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With over 170 credit cards on the market, how do you choose the best one? Check out the popular credit card table below for some of the latest credit card deals or try one of our free credit card tools to help you compare rewards, fees, interest rates and balance transfer offers.

Today's sponsored deal

NAB

  • 0% p.a. purchase rate for 12 months from card approval. Offer ends 30 September 2014.
  • A great choice for everyday purchase purchases with the benefits of platinum.
  • NAB Premium Concierge Service (your own 24 hour, 7 day personal assistant).
Check it out
    • Westpac Low Rate
      • 0.0% p.a. purchase rate for 12 months from card approval
      • $45 annual fee
      • Limited time only, offer ends 30 September 2014
    • purchase rate

      0.00% for 12 months then 13.49%

    • balance transfer rate

      1.99% for 12 months

    • annual fee

      $45

    • Go to site
    Click for more info
    • St.George Vertigo
      • 0.0% for 14 months on balance transfers, offer ends 30 September 2014
      • Annual fee $55
      • Up to 55 interest free days on purchases
    • purchase rate

      13.24%

    • balance transfer rate

      0.00% for 14 months

    • annual fee

      $55

    • Go to site
    Click for more info
    • Community First McGrath Pink Visa
      • Experts Choice 2014 Winner Best Low Rate Credit Card
      • Introductory rate 4.74% p.a. on balance transfers, purchases and cash advances for 9 months
      • Half the annual fee is donated to McGrath Foundation each year that the card is held
    • purchase rate

      4.74% for 9 months then 8.99%

    • balance transfer rate

      4.74% for 9 months

    • annual fee

      $40

    • Go to site
    Click for more info
    • Bankwest Breeze
      • 0.0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 12.24% p.a.
      • Up to 3 additional cardholders at no additional cost
    • purchase rate

      12.24%

    • balance transfer rate

      0.00% for 13 months

    • annual fee

      $59

    • Go to site
      Advertisement
    Click for more info
    • ANZ First
      • 0.0% p.a. on balance transfers for 16 months
      • Enjoy the convenience of Visa payWave
      • Up to 44 days interest free on purchases
    • purchase rate

      19.74%

    • balance transfer rate

      0.00% for 16 months

    • annual fee

      $30

    • Go to site
    Click for more info
    • Commonwealth Bank Low Fee Credit Card
      • Enjoy 0.0% p.a. on purchases for 10 months
      • No annual fee for eligible customers
      • Up to 55 days interest free on purchases
    • purchase rate

      0.00% for 10 months then 19.74%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fee

      $24$0 if CBA customer when applying or spend over $1,000 p.a.

    • Go to site
    Click for more info
    • Westpac 55 Day Platinum Card
      • $0 annual fee for the life of the card
      • Complimentary travel insurance
      • Limited time only, offer ends 30 September 2014
    • purchase rate

      19.84%

    • balance transfer rate

      3.99% for 6 months

    • annual fee

      $0

    • Go to site
    Click for more info
    • HSBC Platinum
      • $0 annual fee for life
      • Enjoy 10,000 rewards points offer. Conditions apply
      • 0.0% p.a. on balance transfers for 8 months. Conditions apply
    • purchase rate

      19.99%

    • balance transfer rate

      0.00% for 8 months and then cash rate

    • annual fee

      $0

    • Go to site
    Click for more info
    • ANZ Platinum
      • 0.0% p.a. on balance transfers for the first 16 months
      • No annual fee in the first year
      • Discounted interest rate for eligible travel purchases
    • purchase rate

      19.74%

    • balance transfer rate

      0.00% for 16 months

    • annual fee

      $87$0 in the first year, $0 when you spend over $20,000 p.a

    • Go to site
    Click for more info
    • Bankwest Breeze Platinum
      • 0.0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 12.24% p.a.
      • No foreign transaction fees on online and overseas purchases
    • purchase rate

