Money

Home loans powered by Mozo

Compare home loans

Whether you're a first home buyer, a property investor or simply shopping around for a better home loan deal - we have the tools to help with your home loan search. From do-it-yourself rate comparisons to personalised services that connect you with home loan experts ready to help.

    • Mortgage House Advantage Home Loan 80 Special
      • Super low 3.99% variable interest rate
      • LVR up to 80%
      • Free 100% Offset Account
    • variable rate

      3.99%

    • comparison rate*

      4.03%

    • upfront fees

      $500

    • Go to site
    Click for more info
    • HSBC Home Value Loan (Owner Occupier)
      • Owner occupier only
      • Available to new borrowings to HSBC of $50,000 or more
      • Apply by 16 October 2015
    • variable rate

      3.99%

    • comparison rate*

      4.05%

    • upfront fees

      $853

    • Go to site
    Click for more info
    • State Custodians Peak Performance Offset (over $500k, LVR<80%)
      • Special discounted rate for larger loans
      • 100% offset account
      • Owner occupied and investment
    • variable rate

      3.99%

    • comparison rate*

      4.32%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • loans.com.au Essentials Variable - Owner Occupier
      • Experts Choice Winner - Home Lender of the Year
      • No monthly fees, Redraw available
      • For purchases or refinance
    • variable rate

      4.02%

    • comparison rate*

      4.04%

    • upfront fees

      $520

    • Go to site
    Click for more info
    • UBank UHomeLoan - Real Reward Offer (Owner Occupier, Principal & Interest)
      • No upfront fees
      • No monthly fees
      • Quick, easy & secure online application
    • variable rate

      4.09%

    • comparison rate*

      4.09%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Click Loans Online Saver Home Loan
      • Same day approval
      • Complete application and verify ID online
      • Low interest rates from just 4.09%
    • variable rate

      4.09%

    • comparison rate*

      4.12%

    • upfront fees

      $440

    • Go to site
    Click for more info
    • State Custodians Standard Variable (LVR<80%)
      • 100% offset account
      • Loyalty interest rate reduction of 0.20% after 5 years
      • Owner occupied and investment
    • variable rate

      4.09% variable for 60 months and then 3.89%

    • comparison rate*

      4.30%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • Newcastle Permanent Discounted Variable Home Loan (LVR<80%, Owner Occupier) (Premium Plus Package)
      • $0 application fee
      • 100% offset facility available
      • Additional repayments and redraws at any time
    • variable rate

      4.09%

    • comparison rate*

      4.45%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Bankwest Super Start Home Loan (Owner Occupier)
      • Low 3 year intro rate of 4.09%p.a. (5.02%p.a comparison rate)
      • 1.38% p.a discount off our standard variable rate for 3 years for owner occupiers
      • $0 limited time application fee (usually $695)
    • variable rate

      4.09% variable for 36 months and then 5.35%

    • comparison rate*

      5.02%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Bank Australia Basic Home Loan (Owner Occupier)
      • No upfront or monthly fees
      • Available for investment purposes
      • Option to fix full loan or split between fixed and variable
    • variable rate

      4.10%

    • comparison rate*

      4.11%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • CUA Fresh Start Basic Variable Home Loan (Owner Occupier)
      • Low interest rate
      • Free redraw facility for easy access to additional payments
      • No monthly fees
    • variable rate

      4.13%

    • comparison rate*

      4.19%

    • upfront fees

      $795

    • Go to site
    Click for more info
    • IMB Bank Essentials Home Loan (LVR<80%, Owner Occupier)
      • Experts Choice Winner - Best Value Full Feature Home Loan
      • 100% offset account
      • No monthly, annual or establishment fees
    • variable rate

      4.17%

    • comparison rate*

      4.17%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • CUA Fresh Start Variable Home Loan
      • Low interest rate
      • Free redraw facility for easy access to additional payments
      • No monthly fees
    • variable rate

      4.18%

    • comparison rate*

      4.20%

    • upfront fees

      $195

    • Go to site
    Click for more info
    • Greater Building Society Discount Ultimate Home Loan (LVR<80%, over $300K) (Package)
      • No establishment fee
      • 100% offset account
      • Free internet redraw facility
    • variable rate

      4.24%

    • comparison rate*

      4.63%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • IMB Bank Accelerator Home Loan (Owner Occupier)
      • Ongoing life of loan discount off the IMB Standard Variable interest rate, with a special discount rate for the first 2 years.
      • 100% offset account
      • No monthly account keeping fees
    • variable rate

