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Home loans powered by Mozo

Compare home loans

Whether you're a first home buyer, a property investor or simply shopping around for a better home loan deal - we have the tools to help with your home loan search. From do-it-yourself rate comparisons to personalised services that connect you with home loan experts ready to help.

Today's sponsored deal

HSBC

HSBC Premier Home Loan

  • Variable rate 4.78% p.a., comparison rate 5.19% p.a.
  • No upfront fees
  • Easy refinancing service and personal HSBC relationship manager
Check it out
    • loans.com.au Dream Home Loan Variable (Blackboard Special)
      • No monthly fees
      • For purchases or refinance, borrow up to 90% of the property value
      • Apply online
    • variable rate

      4.48%

    • comparison rate*

      4.50%

    • upfront fees

      $520

    • Go to site
    Click for more info
    • UBank UHomeLoan
      • No upfront fees
      • No monthly fees
      • Apply online and get a decision in 30 minutes
    • variable rate

      4.54%

    • comparison rate*

      4.54%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • bankmecu Basic Home Loan Special
      • No upfront or monthly fees
      • Additional repayments accepted
      • Offer extended, must apply by 31 December 2014
    • variable rate

      4.60%

    • comparison rate*

      4.61%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • ING DIRECT Orange Advantage (LVR<80%)
      • 100% offset facility
      • No application or monthly fees
      • Annual fee waived for the first year, apply by 31 December 2014
    • variable rate

      4.83%

    • comparison rate*

      5.02%

    • upfront fees

      $220

    • Go to site
    Click for more info
    • Bankwest Online Home Loan
      • Exclusive offer for online applications
      • Save $695 with $0 online application fee. Limited time only
      • No ongoing monthly loan maintenance fees
    • variable rate

      4.88%

    • comparison rate*

      4.89%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • HSBC Discounted Variable Home Loan (Premier)
      • No up-front fees (including one free valuation up to $215)
      • Accelerated re-financing with HSBC Easy Switch
      • Personal Relationship Manager
    • variable rate

      4.78%

    • comparison rate*

      5.19%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Greater Building Society Ultimate Home Loan (Package)
      • 100% offset account
      • Free internet redraw facility
      • Free extra repayments
    • variable rate

      4.94%

    • comparison rate*

      5.31%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • IMB Essentials Home Loan (LVR<90%)
      • 100% offset account
      • No monthly or annual fees
      • $0 establishment fee
    • variable rate

      4.98%

    • comparison rate*

      4.98%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • loans.com.au Dream Home Loan Variable (Blackboard Special)
      • No monthly fees
      • For purchases or refinance, borrow up to 90% of the property value
      • Apply online
    • variable rate

      4.48%

    • comparison rate*

      4.50%

    • upfront fees

      $520

    • Go to site
    Click for more info
    • UBank UHomeLoan
      • No upfront fees
      • No monthly fees
      • Apply online and get a decision in 30 minutes
    • variable rate

      4.54%

    • comparison rate*

      4.54%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • HSBC Discounted Variable Home Loan (Premier)
      • No up-front fees (including one free valuation up to $215)
      • Accelerated re-financing with HSBC Easy Switch
      • Personal Relationship Manager
    • variable rate

      4.78%

    • comparison rate*

      5.19%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • ING DIRECT Orange Advantage (LVR<80%)
      • 100% offset facility
      • No application or monthly fees
      • Annual fee waived for the first year, apply by 31 December 2014
    • variable rate

      4.83%

    • comparison rate*

      5.02%

    • upfront fees

      $220

    • Go to site
    Click for more info
    • Bankwest Online Home Loan
      • Exclusive offer for online applications
      • Save $695 with $0 online application fee. Limited time only
      • No ongoing monthly loan maintenance fees
    • variable rate

      4.88%

    • comparison rate*

      4.89%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Greater Building Society Ultimate Home Loan (Package)
      • 100% offset account
      • Free internet redraw facility
      • Free extra repayments
    • variable rate

      4.94%

    • comparison rate*

      5.31%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • IMB Essentials Home Loan (LVR<90%)
      • 100% offset account
      • No monthly or annual fees
      • $0 establishment fee
    • variable rate

      4.98%

    • comparison rate*

      4.98%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • RAMS Discount Home Loan
      • No monthly account keeping fees
      • Flexibility to make extra repayments on your loan and redraw excess funds
      • 12 month introductory discounted rate
    • variable rate

      4.65% variable for 12 months and then 4.95%

    • comparison rate*

      4.99%

    • upfront fees

      $870

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Greater Building Society Ultimate Home Loan (Fixed, Package)
      • Free redraw facility
      • No monthly fees
      • $0 application fee
    • interest rate

      4.29%
      fixed 1 year

    • comparison rate*

      5.25%

    • Go to site
    Click for more info
    • Greater Building Society Ultimate Home Loan (Fixed, Package)
      • Free redraw facility
      • No monthly fees
      • $0 application fee
    • interest rate

      4.59%
      fixed 3 years

    • comparison rate*

      5.22%

    • Go to site
    Click for more info
    • Bankwest Fixed Rate Home Loan
      • Borrow up to of the 90% property value
      • Choose from weekly, fortnightly or monthly repayments
      • Reduce your interest by offsetting 40% of your savings in a linked Offset Transaction Account ($9 monthly offset fee applies at the end of the fixed term)
    • interest rate

      4.59%
      fixed 2 years

    • comparison rate*

      5.69%

    • Go to site
    Click for more info
    • CUA Fixed Rate Loan
      • No monthly account fees
      • Three agreed advance payments available
      • Free rate lock at approval
    • interest rate