      12.24%

    • balance transfer rate

      0.00% for 13 months

    • annual fee

      $99

    • Go to site
      Advertisement
    Click for more info
    • ANZ Low Rate
      • 0.0% p.a. on balance transfers for the first 16 months
      • Ongoing interest rate of 13.49% p.a. on purchases
      • Up to 55 days interest free on purchases
    • purchase rate

      13.49%

    • balance transfer rate

      0.00% for 16 months

    • annual fee

      $58

    • Go to site
    Click for more info
    • Bankwest Zero Platinum
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • 100% secure online application
    • purchase rate

      17.99%

    • balance transfer rate

      2.99% for 9 months

    • annual fee

      $0

    • Go to site
      Advertisement
    Click for more info
    • Westpac 55 Day Card
      • $0 annual fee for the life of the card
      • 3.99% p.a. on balance transfers for 6 months
      • Limited time only, offer ends 30 September 2014
    • purchase rate

      19.84%

    • balance transfer rate

      3.99% for 6 months

    • annual fee

      $0

    • Go to site
    Click for more info
    • Bankwest Zero
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • purchase rate

      17.99%

    • balance transfer rate

      2.99% for 9 months

    • annual fee

      $0

    • Go to site
      Advertisement
    Click for more info
    • ANZ Low Rate Platinum
      • 0.0% p.a. on balance transfers for the first 16 months
      • Ongoing interest rate of 13.49% p.a. on purchases
      • Enjoy complimentary travel and medical insurance
    • purchase rate

      13.49%

    • balance transfer rate

      0.00% for 16 months

    • annual fee

      $99

    • Go to site
    Click for more info
    • Commonwealth Bank Low Rate Credit Card
      • Enjoy 0.0% p.a. on purchases for 10 months
      • Up to 55 days interest free on purchases
      • Apply online and get a response in 60 seconds
    • purchase rate

      0.00% for 10 months then 13.49%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fee

      $78$48 if CBA customer when applying

    • Go to site
    Click for more info
    • HSBC Credit Card
      • $0 annual fee for the life of the card
      • 0.0% p.a. on balance transfers for 6 months
      • Up to 55 days interest free on purchases
    • purchase rate

      17.99%

    • balance transfer rate

      0.00% for 6 months and then cash rate

    • annual fee

      $0

    • Go to site
    Click for more info
    • Virgin Money No Annual Fee Card
      • 0.0% p.a. on balance transfers for 14 months when you spend $1,000 in your first 3 months
      • No annual fee for the life of the card
      • Up to 44 interest free days on purchases
    • purchase rate

      18.99%

    • balance transfer rate

      0.00% for 14 months and then cash rate

    • annual fee

      $0

    • Go to site
      Advertisement
    Click for more info
    • Bankwest Zero Gold
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • purchase rate

      17.99%

    • balance transfer rate

      2.99% for 9 months

    • annual fee

      $0

    • Go to site
      Advertisement
    Click for more info
    • Bank of Melbourne Vertigo
      • 0.0% for 14 months on balance transfers, offer ends 30 September 2014
      • Annual fee $55
      • Up to 55 interest free days on purchases
    • purchase rate

      13.24%

    • balance transfer rate

      0.00% for 14 months

    • annual fee

      $55

    • Go to site
    Click for more info
    • Bankwest Breeze Gold
      • 0.0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 12.24% p.a.
      • Up to 3 additional cardholders at no additional cost
    • purchase rate

      12.24%

    • balance transfer rate

      0.00% for 13 months

    • annual fee

      $89

    • Go to site
      Advertisement
    Click for more info
    • Coles No Annual Fee MasterCard
      • No annual card fee
      • Earn 1 flybuys point per $2 spent on eligible purchases
      • Up to 62 interest free days on purchases when you pay the full balance off each month
    • purchase rate

      17.99%

    • balance transfer rate

    • annual fee

      $0

    • Go to site
    Click for more info
    • Virgin Money Low Rate Card
      • 0.0% p.a. on balance transfers for 6 months
      • Up to 44 interest free days on purchases
      • Visa payWave available on purchases under $100
    • purchase rate