      4.39% variable for 24 months and then 4.71%

    • comparison rate*

      4.70%

    • upfront fees

      $769

    • Go to site
    Click for more info
    • act. Residential Variable Home Loan
      • Ethical banking. Every month, donate a portion of our profit to a social project of your choice
      • Negotiable rates
      • Free online redraw facility on all loan types
    • variable rate

      4.66%

    • comparison rate*

      4.81%

    • upfront fees

      $750

    • Go to site
    Click for more info
    • NAB Base Variable Rate Home Loan (Principal & Interest)
      • $0 upfront fees
      • No annual or monthly fees
      • Free extra repayments and redraw facility
    • variable rate

      4.67%

    • comparison rate*

      4.67%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Mortgage House Advantage Home Loan 80 Special
      • Super low 3.99% variable interest rate
      • LVR up to 80%
      • Free 100% Offset Account
    • variable rate

      3.99%

    • comparison rate*

      4.03%

    • upfront fees

      $500

    • Go to site
    Click for more info
    • HSBC Home Value Loan (Owner Occupier)
      • Owner occupier only
      • Available to new borrowings to HSBC of $50,000 or more
      • Apply by 16 October 2015
    • variable rate

      3.99%

    • comparison rate*

      4.05%

    • upfront fees

      $853

    • Go to site
    Click for more info
    • State Custodians Peak Performance Offset (over $500k, LVR<80%)
      • Special discounted rate for larger loans
      • 100% offset account
      • Owner occupied and investment
    • variable rate

      3.99%

    • comparison rate*

      4.32%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • loans.com.au Essentials Variable - Owner Occupier
      • Experts Choice Winner - Home Lender of the Year
      • No monthly fees, Redraw available
      • For purchases or refinance
    • variable rate

      4.02%

    • comparison rate*

      4.04%

    • upfront fees

      $520

    • Go to site
    Click for more info
    • UBank UHomeLoan - Real Reward Offer (Owner Occupier, Principal & Interest)
      • No upfront fees
      • No monthly fees
      • Quick, easy & secure online application
    • variable rate

      4.09%

    • comparison rate*

      4.09%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Click Loans Online Saver Home Loan
      • Same day approval
      • Complete application and verify ID online
      • Low interest rates from just 4.09%
    • variable rate

      4.09%

    • comparison rate*

      4.12%

    • upfront fees

      $440

    • Go to site
    Click for more info
    • State Custodians Standard Variable (LVR<80%)
      • 100% offset account
      • Loyalty interest rate reduction of 0.20% after 5 years
      • Owner occupied and investment
    • variable rate

      4.09% variable for 60 months and then 3.89%

    • comparison rate*

      4.30%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • Newcastle Permanent Discounted Variable Home Loan (LVR<80%, Owner Occupier) (Premium Plus Package)
      • $0 application fee
      • 100% offset facility available
      • Additional repayments and redraws at any time
    • variable rate

      4.09%

    • comparison rate*

      4.45%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Bankwest Super Start Home Loan (Owner Occupier)
      • Low 3 year intro rate of 4.09%p.a. (5.02%p.a comparison rate)
      • 1.38% p.a discount off our standard variable rate for 3 years for owner occupiers
      • $0 limited time application fee (usually $695)
    • variable rate

      4.09% variable for 36 months and then 5.35%

    • comparison rate*

      5.02%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Bank Australia Basic Home Loan (Owner Occupier)
      • No upfront or monthly fees
      • Available for investment purposes
      • Option to fix full loan or split between fixed and variable
    • variable rate

      4.10%

    • comparison rate*

      4.11%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • CUA Fresh Start Basic Variable Home Loan (Owner Occupier)
      • Low interest rate
      • Free redraw facility for easy access to additional payments
      • No monthly fees
    • variable rate

      4.13%

    • comparison rate*

      4.19%

    • upfront fees

      $795

    • Go to site
    Click for more info
    • IMB Bank Essentials Home Loan (LVR<80%, Owner Occupier)
      • Experts Choice Winner - Best Value Full Feature Home Loan
      • 100% offset account
      • No monthly, annual or establishment fees
    • variable rate

      4.17%

    • comparison rate*

      4.17%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • CUA Fresh Start Variable Home Loan
      • Low interest rate
      • Free redraw facility for easy access to additional payments
      • No monthly fees
    • variable rate

      4.18%

    • comparison rate*

      4.20%

    • upfront fees

      $195

    • Go to site
    Click for more info
    • Greater Building Society Discount Ultimate Home Loan (LVR<80%, over $300K) (Package)
      • No establishment fee
      • 100% offset account
      • Free internet redraw facility
    • variable rate

