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Home loans powered by Mozo

Compare home loans

Whether you're a first home buyer, a property investor or simply shopping around for a better home loan deal - we have the tools to help with your home loan search. From do-it-yourself rate comparisons to personalised services that connect you with home loan experts ready to help.

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NAB

NAB Home Loan

  • $0 upfront fees
  • No annual or monthly fees
  • Free extra repayments and redraw facility
Check it out
    • Click Loans The Online Home Loan (LVR<70%, Principal & Interest, Owner Occupier)
      • Free redraw available
      • Complete application and verify ID online
      • No application fee and no ongoing fees
    • variable rate

      3.98%

    • comparison rate*

      3.99%

    • upfront fees

      $440

    • Go to site
    Click for more info
    • Bank Australia Basic Home Loan (Owner Occupier)
      • No monthly fees
      • Redraw available
      • Option to fix full loan or split between fixed and variable
    • variable rate

      3.98%

    • comparison rate*

      3.99%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • UBank UHomeLoan - Value Offer (Owner Occupier, Principal & Interest)
      • Experts Choice Winner - Best Value Variable Home Loan
      • No monthly fees
      • Quick, easy & secure online application
    • variable rate

      3.99%

    • comparison rate*

      3.99%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Beyond Bank Low Rate Special Variable Home Loan (Owner Occupier)
      • No establishment fee
      • No monthly fee
      • Lump sum payments without penalty
    • variable rate

      3.99%

    • comparison rate*

      3.99%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • CUA Fresh Start Basic Variable Home Loan (Owner Occupier)
      • Low interest rate
      • No ongoing fees
      • Free redraw facility for easy access to additional payments
    • variable rate

      3.99%

    • comparison rate*

      4.05%

    • upfront fees

      $795

    • Go to site
    Click for more info
    • IMB Bank Budget Home Loan (LVR<70%, Owner Occupier)
      • Free extra repayments
      • Free redraw facility
      • Split account available
    • variable rate

      3.99%

    • comparison rate*

      4.16%

    • upfront fees

      $769

    • Go to site
    Click for more info
    • State Custodians Standard Variable (LVR<80%, Owner Occupier)
      • Special Discounted Rate For Owner Occupiers
      • P&I; or Interest Only Up to 10yrs
      • Free 100% Offset Account
    • variable rate

      3.99%

    • comparison rate*

      4.32%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • Newcastle Permanent Discounted Variable Home Loan (Owner Occupier) (Premium Plus Package)
      • Switch your home loan
      • $0 application fee. 100% offset facility available
      • Additional repayments and redraws at any time
    • variable rate

      3.99%

    • comparison rate*

      4.35%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • iMortgage Fusion 80 (Principal & Interest, Owner Occupier)
      • $0 application and valuation fees
      • Low rate for the life of the loan
      • Free redraw
    • variable rate

      4.04%

    • comparison rate*

      4.18%

    • upfront fees

      $363

    • Go to site
    Click for more info
    • Bankwest Complete Variable Home Loan (LVR<80%, Owner Occupier) (Package)
      • $0 home loan application fees
      • $0 annual fee on your choice of a rewards credit card
      • $0 property valuation fees with your home loan application
    • variable rate

      4.08%

    • comparison rate*

      4.49%

    • upfront fees

      $150

    • Go to site
    Click for more info
    • Greater Building Society Great Rate Home Loan (Owner Occupier, LVR<80%, over $150k)
      • No establishment fee
      • No ongoing fee
      • Free internet redraw facility
    • variable rate

      4.09%

    • comparison rate*

      4.09%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Australian Unity Health, Wealth and Happiness Variable Rate (Owner Occupier) (Package)
      • No annual fee on a credit card of your choice
      • 100% offset facility
      • Owner occupied only
    • variable rate

      4.10%

    • comparison rate*

      4.13%

    • upfront fees

      $600

    • Go to site
    Click for more info
    • State Custodians Breathe Easy (LVR<80%, Owner Occupier)
      • $0 Annual Fee
      • Special Discounted Rate For Owner Occupiers
      • Free 100% Offset Account
    • variable rate

      4.12%

    • comparison rate*

      4.15%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • Beyond Bank Low Rate Special Variable Home Loan (Investment)
      • No establishment fee
      • No monthly fee
      • Lump sum payments without penalty
    • variable rate

      4.14%

    • comparison rate*

      4.14%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Greater Building Society Discount Ultimate Home Loan (LVR<80%, over $150K, Owner Occupier) (Package)
      • No establishment fee
      • 100% offset account
      • Free internet redraw facility
    • variable rate

