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Home loans powered by Mozo

Compare home loans

Whether you're a first home buyer, a property investor or simply shopping around for a better home loan deal - we have the tools to help with your home loan search. From do-it-yourself rate comparisons to personalised services that connect you with home loan experts ready to help.

Today's sponsored deal

HSBC

HSBC Premier Home Loan

  • Variable rate 4.78% p.a., comparison rate 5.19% p.a.
  • No upfront fees
  • Easy refinancing service and personal HSBC relationship manager
Check it out
    • loans.com.au Dream Home Loan Variable (Blackboard Special)
      • No monthly fees
      • For purchases or refinance, borrow up to 90% of the property value
      • Apply online
    • variable rate

      4.54%

    • comparison rate*

      4.56%

    • upfront fees

      $520

    • Go to site
    Click for more info
    • UBank UHomeLoan
      • No upfront fees
      • No monthly fees
      • Apply online and get a decision in 30 minutes
    • variable rate

      4.62%

    • comparison rate*

      4.62%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Newcastle Permanent Discounted Variable Home Loan (Premium Plus Package)
      • Switch your Home Loan to Newcastle Permanent and get $1,000 cashback, conditions apply
      • 100% offset facility available
      • Additional repayments and redraws at any time
    • variable rate

      4.62%

    • comparison rate*

      4.97%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • CUA Fresh Start Variable Home Loan
      • No establishment or monthly fees
      • 100% offset account
      • Free redraw facility
    • variable rate

      4.65%

    • comparison rate*

      4.66%

    • upfront fees

      $195

    • Go to site
    Click for more info
    • Greater Building Society Discount Ultimate Home Loan (LVR<80%, $300K) (Package)
      • No application fee
      • 100% offset account
      • Free internet redraw facility
    • variable rate

      4.74%

    • comparison rate*

      5.12%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • ING DIRECT Orange Advantage (LVR<80%)
      • 100% offset facility
      • No application or monthly fees
      • Annual fee waived for the first year, apply by 31 December 2014
    • variable rate

      4.83%

    • comparison rate*

      5.02%

    • upfront fees

      $220

    • Go to site
    Click for more info
    • Bank of Queensland Clear Path Variable Rate Home Loan
      • No application fee
      • Free redraw
      • 100% mortgage offset facility
    • variable rate

      4.87%

    • comparison rate*

      5.00%

    • upfront fees

      $150

    • Go to site
    Click for more info
    • IMB Essentials Home Loan (LVR<90%)
      • 100% offset account
      • No monthly or annual fees
      • $0 establishment fee
    • variable rate

      4.98%

    • comparison rate*

      4.98%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • NAB Tailored Home Loan (Choice Package)
      • $1000 eftpos Card Offer. Find out more about NAB’s $1000 Home Loan eftpos card offer
      • $0 monthly fee
      • Free extra repayments and redraw facility
    • variable rate

      5.08%

    • comparison rate*

      5.46%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • ANZ Simplicity PLUS
      • Limited time offer of 0.06% discount for the life of the loan
      • No ongoing fees
      • Loan approval fee waived for applications submitted by 30 November 2014
    • variable rate

      5.12%

    • comparison rate*

      5.13%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • loans.com.au Dream Home Loan Variable (Blackboard Special)
      • No monthly fees
      • For purchases or refinance, borrow up to 90% of the property value
      • Apply online
    • variable rate

      4.54%

    • comparison rate*

      4.56%

    • upfront fees

      $520

    • Go to site
    Click for more info
    • UBank UHomeLoan
      • No upfront fees
      • No monthly fees
      • Apply online and get a decision in 30 minutes
    • variable rate

      4.62%

    • comparison rate*

      4.62%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • CUA Fresh Start Variable Home Loan
      • No establishment or monthly fees
      • 100% offset account
      • Free redraw facility
    • variable rate

      4.65%

    • comparison rate*

      4.66%

    • upfront fees

      $195

    • Go to site
    Click for more info
    • HSBC Discounted Variable Home Loan (Premier)
      • No up-front fees (including one free valuation up to $215)
      • Accelerated re-financing with HSBC Easy Switch
      • Personal Relationship Manager
    • variable rate

      4.78%

    • comparison rate*

      5.19%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • ING DIRECT Orange Advantage (LVR<80%)
      • 100% offset facility
      • No application or monthly fees
      • Annual fee waived for the first year, apply by 31 December 2014
    • variable rate

