You are here:
credit cards

Compare credit cards

With over 190 credit cards on the market, how do you choose the best one? Check out the popular credit card table below for some of the latest credit card deals or try one of our free credit card tools to help you compare rewards, fees, interest rates and balance transfer offers.

Today's sponsored deal

NAB
NAB Low Rate Card
- 0.0% p.a. on purchases for the first 12 months
- 4.99% p.a on balance transfers for 6 months
- Secure online application. Get a response in 60 seconds.
balance transfer rate
4.99% for 6 months
purchase rate
0.00% for 12 months then 13.99%
annual fee
$59
Go to site

Click for more info

balance transfer rate	4.99% for 6 months
annual fee	$59
purchase rate	0.00% for 12 months then 13.99%
Interest free days	55
Interest rate on cash withdrawals	21.74%
Fee for cash withdrawals	1.75%, Min $1.75
Rewards description

Coles
Coles Low Rate MasterCard
- Recieve $100 off a single Coles Supermarket shop. New customers only. T&C;'s apply.
- Apply & be approved by 6 October 2015
- Get $10 off your Coles Supermarket shop, instantly at the till, every time you redeem 2,000 flybys points.
balance transfer rate
0.00% for 6 months
purchase rate
12.99%
annual fee
$49
Go to site

Click for more info

balance transfer rate	0.00% for 6 months
annual fee	$49
purchase rate	12.99%
Interest free days	62
Interest rate on cash withdrawals	19.99%
Fee for cash withdrawals	3%, Min $1.95
Rewards description

ANZ
ANZ First
- 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies)
- Enjoy the convenience of Visa payWave
- Up to 44 days interest free on purchases
balance transfer rate
0.00% for 16 months
purchase rate
19.74%
annual fee
$30
Go to site

Click for more info

balance transfer rate	0.00% for 16 months
annual fee	$30
purchase rate	19.74%
Interest free days	44
Interest rate on cash withdrawals	21.49%
Fee for cash withdrawals	2%
Rewards description

Westpac
Westpac Low Rate - Online Only Offer
- 0.0% p.a. rate on balance transfers for 18 months when requested at card application
- 0.0% p.a. on purchases for the first 3 months
- Online only offer for applications approved by 30 September 2015
balance transfer rate
0.00% for 18 months and then cash rate
purchase rate
0.00% for 3 months then 13.49%
annual fee
$59
Go to site

Click for more info

balance transfer rate	0.00% for 18 months and then cash rate
annual fee	$59
purchase rate	0.00% for 3 months then 13.49%
Interest free days	55
Interest rate on cash withdrawals	21.49%
Fee for cash withdrawals	2%, Min $2.50, Max $150
Rewards description

St.George
St.George Vertigo
- 0.0% p.a. on balance transfers for the first 18 months
- 0.0% p.a. on purchases for the first 3 months
- Up to 55 interest free days on purchases
balance transfer rate
0.00% for 18 months and then cash rate
purchase rate
0.00% for 3 months then 13.24%
annual fee
$55
Go to site

Click for more info

balance transfer rate	0.00% for 18 months and then cash rate
annual fee	$55
purchase rate	0.00% for 3 months then 13.24%
Interest free days	55
Interest rate on cash withdrawals	21.49%
Fee for cash withdrawals	2%, Min $2.50
Rewards description

American Express
American Express Velocity Escape Card
- 0.99% p.a. on balance transfers for the first 6 months
- No annual fee
- Earn up to 7,500 bonus Velocity Points, limited time only
balance transfer rate
0.99% for 6 months
purchase rate
20.74%
annual fee
$0
Go to site

Click for more info

balance transfer rate	0.99% for 6 months
annual fee	$0
purchase rate	20.74%
Interest free days	44
Interest rate on cash withdrawals
Fee for cash withdrawals
Rewards description	Points automatically transferred to your Velocity account

Bankwest
Bankwest Zero Platinum MasterCard
- No annual fee
- Complimentary credit card international travel insurance for you and your family
- No transaction fees on overseas purchases
balance transfer rate
2.99% for 9 months
purchase rate
17.99%
annual fee
$0
Go to site

Click for more info

balance transfer rate	2.99% for 9 months
annual fee	$0
purchase rate	17.99%
Interest free days	55
Interest rate on cash withdrawals	21.99%
Fee for cash withdrawals	2%, Min $4.00
Rewards description

Woolworths Money
Woolworths Money Everyday Platinum Credit Card
- $0 annual fee for the first year. Apply by 31 October 2015
- Receive a $100 Woolworths Gift Card after your first purchase by 31 October 2015
- $10 off your order whenever you spend $100 or more in a single transaction at Woolworths Online
balance transfer rate
0.00% for 14 months and then cash rate
purchase rate
19.99%
annual fee
$49$0 in the first year
Go to site

Click for more info

balance transfer rate	0.00% for 14 months and then cash rate
annual fee	$49$0 in the first year
purchase rate	19.99%
Interest free days	55
Interest rate on cash withdrawals	21.99%
Fee for cash withdrawals	3%, minimum $5
Rewards description	Gift card sent automatically every 4 months if enough points have been accrued.

