Money

Home loans powered by Mozo

Compare home loans

Whether you're a first home buyer, a property investor or simply shopping around for a better home loan deal - we have the tools to help with your home loan search. From do-it-yourself rate comparisons to personalised services that connect you with home loan experts ready to help.

    • loans.com.au Dream Home Loan Essentials
      • Experts Choice Winner - Home Lender of the Year
      • No monthly fees, Redraw available
      • For purchases or refinance
    • variable rate

      4.02%

    • comparison rate*

      4.04%

    • upfront fees

      $520

    • Go to site
    Click for more info
    • UBank UHomeLoan - Real Reward Offer (Owner Occupier)
      • No upfront fees
      • No monthly fees
      • Quick, easy & secure online application
    • variable rate

      4.09%

    • comparison rate*

      4.09%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Click Loans Online Saver Home Loan
      • Same day approval
      • Complete application and verify ID online
      • Low interest rates from just 4.09%
    • variable rate

      4.09%

    • comparison rate*

      4.12%

    • upfront fees

      $440

    • Go to site
    Click for more info
    • bankmecu Low Rate Special
      • No upfront or monthly fees
      • Additional repayments accepted
      • Discounted rate offer extended, apply by 31 July 2015
    • variable rate

      4.10%

    • comparison rate*

      4.11%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • bankmecu goGreen Home Loan Special
      • Experts Choice Winner - Best Value First, Full Feature and Variable Home Loan
      • Available to homes with a 7+ star rating according to the Nationwide House Energy Rating Scheme
      • No monthly fees and free redraw available
    • variable rate

      4.10%

    • comparison rate*

      4.14%

    • upfront fees

      $595

    • Go to site
    Click for more info
    • Bankwest Super Start Home Loan
      • Low 3 year intro rate of 4.17%p.a. (5.04%p.a comparison rate)
      • 1.30% p.a discount off our Standard variable rate for 3 years
      • $0 limited time application fee (usually $695)
    • variable rate

      4.17% variable for 36 months and then 5.35%

    • comparison rate*

      5.04%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • CUA Fresh Start Variable Home Loan
      • Experts Choice Winner - Best Full Feature and Variable Home Loan
      • Free redraw facility for easy access to additional payments
      • No monthly or application fees
    • variable rate

      4.18%

    • comparison rate*

      4.20%

    • upfront fees

      $195

    • Go to site
    Click for more info
    • HSBC Home Value Loan
      • Limited time only, apply by 17th July 2015
      • No monthly fees
      • Personal HSBC Relationship Manager
    • variable rate

      4.23%

    • comparison rate*

      4.28%

    • upfront fees

      $853

    • Go to site
    Click for more info
    • Greater Building Society Discount Ultimate Home Loan (LVR<80%, over $300K) (Package)
      • No establishment fee
      • 100% offset account
      • Free internet redraw facility
    • variable rate

      4.24%

    • comparison rate*

      4.63%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • Bankwest Online Home Loan
      • Exclusive offer for online applications
      • Save $695 with $0 online application fee. Limited time only
      • No ongoing monthly loan maintenance fees
    • variable rate

      4.46%

    • comparison rate*

      4.47%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • loans.com.au Dream Home Loan Essentials
      • Experts Choice Winner - Home Lender of the Year
      • No monthly fees, Redraw available
      • For purchases or refinance
    • variable rate

      4.02%

    • comparison rate*

      4.04%

    • upfront fees

      $520

    • Go to site
    Click for more info
    • UBank UHomeLoan - Real Reward Offer (Owner Occupier)
      • No upfront fees
      • No monthly fees
      • Quick, easy & secure online application
    • variable rate

      4.09%

    • comparison rate*

      4.09%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Click Loans Online Saver Home Loan
      • Same day approval
      • Complete application and verify ID online
      • Low interest rates from just 4.09%
    • variable rate

      4.09%

    • comparison rate*

      4.12%

    • upfront fees

      $440

    • Go to site
    Click for more info
    • bankmecu Low Rate Special
      • No upfront or monthly fees
      • Additional repayments accepted
      • Discounted rate offer extended, apply by 31 July 2015
    • variable rate

