Route map:  London to Zagreb, Bled, Split, Rijeka by train

The rail way to Croatia!  London to Zagreb in 24 hours...

UK to Croatia by train in 24 hours...

Take a mid-morning Eurostar to Paris, a 200 mph double-deck TGV Duplex to Munich, and an excellent Croatian sleeper train overnight from Munich to Zagreb, arriving next morning.  Or take Eurostar & TGV Duplex to Munich, stay the night in a hotel and take a wonderful scenic ride next day through the mountains across Austria, into Slovenia and along the pretty River Sava to Zagreb.  The choice is yours.  It's safe, civilised, comfortable & affordable and unlike a flight, a truly memorable travel experience.  This page tells you how...

Train times, fares & tickets

On this page you'll find a beginner's guide to arranging train travel to Croatia, with train times, fares & how to buy tickets:

  London to Zagreb

  London to Rijeka

  London to Istria:  Porec, Rovinj, Pula

  London to Split & Zadar

  London to Korcula, Hvar, Vis, Brac by train+ferry

 

Magnolia blossom in Zagreb

Magnolia blossom in Zagreb.  Croatia is fabulous to visit, from the Adriatic islands to the gracious city of Zagreb to the wineries & olive groves of Istria.  No flights required!

  London to Dubrovnik by train+bus or train+ferry

  Visiting the city of Zagreb

  Useful country information - currency, tourist information, time zones

  Hotels in Zagreb, Split & Croatia

  Holidays to Slovenia & Croatia by train not plane

  Trains from Croatia to other European cities

  Trains to Croatia from other European cities

Train travel information...

  General information about European train travel

  Taking your bike    Taking your dog    Luggage

  Send your luggage in advance 

  Travel insurance, EU Health Cards & SIM cards

  Buying tickets from UK towns & cities to connect with Eurostar

Sponsored links...

 


Useful country information

Train operators:

HZ (Hrvatske Zeljeznice) ww.hzpp.hr Eurostar times & fares   All-Europe train times

   

Railpasses:

Beginner's guide to European railpasses    Buy a rail pass online

Time zone:

GMT+1 (GMT+2 from last Sunday in March to last Saturday in October).

Dialling code:

+385

Currency:

£1 = approx 8.5 Kuna  Check current exchange rates

Tourist information:

Croatia: www.htz.hr & www.croatiatraveller.com    Recommended guidebooks

Accommodation:

Find a hotel in Croatia, Slovenia or Bosnia

Visas:

UK citizens do not need a visa to visit Croatia or Slovenia. 

Check travel advice at www.fco.gov.uk before going to Bosnia.

Page last updated:

18 November 2016.  Train times valid 11 Dec 2016 to 10 June 2017.


London to Zagreb

Which route to choose?

Croatia's capital city, Zagreb, is a wonderful city to visit, and it's the hub for trains to Split for onward ferries to Adriatic islands such as Hvar or buses to Dubrovnik.  It's straightforward, safe & comfortable to reach Zagreb by train from the UK.  I show two good options, both of them with a similar range of prices:


Option 1:  Morning Eurostar to Paris, TGV to Munich, sleeper train to Zagreb...

This is the most time-effective option, London to Zagreb in comfort in less than 24 hours.

London ► Zagreb

Zagreb ► London

How much does it cost?

Each train is ticketed separately, so add up the price for each leg of the journey.

 1. London to Paris

     by Eurostar...

 From £45 one-way, £58 return 2nd class.

 From £112 one-way, £169 return 1st class.  Child, youth, senior fares 

 

 2. Paris to Munich

      by TGV Duplex...

From £34 one-way, £68 return in 2nd class

From £53 one-way, £106 return in 1st class.

Limited availability, book in advance to get these fares.

 

 3. Munich to Zagreb

 on the Lisinski...

In a

seat:

In a couchette

In the sleeping-car

6-berth

4-berth

3-berth

2-berth

single

 Saver fare one-way, from:

€29

€49

€59

€69

€79

€139

 Saver fare return, from:

€58

€98

€118

€138

€158

€278

Saver fare = Advance-purchase fare, price varies, no refunds, no changes to travel plans.

Berths are sold individually, so one ticket means one bed.  The other beds in your compartment will be sold to other passengers.  For sole occupancy, simply book 1 ticket in a 1-berth sleeper or 2 tickets in a 2-berth sleeper or 4 tickets in a 4-berth couchette & so on.