Woolworths Money
Woolworths Money Qantas Platinum Credit Card
- Complimentary insurance options
- 10,000 Qantas Points if you apply by 31 October 2015 and make an eligible purchase by 31 December 2015
- Get 20% off your total bill (up to max of $25) at over 2000 restaurants
balance transfer rate
0.00% for 14 months and then cash rate
purchase rate
20.49%
annual fee
$139$99 in the first year
Go to site

Click for more info

balance transfer rate	0.00% for 14 months and then cash rate
annual fee	$139$99 in the first year
purchase rate	20.49%
Interest free days	55
Interest rate on cash withdrawals	21.99%
Fee for cash withdrawals	3%, minimum $5
Rewards description	Points are automatically credited to the Qantas Frequent Flyer program.

Westpac
Westpac Altitude Black - Online Only Offer (Qantas)
- 0.0% p.a. on purchases for 3 months from card approval
- 0.0% p.a. for 20 months on balance transfers at card application
- Dedicated Westpac Concierge service and access to exclusive Black Card Concierge App
balance transfer rate
0.00% for 20 months and then cash rate
purchase rate
0.00% for 3 months then 20.24%
annual fee
$395
Go to site

Click for more info

balance transfer rate	0.00% for 20 months and then cash rate
annual fee	$395
purchase rate	0.00% for 3 months then 20.24%
Interest free days	45
Interest rate on cash withdrawals	21.24%
Fee for cash withdrawals	2%, Min $2.50, Max $150
Rewards description	Points are automatically credited to the Qantas Frequent Flyer program.

St.George
St.George Vertigo Platinum
- 0.0% p.a. on balance transfers for the first 20 months
- 0.0% p.a. on purchases for the first 3 months
- $99 annual fee
balance transfer rate
0.00% for 20 months and then cash rate
purchase rate
0.00% for 3 months then 12.74%
annual fee
$99
Go to site

Click for more info

balance transfer rate	0.00% for 20 months and then cash rate
annual fee	$99
purchase rate	0.00% for 3 months then 12.74%
Interest free days	55
Interest rate on cash withdrawals	21.49%
Fee for cash withdrawals	2%, Min $2.50
Rewards description

ANZ
ANZ Rewards Platinum
- 50,000 Reward Points when you spend $5,000 on eligible purchases within the first three months
- No Annual fee for the first year
- Terms and conditions, fees and charges apply
balance transfer rate
purchase rate
18.79%
annual fee
$149$0 in the first year
Go to site

Click for more info

balance transfer rate
annual fee	$149$0 in the first year
purchase rate	18.79%
Interest free days	55
Interest rate on cash withdrawals	20.99%
Fee for cash withdrawals	2%
Rewards description	Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.

American Express
American Express Platinum Edge Credit Card
- $195 annual fee
- Complimentary domestic economy return flight
- 3 bonus points per dollar spent on eligible purchases
balance transfer rate
0.99% for 6 months
purchase rate
20.74%
annual fee
$195
Go to site

Click for more info

balance transfer rate	0.99% for 6 months
annual fee	$195
purchase rate	20.74%
Interest free days	55
Interest rate on cash withdrawals
Fee for cash withdrawals
Rewards description	Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.

28 Degrees
28 Degrees Platinum MasterCard
- No international transaction fees on purchases and no currency conversion fees
- $0 annual fee
- 24/7 Worldwide Concierge Service
balance transfer rate
4.99% for 6 months
purchase rate
20.99%
annual fee
$0
Go to site

Click for more info

balance transfer rate	4.99% for 6 months
annual fee	$0
purchase rate	20.99%
Interest free days	55
Interest rate on cash withdrawals	20.99%
Fee for cash withdrawals	3%, min $4
Rewards description

Coles
Coles No Annual Fee MasterCard
- Receive $100 off a single Coles Supermarket shop. New Customers only. T&C;'s apply.
- Apply & be approved by 6 October 2015
- No annual fee. Ever.
balance transfer rate
0.00% for 6 months
purchase rate
19.99%
annual fee
$0
Go to site

Click for more info

balance transfer rate	0.00% for 6 months
annual fee	$0
purchase rate	19.99%
Interest free days	62
Interest rate on cash withdrawals	19.99%
Fee for cash withdrawals	3%, Min $1.95
Rewards description	Earn 1 flybuys point for every $2 you spend.

