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With over 190 credit cards on the market, how do you choose the best one? Check out the popular credit card table below for some of the latest credit card deals or try one of our free credit card tools to help you compare rewards, fees, interest rates and balance transfer offers.

Today's sponsored deal

ANZ

ANZ Rewards Credit Card Offer

  • 50,000 Reward Points when you spend $3,000 on purchases within the first three months
  • No annual fee for the first year
  • Offer ends 20 August 2015. Terms and conditions, fees and charges apply
Check it out
    • NAB Low Rate Card
      • 0.0% p.a. on purchases for the first 12 months
      • 4.99% p.a on balance transfers for 6 months
      • Secure online application. Get a response in 60 seconds.
    • purchase rate

      0.00% for 12 months then 13.99%

    • balance transfer rate

      4.99% for 6 months

    • annual fee

      $59

    • Go to site
    Click for more info
    • Woolworths Money Everyday Platinum Credit Card
      • $0 annual fee for the first year. Apply by 31 July 2015
      • Get a $100 Woolworths Gift Card after your first purchase
      • $10 off your order whenever you spend $100 or more in a single transaction at Woolworths Online
    • purchase rate

      19.99%

    • balance transfer rate

      0.00% for 14 months and then cash rate

    • annual fee

      $49$0 in the first year

    • Go to site
    Click for more info
    • ANZ Rewards Platinum
      • 50,000 Reward Points when you spend $3,000 on purchases within the first three months
      • No Annual fee for the first year
      • Offer end date the 20th August
    • purchase rate

      18.79%

    • balance transfer rate

    • annual fee

      $149$0 in the first year

    • Go to site
    Click for more info
    • St.George Vertigo Platinum
      • 0.0% p.a. on balance transfers for the first 20 months
      • 0.0% p.a. on purchases for the first 3 months
      • $99 annual fee
    • purchase rate

      0.00% for 3 months then 12.74%

    • balance transfer rate

      0.00% for 20 months and then cash rate

    • annual fee

      $99

    • Go to site
    Click for more info
    • American Express Platinum Edge Credit Card
      • $195 annual fee
      • Complimentary domestic economy return flight
      • 3 bonus points per dollar spent on eligible purchases
    • purchase rate

      20.74%

    • balance transfer rate

      0.99% for 6 months

    • annual fee

      $195

    • Go to site
    Click for more info
    • Westpac Low Rate - Online Only Offer
      • 0.0% p.a. rate on balance transfers for 18 months when requested at card application
      • 0.0% p.a. on purchases for the first 3 months
      • Online only offer for applications approved by 30 September 2015
    • purchase rate

      0.00% for 3 months then 13.49%

    • balance transfer rate

      0.00% for 18 months and then cash rate

    • annual fee

      $59

    • Go to site
    Click for more info
    • NAB Premium Card - Online Offer
      • 0.0% p.a. on balance transfers for 18 months (2% balance transfer fee applies)
      • Complimentary insurances including overseas travel insurance
      • Up to 44 days interest free on purchases
    • purchase rate

      19.74%

    • balance transfer rate

      0.00% for 18 months

    • annual fee

      $90

    • Go to site
    Click for more info
    • Coles Low Rate MasterCard
      • Get $10 off your Coles Supermarket Shop, instantly at the till, every time you redeem 2,000 flybuys points.
      • 11.99% p.a. Interest Rate on purchases and a low $49 Annual Fee.
      • Collect 1 flybuys point for every $2 you spend at Coles Supermarkets.
    • purchase rate

      11.99%

    • balance transfer rate

      0.00% for 6 months

    • annual fee

      $49

    • Go to site
    Click for more info
    • ME frank Credit Card
      • Low rate of 9.99% p.a on purchases and cash advances
      • $0 annual fee
      • Up to 55 days interest free on purchases
    • purchase rate

      9.99%

    • balance transfer rate

    • annual fee

      $0

    • Go to site
    Click for more info
    • ANZ Low Rate
      • 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 20 August 2015
      • Low ongoing interest rate of 13.49% p.a. on purchases
      • Up to 55 days interest free on purchases
    • purchase rate