      4.24%

    • comparison rate*

      4.63%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • IMB Bank Accelerator Home Loan (Owner Occupier)
      • Ongoing life of loan discount off the IMB Standard Variable interest rate, with a special discount rate for the first 2 years.
      • 100% offset account
      • No monthly account keeping fees
    • variable rate

      4.39% variable for 24 months and then 4.71%

    • comparison rate*

      4.70%

    • upfront fees

      $769

    • Go to site
    Click for more info
    • act. Residential Variable Home Loan
      • Ethical banking. Every month, donate a portion of our profit to a social project of your choice
      • Negotiable rates
      • Free online redraw facility on all loan types
    • variable rate

      4.66%

    • comparison rate*

      4.81%

    • upfront fees

      $750

    • Go to site
    Click for more info
    • NAB Base Variable Rate Home Loan (Principal & Interest)
      • $0 upfront fees
      • No annual or monthly fees
      • Free extra repayments and redraw facility
    • variable rate

      4.67%

    • comparison rate*

      4.67%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Greater Building Society Discount Ultimate Home Loan (LVR<80%, over $300k) (Fixed, Package)
      • Experts Choice Winner - Best Value Fixed Home Loan
      • Free redraw facility. No monthly fees
      • $0 application fee
    • interest rate

      3.69%
      fixed 1 year

    • comparison rate*

      4.75%

    • Go to site
    Click for more info
    • Newcastle Permanent Fixed Rate Home Loan (Owner Occupier)
      • Free extra repayments up to $25k p.a.
      • Borrow up to 95% of the property value
      • No ongoing account fees
    • interest rate

      3.79%
      fixed 2 years

    • comparison rate*

      4.89%

    • Go to site
    Click for more info
    • Greater Building Society Discount Ultimate Home Loan (LVR<80%, over $300k) (Fixed, Package)
      • Experts Choice Winner - Best Value Fixed Home Loan
      • Free redraw facility. No monthly fees
      • $0 application fee
    • interest rate

      3.89%
      fixed 3 years

    • comparison rate*

      4.68%

    • Go to site
    Click for more info
    • Newcastle Permanent Fixed Rate Home Loan (Owner Occupier)
      • Free extra repayments up to $25k p.a.
      • Borrow up to 95% of the property value
      • No ongoing account fees
    • interest rate

      4.09%
      fixed 3 years

    • comparison rate*

      4.86%

    • Go to site
    Click for more info
    • UBank UHomeLoan (Owner Occupier, Principal & Interest) (Fixed)
      • No monthly account fees
      • Apply online and get a decision in just 30 minutes
      • Make additional repayments (fee applies)
    • interest rate

      4.18%
      fixed 3 years

    • comparison rate*

      4.31%

    • Go to site
    Click for more info
    • IMB Bank Fixed Home Loan (LVR<90%, Owner Occupier)
      • Free extra repayments up to 1 year in advance
      • Free internet and mobile banking redraws
      • Borrow up to 90% of the property value
    • interest rate

      4.24%
      fixed 3 years

    • comparison rate*

      4.83%

    • Go to site
    Click for more info
    • CUA Fixed Rate Loan
      • Competitive rate
      • No monthly account keeping fees
      • Interest only repayment options
    • interest rate

      4.25%
      fixed 3 years

    • comparison rate*

      4.80%

    • Go to site
    Click for more info
    • NAB Tailored Home Loan (Fixed, Choice Package)
      • No upfront fees
      • Make free extra repayments up to $20K in the fixed period
      • Repayment holidays available
    • interest rate

      4.39%
      fixed 3 years

    • comparison rate*

      5.10%

    • Go to site
    Click for more info
    • Bank Australia Basic Home Loan (Fixed)
      • No monthly fees
      • Free redraw
      • Repayment pause available
    • interest rate

      4.45%
      fixed 1 year

    • comparison rate*

      4.58%

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • HSBC Home Value Loan (Owner Occupier)
      • Owner occupier only
      • Available to new borrowings to HSBC of $50,000 or more
      • Apply by 16 October 2015
    • variable rate

      3.99%

    • comparison rate*

      4.05%

    • upfront fees

      $853

    • Go to site
    Click for more info
    • Bankwest Super Start Home Loan (Owner Occupier)
      • Low 3 year intro rate of 4.09%p.a. (5.02%p.a comparison rate)
      • 1.38% p.a discount off our standard variable rate for 3 years for owner occupiers
      • $0 limited time application fee (usually $695)
    • variable rate

      4.09% variable for 36 months and then 5.35%

    • comparison rate*

      5.02%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • NAB Base Variable Rate Home Loan (Principal & Interest)
      • $0 upfront fees
      • No annual or monthly fees
      • Free extra repayments and redraw facility
    • variable rate