      4.24%

    • comparison rate*

      4.61%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • IMB Bank Essentials Home Loan (LVR<80%, Owner Occupier)
      • Experts Choice Winner - Best Value Full Feature Home Loan
      • 100% offset account
      • No monthly, annual or establishment fees
    • variable rate

      4.30%

    • comparison rate*

      4.30%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • CUA Fresh Start Variable Home Loan (Owner Occupier)
      • Low interest rate
      • No ongoing fees
      • Free redraw facility for easy access to additional payments
    • variable rate

      4.31%

    • comparison rate*

      4.33%

    • upfront fees

      $195

    • Go to site
    Click for more info
    • NAB Base Variable Rate Home Loan (Principal & Interest)
      • $0 upfront fees
      • No annual or monthly fees
      • Free extra repayments and redraw facility
    • variable rate

      4.32%

    • comparison rate*

      4.32%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Bank Australia Basic Home Loan (Investment)
      • No monthly fees
      • Redraw facility available
      • Free extra repayments
    • variable rate

      4.79%

    • comparison rate*

      4.83%

    • upfront fees

      $595

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Click Loans The Online Home Loan (LVR<70%, Principal & Interest, Owner Occupier)
      • Free redraw available
      • Complete application and verify ID online
      • No application fee and no ongoing fees
    • variable rate

      3.98%

    • comparison rate*

      3.99%

    • upfront fees

      $440

    • Go to site
    Click for more info
    • Bank Australia Basic Home Loan (Owner Occupier)
      • No monthly fees
      • Redraw available
      • Option to fix full loan or split between fixed and variable
    • variable rate

      3.98%

    • comparison rate*

      3.99%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • UBank UHomeLoan - Value Offer (Owner Occupier, Principal & Interest)
      • Experts Choice Winner - Best Value Variable Home Loan
      • No monthly fees
      • Quick, easy & secure online application
    • variable rate

      3.99%

    • comparison rate*

      3.99%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Beyond Bank Low Rate Special Variable Home Loan (Owner Occupier)
      • No establishment fee
      • No monthly fee
      • Lump sum payments without penalty
    • variable rate

      3.99%

    • comparison rate*

      3.99%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • CUA Fresh Start Basic Variable Home Loan (Owner Occupier)
      • Low interest rate
      • No ongoing fees
      • Free redraw facility for easy access to additional payments
    • variable rate

      3.99%

    • comparison rate*

      4.05%

    • upfront fees

      $795

    • Go to site
    Click for more info
    • IMB Bank Budget Home Loan (LVR<70%, Owner Occupier)
      • Free extra repayments
      • Free redraw facility
      • Split account available
    • variable rate

      3.99%

    • comparison rate*

      4.16%

    • upfront fees

      $769

    • Go to site
    Click for more info
    • State Custodians Standard Variable (LVR<80%, Owner Occupier)
      • Special Discounted Rate For Owner Occupiers
      • P&I; or Interest Only Up to 10yrs
      • Free 100% Offset Account
    • variable rate

      3.99%

    • comparison rate*

      4.32%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • Newcastle Permanent Discounted Variable Home Loan (Owner Occupier) (Premium Plus Package)
      • Switch your home loan
      • $0 application fee. 100% offset facility available
      • Additional repayments and redraws at any time
    • variable rate

      3.99%

    • comparison rate*

      4.35%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • iMortgage Fusion 80 (Principal & Interest, Owner Occupier)
      • $0 application and valuation fees
      • Low rate for the life of the loan
      • Free redraw
    • variable rate

      4.04%

    • comparison rate*

      4.18%

    • upfront fees

      $363

    • Go to site
    Click for more info
    • Bankwest Complete Variable Home Loan (LVR<80%, Owner Occupier) (Package)
      • $0 home loan application fees
      • $0 annual fee on your choice of a rewards credit card
      • $0 property valuation fees with your home loan application
    • variable rate

      4.08%

    • comparison rate*

      4.49%

    • upfront fees

      $150

    • Go to site
    Click for more info
    • Greater Building Society Great Rate Home Loan (Owner Occupier, LVR<80%, over $150k)
      • No establishment fee
      • No ongoing fee
      • Free internet redraw facility
    • variable rate

      4.09%

    • comparison rate*

      4.09%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Australian Unity Health, Wealth and Happiness Variable Rate (Owner Occupier) (Package)
      • No annual fee on a credit card of your choice
      • 100% offset facility
      • Owner occupied only
    • variable rate