HSBC
HSBC Platinum Credit Card
- $0 annual fee for life
- Earn 1 Rewards Point on every dollar you spend on eligible purchases
- 0.0% p.a. on balance transfers for 8 months. Conditions apply
balance transfer rate
0.00% for 8 months and then cash rate
purchase rate
19.99%
annual fee
$0
Go to site

Click for more info

balance transfer rate	0.00% for 8 months and then cash rate
annual fee	$0
purchase rate	19.99%
Interest free days	55
Interest rate on cash withdrawals	21.99%
Fee for cash withdrawals	3%, min $4.00
Rewards description	Redeem your points for travel, gift cards, retail rewards and shopping gift cards.

Bank of Melbourne
Bank of Melbourne Vertigo Platinum
- 0.0% p.a. on balance transfers for the first 20 months
- 0.0% p.a on purchases for the first 3 months
- $99 annual fee
balance transfer rate
0.00% for 20 months and then cash rate
purchase rate
0.00% for 3 months then 12.74%
annual fee
$99
Go to site

Click for more info

balance transfer rate	0.00% for 20 months and then cash rate
annual fee	$99
purchase rate	0.00% for 3 months then 12.74%
Interest free days	55
Interest rate on cash withdrawals	21.49%
Fee for cash withdrawals	2%, Min $2.50
Rewards description

NAB
NAB Qantas Rewards Card
- 20,000 bonus Qantas Points after your first purchase.
- 0.0% p.a on balance transfers for 15 months.
- Complimentary Purchase Protection Insurance and Qantas Frequent Flyer membership
balance transfer rate
0.00% for 15 months
purchase rate
19.99%
annual fee
$95
Go to site

Click for more info

balance transfer rate	0.00% for 15 months
annual fee	$95
purchase rate	19.99%
Interest free days	44
Interest rate on cash withdrawals	21.74%
Fee for cash withdrawals	1.75%, Min $1.75
Rewards description	Points are automatically credited to the Qantas Frequent Flyer program.

Virgin Money
Virgin Money No Annual Fee Card
- 0.9% p.a. on balance transfers for 15 months
- No annual fee for the life of the card
- Up to 44 interest free days on purchases
balance transfer rate
0.90% for 15 months and then cash rate
purchase rate
18.99%
annual fee
$0
Go to site

Click for more info

balance transfer rate	0.90% for 15 months and then cash rate
annual fee	$0
purchase rate	18.99%
Interest free days	44
Interest rate on cash withdrawals	20.99%
Fee for cash withdrawals	2.7%, Min $2.70
Rewards description

ANZ
ANZ Low Rate
- 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies)
- Low ongoing interest rate of 13.49% p.a. on purchases
- Up to 55 days interest free on purchases
balance transfer rate
0.00% for 16 months
purchase rate
13.49%
annual fee
$58
Go to site

Click for more info

balance transfer rate	0.00% for 16 months
annual fee	$58
purchase rate	13.49%
Interest free days	55
Interest rate on cash withdrawals	21.74%
Fee for cash withdrawals	2%
Rewards description

NAB
NAB Low Rate Card
- 0.0% p.a. on purchases for the first 12 months
- 4.99% p.a on balance transfers for 6 months
- Secure online application. Get a response in 60 seconds.
purchase rate
0.00% for 12 months then 13.99%
annual fee
$59
balance transfer rate
4.99% for 6 months
Go to site

Click for more info

balance transfer rate	4.99% for 6 months
annual fee	$59
purchase rate	0.00% for 12 months then 13.99%
Interest free days	55
Interest rate on cash withdrawals	21.74%
Fee for cash withdrawals	1.75%, Min $1.75
Rewards description

St.George
St.George Vertigo Platinum
- 0.0% p.a. on balance transfers for the first 20 months
- 0.0% p.a. on purchases for the first 3 months
- $99 annual fee
purchase rate
0.00% for 3 months then 12.74%
annual fee
$99
balance transfer rate
0.00% for 20 months and then cash rate
Go to site

