Compare home loans

• UBank
• UBank
  UHomeLoan - Refinance only
  • No bank fees whatsoever on a variable rate loan
  • Special 0.25% p.a. upfront discount offer on eligible variable rate loans applies on the standard variable rate
  • Unlimited fee-free redraws (minimum amount is $1,000)
• variable rate

  4.87%

• comparison rate*

  4.87%

  
  upfront fees

  $0

• Go to site

• iMortgage
• iMortgage
  iMortgage Essential
  • No ongoing fees
  • Free extra repayments
  • Free redraw facility
• variable rate

  4.97%

• comparison rate*

  5.01%

  
  upfront fees

  $410

• Go to site

• HSBC
• HSBC
  Home Value Loan
  • Apply before May 31 and pay $0 establishment fee (save up to $600)
  • No monthly fee
  • Personalised service with a dedicated HSBC Relationship Manager
• variable rate

  5.25%

• comparison rate*

  5.27%

  
  upfront fees

  $253

• Go to site

• Bankwest
• Bankwest
  Online Home Loan
  • Save $695 with no application fee for a limited time
  • Borrow up to 80% of property value
  • No ongoing monthly fees
• variable rate

  5.38%

• comparison rate*

  5.39%

  
  upfront fees

  $0

• Go to site
  

• Greater Building Society
• Greater Building Society
  Great Rate Home Loan
  • No ongoing fees
  • Free extra repayments
  • Redraw facility
• variable rate

  5.39%

• comparison rate*

  5.45%

  
  upfront fees

  $790

• Go to site

• CUA
• CUA
  1yr Introductory Variable Rate
  • No ongoing fees
  • Free extra repayments
  • Offset account with redraw facility
• variable rate

  5.47% variable for 12 months and then 5.85%

• comparison rate*

  5.87%

  
  upfront fees

  $795

• Go to site

• IMB
• IMB
  Budget Home Loan (LVR<90%)
  • Life-of-loan discount off the standard variable interest rate
  • Unrestricted additional repayments
  • Free Internet and mobile banking redraws
• variable rate

  5.53%

• comparison rate*

  5.66%

  
  upfront fees

  $324

• Go to site

• IMB
• IMB
  Essentials Home Loan (LVR<90%)
  • 0.58% p.a. life-of-loan discount off the standard variable rate for loans up to 90% of the property value
  • No monthly or annual fees
  • 100% offset account
• variable rate

  5.58%

• comparison rate*

  5.58%

  
  upfront fees

  $0

• Go to site

• AMP
• AMP
  Variable Rate Loan ($250k to $500K) (Professional Package)
  • Discounts of up to 0.85% p.a. off the standard variable rate
  • Master Limit option available for extra financial flexibility
  • Unlimited free redraw
• variable rate

  5.65%

• comparison rate*

  5.99%

  
  upfront fees

  $295

• Go to site

• MyRate.com.au
• MyRate.com.au
  Advantage Loan
  • $0 ongoing fees
  • Free extra repayments and redraw facility
  • Borrow up to 95% of the property value
• variable rate

  5.67%

• comparison rate*

  5.67%

  
  upfront fees

  $0

• Go to site

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

• UBank
• UBank
  UHomeLoan - Refinance only
  • No bank fees whatsoever on a variable rate loan
  • Special 0.25% p.a. upfront discount offer on eligible variable rate loans applies on the standard variable rate
  • Unlimited fee-free redraws (minimum amount is $1,000)
• variable rate

  4.87%

• comparison rate*

  4.87%

  
  upfront fees

  $0

• Go to site

• Bankwest
• Bankwest
  Online Home Loan
  • Save $695 with no application fee for a limited time
  • Borrow up to 80% of property value
  • No ongoing monthly fees
• variable rate

  5.38%

• comparison rate*

  5.39%

  
  upfront fees

  $0

• Go to site
  

• Greater Building Society
• Greater Building Society
  Great Rate Home Loan
  • No ongoing fees
  • Free extra repayments
  • Redraw facility
• variable rate

  5.39%

• comparison rate*

  5.45%

  
  upfront fees

  $790

• Go to site

• CUA
• CUA
  1yr Introductory Variable Rate
  • No ongoing fees
  • Free extra repayments
  • Offset account with redraw facility
• variable rate

  5.47% variable for 12 months and then 5.85%

• comparison rate*

  5.87%

  
  upfront fees

  $795

• Go to site

• IMB
• IMB
  Budget Home Loan (LVR<90%)
  • Life-of-loan discount off the standard variable interest rate
  • Unrestricted additional repayments
  • Free Internet and mobile banking redraws
• variable rate

  5.53%

• comparison rate*

  5.66%

  
  upfront fees

  $324

• Go to site

• IMB
• IMB
  Essentials Home Loan (LVR<90%)
  • 0.58% p.a. life-of-loan discount off the standard variable rate for loans up to 90% of the property value
  • No monthly or annual fees
  • 100% offset account
• variable rate

  5.58%

• comparison rate*

  5.58%

  
  upfront fees

  $0

• Go to site

• AMP
• AMP
  Variable Rate Loan ($250k to $500K) (Professional Package)
  • Discounts of up to 0.85% p.a. off the standard variable rate
  • Master Limit option available for extra financial flexibility
  • Unlimited free redraw
• variable rate

  5.65%

• comparison rate*

  5.99%

  
  upfront fees

  $295

• Go to site

• MyRate.com.au
• MyRate.com.au
  Advantage Loan
  • $0 ongoing fees
  • Free extra repayments and redraw facility
  • Borrow up to 95% of the property value
• variable rate

