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Home loans powered by Mozo

Compare home loans

Whether you're a first home buyer, a property investor or simply shopping around for a better home loan deal - we have the tools to help with your home loan search. From do-it-yourself rate comparisons to personalised services that connect you with home loan experts ready to help.

Today's sponsored deal

St.George

St.George Variable Home Loan (Advantage Package)

  • No home loan establishment fee (usually $600)
  • $0 annual fee on credit cards for the life of the Advantage package
  • No monthly loan administration fee
Check it out
    • loans.com.au Dream Home Loan Essentials
      • Redraw available
      • For purchases or refinance
      • No monthly fees
    • variable rate

      4.23%

    • comparison rate*

      4.25%

    • upfront fees

      $520

    • Go to site
    Click for more info
    • Mortgage View Variable Rate Super Special
      • One of the lowest variable rates in Australia
      • 100% Full Offset Account
      • Zero ongoing fees for the life of the loan
    • variable rate

      4.27%

    • comparison rate*

      4.28%

    • upfront fees

      $150

    • Go to site
    Click for more info
    • UBank UHomeLoan - Real Reward Offer
      • No upfront fees
      • No monthly fees
      • Apply online and get a decision in 30 minutes
    • variable rate

      4.29%

    • comparison rate*

      4.29%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • iMortgage Essential Home Loan
      • $0 application, legal and valuation fees
      • No ongoing fees
      • Free redraw
    • variable rate

      4.29%

    • comparison rate*

      4.31%

    • upfront fees

      $150

    • Go to site
    Click for more info
    • Newcastle Permanent Discounted Variable Home Loan (LVR<80%) (Premium Plus Package)
      • Limited time offer of $1,000 cashback
      • 100% offset facility available
      • Additional repayments and redraws at any time
    • variable rate

      4.29%

    • comparison rate*

      4.64%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Bankwest Super Start Home Loan
      • Low 3 year intro rate of 4.34%p.a. (5.2%p.a comparison rate)
      • 1.30% p.a discount off our Standard variable rate for 3 years
      • $0 limited time application fee (usually $695)
    • variable rate

      4.34% variable for 36 months and then 5.52%

    • comparison rate*

      5.20%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • bankmecu Basic Home Loan Special
      • No upfront or monthly fees
      • Additional repayments accepted
      • Discounted rate offer extended, must apply by 31 March 2015
    • variable rate

      4.35%

    • comparison rate*

      4.36%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • bankmecu goGreen Home Loan Special
      • Available to homes with a 7+ star rating according to the Nationwide House Energy Rating Scheme
      • Free redraw available
      • No monthly fees
    • variable rate

      4.35%

    • comparison rate*

      4.39%

    • upfront fees

      $595

    • Go to site
    Click for more info
    • Queenslanders Credit Union Ultimate Home Loan Special
      • Free 100% offset account
      • Up to 90% of purchase price
      • Available for refinance or purchase
    • variable rate

      4.39%

    • comparison rate*

      4.53%

    • upfront fees

      $595

    • Go to site
    Click for more info
    • IMB Essentials Home Loan (LVR<80%)
      • 100% offset account
      • No monthly or annual fees
      • $0 establishment fee
    • variable rate

      4.42%

    • comparison rate*

      4.42%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Greater Building Society Discount Ultimate Home Loan (LVR<80%, over $300K) (Package)
      • No establishment fee
      • 100% offset account
      • Free internet redraw facility
    • variable rate

      4.49%

    • comparison rate*

      4.88%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • Real Home Loans Variable Rate Home Loan
      • Borrow up to $750k
      • Fast approval over the phone
      • Speak to a dedicated home loans specialist
    • variable rate

      4.54%

    • comparison rate*

      4.54%

    • upfront fees

      $363

    • Go to site
    Click for more info
    • Newcastle Permanent Variable Home Loan (LVR<90%) (Premium Plus Package)
      • Limited time offer of $1,000 cashback
      • 100% offset facility available
      • Additional repayments and redraws at any time
    • variable rate