      10.99%

    • balance transfer rate

      0.00% for 6 months and then cash rate

    • annual fee

      $99

    • Go to site
      Advertisement
    Click for more info
    • Bank of Melbourne Vertigo Platinum
      • 0.0% p.a. on balance transfers for 14 months
      • Annual fee $99
      • Visa payWave for purchases under $100
    • purchase rate

      12.74%

    • balance transfer rate

      0.00% for 14 months

    • annual fee

      $99

    • Go to site
    Click for more info
    • Commonwealth Bank Low Fee Gold Credit Card
      • Enjoy 0.0% p.a. on purchases for 10 months
      • 5.99% p.a. on balance transfers for 5 months
      • Up to 55 days interest free on purchases
    • purchase rate

      0.00% for 10 months then 19.74%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fee

      $90$0 if CBA customer when applying or spend over $10,000 p.a.

    • Go to site
    Click for more info
    • Commonwealth Bank Low Rate Gold Credit Card
      • Enjoy 0.0% p.a. on purchases for 10 months
      • Up to 55 days interest free on purchases
      • Apply online and get a response in 60 seconds
    • purchase rate

      0.00% for 10 months then 13.49%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fee

      $120$90 if CBA customer when applying

    • Go to site
    Click for more info
    • St.George Vertigo Platinum
      • 0.0% for 14 months on balance transfers, offer ends 30 September 2014
      • Annual fee $99
      • Visa payWave for purchases under $100
    • purchase rate

      12.74%

    • balance transfer rate

      0.00% for 14 months

    • annual fee

      $99

    • Go to site
    Click for more info
    • BankSA Vertigo
      • 0.0% for 14 months on balance transfers, offer ends 30 September 2014
      • Annual fee $55
      • Up to 55 interest free days on purchases
    • purchase rate

      13.24%

    • balance transfer rate

      0.00% for 14 months

    • annual fee

      $55

    • Go to site
    Click for more info
    • BankSA Vertigo Platinum
      • 0.0% p.a. on balance transfers for 14 months, offer ends 30 September 2014
      • Annual fee $99
      • Visa payWave for purchases under $100
    • purchase rate

      12.74%

    • balance transfer rate

      0.00% for 14 months

    • annual fee

      $99

    • Go to site
    Click for more info

    • Community First McGrath Pink Visa
      • Experts Choice 2014 Winner Best Low Rate Credit Card
      • Introductory rate 4.74% p.a. on balance transfers, purchases and cash advances for 9 months
      • Half the annual fee is donated to McGrath Foundation each year that the card is held
    • purchase rate

      4.74% for 9 months then 8.99%

    • balance transfer rate

      4.74% for 9 months

    • annual fee

      $40

    • Go to site
    Click for more info
    • Bankwest Breeze
      • 0.0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 12.24% p.a.
      • Up to 3 additional cardholders at no additional cost
    • purchase rate

      12.24%

    • balance transfer rate

      0.00% for 13 months

    • annual fee

      $59

    • Go to site
      Advertisement
    Click for more info
    • Westpac Low Rate
      • 0.0% p.a. purchase rate for 12 months from card approval
      • $45 annual fee
      • Limited time only, offer ends 30 September 2014
    • purchase rate

      0.00% for 12 months then 13.49%

    • balance transfer rate

      1.99% for 12 months

    • annual fee

      $45

    • Go to site
    Click for more info
    • ANZ Low Rate
      • 0.0% p.a. on balance transfers for the first 16 months
      • Ongoing interest rate of 13.49% p.a. on purchases
      • Up to 55 days interest free on purchases
    • purchase rate

      13.49%

    • balance transfer rate

      0.00% for 16 months

    • annual fee

      $58

    • Go to site
    Click for more info
    • ANZ Low Rate Platinum
      • 0.0% p.a. on balance transfers for the first 16 months
      • Ongoing interest rate of 13.49% p.a. on purchases
      • Enjoy complimentary travel and medical insurance
    • purchase rate

