Compare credit cards
With over 160 credit cards on the market, how do you choose the best one? Check out the popular credit card table below for some of the latest credit card deals or try one of our free credit card tools to help you compare rewards, fees, interest rates and balance transfer offers.
Credit cards
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HSBC
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HSBCCredit Card
- 0% p.a. balance transfer for 6 months
- No annual fee for the life of the card
- Up to 55 days interest-free on purchases
-
interest rate
17.99%
-
balance transfer rate
0.00% for 6 months and then 21.99%
annual fee$0
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Bankwest
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BankwestBreeze
- 0% p.a. on balance transfers for first 6 months
- 0% p.a. on purchases for first 4 months
- $59 annual fee
-
interest rate
0.00% for 4 months then 11.99%
-
balance transfer rate
0.00% for 6 months
annual fee$59
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Commonwealth Bank
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Commonwealth BankLow Rate Credit Card
- 0% p.a. intro rate on purchases for 5 months
- 5.99% p.a. on balance transfers for the first 5 months
- Annual fee of $78 (or $48 for qualifying customers)
-
interest rate
0.00% for 5 months then 12.99%
-
balance transfer rate
5.99% for 5 months and then 21.24%
annual fee$78
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Victoria Teachers Mutual Bank
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Victoria Teachers Mutual BankVisa Platinum Credit Card
- 0% p.a. Interest for 6 months on purchases and balance transfers for new customers
- No annual fee for the first year
-
interest rate
0.00% for 6 months then 9.99%
-
balance transfer rate
0.00% for 6 months
annual fee$84$0 in the first 1 year
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NAB
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NABLow Rate Card
- 4.99% p.a. balance transfer offer for 6 months
- $59 annual fee
- 55 days interest free on purchases
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interest rate
13.99%
-
balance transfer rate
4.99% for 6 months
annual fee$59
-
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American Express
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American ExpressAmerican Express Velocity Platinum Card
- 50,000 bonus Velocity Points offer. Apply by July 31
- Earn 1.5 Velocity Points per $1 spent until 22 July 2013, after which you will earn up to 3 points per dollar spent
- Enjoy a complimentary Virgin Australia return domestic flight every year after your first card spend
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interest rate
20.74%
-
balance transfer rate
annual fee$349
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bankmecu
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bankmecuLow Rate
- Low interest rate
- $59 annual fee
- 100% no marketing guarantee
-
interest rate
10.14%
-
balance transfer rate
annual fee$59
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NAB
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NABLow Fee Card
- $30 annual fee
- 44 days interest free on purchases
- 4.99% p.a. on balance transfers for 6 months
-
interest rate
19.49%
-
balance transfer rate
4.99% for 6 months
annual fee$30
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Virgin Money
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Virgin MoneyVirgin Australia Velocity Flyer Card - Balance Transfer Offer
- Exclusive offer. Half annual fee waiver for the first year
- 0% p.a. balance transfer rate for the first 8 months
- Up to 44 days interest free on purchases
-
interest rate
20.99%
-
balance transfer rate
0.00% for 8 months
annual fee$129$64 in the first 1 year
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Bankwest
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BankwestBreeze Platinum
- Low ongoing purchase rate of 11.99% p.a.
- Free international travel insurance. No foreign exchange fee.