How to buy tickets online...

How to buy tickets by phone:  UK call 0844 248 248 3, overseas +44 844 248 248 3...

Custom-made travel & hotel arrangements...

  • If you want a custom-made trip with rail travel, hotels & transfers all arranged for you, contact Railbookers.  Just tell them what you want, and they'll advise you on the best trains, routes & hotels and sort it all out.  As you're then booking a package, they'll also take care of you if anything happens such as a strike or delay.  They get very positive reviews, and look after their customers very well.

      UK call 020 3327 0761, www.railbookers.co.uk

      US call free 1-888-829-4775, see website.

      Canada call free 1-855-882-2910, see website.

      Australia call toll-free 1300 971 526, see website

      New Zealand call toll-free 0800 000 554 or see website.

What's the journey like?

From London to Paris by Eurostar: See the Eurostar page for photos & information about Eurostar.

From Paris to Munich by TGV Duplex...         Click for video guide

Sit back with a glass of red and enjoy the ride - book an upper deck seat for the best views.  The train is equipped with power sockets for laptops & mobiles at all seats in both classes, and a cafe-bar serves drinks, snacks & microwaved hot dishes.  The train soon leaves the Paris suburbs behind and speeds across a vast wide open plateau of woods & farmland at up to 200mph, past picturesque French villages of the Champagne region.  An hour or two later, the train leaves the high-speed line and slowly meanders through pretty wooded hills, the countryside eventually flattening out towards Strasbourg.  On leaving Strasbourg, look out for Strasbourg cathedral on the left with its famously missing second tower.  Minutes afterwards you rumble across the river Rhine into Germany, before heading on to Stuttgart & Munich.

TGV Duplex at Paris Gare de l'Est   Upper deck second class on board a TGV Duplex.

TGV Duplex at Paris Est. These impressive 200 mph double-deck trains link Paris with Nice, Marseille, Munich, Barcelona & Switzerland...

 

2nd class table for 4 on TGV Duplex upper deck...

First class on board a TGV Duplex   An TGV Duplex at Paris Est.

1st class seats on the upper deck, with a club duo on the left, a club quatre on the right.

 

A TGV Duplex.  The red near the door indicates 1st class, pale green indicates 2nd class.

Munich to Zagreb on the sleeper train Lisinski...   Watch the video

This modern sleeper train is a pleasure to travel on, whether in the privacy of your own sleeper or in economical couchettes.  There's time for dinner in Munich before boarding at a local restaurant, try www.augustinerkeller.de at Arnulfstrasse 52, to the north side of Munich Hbf.

The 'Lisinski' sleeper train from Zagreb to Munich, at Zagreb main station   Sleeper compartment in the Croatian sleeping-car from Munich to Zagreb

The sleeping-car on the Lisinski:  The modern air-conditioned Croatian sleeping-car of the Lisinski from Munich to Zagreb has 10 compartments with washbasin, each of which can be used as a 1, 2 or 3 berth room, with toilets at the end of the corridor.  Above left, the sleeper arrived at Zagreb.

4-berth couchettes on Munich to Zagreb train   Couchette car on Munich to Zagreb train, at Munich

The couchette car on the Lisinski has modern air-conditioned 6-berth and 4-berth compartments.  Above right, the westbound train is seen boarding at Zagreb. See panorama photo.

Scenery between Ljubljana, Zagreb & Belgrade

Wake up to scenery like this between Ljubljana & Zagreb, along the river Sava...


Watch the video...

This video was taken on the Zurich to Zagreb sleeper, which is identical to the Munich-Zagreb sleeper and takes the same scenic route between Ljubljana & Zagreb.

 

 

Option 2:  By daytime trains, with overnight stop in Munich...

This option takes longer than the others, but you may prefer daytime travel with a hotel stop rather than using a sleeper, and best of all you get to see rather than sleep through all that wonderful scenery through the mountains across Austria and along the pretty River Sava from Slovenia to Zagreb.

London ► Zagreb

Zagreb ► London

How much does it cost?

How to buy tickets online...

How to buy tickets by phone:  In the UK call 0844 248 248 3...

Custom-made travel & hotel arrangements...

  • If you want a custom-made trip with rail travel, hotels & transfers all arranged for you, contact Railbookers.  Just tell them what you want, and they'll advise you on the best trains, routes & hotels and sort it all out.  They get very positive reviews, and look after their customers very well.