Click for more info

balance transfer rate	0.00% for 20 months and then cash rate
annual fee	$99
purchase rate	0.00% for 3 months then 12.74%
Interest free days	55
Interest rate on cash withdrawals	21.49%
Fee for cash withdrawals	2%, Min $2.50
Rewards description

ANZ
ANZ Low Rate
- 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies)
- Low ongoing interest rate of 13.49% p.a. on purchases
- Up to 55 days interest free on purchases
purchase rate
13.49%
annual fee
$58
balance transfer rate
0.00% for 16 months
Go to site

Click for more info

balance transfer rate	0.00% for 16 months
annual fee	$58
purchase rate	13.49%
Interest free days	55
Interest rate on cash withdrawals	21.74%
Fee for cash withdrawals	2%
Rewards description

Westpac
Westpac Low Rate - Online Only Offer
- 0.0% p.a. rate on balance transfers for 18 months when requested at card application
- 0.0% p.a. on purchases for the first 3 months
- Online only offer for applications approved by 30 September 2015
purchase rate
0.00% for 3 months then 13.49%
annual fee
$59
balance transfer rate
0.00% for 18 months and then cash rate
Go to site

Click for more info

balance transfer rate	0.00% for 18 months and then cash rate
annual fee	$59
purchase rate	0.00% for 3 months then 13.49%
Interest free days	55
Interest rate on cash withdrawals	21.49%
Fee for cash withdrawals	2%, Min $2.50, Max $150
Rewards description

St.George
St.George Vertigo
- 0.0% p.a. on balance transfers for the first 18 months
- 0.0% p.a. on purchases for the first 3 months
- Up to 55 interest free days on purchases
purchase rate
0.00% for 3 months then 13.24%
annual fee
$55
balance transfer rate
0.00% for 18 months and then cash rate
Go to site

Click for more info

balance transfer rate	0.00% for 18 months and then cash rate
annual fee	$55
purchase rate	0.00% for 3 months then 13.24%
Interest free days	55
Interest rate on cash withdrawals	21.49%
Fee for cash withdrawals	2%, Min $2.50
Rewards description

ME
ME frank Credit Card
- Low rate of 9.99% p.a on purchases and cash advances
- $0 annual fee
- Up to 55 days interest free on purchases
purchase rate
9.99%
annual fee
$0
balance transfer rate
Go to site

Click for more info

Coles
Coles Low Rate MasterCard
- Recieve $100 off a single Coles Supermarket shop. New customers only. T&C;'s apply.
- Apply & be approved by 6 October 2015
- Get $10 off your Coles Supermarket shop, instantly at the till, every time you redeem 2,000 flybys points.
purchase rate
12.99%
annual fee
$49
balance transfer rate
0.00% for 6 months
Go to site

Click for more info

ANZ
ANZ Low Rate Platinum
- 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies)
- Ongoing interest rate of 13.49% p.a. on purchases
- Enjoy complimentary overseas travel and medical insurance
purchase rate
13.49%
annual fee
$99
balance transfer rate
0.00% for 16 months
Go to site

Click for more info

Bank of Melbourne
Bank of Melbourne Vertigo Platinum
- 0.0% p.a. on balance transfers for the first 20 months
- 0.0% p.a on purchases for the first 3 months
- $99 annual fee
purchase rate
0.00% for 3 months then 12.74%
annual fee
$99
balance transfer rate
0.00% for 20 months and then cash rate
Go to site

Click for more info

St.George
St.George Vertigo
- 0.0% p.a. on balance transfers for the first 18 months
- 0.0% p.a. on purchases for the first 3 months
- Up to 55 interest free days on purchases
balance transfer rate
0.00% for 18 months and then cash rate
annual fees
$55
purchase rate
0.00% for 3 months then 13.24%
Go to site

Click for more info

ANZ
ANZ Low Rate
- 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies)
- Low ongoing interest rate of 13.49% p.a. on purchases
- Up to 55 days interest free on purchases
balance transfer rate
0.00% for 16 months
annual fees
$58
purchase rate
13.49%
Go to site

Click for more info

NAB
NAB Premium Card
- 0.0% p.a. on balance transfers for 15 months
- Complimentary insurances including overseas travel insurance
- Platinum Concierge Service. Your own 24 hour, 7 day personal assistant
balance transfer rate
0.00% for 15 months
annual fees
$90
purchase rate
19.74%
Go to site

Click for more info

ANZ
ANZ First
- 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies)
- Enjoy the convenience of Visa payWave
- Up to 44 days interest free on purchases
balance transfer rate
0.00% for 16 months
annual fees
$30
purchase rate
19.74%
Go to site