- 0% p.a. purchase rate for 4 months
-
interest rate
0.00% for 4 months then 11.99%
-
balance transfer rate
0.00% for 6 months
annual fee$99
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Commonwealth Bank
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Commonwealth BankLow Rate Gold Credit Card
- 0% p.a. intro rate on purchases for 5 months
- Annual fee of $120 (or $90 for qualifying customers)
- 5.99% p.a. on balance transfers for the first 5 months
-
interest rate
0.00% for 5 months then 12.99%
-
balance transfer rate
5.99% for 5 months and then 21.24%
annual fee$120
-
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American Express
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American ExpressQantas American Express Discovery Card
- No annual card fee. $0 annual card fee per supplementary card
- Earn 1 Qantas Frequent Flyer point per $1 spent on purchases with your card
- Up to 7,500 extra Qantas Frequent Flyer points
-
interest rate
20.74%
-
balance transfer rate
annual fee$0
-
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American Express
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American ExpressPlatinum Edge Credit Card
- 10,000 Membership Rewards Bonus Points
- Complimentary travel insurance
- $195 annual fee
-
interest rate
20.74%
-
balance transfer rate
annual fee$195
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Commonwealth Bank
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Commonwealth BankLow Rate Credit Card
- 0% p.a. intro rate on purchases for 5 months
- 5.99% p.a. on balance transfers for the first 5 months
- Annual fee of $78 (or $48 for qualifying customers)
-
interest rate
0.00% for 5 months then 12.99%
-
balance transfer rate
5.99% for 5 months and then 21.24%
annual fee$78
-
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Bankwest
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BankwestBreeze
- 0% p.a. on balance transfers for first 6 months
- 0% p.a. on purchases for first 4 months
- $59 annual fee
-
interest rate
0.00% for 4 months then 11.99%
-
balance transfer rate
0.00% for 6 months
annual fee$59
-
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Victoria Teachers Mutual Bank
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Victoria Teachers Mutual BankVisa Platinum Credit Card
- 0% p.a. Interest for 6 months on purchases and balance transfers for new customers
- No annual fee for the first year
-
interest rate
0.00% for 6 months then 9.99%
-
balance transfer rate
0.00% for 6 months
annual fee$84$0 in the first 1 year
-
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Commonwealth Bank
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Commonwealth BankLow Rate Gold Credit Card
- 0% p.a. intro rate on purchases for 5 months
- Annual fee of $120 (or $90 for qualifying customers)
- 5.99% p.a. on balance transfers for the first 5 months
-
interest rate
0.00% for 5 months then 12.99%
-
balance transfer rate
5.99% for 5 months and then 21.24%
annual fee$120
-
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Bankwest
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BankwestBreeze Platinum
- Low ongoing purchase rate of 11.99% p.a.
- Free international travel insurance. No foreign exchange fee.
- 0% p.a. purchase rate for 4 months
-
interest rate
0.00% for 4 months then 11.99%
-
balance transfer rate
0.00% for 6 months
annual fee$99
-
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bankmecu
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bankmecuLow Rate
- Low interest rate
- $59 annual fee
- 100% no marketing guarantee
-
interest rate
10.14%
-
balance transfer rate
annual fee$59
-
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NAB
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NABLow Rate Card
- 4.99% p.a. balance transfer offer for 6 months
- $59 annual fee
- 55 days interest free on purchases
-
interest rate
13.99%
-
balance transfer rate
4.99% for 6 months
annual fee$59
-
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HSBC
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HSBCCredit Card
- 0% p.a. balance transfer for 6 months
- No annual fee for the life of the card
- Up to 55 days interest-free on purchases
-
balance transfer rate
0.00% for 6 months and then 21.99%
-
interest rate
17.99%
annual fees$0
-
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Bankwest
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BankwestBreeze Platinum
- Low ongoing purchase rate of 11.99% p.a.
- Free international travel insurance. No foreign exchange fee.