      UK call 020 3327 0761, www.railbookers.co.uk

      US call free 1-888-829-4775, see website.

      Canada call free 1-855-882-2910, see website.

      Australia call toll-free 1300 971 526, see website

      New Zealand call toll-free 0800 000 554 or see website.

What's the journey like?

From London to Paris by Eurostar: See the Eurostar page for photos & information about Eurostar.

From Paris to Munich by TGV Duplex...         Click for video guide

Sit back with a glass of red and enjoy the ride - book an upper deck seat for the best views.  The train is equipped with power sockets for laptops & mobiles at all seats in both classes, and a cafe-bar serves drinks, snacks & microwaved hot dishes.  The train soon leaves the Paris suburbs behind and speeds across a vast wide open plateau of woods & farmland at up to 200mph, past picturesque French villages of the Champagne region.  An hour or two later, the train leaves the high-speed line and slowly meanders through pretty wooded hills, the countryside eventually flattening out towards Strasbourg.  On leaving Strasbourg, look out for Strasbourg cathedral on the left with its famously missing second tower.  Minutes afterwards you rumble across the river Rhine into Germany, before heading on to Stuttgart & Munich.

TGV Duplex at Paris Gare de l'Est   Upper deck second class on board a TGV Duplex.

TGV Duplex at Paris Est. These impressive 200 mph double-deck trains link Paris with Nice, Marseille, Munich, Barcelona & Switzerland...

 

2nd class table for 4 on TGV Duplex upper deck...

TGV Duplex cafe-bar   TGV Duplex upper deck 2nd class seats

The cafe-bar on the upper deck in car 4, serving tea, coffee, soft drinks, wine, beer, snacks & microwaved hot dishes....

 

2nd class seats, this is upper deck seating.  There's a mix or tables for 4 and unidirectional seating.

First class on board a TGV Duplex   An TGV Duplex at Paris Est.

1st class seats on the upper deck, with a club duo on the left, a club quatre on the right.

 

A TGV Duplex.  The red near the door indicates 1st class, pale green indicates 2nd class.

By air-conditioned train from Munich to Zagreb...

Now for a real treat.  Sit back with a glass of red, catch up on your reading and enjoy the views...  This is actually two trains, a smart modern Austrian Railjet train with restaurant car from Munich to Villach on the Austrian/Slovenian border, then a comfortable air-conditioned Slovenian & Croatian EuroCity train from Villach to Ljubljana and Zagreb.  After leaving the Munich suburbs the train snakes through pretty Bavarian scenery to Salzburg, past churches and picturesque villages.  Just before arriving at Salzburg, look to your right as you cross the River Salzach for great views of Salzburg citadel.  Soon after Salzburg, the train enters the Austrian Alps proper, climbing through vast mountains.  Look out for the magnificent fortress at Werfen (although the train doesn't call here), perched on its hilltop on the right hand side, guarding the approaches to Salzburg along the Salzachtal valley.  You make a quick & easy change of train across the platform at Villach, the Croatian train will be waiting for this connection.  After entering Slovenia, the scenery flattens out, and the train snakes along the pretty river Sava all the way into Ljubljana.  Beyond Ljubljana, the train continues to follow the river Sava, passing through a beautiful river gorge between mountains, a real treat.  Beyond Zidani Most the valley widens into a plain, and you cross the border into Croatia at Dobova and soon arrive in Zagreb's impressive central station, a palace of a building, right in the centre of the city.

Austrian railjet seats   Scenery in the Austrian Alps between Munich & Ljubljana

1st class seats on the Austrian Railjet as the Alpine scenery flies by.  The first stage is on a smart Austrian Railjet train from Munich to Villach...

 

Through the Austrian Alps...  Clinging to the mountainside high in the Austrian Alps, the train snakes along between snow-capped mountains, absolutely wonderful...

  2nd class seats on the Munich-Zagreb train

...and along the Sava river in Slovenia.  Now across the border in Slovenia, the EuroCity train runs along the pretty River Sava all the way to Ljubljana and Zagreb...

 

Comfortable seats:  The 2nd class seats in the Slovenian cars are arranged 2+1 abreast, the same as 1st class!

The EuroCity train 'Sava' from Munich to Ljubljana & Zagreb  

The EuroCity train Sava, arrived at Zagreb.