      4.83%

    • comparison rate*

      5.02%

    • upfront fees

      $220

    • Go to site
    Click for more info
    • Bank of Queensland Clear Path Variable Rate Home Loan
      • No application fee
      • Free redraw
      • 100% mortgage offset facility
    • variable rate

      4.87%

    • comparison rate*

      5.00%

    • upfront fees

      $150

    • Go to site
    Click for more info
    • NAB Tailored Home Loan (Choice Package)
      • $1000 eftpos Card Offer. Find out more about NAB’s $1000 Home Loan eftpos card offer
      • $0 monthly fee
      • Free extra repayments and redraw facility
    • variable rate

      5.08%

    • comparison rate*

      5.46%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • IMB Essentials Home Loan (LVR<90%)
      • 100% offset account
      • No monthly or annual fees
      • $0 establishment fee
    • variable rate

      4.98%

    • comparison rate*

      4.98%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • ANZ Simplicity PLUS
      • Limited time offer of 0.06% discount for the life of the loan
      • No ongoing fees
      • Loan approval fee waived for applications submitted by 30 November 2014
    • variable rate

      5.12%

    • comparison rate*

      5.13%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Newcastle Permanent Fixed Rate Home Loan
      • Switch your Home Loan to Newcastle Permanent and get $1,000 cashback, conditions apply
      • Free extra repayments up to $25k p.a.
      • No ongoing fees
    • interest rate

      3.79%
      fixed 1 year

    • comparison rate*

      5.41%

    • Go to site
    Click for more info
    • Bankwest Fixed Rate Home Loan
      • Borrow up to of the 90% property value
      • Choose from weekly, fortnightly or monthly repayments
      • Reduce your interest by offsetting 40% of your savings in a linked Offset Transaction Account ($9 monthly offset fee applies at the end of the fixed term)
    • interest rate

      4.59%
      fixed 2 years

    • comparison rate*

      5.69%

    • Go to site
    Click for more info
    • Greater Building Society Ultimate Home Loan (Fixed, Package)
      • Free redraw facility
      • No monthly fees
      • $0 application fee
    • interest rate

      4.59%
      fixed 3 years

    • comparison rate*

      5.22%

    • Go to site
    Click for more info
    • UBank UHomeLoan (Fixed)
      • No monthly account fees
      • Apply online and get a decision in just 30 minutes
      • Make additional repayments (fee applies)
    • interest rate

      4.67%
      fixed 3 years

    • comparison rate*

      4.77%

    • Go to site
    Click for more info
    • IMB Fixed Home Loan (LVR<90%) (Platinum Package)
    • interest rate

      4.69%
      fixed 3 years

    • comparison rate*

      5.45%

    • Go to site
    Click for more info
    • NAB Tailored Home Loan (Fixed, Choice Package)
      • $1000 eftpos Card Offer. Find out more about NAB’s $1000 Home Loan eftpos card offer
      • Make free extra repayments up to $20K in the fixed period
      • Repayment holidays available
    • interest rate

      4.94%
      fixed 3 years

    • comparison rate*

      5.42%

    • Go to site
    Click for more info
    • ANZ Fixed Rate
      • Free extra repayments up to an annual limit
      • Offset account available on the 1 year fixed rate
      • No monthly fees at the end of the fixed rate term
    • interest rate

      5.09%
      fixed 3 years

    • comparison rate*

      5.73%

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • UBank UHomeLoan
      • No upfront fees
      • No monthly fees
      • Apply online and get a decision in 30 minutes
    • ongoing fees

      $0.00

    • variable rate

      4.62%

    • comparison rate*

      4.62%

    • Go to site
    Click for more info
    • CUA Fresh Start Variable Home Loan
      • No establishment or monthly fees
      • 100% offset account
      • Free redraw facility
    • ongoing fees

      $0.00

    • variable rate

      4.65%

    • comparison rate*

      4.66%

    • Go to site
    Click for more info
    • RAMS Discount Home Loan
      • No monthly account keeping fees
      • Flexibility to make extra repayments on your loan and redraw excess funds
      • 12 month introductory discounted rate
    • ongoing fees