- 0% p.a. purchase rate for 4 months
-
balance transfer rate
0.00% for 6 months
-
interest rate
0.00% for 4 months then 11.99%
annual fees$99
-
Go to site
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Victoria Teachers Mutual Bank
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Victoria Teachers Mutual BankVisa Platinum Credit Card
- 0% p.a. Interest for 6 months on purchases and balance transfers for new customers
- No annual fee for the first year
-
balance transfer rate
0.00% for 6 months
-
interest rate
0.00% for 6 months then 9.99%
annual fees$84$0 in the first 1 year
-
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Virgin Money
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Virgin MoneyVirgin Australia Velocity Flyer Card - Balance Transfer Offer
- Exclusive offer. Half annual fee waiver for the first year
- 0% p.a. balance transfer rate for the first 8 months
- Up to 44 days interest free on purchases
-
balance transfer rate
0.00% for 8 months
-
interest rate
20.99%
annual fees$129$64 in the first 1 year
-
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Bankwest
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BankwestZero Gold
- $0 annual fee
- Intro 0% p.a. for 6 months on balance transfers
- Built in international travel insurance
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balance transfer rate
0.00% for 6 months
-
interest rate
17.99%
annual fees$0
-
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Bankwest
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BankwestMore Gold
- Complimentary travel insurance with up to $30,000 cover
- 0% p.a. on balance transfers for 6 months
- Up to 55 days interest free
-
balance transfer rate
0.00% for 6 months
-
interest rate
19.49%
annual fees$120
-
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Bankwest
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BankwestBankwest Qantas Gold Mastercard (Qantas Frequent Flyer)
- 0% p.a. on balance transfers for 6 months
- Up to 55 days interest free
- Earn 1 Qantas Frequent Flyer Point per $2 spent on eligible purchases
-
balance transfer rate
0.00% for 6 months
-
interest rate
19.49%
annual fees$130
-
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Virgin Money
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Virgin MoneyVirgin No Annual Fee Credit Card
- $0 annual fee for the life of the card
- 2.9% p.a. for the first 6 months on balance transfers
- Enjoy up to 44 Interest free days
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balance transfer rate
2.90% for 6 months and then 20.99%
-
interest rate
18.99%
annual fees$0
-
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NAB
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NABLow Rate Card
- 4.99% p.a. balance transfer offer for 6 months
- $59 annual fee
- 55 days interest free on purchases
-
balance transfer rate
4.99% for 6 months
-
interest rate
13.99%
annual fees$59
-
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Commonwealth Bank
-
Commonwealth BankLow Rate Gold Credit Card
- 0% p.a. intro rate on purchases for 5 months
- Annual fee of $120 (or $90 for qualifying customers)
- 5.99% p.a. on balance transfers for the first 5 months
-
balance transfer rate
5.99% for 5 months and then 21.24%
-
interest rate
0.00% for 5 months then 12.99%
annual fees$120
-
Go to site
Click for more info -
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Commonwealth Bank
-
Commonwealth BankLow Rate Credit Card
- 0% p.a. intro rate on purchases for 5 months
- 5.99% p.a. on balance transfers for the first 5 months
- Annual fee of $78 (or $48 for qualifying customers)
-
balance transfer rate
5.99% for 5 months and then 21.24%
-
interest rate
0.00% for 5 months then 12.99%
annual fees$78
-
Go to site
Click for more info -
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Commonwealth Bank
-
Commonwealth BankLow Rate Credit Card
- 0% p.a. intro rate on purchases for 5 months
- 5.99% p.a. on balance transfers for the first 5 months
- Annual fee of $78 (or $48 for qualifying customers)
-
intro interest rate
0.00% for 5 months
-
interest rate
0.00% for 5 months then 12.99%
balance transfer rate5.99% for 5 months and then 21.24%
-
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Commonwealth Bank
-
Commonwealth BankLow Rate Gold Credit Card
- 0% p.a. intro rate on purchases for 5 months
- Annual fee of $120 (or $90 for qualifying customers)
- 5.99% p.a. on balance transfers for the first 5 months
-
intro interest rate
0.00% for 5 months
-
interest rate
0.00% for 5 months then 12.99%
balance transfer rate5.99% for 5 months and then 21.24%
-
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Commonwealth Bank
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Commonwealth BankPlatinum Awards Credit Card
- 20,000 bonus Awards points for a limited time. Earn up to 3 points for every dollar spent
- Lower annual fee of $250 for eligible customers
- Complimentary International Travel Insurance. Eligibility and coverage
-
intro interest rate
0.00% for 5 months
-
interest rate
0.00% for 5 months then 20.24%
balance transfer rate5.99% for 5 months and then 21.24%
-
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Bankwest
-
BankwestBreeze Gold
- 0% p.a. on purchases for the first 4 months
- free international travel insurance
- up to three additional cardholders at no additional fee
-
intro interest rate
0.00% for 4 months
-
interest rate
0.00% for 4 months then 11.99%
balance transfer rate0.00% for 6 months
-
Go to site
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Bankwest
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BankwestBreeze Platinum
- Low ongoing purchase rate of 11.99% p.a.
- Free international travel insurance. No foreign exchange fee.