      4.62%

    • comparison rate*

      4.98%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Bankwest Online Home Loan
      • Exclusive offer for online applications
      • Save $695 with $0 online application fee. Limited time only
      • No ongoing monthly loan maintenance fees
    • variable rate

      4.63%

    • comparison rate*

      4.64%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • IMB Budget Home Loan (LVR<90%)
      • Free extra repayments
      • Free redraw facility
      • Split account available
    • variable rate

      4.66%

    • comparison rate*

      4.83%

    • upfront fees

      $769

    • Go to site
    Click for more info
    • Greater Building Society Ultimate Home Loan (Package)
      • 100% offset account
      • Free internet redraw facility
      • Free extra repayments
    • variable rate

      4.69%

    • comparison rate*

      5.05%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • St.George Variable Home Loan (Advantage Package)
      • No home loan establishment fee (usually $600)
      • $0 annual fee on credit cards for the life of the Advantage package
      • No monthly loan administration fee
    • variable rate

      4.74%

    • comparison rate*

      5.13%

    • upfront fees

      $100

    • Go to site
    Click for more info
    • Bank of Melbourne Variable Home Loan (Advantage Package)
      • Able to redraw funds from your extra payments
      • Choice of terms up to 30 years
      • $0 establishment fee with Advantage Package
    • variable rate

      4.75%

    • comparison rate*

      5.14%

    • upfront fees

      $100

    • Go to site
    Click for more info
    • Westpac Rocket Repay Home Loan (Premier Advantage Package)
      • 100% off set account
      • Flexible features - Redraw, top-up and multiple access methods
      • Discount of up to 1% p.a. with a Premier Advantage Package with a Westpac Choice Transaction Account *conditions apply
    • variable rate

      4.80%

    • comparison rate*

      5.18%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • loans.com.au Dream Home Loan Essentials
      • Redraw available
      • For purchases or refinance
      • No monthly fees
    • variable rate

      4.23%

    • comparison rate*

      4.25%

    • upfront fees

      $520

    • Go to site
    Click for more info
    • Mortgage View Variable Rate Super Special
      • One of the lowest variable rates in Australia
      • 100% Full Offset Account
      • Zero ongoing fees for the life of the loan
    • variable rate

      4.27%

    • comparison rate*

      4.28%

    • upfront fees

      $150

    • Go to site
    Click for more info
    • UBank UHomeLoan - Real Reward Offer
      • No upfront fees
      • No monthly fees
      • Apply online and get a decision in 30 minutes
    • variable rate

      4.29%

    • comparison rate*

      4.29%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • iMortgage Essential Home Loan
      • $0 application, legal and valuation fees
      • No ongoing fees
      • Free redraw
    • variable rate

      4.29%

    • comparison rate*

      4.31%

    • upfront fees

      $150

    • Go to site
    Click for more info
    • Newcastle Permanent Discounted Variable Home Loan (LVR<80%) (Premium Plus Package)
      • Limited time offer of $1,000 cashback
      • 100% offset facility available
      • Additional repayments and redraws at any time
    • variable rate

      4.29%

    • comparison rate*

      4.64%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Bankwest Super Start Home Loan
      • Low 3 year intro rate of 4.34%p.a. (5.2%p.a comparison rate)
      • 1.30% p.a discount off our Standard variable rate for 3 years
      • $0 limited time application fee (usually $695)
    • variable rate

      4.34% variable for 36 months and then 5.52%

    • comparison rate*

      5.20%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • bankmecu Basic Home Loan Special
      • No upfront or monthly fees
      • Additional repayments accepted
      • Discounted rate offer extended, must apply by 31 March 2015
    • variable rate

      4.35%

    • comparison rate*

      4.36%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • bankmecu goGreen Home Loan Special
      • Available to homes with a 7+ star rating according to the Nationwide House Energy Rating Scheme
      • Free redraw available
      • No monthly fees
    • variable rate