      13.49%

    • balance transfer rate

      0.00% for 16 months

    • annual fee

      $58

    • Go to site
    Click for more info
    • Bankwest Breeze Platinum
      • $0 annual fee for the first year. Limited time only.
      • Low ongoing purchase rate of 12.99% p.a. Limited time only.
      • No foreign transaction fees on online and overseas purchases
    • purchase rate

      0.00% for 3 months then 12.99%

    • balance transfer rate

    • annual fee

      $99$0 in the first year

    • Go to site
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    • St.George Vertigo
      • 0.0% p.a. on balance transfers for the first 18 months
      • 0.0% p.a. on purchases for the first 3 months
      • Up to 55 interest free days on purchases
    • purchase rate

      0.00% for 3 months then 13.24%

    • balance transfer rate

      0.00% for 18 months and then cash rate

    • annual fee

      $55

    • Go to site
    Click for more info
    • Virgin Money No Annual Fee Card
      • 0.9% p.a. on balance transfers for 15 months
      • No annual fee for the life of the card
      • Up to 44 interest free days on purchases
    • purchase rate

      18.99%

    • balance transfer rate

      0.90% for 15 months and then cash rate

    • annual fee

      $0

    • Go to site
    Click for more info
    • Coles No Annual Fee MasterCard
      • Up to 62 days interest free on purchases when you pay the full balance off each month.
      • 1 point per $2 you spend everywhere.
      • No annual fee. Ever.
    • purchase rate

      19.99%

    • balance transfer rate

      0.00% for 6 months

    • annual fee

      $0

    • Go to site
    Click for more info
    • 28 Degrees Platinum MasterCard
      • No international transaction fees on purchases and no currency conversion fees
      • $0 annual fee
      • 24/7 Worldwide Concierge Service
    • purchase rate

      20.99%

    • balance transfer rate

      4.99% for 6 months

    • annual fee

      $0

    • Go to site
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    • Westpac 55 Day Card
      • No annual fee in the first year
      • 0.0% p.a. on balance transfers for 14 months
      • Up to 55 interest-free days on purchases
    • purchase rate

      19.84%

    • balance transfer rate

      0.00% for 14 months

    • annual fee

      $30$0 in the first year, $0 when you spend over $5,000 p.a

    • Go to site
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    • David Jones American Express Card (Membership Rewards)
      • Earn up to 3 Reward Points per dollar spent
      • Choose your rewards program - Membership Rewards or Qantas Frequent Flyer
      • Be rewarded with special privileges when you shop with your Card at David Jones
    • purchase rate

      20.74%

    • balance transfer rate

    • annual fee

      $99

    • Go to site
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    • ANZ Platinum
      • 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 20 August 2015
      • No annual fee in the first year
      • Enjoy complimentary overseas travel and medical insurance
    • purchase rate

      19.74%

    • balance transfer rate

      0.00% for 16 months

    • annual fee

      $87$0 in the first year, $0 when you spend over $20,000 p.a

    • Go to site
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    • BankSA Vertigo
      • 0.0% p.a. on balance transfers for the first 18 months
      • 0.0% p.a. on purchases for the first 3 months
      • Up to 55 interest free days on purchases
    • purchase rate

      0.00% for 3 months then 13.24%

    • balance transfer rate

      0.00% for 18 months and then cash rate

    • annual fee

      $55

    • Go to site
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    • Bankwest Zero
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • purchase rate

      17.99%

    • balance transfer rate

      2.99% for 9 months

    • annual fee

      $0

    • Go to site
    Click for more info
    • ANZ Low Rate Platinum
      • 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 20 August 2015
      • Ongoing interest rate of 13.49% p.a. on purchases
      • Enjoy complimentary overseas travel and medical insurance
    • purchase rate

      13.49%

    • balance transfer rate

      0.00% for 16 months

    • annual fee

      $99

    • Go to site
    Click for more info
    • Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer
      • 0.0% p.a. on balance transfers for 14 months
      • Earn 3x Velocity Points in your first 3 months
      • Half annual fee in the first year, a saving of $65
    • purchase rate

