they don't, we usually have a back-up plan to see us through. While it's one of the traits I like most about Australian culture, optimism alone doesn't always cut it.

For my third maternity leave, I've pledged to pay myself enough super to match every dollar I spend on nappies.

• COMMENT

Any change in the superannuation rules feeds into the general public distrust of super, but it's important to look at the facts objectively.

Make sure you check out the changes before taking any action.

Usually, the best thing to do when doomsayers start to make a lot of noise is to sit tight.

Some retirees may be tempted to stash cash at home, but there are downsides.

Most of those with DIY super funds don't track the performance of their funds against any conventional published benchmark or returns objectives.

Despite growing wealth inequality, younger households should have much more in retirement savings than their parents.

With law changes looming, this year may be the last opportunity for some to boost their nest egg by making extra contributions into their super fund.

Just before the last election I was bombarded with emails that readers had received from the Mature Australia Party.

There are two types of people: those who have opened an SMSF and the rest.

The Australian Securities and Investments Commission has turned a blind eye to financial planning firms calling themselves "independently owned" when they don't meet the rules of independence.

With the excitement of your first job, don't forget your super entitlements.

More people are accessing their super to pay for stomach surgery to control their weight as awareness grows that retirement savings can be used to pay for medical treatments.

Commissions are still with us when it comes to life insurance.

​Superannuation fund investors will be hoping that the Treasurer delivers on this week's promise to present the super change legislation in parliament by the end of 2016.

Superannuation is a tool, which when used properly is highly effective. But like all investment strategies it has a cost.

Women's lack of appetite for investment risk is one of the factors that is leaving them worse off than men in retirement.

Anyone can manage their own super fund and do a dismal job, safe in the knowledge that in a worst-case scenario they have the age pension as a backstop.

Industry Super Australia is alleging banks' front-line staff are spruiking the benefits of the banks' own super funds to their customers in a way that may be side-stepping financial advice laws.

The draft legislation contains tough and in some cases unrealistic valuations of the non-commutable defined benefit pensions received by retirees.

The wealthy elite of the Australian Public Service to keep nearly all their generous superannuation concessions.

Super fund members have a right to know what their funds are doing with their money.

Superannuation is our biggest liquid asset so making sure it's invested in a way that honours our personal values is a powerful way to do good.