Click for more info

St.George
St.George Amplify Signature (Qantas)
- 0.0% p.a. on purchases for the first 3 months
- 0.0% p.a. on balance transfers for 16 months
- Our highest uncapped points earn rate
balance transfer rate
0.00% for 16 months and then cash rate
annual fees
$279
purchase rate
0.00% for 3 months then 19.49%
Go to site

Click for more info

Virgin Money
Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer
- 0.0% p.a. on balance transfers for 14 months
- Earn 3x Velocity Points in your first 3 months
- Half annual fee in the first year, a saving of $65
balance transfer rate
0.00% for 14 months and then cash rate
annual fees
$129$64 in the first year
purchase rate
20.74%
Go to site

Click for more info

St.George
St.George Vertigo Platinum
- 0.0% p.a. on balance transfers for the first 20 months
- 0.0% p.a. on purchases for the first 3 months
- $99 annual fee
balance transfer rate
0.00% for 20 months and then cash rate
annual fees
$99
purchase rate
0.00% for 3 months then 12.74%
Go to site

Click for more info

Coles
Coles No Annual Fee MasterCard
- Receive $100 off a single Coles Supermarket shop. New Customers only. T&C;'s apply.
- Apply & be approved by 6 October 2015
- No annual fee. Ever.
balance transfer rate
0.00% for 6 months
annual fees
$0
purchase rate
19.99%
Go to site

Click for more info

Westpac
Westpac Low Rate - Online Only Offer
- 0.0% p.a. rate on balance transfers for 18 months when requested at card application
- 0.0% p.a. on purchases for the first 3 months
- Online only offer for applications approved by 30 September 2015
balance transfer rate
0.00% for 18 months and then cash rate
annual fees
$59
purchase rate
0.00% for 3 months then 13.49%
Go to site

Click for more info

HSBC
HSBC Credit Card
- $0 annual fee for the life of the card
- 0.0% p.a. on balance transfers for 6 months
- Up to 55 days interest free on purchases
balance transfer rate
0.00% for 6 months and then cash rate
annual fees
$0
purchase rate
17.99%
Go to site

Click for more info

American Express
American Express Qantas Discovery Card
- No annual fee for the life of the card
- 0.99% p.a. on balance transfers for the first 6 months
- Receive up to 7,500 Qantas Points when you apply by 30 September 2015
balance transfer rate
0.99% for 6 months
annual fees
$0
purchase rate
20.74%
Go to site

Click for more info

Bank of Melbourne
Bank of Melbourne Vertigo Platinum
- 0.0% p.a. on balance transfers for the first 20 months
- 0.0% p.a on purchases for the first 3 months
- $99 annual fee
balance transfer rate
0.00% for 20 months and then cash rate
annual fees
$99
purchase rate
0.00% for 3 months then 12.74%
Go to site

Click for more info

Virgin Money
Virgin Money Virgin Australia Velocity Flyer Card - Purchase Rate Offer
- 0.0% p.a. on balance transfers for 6 months
- 0.0% p.a. on purchases for up to 12 months
- Exclusive reduced flights offer when you and a friend travel together. Conditions apply
purchase rate
0.00% for 12 months then 20.74%
annual fee
$129
balance transfer rate
0.00% for 6 months and then cash rate
Go to site

Click for more info

NAB
NAB Low Rate Card
- 0.0% p.a. on purchases for the first 12 months
- 4.99% p.a on balance transfers for 6 months
- Secure online application. Get a response in 60 seconds.
purchase rate
0.00% for 12 months then 13.99%
annual fee
$59
balance transfer rate
4.99% for 6 months
Go to site

Click for more info

NAB
NAB Premium Card
- 0.0% p.a. on balance transfers for 15 months
- Complimentary insurances including overseas travel insurance
- Platinum Concierge Service. Your own 24 hour, 7 day personal assistant
purchase rate
19.74%
annual fee
$90
balance transfer rate
0.00% for 15 months
Go to site

Click for more info

Westpac
Westpac Low Rate - Online Only Offer
- 0.0% p.a. rate on balance transfers for 18 months when requested at card application
- 0.0% p.a. on purchases for the first 3 months
- Online only offer for applications approved by 30 September 2015
purchase rate
0.00% for 3 months then 13.49%
annual fee
$59
balance transfer rate
0.00% for 18 months and then cash rate
Go to site

Click for more info

St.George
St.George Vertigo
- 0.0% p.a. on balance transfers for the first 18 months
- 0.0% p.a. on purchases for the first 3 months
- Up to 55 interest free days on purchases
purchase rate
0.00% for 3 months then 13.24%
annual fee
$55
balance transfer rate
0.00% for 18 months and then cash rate
Go to site