 

More scenery along the Sava between Ljubljana & Zagreb.


Visiting the city of Zagreb...

Zagreb is a wonderful and much under-rated city.  Small enough to walk around, but with more of a big-city feel than Ljubljana in neighbouring Slovenia.  The station is an impressive landmark in its own right, a palatial building which opens onto a succession of grand park squares, with the main town square (Ban Josip Jelačić) 5-10 minutes walk from the station and the old town two minutes walk behind that.  You'll find tourist information online at www.zagreb-touristinfo.hr, or there's a tourist office on the near right-hand corner of the main city square.  Hotels in Zagreb Map of Zagreb.

Zagreb station    

Zagreb main station:  A palace?  Just Zagreb's main station (Glavni Kolodvor) where you arrive from London.  It opens onto spacious green squares leading to the old town, a 10 min walk.

 

Stroll or sit in a cafe along the pedestrianised Ivana Tkalčićeva in the old town.

 

The noon-day gun tower, which you can climb for great views over the city.

   

Market day in Zagreb's busy main square, Ban Josip Jelačić.

 

Old town churches, from the gun tower.

 

Magnolia blossom in the square facing the station.  The best way to arrive in this city really is by train!.


London to Rijeka

London Rijeka

Rijeka ► London

Fares & how to buy tickets

The afternoon train from Ljubljana to Rijeka, about the leave Ljubljana   The afternoon train from Ljubljana to Rijeka, about the leave Ljubljana

The train to Rijeka...  This is the 15:10 to Rijeka, about to leave Ljubljana.  At the front is a modern air-conditioned EuroCity car, the other two cars are older.  On this occasion, it's waited a few minutes for the late-running EuroCity Sava to arrive from Munich, with connections from Paris, Amsterdam & London...


London to Istria

London to Porec, Rovinj, Pula

Istria, land of olive oil, wineries and truffles, was once part of the Venetian empire, and after a spell with the Austro-Hungarians it was again part of Italy between the wars.  Even today, the dual-language place names and road signs reveal it's Italian heritage.  For Istrian tourist information, see www.istra.hr.  Now part of Croatia, Istria can be reached overland from the UK in a couple of ways.

Option 1:  By train from London to Ljubljana, then train to Pula... 

Option 2:  By train from London to Rijeka, then bus to Porec, Rovinj, Buje, Motovun, Pula... 

This is another reliable all-year-round way to reach Istria, as daily mainline trains run to Rijeka and Rijeka is a hub for regular buses serving destinations all over Istria.  First, travel from London to Rijeka as shown above.  On arrival in Rijeka, walk out of the station and turn right.  The bus station is 2 minutes walk straight down this main road, you can't miss it.  Every couple of hours, buses link Rijeka with the historic coastal town of Porec, delightful picturesque Rovinj, and the wonderful roman remains in Pula.  The main bus company is www.autotrans.hr, you can easily buy bus tickets when you get to Rijeka.

Option 3:  By train to Venice, then SeaCat fast ferry to Porec, Rovinj or Pula... 

This option operates from April to October, and is a great option as it combines Venice with Istria. 

First, travel from London to Venice as shown on the London to Italy page.  You can take an afternoon Eurostar to Paris and the overnight Thello sleeper train to Venice, arriving around 09:35.  Or travel by Eurostar & TGV to Switzerland, stay the night there, then travel through the Alps to Milan and Venice next day.  The choice is yours. 

Venezia Lines (www.venezialines.com) operate ferries from Venice April-October on various days of the week to Porec, Rovinj (Rovigno in Italian) Umag and Pula (Pola in Italian).  The Venice-Porec ferry crossing only takes 2.5 hours.  Start by checking the days the ferries operate at www.venezialines.com.  On days when a 17:00 ferry sails from Venice you can leave London in the afternoon on day 1, spend most of day 2 in Venice, and arrive in Porec or Rovinj in the evening of day 2!

Rovinj, Istria   Church tower, Porec   Roman arch, Pula

Rovinj:  The picturesque seaside town of Rovinj.  The church tower looks very like St Marks in Venice, showing Istria's Venetian history...

 

Porec:  You can climb the UNESCO-listed church tower in Porec...

 

Pula:  The Roman arch, Pula.  The famous Irish writer James Joyce taught English in the building on the left 1904-5.