      4.67%

    • comparison rate*

      4.67%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Homestar Refinance Saver Loan (Up to $500k, LVR<85%)
      • Principal and Interest only
      • Refinance or Purchase of an Owner Occupied Property
      • $500,000 Maximum Loan Amount
    • variable rate

      3.94%

    • comparison rate*

      3.94%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Mortgage House Advantage Home Loan 80 Special
      • Super low 3.99% variable interest rate
      • LVR up to 80%
      • Free 100% Offset Account
    • variable rate

      3.99%

    • comparison rate*

      4.03%

    • upfront fees

      $500

    • Go to site
    Click for more info
    • HSBC Home Value Loan (Owner Occupier)
      • Owner occupier only
      • Available to new borrowings to HSBC of $50,000 or more
      • Apply by 16 October 2015
    • variable rate

      3.99%

    • comparison rate*

      4.05%

    • upfront fees

      $853

    • Go to site
    Click for more info
    • State Custodians Peak Performance Offset (over $500k, LVR<80%)
      • Special discounted rate for larger loans
      • 100% offset account
      • Owner occupied and investment
    • variable rate

      3.99%

    • comparison rate*

      4.32%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • UBank UHomeLoan - Real Reward Offer (Owner Occupier, Principal & Interest)
      • No upfront fees
      • No monthly fees
      • Quick, easy & secure online application
    • variable rate

      4.09%

    • comparison rate*

      4.09%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Click Loans Online Saver Home Loan
      • Same day approval
      • Complete application and verify ID online
      • Low interest rates from just 4.09%
    • variable rate

      4.09%

    • comparison rate*

      4.12%

    • upfront fees

      $440

    • Go to site
    Click for more info
    • Newcastle Permanent Discounted Variable Home Loan (LVR<80%, Owner Occupier) (Premium Plus Package)
      • $0 application fee
      • 100% offset facility available
      • Additional repayments and redraws at any time
    • variable rate

      4.09%

    • comparison rate*

      4.45%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Bankwest Super Start Home Loan (Owner Occupier)
      • Low 3 year intro rate of 4.09%p.a. (5.02%p.a comparison rate)
      • 1.38% p.a discount off our standard variable rate for 3 years for owner occupiers
      • $0 limited time application fee (usually $695)
    • variable rate

      4.09% variable for 36 months and then 5.35%

    • comparison rate*

      5.02%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • IMB Bank Accelerator Home Loan (Owner Occupier)
      • Ongoing life of loan discount off the IMB Standard Variable interest rate, with a special discount rate for the first 2 years.
      • 100% offset account
      • No monthly account keeping fees
    • variable rate

      4.39% variable for 24 months and then 4.71%

    • comparison rate*

      4.70%

    • upfront fees

      $769

    • Go to site
    Click for more info
    • act. Residential Variable Home Loan
      • Ethical banking. Every month, donate a portion of our profit to a social project of your choice
      • Negotiable rates
      • Free online redraw facility on all loan types
    • variable rate

      4.66%

    • comparison rate*

      4.81%

    • upfront fees

      $750

    • Go to site
    Click for more info
    • NAB Base Variable Rate Home Loan (Principal & Interest)
      • $0 upfront fees
      • No annual or monthly fees
      • Free extra repayments and redraw facility
    • variable rate

      4.67%

    • comparison rate*

      4.67%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Mortgage House Advantage Home Loan 80 Special
      • Super low 3.99% variable interest rate
      • LVR up to 80%
      • Free 100% Offset Account
    • variable rate

      3.99%

    • comparison rate*

      4.03%

    • upfront fees

      $500

    • Go to site
    Click for more info
    • loans.com.au Offset Variable (LVR<80%) - Owner Occupier
      • Experts Choice Winner - Home Lender of the Year
      • 100% offset account plus Visa Debit Card
      • For purchases or refinance, borrow up to 90% of the property value
    • variable rate

      4.06%

    • comparison rate*

      4.08%

    • upfront fees

      $520

    • Go to site
    Click for more info
    • State Custodians Standard Variable (LVR<80%)
      • 100% offset account
      • Loyalty interest rate reduction of 0.20% after 5 years
      • Owner occupied and investment
    • variable rate

      4.09% variable for 60 months and then 3.89%

    • comparison rate*

      4.30%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • Newcastle Permanent Discounted Variable Home Loan (LVR<80%, Owner Occupier) (Premium Plus Package)
      • $0 application fee
      • 100% offset facility available
      • Additional repayments and redraws at any time
    • variable rate