      13.49%

    • balance transfer rate

      0.00% for 16 months

    • annual fee

      $99

    • Go to site
    Click for more info
    • Commonwealth Bank Low Rate Gold Credit Card
      • Enjoy 0.0% p.a. on purchases for 10 months
      • Up to 55 days interest free on purchases
      • Apply online and get a response in 60 seconds
    • purchase rate

      0.00% for 10 months then 13.49%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fee

      $120$90 if CBA customer when applying

    • Go to site
    Click for more info
    • Virgin Money Low Rate Card
      • 0.0% p.a. on balance transfers for 6 months
      • Up to 44 interest free days on purchases
      • Visa payWave available on purchases under $100
    • purchase rate

      10.99%

    • balance transfer rate

      0.00% for 6 months and then cash rate

    • annual fee

      $99

    • Go to site
      Advertisement
    Click for more info
    • Bankwest Breeze Platinum
      • 0.0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 12.24% p.a.
      • No foreign transaction fees on online and overseas purchases
    • purchase rate

      12.24%

    • balance transfer rate

      0.00% for 13 months

    • annual fee

      $99

    • Go to site
      Advertisement
    Click for more info
    • Commonwealth Bank Low Rate Credit Card
      • Enjoy 0.0% p.a. on purchases for 10 months
      • Up to 55 days interest free on purchases
      • Apply online and get a response in 60 seconds
    • purchase rate

      0.00% for 10 months then 13.49%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fee

      $78$48 if CBA customer when applying

    • Go to site
    Click for more info

    • ANZ First
      • 0.0% p.a. on balance transfers for 16 months
      • Enjoy the convenience of Visa payWave
      • Up to 44 days interest free on purchases
    • balance transfer rate

      0.00% for 16 months

    • purchase rate

      19.74%

    • annual fees

      $30

    • Go to site
    Click for more info
    • ANZ Low Rate
      • 0.0% p.a. on balance transfers for the first 16 months
      • Ongoing interest rate of 13.49% p.a. on purchases
      • Up to 55 days interest free on purchases
    • balance transfer rate

      0.00% for 16 months

    • purchase rate

      13.49%

    • annual fees

      $58

    • Go to site
    Click for more info
    • Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer
      • 0.0% p.a. on balance transfers for 14 months
      • Special offer earn triple Velocity Points. Conditions apply
      • Exclusive reduced flights offer when you and a friend travel together. Conditions apply
    • balance transfer rate

      0.00% for 14 months and then cash rate

    • purchase rate

      20.74%

    • annual fees

      $129

    • Go to site
      Advertisement
    Click for more info
    • St.George Vertigo
      • 0.0% for 14 months on balance transfers, offer ends 30 September 2014
      • Annual fee $55
      • Up to 55 interest free days on purchases
    • balance transfer rate

      0.00% for 14 months

    • purchase rate

      13.24%

    • annual fees

      $55

    • Go to site
    Click for more info
    • Bankwest Breeze Platinum
      • 0.0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 12.24% p.a.
      • No foreign transaction fees on online and overseas purchases
    • balance transfer rate

      0.00% for 13 months

    • purchase rate

      12.24%

    • annual fees

      $99

    • Go to site
      Advertisement
    Click for more info
    • ANZ Low Rate Platinum
      • 0.0% p.a. on balance transfers for the first 16 months
      • Ongoing interest rate of 13.49% p.a. on purchases
      • Enjoy complimentary travel and medical insurance
    • balance transfer rate

      0.00% for 16 months

    • purchase rate

      13.49%

    • annual fees

      $99

    • Go to site
    Click for more info
    • ANZ Platinum
      • 0.0% p.a. on balance transfers for the first 16 months
      • No annual fee in the first year
      • Discounted interest rate for eligible travel purchases
    • balance transfer rate