      4.10%

    • comparison rate*

      4.13%

    • upfront fees

      $600

    • Go to site
    Click for more info
    • State Custodians Breathe Easy (LVR<80%, Owner Occupier)
      • $0 Annual Fee
      • Special Discounted Rate For Owner Occupiers
      • Free 100% Offset Account
    • variable rate

      4.12%

    • comparison rate*

      4.15%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • Beyond Bank Low Rate Special Variable Home Loan (Investment)
      • No establishment fee
      • No monthly fee
      • Lump sum payments without penalty
    • variable rate

      4.14%

    • comparison rate*

      4.14%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Greater Building Society Discount Ultimate Home Loan (LVR<80%, over $150K, Owner Occupier) (Package)
      • No establishment fee
      • 100% offset account
      • Free internet redraw facility
    • variable rate

      4.24%

    • comparison rate*

      4.61%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • IMB Bank Essentials Home Loan (LVR<80%, Owner Occupier)
      • Experts Choice Winner - Best Value Full Feature Home Loan
      • 100% offset account
      • No monthly, annual or establishment fees
    • variable rate

      4.30%

    • comparison rate*

      4.30%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • CUA Fresh Start Variable Home Loan (Owner Occupier)
      • Low interest rate
      • No ongoing fees
      • Free redraw facility for easy access to additional payments
    • variable rate

      4.31%

    • comparison rate*

      4.33%

    • upfront fees

      $195

    • Go to site
    Click for more info
    • NAB Base Variable Rate Home Loan (Principal & Interest)
      • $0 upfront fees
      • No annual or monthly fees
      • Free extra repayments and redraw facility
    • variable rate

      4.32%

    • comparison rate*

      4.32%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Greater Building Society Discount Ultimate Home Loan (LVR<80%, over $150k, Owner Occupier) (Fixed, Package)
      • Experts Choice Winner - Best Value Fixed Home Loan
      • Free redraw facility. No monthly fees
      • $0 application fee
    • interest rate

      3.69%
      fixed 1 year

    • comparison rate*

      4.73%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • Newcastle Permanent Fixed Rate Home Loan (Owner Occupier)
      • Free extra repayments up to $25k p.a.
      • Borrow up to 95% of the property value
      • No ongoing account fees
    • interest rate

      3.89%
      fixed 2 years

    • comparison rate*

      4.91%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Greater Building Society Discount Ultimate Home Loan (LVR<80%, over $150k, Owner Occupier) (Fixed, Package)
      • Experts Choice Winner - Best Value Fixed Home Loan
      • Free redraw facility. No monthly fees
      • $0 application fee
    • interest rate

      3.89%
      fixed 3 years

    • comparison rate*

      4.66%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • UBank UHomeLoan (Owner Occupier, Principal & Interest) (Fixed)
      • Experts Choice Winner - Best Value Fixed Home Loan
      • Apply online and get a decision in just 30 minutes
      • Make additional repayments (fee applies)
    • interest rate

      4.08%
      fixed 3 years

    • comparison rate*

      4.28%

    • upfront fees

      $395

    • Go to site
    Click for more info
    • Bankwest Complete Fixed Home Loan (LVR 80-90%, Owner Occupier) (Package)
      • $0 home loan application fees
      • $0 annual fee on your choice of a rewards credit card
      • $0 property valuation fees with your home loan application
    • interest rate

      4.09%
      fixed 3 years

    • comparison rate*

      4.68%

    • upfront fees

      $150

    • Go to site
    Click for more info
    • CUA Fixed Rate Loan (Owner Occupier)
      • Competitive rate
      • No monthly account keeping fees
      • Interest only repayment options
    • interest rate

      4.09%
      fixed 3 years

    • comparison rate*

      4.86%

    • upfront fees

      $795

    • Go to site
    Click for more info
    • Beyond Bank Fixed Rate Total Home Loan (Package)
    • interest rate

      4.09%
      fixed 3 years

    • comparison rate*

      5.02%

    • upfront fees

      $150

    • Go to site
    Click for more info
    • Australian Unity Health, Wealth and Happiness Fixed Rate (Package)
      • No annual fee on a credit card of your choice
      • 10% off Australian Unity Health Insurance
      • Owner occupied only
    • interest rate

      4.15%
      fixed 3 years

    • comparison rate*

      4.22%

    • upfront fees

      $600

    • Go to site
    Click for more info
    • Bankwest Complete Fixed Home Loan (LVR 80-90%, Owner Occupier) (Package)
      • $0 home loan application fees
      • $0 annual fee on your choice of a rewards credit card
      • $0 property valuation fees with your home loan application
    • interest rate