- 0% p.a. purchase rate for 4 months
-
intro interest rate
0.00% for 4 months
-
interest rate
0.00% for 4 months then 11.99%
balance transfer rate0.00% for 6 months
-
Go to site
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HSBC
-
HSBCCredit Card
- 0% p.a. balance transfer for 6 months
- No annual fee for the life of the card
- Up to 55 days interest-free on purchases
-
annual fees
$0
-
interest rate
17.99%
balance transfer rate0.00% for 6 months and then 21.99%
-
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Bankwest
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BankwestZero
- No annual fee
- Intro 0% p.a. for 6 months on balance transfers
- Up to 55 days interest free on purchases
-
annual fees
$0
-
interest rate
17.99%
balance transfer rate0.00% for 6 months
-
Go to site
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Virgin Money
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Virgin MoneyVirgin No Annual Fee Credit Card
- $0 annual fee for the life of the card
- 2.9% p.a. for the first 6 months on balance transfers
- Enjoy up to 44 Interest free days
-
annual fees
$0
-
interest rate
18.99%
balance transfer rate2.90% for 6 months and then 20.99%
-
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Bankwest
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BankwestZero Gold
- $0 annual fee
- Intro 0% p.a. for 6 months on balance transfers
- Built in international travel insurance
-
annual fees
$0
-
interest rate
17.99%
balance transfer rate0.00% for 6 months
-
Go to site
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Victoria Teachers Mutual Bank
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Victoria Teachers Mutual BankVisa Platinum Credit Card
- 0% p.a. Interest for 6 months on purchases and balance transfers for new customers
- No annual fee for the first year
-
annual fees
$84$0 in the first 1 year
-
interest rate
0.00% for 6 months then 9.99%
balance transfer rate0.00% for 6 months
-
Go to site
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American Express
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American ExpressQantas American Express Discovery Card
- No annual card fee. $0 annual card fee per supplementary card
- Earn 1 Qantas Frequent Flyer point per $1 spent on purchases with your card
- Up to 7,500 extra Qantas Frequent Flyer points
-
annual fees
$0
-
interest rate
20.74%
balance transfer rate -
Go to site
Click for more info -
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American Express
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American ExpressAmerican Express Velocity Escape Card
- $0 p.a. annual Card fee
- Earn up to 2 Velocity Points for every $1 spent
- Introductory offer- 7,500 bonus Velocity Points
-
annual fees
$0
-
interest rate
20.74%
balance transfer rate -
Go to site
Click for more info -
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Commonwealth Bank
-
Commonwealth BankLow Fee Credit Card
- 0% p.a. intro rate on purchases for 5 months
- $0 annual fee if you spend $1,000 or more per year
- Up to 55 days interest free on purchases
-
annual fees
$24$0 if CBA customer when applying or spend over $1,000 p.a.
-
interest rate
0.00% for 5 months then 19.74%
balance transfer rate5.99% for 5 months and then 21.24%
-
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NAB
-
NABLow Fee Card
- $30 annual fee
- 44 days interest free on purchases
- 4.99% p.a. on balance transfers for 6 months
-
annual fees
$30
-
interest rate
19.49%
balance transfer rate4.99% for 6 months
-
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-
Commonwealth Bank
-
Commonwealth BankLow Fee Gold Credit Card
- 0% p.a. intro rate on purchases for 5 months
- $0 annual fee if you spend $10,000 or more per year
- 5.99% p.a. on balance transfers for 5 months
-
annual fees
$90$0 if CBA customer when applying or spend over $10,000 p.a.