      20.74%

    • balance transfer rate

      0.00% for 14 months and then cash rate

    • annual fee

      $129$64 in the first year

    • Go to site
    Click for more info

    • NAB Low Rate Card
      • 0.0% p.a. on purchases for the first 12 months
      • 4.99% p.a on balance transfers for 6 months
      • Secure online application. Get a response in 60 seconds.
    • purchase rate

      0.00% for 12 months then 13.99%

    • balance transfer rate

      4.99% for 6 months

    • annual fee

      $59

    • Go to site
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    • Bank of Melbourne Vertigo Platinum
      • 0.0% p.a. on balance transfers for the first 20 months
      • 0.0% p.a on purchases for the first 3 months
      • $99 annual fee
    • purchase rate

      0.00% for 3 months then 12.74%

    • balance transfer rate

      0.00% for 20 months and then cash rate

    • annual fee

      $99

    • Go to site
    Click for more info
    • ANZ Low Rate
      • 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 20 August 2015
      • Low ongoing interest rate of 13.49% p.a. on purchases
      • Up to 55 days interest free on purchases
    • purchase rate

      13.49%

    • balance transfer rate

      0.00% for 16 months

    • annual fee

      $58

    • Go to site
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    • ME frank Credit Card
      • Low rate of 9.99% p.a on purchases and cash advances
      • $0 annual fee
      • Up to 55 days interest free on purchases
    • purchase rate

      9.99%

    • balance transfer rate

    • annual fee

      $0

    • Go to site
    Click for more info
    • Westpac Low Rate - Online Only Offer
      • 0.0% p.a. rate on balance transfers for 18 months when requested at card application
      • 0.0% p.a. on purchases for the first 3 months
      • Online only offer for applications approved by 30 September 2015
    • purchase rate

      0.00% for 3 months then 13.49%

    • balance transfer rate

      0.00% for 18 months and then cash rate

    • annual fee

      $59

    • Go to site
    Click for more info
    • St.George Vertigo
      • 0.0% p.a. on balance transfers for the first 18 months
      • 0.0% p.a. on purchases for the first 3 months
      • Up to 55 interest free days on purchases
    • purchase rate

      0.00% for 3 months then 13.24%

    • balance transfer rate

      0.00% for 18 months and then cash rate

    • annual fee

      $55

    • Go to site
    Click for more info
    • Coles Low Rate MasterCard
      • Get $10 off your Coles Supermarket Shop, instantly at the till, every time you redeem 2,000 flybuys points.
      • 11.99% p.a. Interest Rate on purchases and a low $49 Annual Fee.
      • Collect 1 flybuys point for every $2 you spend at Coles Supermarkets.
    • purchase rate

      11.99%

    • balance transfer rate

      0.00% for 6 months

    • annual fee

      $49

    • Go to site
    Click for more info
    • St.George Vertigo Platinum
      • 0.0% p.a. on balance transfers for the first 20 months
      • 0.0% p.a. on purchases for the first 3 months
      • $99 annual fee
    • purchase rate

      0.00% for 3 months then 12.74%

    • balance transfer rate

      0.00% for 20 months and then cash rate

    • annual fee

      $99

    • Go to site
    Click for more info
    • ANZ Low Rate Platinum
      • 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 20 August 2015
      • Ongoing interest rate of 13.49% p.a. on purchases
      • Enjoy complimentary overseas travel and medical insurance
    • purchase rate

      13.49%

    • balance transfer rate

      0.00% for 16 months

    • annual fee

      $99

    • Go to site
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    • Westpac Altitude Platinum - Online Only Offer (Qantas)
      • Enjoy 0.0% p.a. for 3 months on purchases from card approval
      • 0.0% p.a. for 20 months on balance transfers at card application
      • Complimentary insurance cover
    • balance transfer rate

      0.00% for 20 months and then cash rate

    • purchase rate

      0.00% for 3 months then 20.24%

    • annual fees

      $150$0 in the first year for existing Westpac customers

    • Go to site
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    • St.George Vertigo
      • 0.0% p.a. on balance transfers for the first 18 months
      • 0.0% p.a. on purchases for the first 3 months
      • Up to 55 interest free days on purchases
    • balance transfer rate