      4.24%
      fixed 2 years

    • comparison rate*

      4.72%

    • upfront fees

      $150

    • Go to site
    Click for more info
    • IMB Bank Fixed Home Loan (LVR<90%, Owner Occupier)
      • Free extra repayments up to 1 year in advance
      • Free internet and mobile banking redraws
      • Borrow up to 90% of the property value
    • interest rate

      4.24%
      fixed 3 years

    • comparison rate*

      4.93%

    • upfront fees

      $769

    • Go to site
    Click for more info
    • NAB Tailored Home Loan (Fixed, Choice Package)
      • No upfront fees
      • Make free extra repayments up to $20K in the fixed period
      • Repayment holidays available
    • interest rate

      4.24%
      fixed 3 years

    • comparison rate*

      5.18%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Click Loans The Online Home Loan (Fixed)
      • Fast Online Approval
      • No Ongoing fees
      • Borrow up to 95%
    • interest rate

      4.29%
      fixed 2 years

    • comparison rate*

      4.55%

    • upfront fees

      $363

    • Go to site
    Click for more info
    • Australian Unity Health, Wealth and Happiness Fixed Rate (Package)
      • No annual fee on a credit card of your choice
      • 10% off Australian Unity Health Insurance
      • Owner occupied only
    • interest rate

      4.35%
      fixed 1 year

    • comparison rate*

      4.25%

    • upfront fees

      $600

    • Go to site
    Click for more info
    • Bank Australia Basic Home Loan (Fixed, Owner Occupier)
      • No monthly fees
      • Free redraw
      • Repayment pause available
    • interest rate

      4.44%
      fixed 3 years

    • comparison rate*

      4.56%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Bankwest Complete Variable Home Loan (LVR<80%, Owner Occupier) (Package)
      • $0 home loan application fees
      • $0 annual fee on your choice of a rewards credit card
      • $0 property valuation fees with your home loan application
    • variable rate

      4.08%

    • comparison rate*

      4.49%

    • upfront fees

      $150

    • Go to site
    Click for more info
    • NAB Base Variable Rate Home Loan (Principal & Interest)
      • $0 upfront fees
      • No annual or monthly fees
      • Free extra repayments and redraw facility
    • variable rate

      4.32%

    • comparison rate*

      4.32%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Bank Australia Basic Home Loan (Owner Occupier)
      • No monthly fees
      • Redraw available
      • Option to fix full loan or split between fixed and variable
    • variable rate

      3.98%

    • comparison rate*

      3.99%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Click Loans The Online Home Loan (LVR<70%, Principal & Interest, Owner Occupier)
      • Free redraw available
      • Complete application and verify ID online
      • No application fee and no ongoing fees
    • variable rate

      3.98%

    • comparison rate*

      3.99%

    • upfront fees

      $440

    • Go to site
    Click for more info
    • UBank UHomeLoan - Value Offer (Owner Occupier, Principal & Interest)
      • Experts Choice Winner - Best Value Variable Home Loan
      • No monthly fees
      • Quick, easy & secure online application
    • variable rate

      3.99%

    • comparison rate*

      3.99%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Beyond Bank Low Rate Special Variable Home Loan (Owner Occupier)
      • No establishment fee
      • No monthly fee
      • Lump sum payments without penalty
    • variable rate

      3.99%

    • comparison rate*

      3.99%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • IMB Bank Budget Home Loan (LVR<70%, Owner Occupier)
      • Free extra repayments
      • Free redraw facility
      • Split account available
    • variable rate

      3.99%

    • comparison rate*

      4.16%

    • upfront fees

      $769

    • Go to site
    Click for more info
    • iMortgage Fusion 80 (Principal & Interest, Owner Occupier)
      • $0 application and valuation fees
      • Low rate for the life of the loan
      • Free redraw
    • variable rate

      4.04%

    • comparison rate*

      4.18%

    • upfront fees

      $363

    • Go to site
    Click for more info
    • Bankwest Complete Variable Home Loan (LVR<80%, Owner Occupier) (Package)
      • $0 home loan application fees
      • $0 annual fee on your choice of a rewards credit card
      • $0 property valuation fees with your home loan application
    • variable rate

      4.08%

    • comparison rate*

      4.49%

    • upfront fees

      $150

    • Go to site
    Click for more info
    • Australian Unity Health, Wealth and Happiness Variable Rate (Owner Occupier) (Package)
      • No annual fee on a credit card of your choice
      • 100% offset facility
      • Owner occupied only
    • variable rate