      4.35%

    • comparison rate*

      4.39%

    • upfront fees

      $595

    • Go to site
    Click for more info
    • Queenslanders Credit Union Ultimate Home Loan Special
      • Free 100% offset account
      • Up to 90% of purchase price
      • Available for refinance or purchase
    • variable rate

      4.39%

    • comparison rate*

      4.53%

    • upfront fees

      $595

    • Go to site
    Click for more info
    • Greater Building Society Discount Ultimate Home Loan (LVR<80%, over $300K) (Package)
      • No establishment fee
      • 100% offset account
      • Free internet redraw facility
    • variable rate

      4.49%

    • comparison rate*

      4.88%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • Real Home Loans Variable Rate Home Loan
      • Borrow up to $750k
      • Fast approval over the phone
      • Speak to a dedicated home loans specialist
    • variable rate

      4.54%

    • comparison rate*

      4.54%

    • upfront fees

      $363

    • Go to site
    Click for more info
    • IMB Accelerator Home Loan
      • Ongoing life of loan discount off the IMB Standard Variable interest rate, with a special discount rate for the first 2 years.
      • 100% offset account
      • No monthly account keeping fees
    • variable rate

      4.59% variable for 24 months and then 4.91%

    • comparison rate*

      4.90%

    • upfront fees

      $769

    • Go to site
    Click for more info
    • Newcastle Permanent Variable Home Loan (LVR<90%) (Premium Plus Package)
      • Limited time offer of $1,000 cashback
      • 100% offset facility available
      • Additional repayments and redraws at any time
    • variable rate

      4.62%

    • comparison rate*

      4.98%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Bankwest Online Home Loan
      • Exclusive offer for online applications
      • Save $695 with $0 online application fee. Limited time only
      • No ongoing monthly loan maintenance fees
    • variable rate

      4.63%

    • comparison rate*

      4.64%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • IMB Budget Home Loan (LVR<90%)
      • Free extra repayments
      • Free redraw facility
      • Split account available
    • variable rate

      4.66%

    • comparison rate*

      4.83%

    • upfront fees

      $769

    • Go to site
    Click for more info
    • Greater Building Society Ultimate Home Loan (Package)
      • 100% offset account
      • Free internet redraw facility
      • Free extra repayments
    • variable rate

      4.69%

    • comparison rate*

      5.05%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • St.George Variable Home Loan (Advantage Package)
      • No home loan establishment fee (usually $600)
      • $0 annual fee on credit cards for the life of the Advantage package
      • No monthly loan administration fee
    • variable rate

      4.74%

    • comparison rate*

      5.13%

    • upfront fees

      $100

    • Go to site
    Click for more info
    • Bank of Melbourne Variable Home Loan (Advantage Package)
      • Able to redraw funds from your extra payments
      • Choice of terms up to 30 years
      • $0 establishment fee with Advantage Package
    • variable rate

      4.75%

    • comparison rate*

      5.14%

    • upfront fees

      $100

    • Go to site
    Click for more info
    • Westpac Rocket Repay Home Loan (Premier Advantage Package)
      • 100% off set account
      • Flexible features - Redraw, top-up and multiple access methods
      • Discount of up to 1% p.a. with a Premier Advantage Package with a Westpac Choice Transaction Account *conditions apply
    • variable rate

      4.80%

    • comparison rate*

      5.18%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Greater Building Society Ultimate Home Loan (Fixed, Package)
      • Free redraw facility
      • No monthly fees
      • $0 application fee
    • interest rate

      3.99%
      fixed 1 year

    • comparison rate*

      5.00%

    • Go to site
    Click for more info
    • Newcastle Permanent Fixed Rate Home Loan
      • Free extra repayments up to $25k p.a.
      • Borrow up to 95% of the property value
      • Limited time offer of $1,000 cashback
    • interest rate