      0.00% for 18 months and then cash rate

    • purchase rate

      0.00% for 3 months then 13.24%

    • annual fees

      $55

    • Go to site
    Click for more info
    • Woolworths Money Everyday Platinum Credit Card
      • $0 annual fee for the first year. Apply by 31 July 2015
      • Get a $100 Woolworths Gift Card after your first purchase
      • $10 off your order whenever you spend $100 or more in a single transaction at Woolworths Online
    • balance transfer rate

      0.00% for 14 months and then cash rate

    • purchase rate

      19.99%

    • annual fees

      $49$0 in the first year

    • Go to site
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    • ANZ Low Rate
      • 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 20 August 2015
      • Low ongoing interest rate of 13.49% p.a. on purchases
      • Up to 55 days interest free on purchases
    • balance transfer rate

      0.00% for 16 months

    • purchase rate

      13.49%

    • annual fees

      $58

    • Go to site
    Click for more info
    • Westpac Low Rate - Online Only Offer
      • 0.0% p.a. rate on balance transfers for 18 months when requested at card application
      • 0.0% p.a. on purchases for the first 3 months
      • Online only offer for applications approved by 30 September 2015
    • balance transfer rate

      0.00% for 18 months and then cash rate

    • purchase rate

      0.00% for 3 months then 13.49%

    • annual fees

      $59

    • Go to site
    Click for more info
    • Coles No Annual Fee MasterCard
      • Up to 62 days interest free on purchases when you pay the full balance off each month.
      • 1 point per $2 you spend everywhere.
      • No annual fee. Ever.
    • balance transfer rate

      0.00% for 6 months

    • purchase rate

      19.99%

    • annual fees

      $0

    • Go to site
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    • Bankwest More MasterCard
      • 2.99% p.a on balance transfers for 9 months
      • Receive up to 8,000 introductory bonus rewards points
      • Up to 55 interest free days on purchases
    • balance transfer rate

      2.99% for 9 months

    • purchase rate

      19.99%

    • annual fees

      $70

    • Go to site
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    • St.George Amplify Signature (Qantas)
      • 0.0% p.a. on purchases for the first 3 months
      • 0.0% p.a. on balance transfers for 16 months
      • Our highest uncapped points earn rate
    • balance transfer rate

      0.00% for 16 months and then cash rate

    • purchase rate

      0.00% for 3 months then 19.49%

    • annual fees

      $279

    • Go to site
    Click for more info
    • 28 Degrees Platinum MasterCard
      • No international transaction fees on purchases and no currency conversion fees
      • $0 annual fee
      • 24/7 Worldwide Concierge Service
    • balance transfer rate

      4.99% for 6 months

    • purchase rate

      20.99%

    • annual fees

      $0

    • Go to site
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    • Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer
      • 0.0% p.a. on balance transfers for 14 months
      • Earn 3x Velocity Points in your first 3 months
      • Half annual fee in the first year, a saving of $65
    • balance transfer rate

      0.00% for 14 months and then cash rate

    • purchase rate

      20.74%

    • annual fees

      $129$64 in the first year

    • Go to site
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    • Bank of Queensland Blue Visa Credit Card (online offer)
      • 0.0% p.a on balance transfers for 9 months
      • No annual fee for the first year
      • Rewards program points allow you to fly most major airlines any time with Take Flight
    • balance transfer rate

      0.00% for 9 months and then cash rate

    • purchase rate

      20.74%

    • annual fees

      $60$0 in the first year

    • Go to site
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    • Coles Low Rate MasterCard
      • Get $10 off your Coles Supermarket Shop, instantly at the till, every time you redeem 2,000 flybuys points.
      • 11.99% p.a. Interest Rate on purchases and a low $49 Annual Fee.
      • Collect 1 flybuys point for every $2 you spend at Coles Supermarkets.
    • balance transfer rate

      0.00% for 6 months

    • purchase rate

      11.99%

    • annual fees

      $49

    • Go to site
    Click for more info
    • Bank of Queensland Platinum Visa Credit Card (online offer)
      • 0.0% p.a on balance transfers for 14 months
      • $49 annual fee in the first year, usually $199
      • Apply by 31 August 2015
    • balance transfer rate