      4.10%

    • comparison rate*

      4.11%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • bankmecu goGreen Home Loan Special
      • Experts Choice Winner - Best Value First, Full Feature and Variable Home Loan
      • Available to homes with a 7+ star rating according to the Nationwide House Energy Rating Scheme
      • No monthly fees and free redraw available
    • variable rate

      4.10%

    • comparison rate*

      4.14%

    • upfront fees

      $595

    • Go to site
    Click for more info
    • Bankwest Super Start Home Loan
      • Low 3 year intro rate of 4.17%p.a. (5.04%p.a comparison rate)
      • 1.30% p.a discount off our Standard variable rate for 3 years
      • $0 limited time application fee (usually $695)
    • variable rate

      4.17% variable for 36 months and then 5.35%

    • comparison rate*

      5.04%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • CUA Fresh Start Variable Home Loan
      • Experts Choice Winner - Best Full Feature and Variable Home Loan
      • Free redraw facility for easy access to additional payments
      • No monthly or application fees
    • variable rate

      4.18%

    • comparison rate*

      4.20%

    • upfront fees

      $195

    • Go to site
    Click for more info
    • HSBC Home Value Loan
      • Limited time only, apply by 17th July 2015
      • No monthly fees
      • Personal HSBC Relationship Manager
    • variable rate

      4.23%

    • comparison rate*

      4.28%

    • upfront fees

      $853

    • Go to site
    Click for more info
    • Greater Building Society Discount Ultimate Home Loan (LVR<80%, over $300K) (Package)
      • No establishment fee
      • 100% offset account
      • Free internet redraw facility
    • variable rate

      4.24%

    • comparison rate*

      4.63%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • Bankwest Online Home Loan
      • Exclusive offer for online applications
      • Save $695 with $0 online application fee. Limited time only
      • No ongoing monthly loan maintenance fees
    • variable rate

      4.46%

    • comparison rate*

      4.47%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Greater Building Society Ultimate Home Loan (Fixed, Package)
      • Experts Choice Winner - Best Value Fixed Home Loan
      • Free redraw facility. No monthly fees
      • $0 application fee
    • interest rate

      3.99%
      fixed 1 year

    • comparison rate*

      4.78%

    • Go to site
    Click for more info
    • UBank UHomeLoan (Fixed)
      • No monthly account fees
      • Apply online and get a decision in just 30 minutes
      • Make additional repayments (fee applies)
    • interest rate

      4.18%
      fixed 3 years

    • comparison rate*

      4.31%

    • Go to site
    Click for more info
    • loans.com.au Dream Home Loan Fixed
      • Experts Choice Winner – Home Lender of the Year
      • Available for purchase or refinance
      • 1, 2 or 3 year fixed rate options available
    • interest rate

      4.23%
      fixed 1 year

    • comparison rate*

      4.09%

    • Go to site
    Click for more info
    • CUA Fixed Rate Loan
      • Competitive rate
      • No monthly account keeping fees
      • Interest only repayment options
    • interest rate

      4.25%
      fixed 3 years

    • comparison rate*

      4.80%

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Bankwest Super Start Home Loan
      • Low 3 year intro rate of 4.17%p.a. (5.04%p.a comparison rate)
      • 1.30% p.a discount off our Standard variable rate for 3 years
      • $0 limited time application fee (usually $695)
    • variable rate

      4.17% variable for 36 months and then 5.35%

    • comparison rate*

      5.04%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • HSBC Home Value Loan
      • Limited time only, apply by 17th July 2015
      • No monthly fees
      • Personal HSBC Relationship Manager
    • variable rate

      4.23%

    • comparison rate*

      4.28%

    • upfront fees

      $853

    • Go to site
    Click for more info
    • Bankwest Online Home Loan
      • Exclusive offer for online applications
      • Save $695 with $0 online application fee. Limited time only
      • No ongoing monthly loan maintenance fees
    • variable rate

      4.46%

    • comparison rate*

      4.47%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Homestar Basic Refinance Loan (Principal & Interest, Owner Occupier)
      • For loans <$500,000 only and LVRs less than 70%
      • Owner Occupied/ Principal and Interest Only
      • Refinance Only
    • variable rate