Click for more info

St.George
St.George Amplify Signature (Qantas)
- 0.0% p.a. on purchases for the first 3 months
- 0.0% p.a. on balance transfers for 16 months
- Our highest uncapped points earn rate
purchase rate
0.00% for 3 months then 19.49%
annual fee
$279
balance transfer rate
0.00% for 16 months and then cash rate
Go to site

Click for more info

Bank of Melbourne
Bank of Melbourne Vertigo
- 0.0% p.a. on balance transfers for the first 18 months
- 0.0% p.a. on purchases for the first 3 months
- Up to 55 interest free days on purchases
purchase rate
0.00% for 3 months then 13.24%
annual fee
$55
balance transfer rate
0.00% for 18 months and then cash rate
Go to site

Click for more info

BankSA
BankSA Vertigo Platinum
- 0.0% p.a. on balance transfers for the first 20 months
- 0.0% p.a. on purchases for the first 3 months
- $99 annual fee
purchase rate
0.00% for 3 months then 12.74%
annual fee
$99
balance transfer rate
0.00% for 20 months and then cash rate
Go to site

Click for more info

Virgin Money
Virgin Money No Annual Fee Card
- 0.9% p.a. on balance transfers for 15 months
- No annual fee for the life of the card
- Up to 44 interest free days on purchases
annual fees
$0
balance transfer rate
0.90% for 15 months and then cash rate
purchase rate
18.99%
Go to site

Click for more info

Coles
Coles No Annual Fee MasterCard
- Receive $100 off a single Coles Supermarket shop. New Customers only. T&C;'s apply.
- Apply & be approved by 6 October 2015
- No annual fee. Ever.
annual fees
$0
balance transfer rate
0.00% for 6 months
purchase rate
19.99%
Go to site

Click for more info

- Bankwest
- Bankwest Zero MasterCard
- - No annual fee
  - Complimentary credit card international travel insurance for you and your family
  - Free worldwide emergency card replacement
- annual fees
  $0
- balance transfer rate
  2.99% for 9 months
- purchase rate
  17.99%
- Go to site
Click for more info

Less info

Balance transfer rate 2.99% for 9 months

annual fees $0

purchase rate 17.99%

interest free days 55

Interest rate on cash withdrawals 21.99%

Fee for cash withdrawals 2%, Min $4.00

Rewards description

NAB
NAB Low Fee Card
- No annual fee for the first year. Low $30 annual fee thereafter.
- 4.99% p.a on balance transfers for 6 months.
- Complimentary Purchase Protection Insurance.
annual fees
$30$0 in the first year
balance transfer rate
4.99% for 6 months
purchase rate
19.74%
Go to site

Click for more info

HSBC
HSBC Credit Card
- $0 annual fee for the life of the card
- 0.0% p.a. on balance transfers for 6 months
- Up to 55 days interest free on purchases
annual fees
$0
balance transfer rate
0.00% for 6 months and then cash rate
purchase rate
17.99%
Go to site

Click for more info

American Express
American Express Velocity Escape Card
- 0.99% p.a. on balance transfers for the first 6 months
- No annual fee
- Earn up to 7,500 bonus Velocity Points, limited time only
annual fees
$0
balance transfer rate
0.99% for 6 months
purchase rate
20.74%
Go to site

Click for more info

Westpac
Westpac Low Rate - Online Only Offer
- 0.0% p.a. rate on balance transfers for 18 months when requested at card application
- 0.0% p.a. on purchases for the first 3 months
- Online only offer for applications approved by 30 September 2015
annual fees
$59
balance transfer rate
0.00% for 18 months and then cash rate
purchase rate
0.00% for 3 months then 13.49%
Go to site

Click for more info

HSBC
HSBC Platinum Credit Card
- $0 annual fee for life
- Earn 1 Rewards Point on every dollar you spend on eligible purchases
- 0.0% p.a. on balance transfers for 8 months. Conditions apply
annual fees
$0
balance transfer rate
0.00% for 8 months and then cash rate
purchase rate
19.99%
Go to site

Click for more info

St.George
St.George Vertigo
- 0.0% p.a. on balance transfers for the first 18 months
- 0.0% p.a. on purchases for the first 3 months
- Up to 55 interest free days on purchases
annual fees
$55
balance transfer rate
0.00% for 18 months and then cash rate
purchase rate
0.00% for 3 months then 13.24%
Go to site