      $0.00

    • variable rate

      4.65% variable for 12 months and then 4.95%

    • comparison rate*

      4.99%

    • Go to site
    Click for more info
    • ANZ Simplicity PLUS
      • Limited time offer of 0.06% discount for the life of the loan
      • No ongoing fees
      • Loan approval fee waived for applications submitted by 30 November 2014
    • ongoing fees

      $0.00

    • variable rate

      5.12%

    • comparison rate*

      5.13%

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • UBank UHomeLoan - Refinance
      • 0.25% p.a. upfront discount offer
      • No bank fees whatsoever
      • 24/7 support
    • variable rate

      4.62%

    • comparison rate*

      4.62%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • CUA Fresh Start Variable Home Loan
      • No establishment or monthly fees
      • 100% offset account
      • Free redraw facility
    • variable rate

      4.65%

    • comparison rate*

      4.66%

    • upfront fees

      $195

    • Go to site
    Click for more info
    • HSBC Discounted Variable Home Loan (Premier)
      • No up-front fees (including one free valuation up to $215)
      • Accelerated re-financing with HSBC Easy Switch
      • Personal Relationship Manager
    • variable rate

      4.78%

    • comparison rate*

      5.19%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • ING DIRECT Orange Advantage (LVR<80%)
      • 100% offset facility
      • No application or monthly fees
      • Annual fee waived for the first year, apply by 31 December 2014
    • variable rate

      4.83%

    • comparison rate*

      5.02%

    • upfront fees

      $220

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • CUA Fresh Start Variable Home Loan
      • No establishment or monthly fees
      • 100% offset account
      • Free redraw facility
    • variable rate

      4.65%

    • comparison rate*

      4.66%

    • upfront fees

      $195

    • Go to site
    Click for more info
    • HSBC Discounted Variable Home Loan (Premier)
      • No up-front fees (including one free valuation up to $215)
      • Accelerated re-financing with HSBC Easy Switch
      • Personal Relationship Manager
    • variable rate

      4.78%

    • comparison rate*

      5.19%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • ING DIRECT Orange Advantage (LVR<80%)
      • 100% offset facility
      • No application or monthly fees
      • Annual fee waived for the first year, apply by 31 December 2014
    • variable rate

      4.83%

    • comparison rate*

      5.02%

    • upfront fees

      $220

    • Go to site
    Click for more info
    • Greater Building Society Discount Ultimate Home Loan (LVR<80%, $300K) (Package)
      • No application fee
      • 100% offset account
      • Free internet redraw facility
    • variable rate

      4.74%

    • comparison rate*

      5.12%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • IMB Essentials Home Loan (LVR<90%)
      • 100% offset account
      • No monthly or annual fees
      • $0 establishment fee
    • variable rate

      4.98%

    • comparison rate*

      4.98%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • NAB Tailored Home Loan (Choice Package)
      • $1000 eftpos Card Offer. Find out more about NAB’s $1000 Home Loan eftpos card offer
      • $0 monthly fee
      • Free extra repayments and redraw facility
    • variable rate

      5.08%

    • comparison rate*

      5.46%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Greater Building Society Discount Ultimate Home Loan (LVR<80%, $300K) (Package)
      • No application fee
      • 100% offset account
      • Free internet redraw facility
    • variable rate

      4.74%

    • comparison rate*

      5.12%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • Bank of Queensland Clear Path Variable Rate Home Loan
      • No application fee
      • Free redraw
      • 100% mortgage offset facility
    • variable rate

      4.87%

    • comparison rate*

      5.00%

    • upfront fees

      $150

    • Go to site
    Click for more info
    • Greater Building Society Ultimate Home Loan (Package)
      • 100% offset account
      • Free internet redraw facility
      • No establishment fee
    • variable rate

      4.94%

    • comparison rate*

      5.31%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • RAMS Discount Home Loan
      • No monthly account keeping fees
      • Flexibility to make extra repayments on your loan and redraw excess funds
      • 12 month introductory discounted rate
    • variable rate

      4.65% variable for 12 months and then 4.95%

    • comparison rate*

      4.99%

    • upfront fees

      $870

    • Go to site
    Click for more info
    • NAB Tailored Home Loan (Choice Package)
      • $1000 eftpos Card Offer. Find out more about NAB’s $1000 Home Loan eftpos card offer
      • $0 monthly fee
      • Free extra repayments and redraw facility
    • variable rate

      5.08%

    • comparison rate*

      5.46%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

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**Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

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