      3.99%
      fixed 1 year

    • comparison rate*

      5.21%

    • Go to site
    Click for more info
    • UBank UHomeLoan (Fixed)
      • No monthly account fees
      • Apply online and get a decision in just 30 minutes
      • Make additional repayments (fee applies)
    • interest rate

      4.18%
      fixed 3 years

    • comparison rate*

      4.46%

    • Go to site
    Click for more info
    • loans.com.au Dream Home Loan (Fixed)
      • Available for purchase or refinance
      • 1, 2 or 3 year fixed rate options available
      • $0 annual fee
    • interest rate

      4.29%
      fixed 3 years

    • comparison rate*

      4.29%

    • Go to site
    Click for more info
    • My Credit Union Special Offer 3 Year Fixed Rate Home Loan
      • No monthly or annual fees
      • No early repayment fees
      • Free redraw facility
    • interest rate

      4.29%
      fixed 3 years

    • comparison rate*

      4.67%

    • Go to site
    Click for more info
    • Greater Building Society Ultimate Home Loan (Fixed, Package)
      • Free redraw facility
      • No monthly fees
      • $0 application fee
    • interest rate

      4.29%
      fixed 3 years

    • comparison rate*

      4.96%

    • Go to site
    Click for more info
    • IMB Fixed Home Loan (LVR<90%)
      • Free extra repayments up to 1 year in advance
      • Free internet and mobile banking redraws
      • Borrow up to 90% of the property value
    • interest rate

      4.49%
      fixed 1 year

    • comparison rate*

      5.15%

    • Go to site
    Click for more info
    • St.George Fixed Home Loan (Advantage Package)
      • Choose a fixed interest rate term of 1 to 5 years
      • Know exactly where you stand with your budget and what you'll need to pay
      • Lock in a fixed interest rate with Rate Lock
    • interest rate

      4.49%
      fixed 5 years

    • comparison rate*

      5.54%

    • Go to site
    Click for more info
    • Bank of Melbourne Fixed Home Loan (Advantage Package)
      • $0 establishment fee with Advantage Package
      • $0 monthly fee with Advantage Package
      • Save 0.15% p.a. off our standard fixed rates
    • interest rate

      4.59%
      fixed 2 years

    • comparison rate*

      5.27%

    • Go to site
    Click for more info
    • Westpac Fixed Options Home Loan (Premier Advantage Package)
      • Lock in rates between 1 to 10 years
      • Extra repayments allowed of up to $30,000 in the fixed rate period without charge
      • Discount of 0.20% p.a. with the Premier Advantage Package and a Westpac Choice Transaction Account *conditions apply
    • interest rate

      4.59%
      fixed 2 years

    • comparison rate*

      5.29%

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Mortgage View Variable Rate Super Special
      • One of the lowest variable rates in Australia
      • 100% Full Offset Account
      • Zero ongoing fees for the life of the loan
    • ongoing fees

      $0.00

    • variable rate

      4.27%

    • comparison rate*

      4.28%

    • Go to site
    Click for more info
    • UBank UHomeLoan - Real Reward Offer
      • No upfront fees
      • No monthly fees
      • Apply online and get a decision in 30 minutes
    • ongoing fees

      $0.00

    • variable rate

      4.29%

    • comparison rate*

      4.29%

    • Go to site
    Click for more info
    • Bankwest Super Start Home Loan
      • Low 3 year intro rate of 4.34%p.a. (5.2%p.a comparison rate)
      • 1.30% p.a discount off our Standard variable rate for 3 years
      • $0 limited time application fee (usually $695)
    • ongoing fees

      $0.00

    • variable rate

      4.34% variable for 36 months and then 5.52%

    • comparison rate*

      5.20%

    • Go to site
    Click for more info
    • bankmecu Basic Home Loan Special
      • No upfront or monthly fees
      • Additional repayments accepted
      • Discounted rate offer extended, must apply by 31 March 2015
    • ongoing fees