Click for more info

- ME
- ME frank Credit Card
- - Low rate of 9.99% p.a on purchases and cash advances
  - $0 annual fee
  - Up to 55 days interest free on purchases
- annual fees
  $0
- balance transfer rate
- purchase rate
  9.99%
- Go to site
Click for more info

Less info

Balance transfer rate

annual fees $0

purchase rate 9.99%

interest free days 55

Interest rate on cash withdrawals 9.99%

Fee for cash withdrawals 2%, Min $4.00

Rewards description

ANZ
ANZ First
- 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies)
- Enjoy the convenience of Visa payWave
- Up to 44 days interest free on purchases
annual fees
$30
balance transfer rate
0.00% for 16 months
purchase rate
19.74%
Go to site

Click for more info

Westpac
Westpac 55 Day Card - Online Only Offer
- No annual fee in the first year
- 0.0% p.a. on balance transfers for 14 months
- Up to 55 interest-free days on purchases
annual fees
$30$0 in the first year, $0 when you spend over $5,000 p.a
balance transfer rate
0.00% for 14 months
purchase rate
19.84%
Go to site

Click for more info

ANZ
ANZ First - Student Offer
- Eligible students receive $0 annual fee in the first year
- Enjoy the convenience of Visa payWave
- Up to 44 days interest free on purchases
annual fees
$30$0 in the first year
balance transfer rate
purchase rate
19.74%
Go to site

Click for more info

Virgin Money
Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer
- 0.0% p.a. on balance transfers for 14 months
- Earn 3x Velocity Points in your first 3 months
- Half annual fee in the first year, a saving of $65
balance transfer rate
0.00% for 14 months and then cash rate
annual fees
$129$64 in the first year
purchase rate
20.74%
Go to site

Click for more info

St.George
St.George Vertigo Platinum
- 0.0% p.a. on balance transfers for the first 20 months
- 0.0% p.a. on purchases for the first 3 months
- $99 annual fee
balance transfer rate
0.00% for 20 months and then cash rate
annual fees
$99
purchase rate
0.00% for 3 months then 12.74%
Go to site

Click for more info

ANZ
ANZ Low Rate Platinum
- 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies)
- Ongoing interest rate of 13.49% p.a. on purchases
- Enjoy complimentary overseas travel and medical insurance
balance transfer rate
0.00% for 16 months
annual fees
$99
purchase rate
13.49%
Go to site

Click for more info

- 28 Degrees
- 28 Degrees Platinum MasterCard
- - No international transaction fees on purchases and no currency conversion fees
  - $0 annual fee
  - 24/7 Worldwide Concierge Service
- balance transfer rate
  4.99% for 6 months
- annual fees
  $0
- purchase rate
  20.99%
- Go to site
Click for more info

Less info

Balance transfer rate 4.99% for 6 months

annual fees $0

purchase rate 20.99%

Interest free days 55

Interest rate on cash withdrawals 20.99%

Fee for cash withdrawals 3%, min $4

rewards_description

- Bankwest
- Bankwest Zero Platinum MasterCard
- - No annual fee
  - Complimentary credit card international travel insurance for you and your family
  - No transaction fees on overseas purchases
- balance transfer rate
  2.99% for 9 months
- annual fees
  $0
- purchase rate
  17.99%
- Go to site
Click for more info

Less info

Balance transfer rate 2.99% for 9 months

annual fees $0

purchase rate 17.99%

Interest free days 55

Interest rate on cash withdrawals 21.99%

Fee for cash withdrawals 2%, Min $4.00

rewards_description

Westpac
Westpac 55 Day Platinum Card - Online Only Offer
- No annual fee for the first year
- Complimentary travel insurance
- 0.0% p.a. on balance transfers for 16 months
balance transfer rate
0.00% for 16 months
annual fees
$90$0 in the first year, $0 when you spend over $10,000 p.a
purchase rate
19.84%
Go to site

Click for more info

NAB
NAB Premium Card
- 0.0% p.a. on balance transfers for 15 months
- Complimentary insurances including overseas travel insurance
- Platinum Concierge Service. Your own 24 hour, 7 day personal assistant
balance transfer rate
0.00% for 15 months
annual fees
$90
purchase rate
19.74%
Go to site

Click for more info

ANZ
ANZ Platinum
- 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies)
- No annual fee in the first year
- Enjoy complimentary overseas travel and medical insurance
balance transfer rate
0.00% for 16 months
annual fees
$87$0 in the first year, $0 when you spend over $20,000 p.a
purchase rate
19.74%
Go to site