      4.10%

    • comparison rate*

      4.13%

    • upfront fees

      $600

    • Go to site
    Click for more info
    • IMB Bank Essentials Home Loan (LVR<80%, Owner Occupier)
      • Experts Choice Winner - Best Value Full Feature Home Loan
      • 100% offset account
      • No monthly, annual or establishment fees
    • variable rate

      4.30%

    • comparison rate*

      4.30%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • NAB Base Variable Rate Home Loan (Principal & Interest)
      • $0 upfront fees
      • No annual or monthly fees
      • Free extra repayments and redraw facility
    • variable rate

      4.32%

    • comparison rate*

      4.32%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Greater Building Society Great Rate Home Loan (Owner Occupier, LVR<80%, over $150k)
      • No establishment fee
      • No ongoing fee
      • Free internet redraw facility
    • variable rate

      4.09%

    • comparison rate*

      4.09%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Click Loans The Online Home Loan (LVR<70%, Principal & Interest, Owner Occupier)
      • Free redraw available
      • Complete application and verify ID online
      • No application fee and no ongoing fees
    • variable rate

      3.98%

    • comparison rate*

      3.99%

    • upfront fees

      $440

    • Go to site
    Click for more info
    • Newcastle Permanent Discounted Variable Home Loan (Owner Occupier) (Premium Plus Package)
      • Switch your home loan
      • $0 application fee. 100% offset facility available
      • Additional repayments and redraws at any time
    • variable rate

      3.99%

    • comparison rate*

      4.35%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Australian Unity Health, Wealth and Happiness Variable Rate (Owner Occupier) (Package)
      • No annual fee on a credit card of your choice
      • 100% offset facility
      • Owner occupied only
    • variable rate

      4.10%

    • comparison rate*

      4.13%

    • upfront fees

      $600

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Bank Australia Basic Home Loan (Owner Occupier)
      • No monthly fees
      • Redraw available
      • Option to fix full loan or split between fixed and variable
    • variable rate

      3.98%

    • comparison rate*

      3.99%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Click Loans The Online Home Loan (LVR 70-95%, Principal & Interest, Owner Occupier)
      • Fast Online Approval
      • No Ongoing fees
      • Borrow up to 95%
    • variable rate

      4.57%

    • comparison rate*

      4.57%

    • upfront fees

      $363

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Click Loans The Online Home Loan (LVR 70-95%, Principal & Interest, Owner Occupier)
      • Fast Online Approval
      • No Ongoing fees
      • Borrow up to 95%
    • variable rate

      4.57%

    • comparison rate*

      4.57%

    • upfront fees

      $363

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Beyond Bank Low Rate Special Variable Home Loan (Investment)
      • No establishment fee
      • No monthly fee
      • Lump sum payments without penalty
    • variable rate

      4.14%

    • comparison rate*

      4.14%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Click Loans The Online Home Loan
      • Fast Online Approval
      • No ongoing fees
      • Free offset and redraw facility
    • variable rate

      4.19%

    • comparison rate*

      4.22%

    • upfront fees

      $440

    • Go to site
    Click for more info
    • State Custodians Standard Variable (LVR<80%, Investment)
      • Special Discounted Rate For Investors
      • P&I; or Interest Only Up to 10yrs
      • Free 100% Offset Account
    • variable rate

      4.24%

    • comparison rate*

      4.57%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • NAB Base Variable Rate Home Loan (Principal & Interest)
      • $0 upfront fees
      • No annual or monthly fees
      • Free extra repayments and redraw facility
    • variable rate

      4.32%

    • comparison rate*

      4.32%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • State Custodians Breathe Easy (LVR<80%, Investment)
      • $0 Annual Fee
      • Special Discounted Rate For Investors
      • Free 100% Offset Account
    • variable rate

      4.37%

    • comparison rate*

      4.40%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • IMB Bank Variable Home Loan (LVR<80%, Investment) (Platinum Package)
      • 100% offset account
      • No application fee
      • 10% discount for the first year on Home and Contents Insurance and Landlord's Insurance policy premiums
    • variable rate

      4.61%

    • comparison rate*

      5.00%

    • upfront fees

      $324

    • Go to site
    Click for more info
    • Bank Australia Basic Home Loan (Investment)
      • No monthly fees
      • Redraw facility available
      • Free extra repayments
    • variable rate

      4.79%

    • comparison rate*

      4.83%

    • upfront fees

      $595

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

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**Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

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