      3.94%

    • comparison rate*

      3.94%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • loans.com.au Dream Home Loan Essentials
      • Experts Choice Winner - Home Lender of the Year
      • No monthly fees, Redraw available
      • For purchases or refinance
    • variable rate

      4.02%

    • comparison rate*

      4.04%

    • upfront fees

      $520

    • Go to site
    Click for more info
    • UBank UHomeLoan - Real Reward Offer (Owner Occupier)
      • No upfront fees
      • No monthly fees
      • Quick, easy & secure online application
    • variable rate

      4.09%

    • comparison rate*

      4.09%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Click Loans Online Saver Home Loan
      • Same day approval
      • Complete application and verify ID online
      • Low interest rates from just 4.09%
    • variable rate

      4.09%

    • comparison rate*

      4.12%

    • upfront fees

      $440

    • Go to site
    Click for more info
    • Bankwest Super Start Home Loan
      • Low 3 year intro rate of 4.17%p.a. (5.04%p.a comparison rate)
      • 1.30% p.a discount off our Standard variable rate for 3 years
      • $0 limited time application fee (usually $695)
    • variable rate

      4.17% variable for 36 months and then 5.35%

    • comparison rate*

      5.04%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • HSBC Home Value Loan
      • Limited time only, apply by 17th July 2015
      • No monthly fees
      • Personal HSBC Relationship Manager
    • variable rate

      4.23%

    • comparison rate*

      4.28%

    • upfront fees

      $853

    • Go to site
    Click for more info
    • Bankwest Online Home Loan
      • Exclusive offer for online applications
      • Save $695 with $0 online application fee. Limited time only
      • No ongoing monthly loan maintenance fees
    • variable rate

      4.46%

    • comparison rate*

      4.47%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • loans.com.au Dream Home Loan Offset Variable (LVR<80%)
      • Experts Choice Winner - Home Lender of the Year
      • 100% offset account plus Visa Debit Card
      • For purchases or refinance, borrow up to 90% of the property value
    • variable rate

      4.06%

    • comparison rate*

      4.08%

    • upfront fees

      $520

    • Go to site
    Click for more info
    • Bankwest Super Start Home Loan
      • Low 3 year intro rate of 4.17%p.a. (5.04%p.a comparison rate)
      • 1.30% p.a discount off our Standard variable rate for 3 years
      • $0 limited time application fee (usually $695)
    • variable rate

      4.17% variable for 36 months and then 5.35%

    • comparison rate*

      5.04%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Greater Building Society Discount Ultimate Home Loan (LVR<80%, over $300K) (Package)
      • No establishment fee
      • 100% offset account
      • Free internet redraw facility
    • variable rate

      4.24%

    • comparison rate*

      4.63%

    • upfront fees

      $275

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • bankmecu Low Rate Special
      • No upfront or monthly fees
      • Additional repayments accepted
      • Discounted rate offer extended, apply by 31 July 2015
    • variable rate

      4.10%

    • comparison rate*

      4.11%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • bankmecu goGreen Home Loan Special
      • Experts Choice Winner - Best Value First, Full Feature and Variable Home Loan
      • Available to homes with a 7+ star rating according to the Nationwide House Energy Rating Scheme
      • No monthly fees and free redraw available
    • variable rate

      4.10%

    • comparison rate*

      4.14%

    • upfront fees

      $595

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • HSBC Home Value Loan
      • Limited time only, apply by 17th July 2015
      • No monthly fees
      • Personal HSBC Relationship Manager
    • variable rate

      4.23%

    • comparison rate*

      4.28%

    • upfront fees

      $853

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

Health Check logo

Home loan health check

Can you save money by switching?

Average potential savings**

Home loans: over $39,000

Find out more
Thumbs up icon

Mozo Ratings and Reviews

Home loan reviews

Read home loan reviews written by real customers around Australia

Who are the best home loan providers?

Home loan calculators

**Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

Mozo Legals:

ABN 68 128 199 208 | AFSL & ACL 328141 | General Advice Disclaimer | FSG | Terms of Use | Privacy Policy