      0.00% for 16 months

    • purchase rate

      19.74%

    • annual fees

      $87$0 in the first year, $0 when you spend over $20,000 p.a

    • Go to site
    Click for more info
    • Bankwest Breeze Gold
      • 0.0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 12.24% p.a.
      • Up to 3 additional cardholders at no additional cost
    • balance transfer rate

      0.00% for 13 months

    • purchase rate

      12.24%

    • annual fees

      $89

    • Go to site
      Advertisement
    Click for more info
    • St.George Vertigo Platinum
      • 0.0% for 14 months on balance transfers, offer ends 30 September 2014
      • Annual fee $99
      • Visa payWave for purchases under $100
    • balance transfer rate

      0.00% for 14 months

    • purchase rate

      12.74%

    • annual fees

      $99

    • Go to site
    Click for more info
    • Bankwest Breeze
      • 0.0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 12.24% p.a.
      • Up to 3 additional cardholders at no additional cost
    • balance transfer rate

      0.00% for 13 months

    • purchase rate

      12.24%

    • annual fees

      $59

    • Go to site
      Advertisement
    Click for more info
    • Bank of Melbourne Vertigo
      • 0.0% for 14 months on balance transfers, offer ends 30 September 2014
      • Annual fee $55
      • Up to 55 interest free days on purchases
    • balance transfer rate

      0.00% for 14 months

    • purchase rate

      13.24%

    • annual fees

      $55

    • Go to site
    Click for more info
    • BankSA Vertigo
      • 0.0% for 14 months on balance transfers, offer ends 30 September 2014
      • Annual fee $55
      • Up to 55 interest free days on purchases
    • balance transfer rate

      0.00% for 14 months

    • purchase rate

      13.24%

    • annual fees

      $55

    • Go to site
    Click for more info
    • St.George Amplify Classic (Rewards)
      • Special offer 5,000 bonus points on new Amplify cards when you apply by 30 November 2014
      • 0.0% p.a. on balance transfers for 9 months
      • Up to 55 interest free days on purchases
    • balance transfer rate

      0.00% for 9 months

    • purchase rate

      19.49%

    • annual fees

      $79

    • Go to site
    Click for more info

    • Commonwealth Bank Low Fee Credit Card
      • Enjoy 0.0% p.a. on purchases for 10 months
      • No annual fee for eligible customers
      • Up to 55 days interest free on purchases
    • intro purchase rate

      0.00% for 10 months

    • purchase rate

      0.00% for 10 months then 19.74%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • Go to site
    Click for more info
    • Commonwealth Bank Low Rate Credit Card
      • Enjoy 0.0% p.a. on purchases for 10 months
      • Up to 55 days interest free on purchases
      • Apply online and get a response in 60 seconds
    • intro purchase rate

      0.00% for 10 months

    • purchase rate

      0.00% for 10 months then 13.49%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • Go to site
    Click for more info
    • Virgin Money Virgin Australia Velocity Flyer Card - Purchase Rate Offer
      • 0.0% p.a. on balance transfers for 9 months
      • 0.0% p.a. on purchases for up to 9 months
      • Exclusive reduced flights offer when you and a friend travel together. Conditions apply
    • intro purchase rate

      0.00% for 9 months

    • purchase rate

      0.00% for 9 months then 20.74%

    • balance transfer rate

      0.00% for 9 months and then cash rate

    • Go to site
      Advertisement
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    • Westpac 55 Day Card
      • $0 annual fee for the life of the card
      • 3.99% p.a. on balance transfers for 6 months
      • Limited time only, offer ends 30 September 2014
    • annual fees

      $0

    • purchase rate

      19.84%

    • balance transfer rate

      3.99% for 6 months

    • Go to site
    Click for more info
    • Bankwest Zero Platinum
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • 100% secure online application
    • annual fees

      $0

    • purchase rate

      17.99%

    • balance transfer rate

      2.99% for 9 months

    • Go to site
      Advertisement
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    • Virgin Money No Annual Fee Card
      • 0.0% p.a. on balance transfers for 14 months when you spend $1,000 in your first 3 months
      • No annual fee for the life of the card
      • Up to 44 interest free days on purchases
    • annual fees