Venezia Lines fast ferry at Rovinj   Bus at Porec bus station

www.venezialines.com link Venice & Istria, April-October.  Why not combine a visit to Venice with Istria?

 

Buses link Rijeka with most destinations in Istria, www.autotrans.hr.


London to Split

London Split

Split London

Fares & how to buy tickets

From Zagreb to Split by air-conditioned ICN train...

Traveller Francis Meylan reports:  "The journey to Split was fascinating and very scenic.  It was a modern diesel train with a free cup of coffee (though no food).  Single track but recently re-engineered and was very smooth despite climbing and very many bends, tunnels, and so forth.  The track went across high embankments and on ledges on valley sides.  It wasn't particularly fast and I can see why.  Every country station had a uniformed station master standing to attention as the train went past!  Many of the country stations were in ruins and there were obvious signs of war damage, walls pock marked with bullet holes.  We could see several minefields marked off.  In Knin the front of the large Austro-Hungarian-style town hall was riddled with bullet holes. Towards Split the landscape is very dry, limestone I think, and very rocky.  If you took the Sleeper would miss all this!

An ICN train to Splt at Zagreb station

 

1st class seats on the fast tilting ICN train from Zagreb to Split

The daytime trains to Split:  These fast, tilting, air-conditioned ICN trains link Zagreb & Split once or twice a day through great scenery.  Above right, first class seats on the train to Split.  below left, second class seats.

2nd class seats on the tilting ICN train from Zagreb to Split   ICN train to Split at Zagreb station
Scenery seen from the Zagreb-Split train

Scenery between Zagreb and Split seen from the train...  Photo courtesy of Pαraic Maguire.

From Zagreb to Split by overnight sleeper (in summer only)...

3-bed sleeper on the Zagreb-Split overnight train   Refurbished sleeping-car on the Zagreb-Split overnight train

The overnight train to Split:  The overnight train from Zagreb to Split has a smartly refurbished sleeping-car with 1, 2 & 3-bed compartments with washbasin.  Here, the night train to Split waits to leave Zagreb...

London to to Ancona in Italy by train, then ferry to Split or Zadar...

Ancona to Split ferries in Split Harbour   Deluxe cabin onm Ancona to Split ferry

Blue Line and Jadrolinija ferries in Split Harbour...  Above right, a deluxe cabin on the Blue Line ferry, which even features an en suite jacuzzi...  Photos courtesy of Andrew Leo.


London to Hvar, Korčula, Vis, Brač

London to Split overland by train, then ferry to Hvar, Korčula, Vis, Brač...

This is the fastest & most frequent option.  Runs daily, all year round.

London to Ancona in Italy by train, then ferry to Hvar...

This is perhaps the most civilised option, although not the most frequent.  Runs once or twice a week.


London to Dubrovnik

There is no rail link to Dubrovnik, so you will need to reach it either by bus or ferry.  There are 3 options:

 

The Jadrolinija ferry links Rijeka, Split & Dubrovnik

 

Adriatic ferry:  The Jadrolinija Ferry Marko PoloPhoto courtesy of John Allen.

London to Split by train, then bus or ferry to Dubrovnik...

This is the fastest & most frequent option. It runs daily, all year round.

London to Italy by train then ferry to Dubrovnik...

This is arguably the most civilised option, running two or three times a week in winter from each port, up to 6 times a week from each port in summer.


Holidays to Slovenia & Croatia by train

 

Railbookers custom-made holidays & tours to Slovenia & Croatia by train...

Railbookers can tailor-make a flight-free holiday to Ljubljana & Zagreb, with train travel, transfers & hotels all arranged for you, for however long you like, leaving on any date you like.  If you tell them what you want, they'll advise you on the best trains, routes & hotels and sort it all out for you.  They get a lot of repeat business and a lot of recommendation by word of mouth!

  UK call 020 3327 0761, www.railbookers.co.uk

  US call free 1-888-829-4775, see website.

  Canada call free 1-855-882-2910, see website.

  Australia call toll-free 1300 971 526, see website

  New Zealand call toll-free 0800 000 554 or see website.