      $0.00

    • variable rate

      4.35%

    • comparison rate*

      4.36%

    • Go to site
    Click for more info
    • IMB Essentials Home Loan (LVR<80%)
      • 100% offset account
      • No monthly or annual fees
      • $0 establishment fee
    • ongoing fees

      $0.00

    • variable rate

      4.42%

    • comparison rate*

      4.42%

    • Go to site
    Click for more info
    • Real Home Loans Variable Rate Home Loan
      • Borrow up to $750k
      • Fast approval over the phone
      • Speak to a dedicated home loans specialist
    • ongoing fees

      $0.00

    • variable rate

      4.54%

    • comparison rate*

      4.54%

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Mortgage View Variable Rate Super Special
      • One of the lowest variable rates in Australia
      • 100% Full Offset Account
      • Zero ongoing fees for the life of the loan
    • variable rate

      4.27%

    • comparison rate*

      4.28%

    • upfront fees

      $150

    • Go to site
    Click for more info
    • iMortgage Essential Home Loan
      • $0 application, legal and valuation fees
      • No ongoing fees
      • Free redraw
    • variable rate

      4.29%

    • comparison rate*

      4.31%

    • upfront fees

      $150

    • Go to site
    Click for more info
    • Newcastle Permanent Discounted Variable Home Loan (LVR<80%) (Premium Plus Package)
      • Limited time offer of $1,000 cashback
      • 100% offset facility available
      • Additional repayments and redraws at any time
    • variable rate

      4.29%

    • comparison rate*

      4.64%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Bankwest Super Start Home Loan
      • Low 3 year intro rate of 4.34%p.a. (5.2%p.a comparison rate)
      • 1.30% p.a discount off our Standard variable rate for 3 years
      • $0 limited time application fee (usually $695)
    • variable rate

      4.34% variable for 36 months and then 5.52%

    • comparison rate*

      5.20%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • bankmecu Basic Home Loan Special
      • No upfront or monthly fees
      • Additional repayments accepted
      • Discounted rate offer extended, must apply by 31 March 2015
    • variable rate

      4.35%

    • comparison rate*

      4.36%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • bankmecu goGreen Home Loan Special
      • Available to homes with a 7+ star rating according to the Nationwide House Energy Rating Scheme
      • Free redraw available
      • No monthly fees
    • variable rate

      4.35%

    • comparison rate*

      4.39%

    • upfront fees

      $595

    • Go to site
    Click for more info
    • IMB Essentials Home Loan (LVR<80%)
      • 100% offset account
      • No monthly or annual fees
      • $0 establishment fee
    • variable rate

      4.42%

    • comparison rate*

      4.42%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Real Home Loans Variable Rate Home Loan
      • Borrow up to $750k
      • Fast approval over the phone
      • Speak to a dedicated home loans specialist
    • variable rate

      4.54%

    • comparison rate*

      4.54%

    • upfront fees

      $363

    • Go to site
    Click for more info
    • UBank UHomeLoan - Refinance
      • No upfront fees
      • No monthly fees
      • Apply online and get a decision in 30 minutes
    • variable rate

      4.62%

    • comparison rate*

      4.62%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Newcastle Permanent Variable Home Loan (LVR<90%) (Premium Plus Package)
      • Limited time offer of $1,000 cashback
      • 100% offset facility available
      • Additional repayments and redraws at any time
    • variable rate

      4.62%

    • comparison rate*

      4.98%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Bankwest Online Home Loan
      • Exclusive offer for online applications
      • Save $695 with $0 online application fee. Limited time only
      • No ongoing monthly loan maintenance fees
    • variable rate

      4.63%

    • comparison rate*

      4.64%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • IMB Budget Home Loan (LVR<90%)
      • Free extra repayments
      • Free redraw facility
      • Split account available
    • variable rate