      0.00% for 14 months and then cash rate

    • purchase rate

      20.74%

    • annual fees

      $199$49 in the first year

    • Go to site
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    • Bank of Melbourne Vertigo Platinum
      • 0.0% p.a. on balance transfers for the first 20 months
      • 0.0% p.a on purchases for the first 3 months
      • $99 annual fee
    • balance transfer rate

      0.00% for 20 months and then cash rate

    • purchase rate

      0.00% for 3 months then 12.74%

    • annual fees

      $99

    • Go to site
    Click for more info
    • St.George Vertigo Platinum
      • 0.0% p.a. on balance transfers for the first 20 months
      • 0.0% p.a. on purchases for the first 3 months
      • $99 annual fee
    • balance transfer rate

      0.00% for 20 months and then cash rate

    • purchase rate

      0.00% for 3 months then 12.74%

    • annual fees

      $99

    • Go to site
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    • Bankwest Qantas MasterCard
      • Receive up to 2,000 introductory bonus Qantas Points
      • Up to 0.5 Qantas Points for every $1 spent on eligible purchases
      • Up to 55 interest free days on purchases
    • balance transfer rate

      2.99% for 9 months

    • purchase rate

      20.49%

    • annual fees

      $100

    • Go to site
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    • NAB Low Rate Card
      • 0.0% p.a. on purchases for the first 12 months
      • 4.99% p.a on balance transfers for 6 months
      • Secure online application. Get a response in 60 seconds.
    • balance transfer rate

      4.99% for 6 months

    • purchase rate

      0.00% for 12 months then 13.99%

    • annual fees

      $59

    • Go to site
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    • ANZ First
      • 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 20 August 2015
      • Enjoy the convenience of Visa payWave
      • Up to 44 days interest free on purchases
    • balance transfer rate

      0.00% for 16 months

    • purchase rate

      19.74%

    • annual fees

      $30

    • Go to site
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    • Virgin Money Virgin Australia Velocity Flyer Card - Purchase Rate Offer
      • 0.0% p.a. on balance transfers for 6 months
      • 0.0% p.a. on purchases for up to 12 months
      • Exclusive reduced flights offer when you and a friend travel together. Conditions apply
    • purchase rate

      0.00% for 12 months then 20.74%

    • balance transfer rate

      0.00% for 6 months and then cash rate

    • annual fee

      $129

    • Go to site
    Click for more info
    • NAB Low Rate Card
      • 0.0% p.a. on purchases for the first 12 months
      • 4.99% p.a on balance transfers for 6 months
      • Secure online application. Get a response in 60 seconds.
    • purchase rate

      0.00% for 12 months then 13.99%

    • balance transfer rate

      4.99% for 6 months

    • annual fee

      $59

    • Go to site
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    • Bank of Melbourne Vertigo
      • 0.0% p.a. on balance transfers for the first 18 months
      • 0.0% p.a. on purchases for the first 3 months
      • Up to 55 interest free days on purchases
    • purchase rate

      0.00% for 3 months then 13.24%

    • balance transfer rate

      0.00% for 18 months and then cash rate

    • annual fee

      $55

    • Go to site
    Click for more info
    • NAB Premium Card - Online Offer
      • 0.0% p.a. on balance transfers for 18 months (2% balance transfer fee applies)
      • Complimentary insurances including overseas travel insurance
      • Up to 44 days interest free on purchases
    • purchase rate

      19.74%

    • balance transfer rate

      0.00% for 18 months

    • annual fee

      $90

    • Go to site
    Click for more info
    • Westpac Low Rate - Online Only Offer
      • 0.0% p.a. rate on balance transfers for 18 months when requested at card application
      • 0.0% p.a. on purchases for the first 3 months
      • Online only offer for applications approved by 30 September 2015
    • purchase rate

      0.00% for 3 months then 13.49%

    • balance transfer rate

      0.00% for 18 months and then cash rate

    • annual fee

      $59

    • Go to site
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    • Coles Low Rate MasterCard
      • Get $10 off your Coles Supermarket Shop, instantly at the till, every time you redeem 2,000 flybuys points.
      • 11.99% p.a. Interest Rate on purchases and a low $49 Annual Fee.
      • Collect 1 flybuys point for every $2 you spend at Coles Supermarkets.
    • purchase rate