Click for more info

American Express
American Express Platinum Edge Credit Card
- $195 annual fee
- Complimentary domestic economy return flight
- 3 bonus points per dollar spent on eligible purchases
balance transfer rate
0.99% for 6 months
annual fees
$195
purchase rate
20.74%
Go to site

Click for more info

HSBC
HSBC Platinum Credit Card
- $0 annual fee for life
- Earn 1 Rewards Point on every dollar you spend on eligible purchases
- 0.0% p.a. on balance transfers for 8 months. Conditions apply
balance transfer rate
0.00% for 8 months and then cash rate
annual fees
$0
purchase rate
19.99%
Go to site

Click for more info

Bank of Melbourne
Bank of Melbourne Vertigo Platinum
- 0.0% p.a. on balance transfers for the first 20 months
- 0.0% p.a on purchases for the first 3 months
- $99 annual fee
balance transfer rate
0.00% for 20 months and then cash rate
annual fees
$99
purchase rate
0.00% for 3 months then 12.74%
Go to site

Click for more info

Top 5 Lowest interest rate

- based on ongoing interest rate

apply now
all credit cards
big banks

Go to site

9.99%
ME
– frank Credit Card
Go to site

12.95%
Heritage Bank
– Business Visa
Go to site

12.99%
Bankwest
– Breeze MasterCard
Go to site

12.99%
Coles
– Low Rate MasterCard
Go to site

13.24%
Bank of Melbourne
– Vertigo

7.99%
Quay Credit Union
– Visa Credit Card
8.99%
Community First Credit Union
– McGrath Pink Visa
9.89%
Bank Australia
– Low Rate Visa
9.99%
St.George
– BusinessVantage
Go to site

9.99%
ME
– frank Credit Card

Go to site

13.49%
ANZ
– Low Rate
13.49%
Commonwealth Bank
– Low Rate Credit Card
13.49%
Westpac
– Low Rate
Go to site

13.99%
NAB
– Low Rate Card

Mozo Ratings and Reviews

Credit card reviews

Read credit card reviews written by real customers around Australia

Who are the best credit card providers?

Credit card calculator

CREDIT CARD REPAYMENT CALCULATOR

How much will you save by paying off your credit card quickly?
Calculate

**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

Mozo Legals:

Money

Compare credit cards

Today's sponsored deal

Credit cards

all

low interest

balance transfer

interest free

low fee

platinum

Top 5 Lowest interest rate

Mozo Ratings and Reviews

Read credit card reviews written by real customers around Australia

Credit card calculator

CREDIT CARD REPAYMENT CALCULATOR

Mozo Legals:

Compare and Save

Check out today's best deals

UBank UHomeloan

0% p.a. for 14 Months

0% p.a. for 16 Months

Double Your Data

On Virgin Mobile

Readers' most viewed

Top 5 Money articles

Top 5 Money articles

Top 5 Money articles

Top 5 Money articles

Top 5 Money articles

Sydney Morning Herald

Connect

Products & Services

Classifieds

Fairfax Media

Our Sites

Our Partners

balance transfer rate	0.00% for 18 months and then cash rate
annual fees	$55
purchase rate	0.00% for 3 months then 13.24%
Interest free days	55

balance transfer rate	0.00% for 16 months and then cash rate
annual fees	$279
purchase rate	0.00% for 3 months then 19.49%
Interest free days	55

balance transfer rate	0.00% for 6 months and then cash rate
annual fees	$0
purchase rate	17.99%
Interest free days	55

Interest rate on cash withdrawals	9.99%
Fee for cash withdrawals	2%, Min $4.00
Rewards description

Balance transfer rate	0.00% for 14 months
annual fees	$30$0 in the first year, $0 when you spend over $5,000 p.a
purchase rate	19.84%
interest free days	55

Interest rate on cash withdrawals	21.29%
Fee for cash withdrawals	2%, Min $2.50, Max $150
Rewards description

Balance transfer rate
annual fees	$30$0 in the first year
purchase rate	19.74%
interest free days	44

Interest rate on cash withdrawals
Fee for cash withdrawals
rewards_description	Transfer points to a range of airline programs or redeem your points for travel, gift cards, retail rewards and shopping gift cards.

Search smh:

Search in:

Compare credit cards

Today's sponsored deal

ANZ First Balance Transfer Credit Card Offer

Credit cards

Top 5 Lowest interest rate

Can you save money by switching?

Read credit card reviews written by real customers around Australia

Credit card calculator

Mozo Legals:

News & Weather

Business & Finance

Lifestyle

Classifieds