      $0

    • purchase rate

      18.99%

    • balance transfer rate

      0.00% for 14 months and then cash rate

    • Go to site
      Advertisement
    Click for more info
    • Westpac 55 Day Platinum Card
      • $0 annual fee for the life of the card
      • Complimentary travel insurance
      • Limited time only, offer ends 30 September 2014
    • annual fees

      $0

    • purchase rate

      19.84%

    • balance transfer rate

      3.99% for 6 months

    • Go to site
    Click for more info
    • Bankwest Zero
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • annual fees

      $0

    • purchase rate

      17.99%

    • balance transfer rate

      2.99% for 9 months

    • Go to site
      Advertisement
    Click for more info
    • Commonwealth Bank Low Fee Credit Card
      • Enjoy 0.0% p.a. on purchases for 10 months
      • No annual fee for eligible customers
      • Up to 55 days interest free on purchases
    • annual fees

      $24$0 if CBA customer when applying or spend over $1,000 p.a.

    • purchase rate

      0.00% for 10 months then 19.74%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • Go to site
    Click for more info
    • Coles No Annual Fee MasterCard
      • No annual card fee
      • Earn 1 flybuys point per $2 spent on eligible purchases
      • Up to 62 interest free days on purchases when you pay the full balance off each month
    • annual fees

      $0

    • purchase rate

      17.99%

    • balance transfer rate

    • Go to site
    Click for more info
    • Bankwest Zero Gold
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • annual fees

      $0

    • purchase rate

      17.99%

    • balance transfer rate

      2.99% for 9 months

    • Go to site
      Advertisement
    Click for more info
    • Commonwealth Bank Low Fee Gold Credit Card
      • Enjoy 0.0% p.a. on purchases for 10 months
      • 5.99% p.a. on balance transfers for 5 months
      • Up to 55 days interest free on purchases
    • annual fees

      $90$0 if CBA customer when applying or spend over $10,000 p.a.

    • purchase rate

      0.00% for 10 months then 19.74%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • Go to site
    Click for more info
    • Bank of Melbourne No Annual Fee
      • No annual fee for the life of the card
      • 3 additional cardholders at no extra cost
      • No interest free period
    • annual fees

      $0

    • purchase rate

      20.49%

    • balance transfer rate

    • Go to site
    Click for more info
    • BankSA No Annual Fee
      • No annual fee for the life of the card
      • No interest free period
      • 3 additional cardholders at no extra cost
    • annual fees

      $0

    • purchase rate

      20.49%

    • balance transfer rate

    • Go to site
    Click for more info

    • Bankwest Breeze Gold
      • 0.0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 12.24% p.a.
      • Up to 3 additional cardholders at no additional cost
    • purchase rate

      12.24%

    • balance transfer rate

      0.00% for 13 months

    • annual fees

      $89

    • Go to site
      Advertisement
    Click for more info
    • Commonwealth Bank Low Rate Gold Credit Card
      • Enjoy 0.0% p.a. on purchases for 10 months
      • Up to 55 days interest free on purchases
      • Apply online and get a response in 60 seconds
    • purchase rate

      0.00% for 10 months then 13.49%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fees

      $120$90 if CBA customer when applying

    • Go to site
    Click for more info
    • Commonwealth Bank Low Fee Gold Credit Card
      • Enjoy 0.0% p.a. on purchases for 10 months
      • 5.99% p.a. on balance transfers for 5 months
      • Up to 55 days interest free on purchases
    • purchase rate

      0.00% for 10 months then 19.74%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fees

      $90$0 if CBA customer when applying or spend over $10,000 p.a.