      11.99%

    • balance transfer rate

      0.00% for 6 months

    • annual fee

      $49

    • Go to site
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    • St.George Vertigo
      • 0.0% p.a. on balance transfers for the first 18 months
      • 0.0% p.a. on purchases for the first 3 months
      • Up to 55 interest free days on purchases
    • purchase rate

      0.00% for 3 months then 13.24%

    • balance transfer rate

      0.00% for 18 months and then cash rate

    • annual fee

      $55

    • Go to site
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    • BankSA Vertigo Platinum
      • 0.0% p.a. on balance transfers for the first 20 months
      • 0.0% p.a. on purchases for the first 3 months
      • $99 annual fee
    • purchase rate

      0.00% for 3 months then 12.74%

    • balance transfer rate

      0.00% for 20 months and then cash rate

    • annual fee

      $99

    • Go to site
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    • St.George Amplify Signature (Qantas)
      • 0.0% p.a. on purchases for the first 3 months
      • 0.0% p.a. on balance transfers for 16 months
      • Our highest uncapped points earn rate
    • purchase rate

      0.00% for 3 months then 19.49%

    • balance transfer rate

      0.00% for 16 months and then cash rate

    • annual fee

      $279

    • Go to site
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    • Virgin Money No Annual Fee Card
      • 0.9% p.a. on balance transfers for 15 months
      • No annual fee for the life of the card
      • Up to 44 interest free days on purchases
    • annual fees

      $0

    • purchase rate

      18.99%

    • balance transfer rate

      0.90% for 15 months and then cash rate

    • Go to site
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    • Coles No Annual Fee MasterCard
      • Up to 62 days interest free on purchases when you pay the full balance off each month.
      • 1 point per $2 you spend everywhere.
      • No annual fee. Ever.
    • annual fees

      $0

    • purchase rate

      19.99%

    • balance transfer rate

      0.00% for 6 months

    • Go to site
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    • Westpac Low Rate - Online Only Offer
      • 0.0% p.a. rate on balance transfers for 18 months when requested at card application
      • 0.0% p.a. on purchases for the first 3 months
      • Online only offer for applications approved by 30 September 2015
    • annual fees

      $59

    • purchase rate

      0.00% for 3 months then 13.49%

    • balance transfer rate

      0.00% for 18 months and then cash rate

    • Go to site
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    • Woolworths Money Everyday Platinum Credit Card
      • $0 annual fee for the first year. Apply by 31 July 2015
      • Get a $100 Woolworths Gift Card after your first purchase
      • $10 off your order whenever you spend $100 or more in a single transaction at Woolworths Online
    • annual fees

      $49$0 in the first year

    • purchase rate

      19.99%

    • balance transfer rate

      0.00% for 14 months and then cash rate

    • Go to site
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    • Bankwest Zero
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • annual fees

      $0

    • purchase rate

      17.99%

    • balance transfer rate

      2.99% for 9 months

    • Go to site
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    • NAB Low Fee Card
      • No annual fee for the first year. Low $30 annual fee thereafter.
      • 4.99% p.a on balance transfers for 6 months.
      • Complimentary Purchase Protection Insurance.
    • annual fees

      $30$0 in the first year

    • purchase rate

      19.74%

    • balance transfer rate

      4.99% for 6 months

    • Go to site
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    • 28 Degrees Platinum MasterCard
      • No international transaction fees on purchases and no currency conversion fees
      • $0 annual fee
      • 24/7 Worldwide Concierge Service
    • annual fees

      $0

    • purchase rate

      20.99%

    • balance transfer rate

      4.99% for 6 months

    • Go to site
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    • Westpac 55 Day Card
      • No annual fee in the first year
      • 0.0% p.a. on balance transfers for 14 months
      • Up to 55 interest-free days on purchases
    • annual fees

      $30$0 in the first year, $0 when you spend over $5,000 p.a

    • purchase rate

      19.84%

    • balance transfer rate

      0.00% for 14 months

    • Go to site
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    • American Express Velocity Escape Card
      • 0.99% p.a. on balance transfers for the first 6 months
      • No annual fee
      • Earn up to 7,500 bonus Velocity Points, limited time only
    • annual fees