      4.09%

    • comparison rate*

      4.45%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Greater Building Society Discount Ultimate Home Loan (LVR<80%, over $300K) (Package)
      • No establishment fee
      • 100% offset account
      • Free internet redraw facility
    • variable rate

      4.24%

    • comparison rate*

      4.63%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • IMB Bank Accelerator Home Loan (Owner Occupier)
      • Ongoing life of loan discount off the IMB Standard Variable interest rate, with a special discount rate for the first 2 years.
      • 100% offset account
      • No monthly account keeping fees
    • variable rate

      4.39% variable for 24 months and then 4.71%

    • comparison rate*

      4.70%

    • upfront fees

      $769

    • Go to site
    Click for more info
    • act. Residential Variable Home Loan
      • Ethical banking. Every month, donate a portion of our profit to a social project of your choice
      • Negotiable rates
      • Free online redraw facility on all loan types
    • variable rate

      4.66%

    • comparison rate*

      4.81%

    • upfront fees

      $750

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Bank Australia Basic Home Loan (Owner Occupier)
      • No upfront or monthly fees
      • Available for investment purposes
      • Option to fix full loan or split between fixed and variable
    • variable rate

      4.10%

    • comparison rate*

      4.11%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • act. Residential Variable Home Loan
      • Ethical banking. Every month, donate a portion of our profit to a social project of your choice
      • Negotiable rates
      • Free online redraw facility on all loan types
    • variable rate

      4.66%

    • comparison rate*

      4.81%

    • upfront fees

      $750

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Newcastle Permanent Discounted Variable Home Loan (LVR<80%, Owner Occupier) (Premium Plus Package)
      • $0 application fee
      • 100% offset facility available
      • Additional repayments and redraws at any time
    • variable rate

      4.09%

    • comparison rate*

      4.45%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Bank Australia Basic Home Loan (Owner Occupier)
      • No upfront or monthly fees
      • Available for investment purposes
      • Option to fix full loan or split between fixed and variable
    • variable rate

      4.10%

    • comparison rate*

      4.11%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • IMB Bank Accelerator Home Loan (Owner Occupier)
      • Ongoing life of loan discount off the IMB Standard Variable interest rate, with a special discount rate for the first 2 years.
      • 100% offset account
      • No monthly account keeping fees
    • variable rate

      4.39% variable for 24 months and then 4.71%

    • comparison rate*

      4.70%

    • upfront fees

      $769

    • Go to site
    Click for more info
    • act. Residential Variable Home Loan
      • Ethical banking. Every month, donate a portion of our profit to a social project of your choice
      • Negotiable rates
      • Free online redraw facility on all loan types
    • variable rate

      4.66%

    • comparison rate*

      4.81%

    • upfront fees

      $750

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Click Loans Online Saver Home Loan
      • Same day approval
      • Complete application and verify ID online
      • Low interest rates from just 4.09%
    • variable rate

      4.09%

    • comparison rate*

      4.12%

    • upfront fees

      $440

    • Go to site
    Click for more info
    • CUA Fresh Start Variable Home Loan
      • Low interest rate
      • Free redraw facility for easy access to additional payments
      • No monthly fees
    • variable rate

      4.18%

    • comparison rate*

      4.20%

    • upfront fees

      $195

    • Go to site
    Click for more info
    • Greater Building Society Discount Ultimate Home Loan (LVR<80%, over $300K) (Package)
      • No establishment fee
      • 100% offset account
      • Free internet redraw facility
    • variable rate

      4.24%

    • comparison rate*

      4.63%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • IMB Bank Variable Home Loan (LVR<80%, Investment) (Platinum Package)
      • 100% Off-set Account
      • No application fee
      • 10% discount for the first year on Home and Contents Insurance and Landlord's Insurance policy premiums
    • variable rate

      4.46%

    • comparison rate*

      4.86%

    • upfront fees

      $324

    • Go to site
    Click for more info
    • Bank Australia Basic Home Loan (Investment)
      • No monthly fees
      • Redraw facility available
      • Free extra repayments
    • variable rate

      4.59%

    • comparison rate*

      4.63%

    • upfront fees

      $595

    • Go to site
    Click for more info
    • act. Residential Variable Home Loan
      • Ethical banking. Every month, donate a portion of our profit to a social project of your choice
      • Negotiable rates
      • Free online redraw facility on all loan types
    • variable rate

      4.66%

    • comparison rate*

      4.81%

    • upfront fees

      $750

    • Go to site
    Click for more info
    • NAB Base Variable Rate Home Loan (Principal & Interest)
      • $0 upfront fees
      • No annual or monthly fees
      • Free extra repayments and redraw facility
    • variable rate

      4.67%

    • comparison rate*

      4.67%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

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**Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

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