-
interest rate
0.00% for 5 months then 19.74%
balance transfer rate5.99% for 5 months and then 21.24%
-
Go to site
Click for more info -
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-
Virgin Money
-
Virgin MoneyVirgin Australia Velocity Flyer Card - Balance Transfer Offer
- Exclusive offer. Half annual fee waiver for the first year
- 0% p.a. balance transfer rate for the first 8 months
- Up to 44 days interest free on purchases
-
annual fees
$129$64 in the first 1 year
-
interest rate
20.99%
balance transfer rate0.00% for 8 months
-
Go to site
Click for more info -
-
-
Commonwealth Bank
-
Commonwealth BankLow Rate Gold Credit Card
- 0% p.a. intro rate on purchases for 5 months
- Annual fee of $120 (or $90 for qualifying customers)
- 5.99% p.a. on balance transfers for the first 5 months
-
interest rate
0.00% for 5 months then 12.99%
-
balance transfer rate
5.99% for 5 months and then 21.24%
annual fees$120
-
Go to site
Click for more info -
-
-
Commonwealth Bank
-
Commonwealth BankGold Awards Credit Card
- 15,000 bonus Awards points. Limited time
- Earn up to 2 points per dollar spent
- Lower annual fee of $114 for eligible customers
-
interest rate
0.00% for 5 months then 20.24%
-
balance transfer rate
5.99% for 5 months and then 21.24%
annual fees$144$114 if CBA customer when applying
-
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-
Bankwest
-
BankwestBreeze Gold
- 0% p.a. on purchases for the first 4 months
- free international travel insurance
- up to three additional cardholders at no additional fee
-
interest rate
0.00% for 4 months then 11.99%
-
balance transfer rate
0.00% for 6 months
annual fees$89
-
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-
Bankwest
-
BankwestZero Gold
- $0 annual fee
- Intro 0% p.a. for 6 months on balance transfers
- Built in international travel insurance
-
interest rate
17.99%
-
balance transfer rate
0.00% for 6 months
annual fees$0
-
Go to site
Click for more info -
-
-
Bankwest
-
BankwestMore Gold
- Complimentary travel insurance with up to $30,000 cover
- 0% p.a. on balance transfers for 6 months
- Up to 55 days interest free
-
interest rate
19.49%
-
balance transfer rate
0.00% for 6 months
annual fees$120
-
Go to site
Click for more info -
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-
Bankwest
-
BankwestBankwest Qantas Gold Mastercard (Qantas Frequent Flyer)
- 0% p.a. on balance transfers for 6 months
- Up to 55 days interest free
- Earn 1 Qantas Frequent Flyer Point per $2 spent on eligible purchases
-
interest rate
19.49%
-
balance transfer rate
0.00% for 6 months
annual fees$130
-
Go to site
Click for more info -
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-
Bankwest
-
BankwestBreeze Platinum
- Low ongoing purchase rate of 11.99% p.a.
- Free international travel insurance. No foreign exchange fee.
- 0% p.a. purchase rate for 4 months
-
interest rate
0.00% for 4 months then 11.99%
-
annual fees
$99
balance transfer rate0.00% for 6 months
-
Go to site
Click for more info -
-
-
Victoria Teachers Mutual Bank
-
Victoria Teachers Mutual BankVisa Platinum Credit Card
- 0% p.a. Interest for 6 months on purchases and balance transfers for new customers
- No annual fee for the first year
-
interest rate
0.00% for 6 months then 9.99%
-
annual fees
$84$0 in the first 1 year
balance transfer rate0.00% for 6 months
-
Go to site
Click for more info -
-
-
American Express
-
American ExpressPlatinum Edge Credit Card
- 10,000 Membership Rewards Bonus Points
- Complimentary travel insurance
- $195 annual fee
-
interest rate
20.74%
-
annual fees
$195
balance transfer rate -
Go to site
Click for more info -
-
-
Bankwest
-
BankwestBankwest Qantas Platinum Mastercard (Qantas Frequent Flyer)
- 0% p.a. on balance transfers for 6 months
- Bonus 8,000 Qantas Frequent Flyer points after first use
- No foreign exchange fees
-
interest rate
19.49%
-
annual fees
$140
balance transfer rate0.00% for 6 months
-
Go to site
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-
Bankwest
-
BankwestMore Platinum
- Get 16,000 More Rewards Bonus points
- Earn 2 points for every $1 you spend on eligible purchases
- No foreign transaction fees on online or overseas spend
-
interest rate
19.49%
-
annual fees
$130
balance transfer rate0.00% for 6 months
-
Go to site
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-
Virgin Money
-
Virgin MoneyVirgin Australia Velocity High Flyer Card
- Balance transfer rate of 1.9% p.a. for the first 6 months
- Complimentary flight up to 4 times every year
- Earn 1.25 Velocity Points per $1 spent
-
interest rate
20.99%
-
annual fees
$289
balance transfer rate1.90% for 6 months
-
Go to site
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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.
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