      $0

    • purchase rate

      20.74%

    • balance transfer rate

      0.99% for 6 months

    • Go to site
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    • St.George Vertigo
      • 0.0% p.a. on balance transfers for the first 18 months
      • 0.0% p.a. on purchases for the first 3 months
      • Up to 55 interest free days on purchases
    • annual fees

      $55

    • purchase rate

      0.00% for 3 months then 13.24%

    • balance transfer rate

      0.00% for 18 months and then cash rate

    • Go to site
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    • Coles Low Rate MasterCard
      • Get $10 off your Coles Supermarket Shop, instantly at the till, every time you redeem 2,000 flybuys points.
      • 11.99% p.a. Interest Rate on purchases and a low $49 Annual Fee.
      • Collect 1 flybuys point for every $2 you spend at Coles Supermarkets.
    • annual fees

      $49

    • purchase rate

      11.99%

    • balance transfer rate

      0.00% for 6 months

    • Go to site
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    • Bank of Queensland Blue Visa Credit Card (online offer)
      • 0.0% p.a on balance transfers for 9 months
      • No annual fee for the first year
      • Rewards program points allow you to fly most major airlines any time with Take Flight
    • annual fees

      $60$0 in the first year

    • purchase rate

      20.74%

    • balance transfer rate

      0.00% for 9 months and then cash rate

    • Go to site
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    • ANZ First
      • 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 20 August 2015
      • Enjoy the convenience of Visa payWave
      • Up to 44 days interest free on purchases
    • annual fees

      $30

    • purchase rate

      19.74%

    • balance transfer rate

      0.00% for 16 months

    • Go to site
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    • HSBC Credit Card
      • $0 annual fee for the life of the card
      • 0.0% p.a. on balance transfers for 6 months
      • Up to 55 days interest free on purchases
    • annual fees

      $0

    • purchase rate

      17.99%

    • balance transfer rate

      0.00% for 6 months and then cash rate

    • Go to site
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    • ANZ First - Student Offer
      • Eligible students receive $0 annual fee in the first year
      • Enjoy the convenience of Visa payWave
      • Up to 44 days interest free on purchases
    • annual fees

      $30$0 in the first year

    • purchase rate

      19.74%

    • balance transfer rate

    • Go to site
    Click for more info
    • ME frank Credit Card
      • Low rate of 9.99% p.a on purchases and cash advances
      • $0 annual fee
      • Up to 55 days interest free on purchases
    • annual fees

      $0

    • purchase rate

      9.99%

    • balance transfer rate

    • Go to site
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    • Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer
      • 0.0% p.a. on balance transfers for 14 months
      • Earn 3x Velocity Points in your first 3 months
      • Half annual fee in the first year, a saving of $65
    • purchase rate

      20.74%

    • annual fees

      $129$64 in the first year

    • balance transfer rate

      0.00% for 14 months and then cash rate

    • Go to site
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    • St.George Vertigo Platinum
      • 0.0% p.a. on balance transfers for the first 20 months
      • 0.0% p.a. on purchases for the first 3 months
      • $99 annual fee
    • purchase rate

      0.00% for 3 months then 12.74%

    • annual fees

      $99

    • balance transfer rate

      0.00% for 20 months and then cash rate

    • Go to site
    Click for more info
    • Woolworths Money Everyday Platinum Credit Card
      • $0 annual fee for the first year. Apply by 31 July 2015
      • Get a $100 Woolworths Gift Card after your first purchase
      • $10 off your order whenever you spend $100 or more in a single transaction at Woolworths Online
    • purchase rate

      19.99%

    • annual fees

      $49$0 in the first year

    • balance transfer rate

      0.00% for 14 months and then cash rate

    • Go to site
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    • ANZ Low Rate Platinum
      • 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 20 August 2015
      • Ongoing interest rate of 13.49% p.a. on purchases
      • Enjoy complimentary overseas travel and medical insurance
    • purchase rate