      4.69%
      fixed 3 years

    • comparison rate*

      5.12%

    • Go to site
    Click for more info
    • UBank UHomeLoan (Fixed)
      • No monthly account fees
      • Apply online and get a decision in just 30 minutes
      • Make additional repayments (fee applies)
    • interest rate

      4.67%
      fixed 3 years

    • comparison rate*

      4.77%

    • Go to site
    Click for more info
    • CUA Fixed Rate Loan
      • No monthly account fees
      • Three agreed advance payments available
      • Free rate lock at approval
    • interest rate

      4.69%
      fixed 3 years

    • comparison rate*

      5.26%

    • Go to site
    Click for more info
    • IMB Fixed Home Loan (LVR>90%) (Platinum Package)
      • Free extra repayments up to 1 year in advance
      • Free internet and mobile banking redraws
      • Borrow up to 95% of property value
    • interest rate

      4.94%
      fixed 3 years

    • comparison rate*

      5.52%

    • Go to site
    Click for more info
    • ANZ Fixed Rate (Breakfree Package)
      • $0 upfront fees
      • Offset account available on the 1 year fixed rate
      • Free extra repayments up to an annual limit
    • interest rate

      4.94%
      fixed 3 years

    • comparison rate*

      5.34%

    • Go to site
    Click for more info
    • ANZ Fixed Rate
      • Free extra repayments up to an annual limit
      • Offset account available on the 1 year fixed rate
      • No monthly fees at the end of the fixed rate term
    • interest rate

      5.09%
      fixed 3 years

    • comparison rate*

      5.73%

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • UBank UHomeLoan
      • No upfront fees
      • No monthly fees
      • Apply online and get a decision in 30 minutes
    • ongoing fees

      $0.00

    • variable rate

      4.54%

    • comparison rate*

      4.54%

    • Go to site
    Click for more info
    • loans.com.au Dream Home Loan Variable (Blackboard Special)
      • No monthly fees
      • For purchases or refinance, borrow up to 90% of the property value
      • Apply online
    • ongoing fees

      $0.00

    • variable rate

      4.48%

    • comparison rate*

      4.50%

    • Go to site
    Click for more info
    • RAMS Discount Home Loan
      • No monthly account keeping fees
      • Flexibility to make extra repayments on your loan and redraw excess funds
      • 12 month introductory discounted rate
    • ongoing fees

      $0.00

    • variable rate

      4.65% variable for 12 months and then 4.95%

    • comparison rate*

      4.99%

    • Go to site
    Click for more info
    • ANZ Simplicity PLUS
      • Limited time offer of 0.06% discount for the life of the loan
      • No ongoing fees
      • Loan approval fee waived for applications submitted by 30 November 2014
    • ongoing fees

      $0.00

    • variable rate

      5.12%

    • comparison rate*

      5.13%

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • loans.com.au Dream Home Loan Variable (Blackboard Special)
      • No monthly fees
      • For purchases or refinance, borrow up to 90% of the property value
      • Apply online
    • variable rate

      4.48%

    • comparison rate*

      4.50%

    • upfront fees

      $520

    • Go to site
    Click for more info
    • UBank UHomeLoan - Refinance
      • 0.25% p.a. upfront discount offer
      • No bank fees whatsoever
      • 24/7 support
    • variable rate

      4.54%

    • comparison rate*

      4.54%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • HSBC Discounted Variable Home Loan (Premier)
      • No up-front fees (including one free valuation up to $215)
      • Accelerated re-financing with HSBC Easy Switch
      • Personal Relationship Manager
    • variable rate

      4.78%

    • comparison rate*

      5.19%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Greater Building Society Ultimate Home Loan (Package)
      • 100% offset account
      • Free internet redraw facility
      • Free extra repayments
    • variable rate

      4.94%

    • comparison rate*

      5.31%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • ANZ Simplicity PLUS
      • Limited time offer of 0.06% discount for the life of the loan
      • No ongoing fees
      • Loan approval fee waived for applications submitted by 30 November 2014
    • variable rate

      5.12%

    • comparison rate*

      5.13%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • loans.com.au Dream Home Loan Variable (Blackboard Special)
      • No monthly fees
      • For purchases or refinance, borrow up to 90% of the property value
      • Apply online
    • variable rate

      4.48%

    • comparison rate*

      4.50%

    • upfront fees

      $520

    • Go to site
    Click for more info
    • HSBC Discounted Variable Home Loan (Premier)
      • No up-front fees (including one free valuation up to $215)
      • Accelerated re-financing with HSBC Easy Switch
      • Personal Relationship Manager
    • variable rate

      4.78%

    • comparison rate*

      5.19%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Greater Building Society Ultimate Home Loan (Package)
      • 100% offset account
      • Free internet redraw facility
      • Free extra repayments
    • variable rate

      4.94%

    • comparison rate*

      5.31%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • IMB Essentials Home Loan (LVR<90%)
      • 100% offset account
      • No monthly or annual fees
      • $0 establishment fee
    • variable rate

      4.98%

    • comparison rate*

      4.98%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Greater Building Society Discount Ultimate Home Loan (LVR>80%, over $300K) (Package)
      • Free extra repayments
      • Free redraw facility
      • Offset account available
    • variable rate

      4.84%

    • comparison rate*

      5.22%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • Greater Building Society Ultimate Home Loan (Package)
      • 100% offset account
      • Free internet redraw facility
      • Free extra repayments
    • variable rate

      4.94%

    • comparison rate*

      5.31%

    • upfront fees

      $275

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

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**Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

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