      4.66%

    • comparison rate*

      4.83%

    • upfront fees

      $769

    • Go to site
    Click for more info
    • St.George Variable Home Loan (Advantage Package)
      • No home loan establishment fee (usually $600)
      • $0 annual fee on credit cards for the life of the Advantage package
      • No monthly loan administration fee
    • variable rate

      4.74%

    • comparison rate*

      5.13%

    • upfront fees

      $100

    • Go to site
    Click for more info
    • Bank of Melbourne Variable Home Loan (Advantage Package)
      • Able to redraw funds from your extra payments
      • Choice of terms up to 30 years
      • $0 establishment fee with Advantage Package
    • variable rate

      4.75%

    • comparison rate*

      5.14%

    • upfront fees

      $100

    • Go to site
    Click for more info
    • Westpac Rocket Repay Home Loan (Premier Advantage Package)
      • 100% off set account
      • Flexible features - Redraw, top-up and multiple access methods
      • Discount of up to 1% p.a. with a Premier Advantage Package with a Westpac Choice Transaction Account *conditions apply
    • variable rate

      4.80%

    • comparison rate*

      5.18%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Newcastle Permanent Discounted Variable Home Loan (LVR<80%) (Premium Plus Package)
      • Limited time offer of $1,000 cashback
      • 100% offset facility available
      • Additional repayments and redraws at any time
    • variable rate

      4.29%

    • comparison rate*

      4.64%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Greater Building Society Discount Ultimate Home Loan (LVR<80%, over $300K) (Package)
      • No establishment fee
      • 100% offset account
      • Free internet redraw facility
    • variable rate

      4.49%

    • comparison rate*

      4.88%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • Newcastle Permanent Variable Home Loan (LVR<90%) (Premium Plus Package)
      • Limited time offer of $1,000 cashback
      • 100% offset facility available
      • Additional repayments and redraws at any time
    • variable rate

      4.62%

    • comparison rate*

      4.98%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Bank of Melbourne Variable Home Loan (Advantage Package)
      • Able to redraw funds from your extra payments
      • Choice of terms up to 30 years
      • $0 establishment fee with Advantage Package
    • variable rate

      4.75%

    • comparison rate*

      5.14%

    • upfront fees

      $100

    • Go to site
    Click for more info
    • Westpac Rocket Repay Home Loan (Premier Advantage Package)
      • 100% off set account
      • Flexible features - Redraw, top-up and multiple access methods
      • Discount of up to 1% p.a. with a Premier Advantage Package with a Westpac Choice Transaction Account *conditions apply
    • variable rate

      4.80%

    • comparison rate*

      5.18%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • St.George Variable Home Loan (Advantage Package)
      • No home loan establishment fee (usually $600)
      • $0 annual fee on credit cards for the life of the Advantage package
      • No monthly loan administration fee
    • variable rate

      4.74%

    • comparison rate*

      5.13%

    • upfront fees

      $100

    • Go to site
    Click for more info
    • Bank of Melbourne Variable Home Loan (Advantage Package)
      • Able to redraw funds from your extra payments
      • Choice of terms up to 30 years
      • $0 establishment fee with Advantage Package
    • variable rate

      4.75%

    • comparison rate*

      5.14%

    • upfront fees

      $100

    • Go to site
    Click for more info
    • Westpac Rocket Repay Home Loan (Premier Advantage Package)
      • 100% off set account
      • Flexible features - Redraw, top-up and multiple access methods
      • Discount of up to 1% p.a. with a Premier Advantage Package with a Westpac Choice Transaction Account *conditions apply
    • variable rate

      4.80%

    • comparison rate*

      5.18%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

Top 5 Lowest interest rate

- based on comparison rate
  1. 4.23%
    Mortgage House
  2. 4.25%
    loans.com.au
  3. 4.26%
    Homestar
  4. 4.27%
    Homestar
  1. 4.85%
    Westpac
  2. 4.87%
    ANZ
  3. 4.95%
    Commonwealth Bank
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**Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

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