  5.67%

• comparison rate*

  5.67%

  
  upfront fees

  $0

• Go to site

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

• AMP
• AMP
  Basic Fixed Rate Loan (Basic Package)
  • A choice of variable or fixed interest rates (1, 2, 3 or 5 years) or a combination of both.
  • 100% Offset Deposit Account available.
  • Unlimited free redraw available via BankNet and BankPhone.
• fixed 1 year rate

  4.99%

• fixed 3 year rate

  5.19%

  
  comparison rate*

  5.60%

• Go to site

• AMP
• AMP
  Fixed Rate Loan (over $250k) (Professional Package)
  • A choice of variable or fixed interest rates (1, 2 ,3 or 5 years) or a combination of both.
  • Master Limit option available for extra financial flexibility.
  • Unlimited free redraw.
• fixed 1 year rate

  4.99%

• fixed 3 year rate

  5.19%

  
  comparison rate*

  5.86%

• Go to site

• CUA
• CUA
  Fixed Home Loan over $250k
  • No monthly account keeping fees
  • Three agreed advance repayments available
  • Interest-only repayment options
• fixed 1 year rate

  5.10%

• fixed 3 year rate

  5.10%

  
  comparison rate*

  5.56%

• Go to site

• Greater Building Society
• Greater Building Society
  Fixed Great Rate Home Loan
  • For a limited time get $1,500 cash back when you take out any home loan
  • Free extra repayments
  • Free redraw facility
• fixed 1 year rate

  5.19%

• fixed 3 year rate

  5.29%

  
  comparison rate*

  5.42%

• Go to site

• IMB
• IMB
  Fixed Rate (LVR <90%)
  • Free extra repayments up to 1 year in advance
  • Free redraw facility
  • Minimum loan amount $10,000
• fixed 1 year rate

  5.24%

• fixed 3 year rate

  4.99%

  
  comparison rate*

  5.77%

• Go to site

• MyRate.com.au
• MyRate.com.au
  Fixed Loan
  • $0 upfront fees
  • $0 ongoing fees
  • Free extra repayments up to $10,000 p.a.
• fixed 1 year rate

  5.40%

• fixed 3 year rate

  5.45%

  
  comparison rate*

  5.61%

• Go to site

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

• UBank
• UBank
  UHomeLoan - Refinance only
  • No bank fees whatsoever on a variable rate loan
  • Special 0.25% p.a. upfront discount offer on eligible variable rate loans applies on the standard variable rate
  • Unlimited fee-free redraws (minimum amount is $1,000)
• ongoing fees

  $0.00

• variable rate

  4.87%

  
  comparison rate*

  4.87%

• Go to site

• iMortgage
• iMortgage
  iMortgage Essential
  • No ongoing fees
  • Free extra repayments
  • Free redraw facility
• ongoing fees

  $0.00

• variable rate

  4.97%

  
  comparison rate*

  5.01%

• Go to site

• Bankwest
• Bankwest
  Online Home Loan
  • Save $695 with no application fee for a limited time
  • Borrow up to 80% of property value
  • No ongoing monthly fees
• ongoing fees

  $0.00

• variable rate

  5.38%

  
  comparison rate*

  5.39%

• Go to site
  

• Greater Building Society
• Greater Building Society
  Great Rate Home Loan
  • No ongoing fees
  • Free extra repayments
  • Redraw facility
• ongoing fees

  $0.00

• variable rate

  5.39%

  
  comparison rate*

  5.45%

• Go to site

• IMB
• IMB
  Essentials Home Loan (LVR<90%)
  • 0.58% p.a. life-of-loan discount off the standard variable rate for loans up to 90% of the property value
  • No monthly or annual fees
  • 100% offset account
• ongoing fees

  $0.00

• variable rate

  5.58%

  
  comparison rate*

  5.58%

• Go to site

• MyRate.com.au
• MyRate.com.au
  Advantage Loan
  • $0 ongoing fees
  • Free extra repayments and redraw facility
  • Borrow up to 95% of the property value
• ongoing fees

  $0.00

• variable rate

  5.67%

  
  comparison rate*

  5.67%

• Go to site

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

• UBank
• UBank
  UHomeLoan - Refinance only
  • No bank fees whatsoever on a variable rate loan
  • Special 0.25% p.a. upfront discount offer on eligible variable rate loans applies on the standard variable rate
  • Unlimited fee-free redraws (minimum amount is $1,000)
• variable rate

  4.87%

• comparison rate*

  4.87%

  
  upfront fees

  $0

• Go to site

• Bankwest
• Bankwest
  Online Home Loan
  • Save $695 with no application fee for a limited time
  • Borrow up to 80% of property value
  • No ongoing monthly fees
• variable rate

  5.38%

• comparison rate*

  5.39%

  
  upfront fees

  $0

• Go to site
  

• Greater Building Society
• Greater Building Society
  Great Rate Home Loan
  • No ongoing fees
  • Free extra repayments
  • Redraw facility
• variable rate

  5.39%

• comparison rate*

  5.45%

  
  upfront fees

  $790

• Go to site

• IMB
• IMB
  Budget Home Loan (LVR<90%)
  • Life-of-loan discount off the standard variable interest rate
  • Unrestricted additional repayments
  • Free Internet and mobile banking redraws
• variable rate

  5.53%

• comparison rate*

  5.66%

  
  upfront fees

  $324

• Go to site

• MyRate.com.au
• MyRate.com.au
  Advantage Loan
  • $0 ongoing fees
  • Free extra repayments and redraw facility
  • Borrow up to 95% of the property value
• variable rate

  5.67%

• comparison rate*

  5.67%

  
  upfront fees

  $0

• Go to site

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.