    • Go to site
    Click for more info
    • Bankwest Zero Gold
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • purchase rate

      17.99%

    • balance transfer rate

      2.99% for 9 months

    • annual fees

      $0

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    • Bankwest Breeze Platinum
      • 0.0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 12.24% p.a.
      • No foreign transaction fees on online and overseas purchases
    • purchase rate

      12.24%

    • annual fees

      $99

    • balance transfer rate

      0.00% for 13 months

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    • ANZ Low Rate Platinum
      • 0.0% p.a. on balance transfers for the first 16 months
      • Ongoing interest rate of 13.49% p.a. on purchases
      • Enjoy complimentary travel and medical insurance
    • purchase rate

      13.49%

    • annual fees

      $99

    • balance transfer rate

      0.00% for 16 months

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    • HSBC Platinum
      • $0 annual fee for life
      • Enjoy 10,000 rewards points offer. Conditions apply
      • 0.0% p.a. on balance transfers for 8 months. Conditions apply
    • purchase rate

      19.99%

    • annual fees

      $0

    • balance transfer rate

      0.00% for 8 months and then cash rate

    • Go to site
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    • Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer
      • 0.0% p.a. on balance transfers for 14 months
      • Special offer earn triple Velocity Points. Conditions apply
      • Exclusive reduced flights offer when you and a friend travel together. Conditions apply
    • purchase rate

      20.74%

    • annual fees

      $129

    • balance transfer rate

      0.00% for 14 months and then cash rate

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    • ANZ Platinum
      • 0.0% p.a. on balance transfers for the first 16 months
      • No annual fee in the first year
      • Discounted interest rate for eligible travel purchases
    • purchase rate

      19.74%

    • annual fees

      $87$0 in the first year, $0 when you spend over $20,000 p.a

    • balance transfer rate

      0.00% for 16 months

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    • St.George Vertigo Platinum
      • 0.0% for 14 months on balance transfers, offer ends 30 September 2014
      • Annual fee $99
      • Visa payWave for purchases under $100
    • purchase rate

      12.74%

    • annual fees

      $99

    • balance transfer rate

      0.00% for 14 months

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    • Bankwest Zero Platinum
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • 100% secure online application
    • purchase rate

      17.99%

    • annual fees

      $0

    • balance transfer rate

      2.99% for 9 months

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    • Bank of Melbourne Vertigo Platinum
      • 0.0% p.a. on balance transfers for 14 months
      • Annual fee $99
      • Visa payWave for purchases under $100
    • purchase rate

      12.74%

    • annual fees

      $99

    • balance transfer rate

      0.00% for 14 months

    • Go to site
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    • BankSA Vertigo Platinum
      • 0.0% p.a. on balance transfers for 14 months, offer ends 30 September 2014
      • Annual fee $99
      • Visa payWave for purchases under $100
    • purchase rate

      12.74%

    • annual fees

      $99

    • balance transfer rate

      0.00% for 14 months

    • Go to site
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Top 5 Lowest interest rate

- based on ongoing interest rate
  1. Go to site
     
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    10.99%
    Virgin Money
    – Low Rate Card
  2. Go to site
     
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    11.99%
    Bankwest
    – Breeze
  3. Go to site
     
    13.24%
    Bank of Melbourne
    – Vertigo
  4. Go to site
     
    13.24%
    St.George
    – Vertigo
  5. Go to site
     
    13.49%
    Westpac
    – Low Rate
  1. 8.99%
    Community First
    – McGrath Pink Visa
  2. 9.99%
    Victoria Teachers Mutual Bank
    – Visa Platinum Credit Card
  3. 10.12%
    Maritime, Mining & Power Credit Union
    – Visa Credit Card
  4. 10.14%
    bankmecu
    – Low Rate
  5. 10.49%
    SCU
    – Low Rate Visa Credit Card
  1. Go to site
     
    13.49%
    ANZ
    – Low Rate
  2. Go to site
     
    13.49%
    Commonwealth Bank
    – Low Rate Credit Card
  3. Go to site
     
    13.49%
    Westpac
    – Low Rate
  4. Go to site
     
    13.99%
    NAB
    – Low Rate Card
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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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