 


The European Rail Timetable & maps

Thomas Cook European Timetable -  click to buy onlineTraveller's Railway Map of Europe - buy onlineThe European Rail Timetable (formerly the Thomas Cook European Timetable) has train & ferry times for every country in Europe plus currency & climate information.  It is essential for regular European train travellers and an inspiration for armchair travellers.  Published since 1873, it had just celebrated 140 years of publication when Thomas Cook decided to pull the plug on their entire publishing department, but the dedicated ex-Thomas Cook team have set up a private venture and published the first edition of a reborn European Rail Timetable in March 2014.  You can buy it online with worldwide shipping at either www.stanfords.co.uk or www.europeanrailtimetable.euMore information on what the European Rail Timetable contains.

A Traveller's Railway Map of Europe covers the whole of Europe from Portugal in the west to Moscow & Istanbul in the east, Finland in the north to Sicily & Athens in the south.  On the back are detailed maps of Switzerland, Benelux & Germany, plus city plans showing stations in major cities.  Scenic & high-speed routes highlighted.  Buy it online for £14.50 + postage worldwide (UK addresses £2.80) at www.stanfords.co.uk/Continents/Europe-A-Travellers-Railway-Map_9789077899090.htm or (in the Netherlands) for €13 + €5.50 postage from www.treinreiswinkel.nl.


Recommended guidebooks

Rough Guide Slovenia - click to buy at AmazonLonely Planet Slovenia - click to buy at AmazonLonely Planet Eastern Europe - buy online at AmazonYou should take a good guidebook.  I think that the Lonely Planets and the Rough Guides are easily the best for the independent traveller.  Both guides have plenty of background historical and cultural information, plus lots of practical information.  You won't regret buying one of these guides..!

Click the images to buy at Amazon...

My own book, an essential handbook for train travel to Europe based on this website called "The Man in Seat 61", was published in June 2008, and is available from Amazon.co.uk with shipping worldwide.

 


Find hotels in Zagreb, Split & Croatia...

 

◄◄ Hotel search & price comparison.

www.hotelscombined.com checks all the main hotel booking sites at once to find the widest choice of hotels & the cheapest seller.  It was named as the World's Leading Hotel Comparison Site at the World Travel Awards 2013 and I highly recommend it, both to find hotels in even the smallest places and to check that another retailer isn't selling your hotel for less!

www.booking.com is my favourite booking site.  It's really clear and you can usually book with free cancellation and so confirm your accommodation at no risk months before train booking opens.

Other hotel sites worth trying...

Backpacker hostels...


Send your luggage in advance

Ride the trains without heavy luggage... 

Send your suitcase ahead by Luggage Mule from around £30 each way.


Travel insurance & health card...

 

 

Columbus direct travel insurance

Take out decent travel insurance, it's essential...

Never travel without proper travel insurance from a reliable insurer with at least £1m or preferably £5m medical cover.  It should also cover loss of cash & belongings (up to a limit), and trip cancellation.  An annual multi-trip policy is usually cheapest even for just 2 or 3 trips a year - I have an annual policy myself.  However, don't expect travel insurance to bail you out of every missed connection, see the advice on missed connections here.  Here are some suggested insurers, Seat61 gets a little commission if you buy through these links, and feedback from using insurance for rail & ferry travel is always welcome.

In the UK, use www.confused.com to compare prices & policy features across major insurance companies.

If you have a pre-existing medical condition or are over 65, see www.JustTravelCover.com - 10% discount with code seat61.

        If you live in Australia, New Zealand, Ireland or the EU, try Columbus Direct's other websites.

  If you live in the USA try Travel Guard USA.

Get an EU health card, it's free...

If you're a UK citizen travelling in Europe, you should apply for a free European Health Insurance Card, which entitles you to free or reduced rate health care if you become ill or get injured in many European countries, under a reciprocal arrangement with the NHS.  This replaced the old E111 forms as from January 2006.  The EHIC card is available from www.nhs.uk/NHSEngland/Healthcareabroad/EHIC/Pages/about-the-ehic.aspx.  It doesn't remove the need for travel insurance, though.

Carry a spare credit card, designed for travel with no currency exchange loading & low/no ATM fees

Taking out an extra credit card costs nothing, but if you keep it in a different part of your luggage you won't be left stranded if your wallet gets stolen.  In addition, some credit cards are better for overseas travel than others.  Martin Lewis's www.moneysavingexpert.com/travel/cheap-travel-money explains which UK credit cards have the lowest currency exchange commission loadings when you buy something overseas, and the lowest cash withdrawal fees when you use an ATM abroad.

 


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