      13.49%

    • annual fees

      $99

    • balance transfer rate

      0.00% for 16 months

    • Go to site
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    • Bankwest Qantas Platinum MasterCard
      • Receive up to 8,000 introductory bonus Qantas Points
      • Up to 0.75 Qantas Points for every $1 spent on eligible purchases
      • Complimentary Credit Card Travel Insurance
    • purchase rate

      20.49%

    • annual fees

      $160

    • balance transfer rate

      2.99% for 9 months

    • Go to site
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    • NAB Premium Card - Online Offer
      • 0.0% p.a. on balance transfers for 18 months (2% balance transfer fee applies)
      • Complimentary insurances including overseas travel insurance
      • Up to 44 days interest free on purchases
    • purchase rate

      19.74%

    • annual fees

      $90

    • balance transfer rate

      0.00% for 18 months

    • Go to site
    Click for more info
    • 28 Degrees Platinum MasterCard
      • No international transaction fees on purchases and no currency conversion fees
      • $0 annual fee
      • 24/7 Worldwide Concierge Service
    • purchase rate

      20.99%

    • annual fees

      $0

    • balance transfer rate

      4.99% for 6 months

    • Go to site
    Click for more info
    • Bankwest Breeze Platinum
      • $0 annual fee for the first year. Limited time only.
      • Low ongoing purchase rate of 12.99% p.a. Limited time only.
      • No foreign transaction fees on online and overseas purchases
    • purchase rate

      0.00% for 3 months then 12.99%

    • annual fees

      $99$0 in the first year

    • balance transfer rate

    • Go to site
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    • ANZ Platinum
      • 0.0% p.a. on balance transfers for the first 16 months (2% balance transfer fee applies), apply by 20 August 2015
      • No annual fee in the first year
      • Enjoy complimentary overseas travel and medical insurance
    • purchase rate

      19.74%

    • annual fees

      $87$0 in the first year, $0 when you spend over $20,000 p.a

    • balance transfer rate

      0.00% for 16 months

    • Go to site
    Click for more info
    • American Express Platinum Edge Credit Card
      • $195 annual fee
      • Complimentary domestic economy return flight
      • 3 bonus points per dollar spent on eligible purchases
    • purchase rate

      20.74%

    • annual fees

      $195

    • balance transfer rate

      0.99% for 6 months

    • Go to site
    Click for more info
    • Bank of Melbourne Vertigo Platinum
      • 0.0% p.a. on balance transfers for the first 20 months
      • 0.0% p.a on purchases for the first 3 months
      • $99 annual fee
    • purchase rate

      0.00% for 3 months then 12.74%

    • annual fees

      $99

    • balance transfer rate

      0.00% for 20 months and then cash rate

    • Go to site
    Click for more info
    • Bank of Queensland Platinum Visa Credit Card (online offer)
      • 0.0% p.a on balance transfers for 14 months
      • $49 annual fee in the first year, usually $199
      • Apply by 31 August 2015
    • purchase rate

      20.74%

    • annual fees

      $199$49 in the first year

    • balance transfer rate

      0.00% for 14 months and then cash rate

    • Go to site
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Top 5 Lowest interest rate

- based on ongoing interest rate
  1. Go to site
     
    9.99%
    ME
    – frank Credit Card
  2. Go to site
     
    11.99%
    Coles
    – Low Rate MasterCard
  3. Go to site
     
    12.95%
    Heritage Bank
    – Business Visa
  4. Go to site
     
    12.99%
    Bankwest
    – Breeze
  5. Go to site
     
    13.24%
    Bank of Melbourne
    – Vertigo
  1. 8.99%
    Community First Credit Union
    – McGrath Pink Visa
  2. 9.89%
    bankmecu
    – Low Rate Visa
  3. 9.99%
    St.George
    – BusinessVantage
  4. Go to site
     
    9.99%
    ME
    – frank Credit Card
  5. 9.99%
    Bank of Melbourne
    – BusinessVantage
  1. Go to site
     
    13.49%
    ANZ
    – Low Rate
  2. 13.49%
    Commonwealth Bank
    – Low Rate Credit Card
  3. Go to site
     
    13.49%
    Westpac
    – Low Rate
  4. Go to site
     
    13.99%
    NAB
    – Low Rate Card
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