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Car loans powered by Mozo

Compare car loans

Shopping around for a car loan can save you thousands and reduce the time it takes to pay off your car. Check out some of the latest car loan offers in the popular car loans table below or test drive our handy search tool to compare car loans on the features you want and find the loan that's right for you.

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NAB

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  • Rates from 12.99%pa (13.86% p.a. comparison rate)
  • No fees for extra or early repayments
  • Weekly, fortnightly or monthly repayments
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Car loans

    • People's Choice Credit Union Discounted Personal Loan over 30k (Fixed)
      • No monthly account fees
      • No penalties for early repayments
      • Flexible loan terms and repayment options
    • interest rate from

      6.64%

    • comparison rate from*

      6.99%based on $30,000
      over 5 years

    • fees

      $250.00 upfront: $0.00/month

    • Go to site
    Click for more info
    • RACV New Car Loan (Fixed)
      • No ongoing fees
      • Loan approval within 5 business hours
      • Choose to repay over 1 to 7 years
    • interest rate from

      6.99%

    • comparison rate from*

      7.49%based on $30,000
      over 5 years

    • fees

      $357.90 upfront: $0.00/month

    • Go to site
    Click for more info
    • RACQ New Car Loan (Fixed)
      • No monthly fees
      • Choose loans terms from 1 to 7 years
      • Apply online
    • interest rate from

      6.99%

    • comparison rate from*

      7.49%based on $30,000
      over 5 years

    • fees

      $357.90 upfront: $0.00/month

    • Go to site
    Click for more info
    • NRMA New Car Loan (Fixed)
      • No ongoing fees
      • Loan approval in 5 business days
      • Choose to repay over 1 to 7 years
    • interest rate from

      6.99%

    • comparison rate from*

      7.49%based on $30,000
      over 5 years

    • fees

      $357.90 upfront: $0.00/month

    • Go to site
    Click for more info
    • IMB New Car Loan (Fixed)
      • No account keeping fees
      • No penalty for an early payout
      • Flexible terms for 1 to 7 years
    • interest rate from

      7.25%

    • comparison rate from*

      7.25%based on $30,000
      over 5 years

    • fees

      $0.00 upfront: $0.00/month

    • Go to site
    Click for more info
    • bankmecu goGreen Car Loan - greenhouse rating 7+ (Fixed)
      • No monthly fees
      • Additional payments accepted
      • Borrow from $1,000
    • interest rate from

      7.34%

    • comparison rate from*

      7.55%based on $30,000
      over 5 years

    • fees

      $150.00 upfront: $0.00/month

    • Go to site
    Click for more info
    • CUA New Car Loan (up to 2 years old) (Fixed)
      • No monthly account fees
      • Free extra repayments
      • No late payment or early exit fees
    • interest rate from

      7.99%

    • comparison rate from*

      8.29%based on $30,000
      over 5 years

    • fees

      $210.00 upfront: $0.00/month

    • Go to site
    Click for more info
    • ANZ Online Secured Car Loan (Fixed)
      • Borrow more than 100% of the car price to cover extras like accessories
      • You can buy either a new or used car from a dealer or private seller
      • Easy online application
    • interest rate from

      8.69%

    • comparison rate from*

      9.54%based on $30,000
      over 5 years

    • fees

      $350.00 upfront: $5.00/month

    • Go to site
    Click for more info
    • St.George Car Loan (Fixed)
      • Borrow from $3K to $80K
      • Choose to repay over 1 to 5 years
      • Flexible repayment options
    • interest rate from

      9.99%

    • comparison rate from*

      10.88%based on $30,000
      over 5 years

    • fees

      $195.00 upfront: $9.00/month

    • Go to site
    Click for more info
    • Westpac Car Loan (Fixed)
      • Borrow from $10K to $100K
      • Loan terms from 1 to 7 years
      • Get conditional approval when you apply online
    • interest rate from

      9.99%

    • comparison rate from*

      11.03%based on $30,000
      over 5 years

    • fees

      $250.00 upfront: $10.00/month

    • Go to site
    Click for more info
    • BankSA Car Loan (Fixed)
      • Apply online and get a response in 60 seconds
      • Choose the frequency of your repayments
      • Choose to repay over 1 to 5 years
    • interest rate from

      9.99%

    • comparison rate from*

      10.88%based on $30,000
      over 5 years

    • fees

      $195.00 upfront: $9.00/month

    • Go to site
    Click for more info

  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Top 5 Minimum interest rate

- based on comparison interest rate
  1. Go to site
     
    7.25%
    IMB
    – New Car Loan (Fixed)
  2. Go to site
     
    7.49%
    RACV
    – New Car Loan (Fixed)
  3. Go to site
     
    7.49%
    RACQ
    – New Car Loan (Fixed)
  4. Go to site
     
    7.55%
    bankmecu
    – goGreen Car Loan - greenhouse rating 7+ (Fixed)
  5. Go to site
     
    8.05%
    bankmecu
    – goGreen Car Loan - greenhouse rating <7 (Fixed)
  1. 5.79%
    Heritage Bank
    – Low Rate Secured Personal Loan (Variable)
  2. 6.75%
    ADCU
    – Equity Car Loan (Variable)
  3. 6.76%
    Newcastle Permanent
    – Personal Loan (Fixed, Secured)
  4. 6.94%
    Defence Bank
    – Used Car Loan (Variable)
  5. 6.94%
    Defence Bank
    – New Car Loan (Variable)
  1. Go to site
     
    13.86%
    NAB
    – Personal Loan (Fixed, Unsecured)
  2. 14.77%
    Commonwealth Bank
    – Unsecured Personal Loan (Fixed)
  3. Go to site
     
    15.41%
    Westpac
    – Personal Loan (Fixed, Unsecured)
  4. Go to site
     
    15.55%
    ANZ
    – Unsecured Personal Loan (Variable)
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Car loans: over $3,000

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Who are the best car loan providers?

**Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average car loan product input by 636 consumers (average balance of $21,753 interest rate of 12.27%, monthly fee of $7.60 and loan term of 5.1 years) who used the Mozo Car Loan Health Check tool between 1 January 2012 to July 2012.

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