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Compare personal loans

Personal loans come in all shapes and sizes. Compare some of the latest personal loan offers in the table below or try our quick and simple comparisons tools. Filter and compare on the features you want and find the right personal loan to fit your needs.

bankmecu
bankmecu Home Improvements Personal Loan (Variable)
- Free redraw facility
- Additional payments accepted
- Borrow from $5,000
interest rate from
8.64%
comparison rate from*
9.67%based on $10,000
over 3 years
Go to site

Click for more info

Other benefits
Upfront fee	$150
Monthly fee	$0.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Residential Property

Minimum loan amount	$5,000.00
Maximum loan amount	n/a
Minimum loan term	1 Year
Maximum loan term	15 Years

RACV
RACV Personal Loan (Fixed, Secured)
- No ongoing fees
- Loan approval within 5 business hours
- Choose to repay over 1 to 7 years
interest rate from
9.45%
comparison rate from*
9.88%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$301
Monthly fee	$0.00
Exit fee	n/a
Repayment options	Fortnightly, Monthly
Security required	Residential Property, Vehicle

Minimum loan amount	$5,000.00
Maximum loan amount	n/a
Minimum loan term	1 Year
Maximum loan term	7 Years

Westpac
Westpac Personal Flexi Loan (Variable, Unsecured)
- No fees for additional withdrawals, early repayments or early exit
- Same day funds for existing approved customers
- Special interest rate only available to selected partner websites
interest rate from
10.99%
comparison rate from*
11.88%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$150
Monthly fee	$10.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$4,000.00
Maximum loan amount	$75,000.00
Minimum loan term	1 Year
Maximum loan term	5 Years

CUA
CUA Unsecured Personal Loan (Fixed)
- No monthly account fees
- Free extra repayments
- No penalty for early payout
interest rate from
11.99%
comparison rate from*
12.83%based on $10,000
over 3 years
Go to site

Click for more info

Other benefits
Upfront fee	$120
Monthly fee	$0.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$1,000.00
Maximum loan amount	$50,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

NAB
NAB Personal Loan (Variable, Unsecured)
- Borrow from $5K to $55K
- No fees for extra or early repayments
- Loan terms from 1 to 7 years
interest rate from
11.99%
comparison rate from*
12.87%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$150
Monthly fee	$10.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$5,000.00
Maximum loan amount	$55,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

Aussie
Aussie Personal Loan (Fixed, Secured)
- Choose to pay over 1 to 7 years
- Extra payments allowed
- Simple step-by-step online application
interest rate from
12.99%
comparison rate from*
13.94%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$199
Monthly fee	$10.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Vehicle

Minimum loan amount	$3,000.00
Maximum loan amount	n/a
Minimum loan term	1 Year
Maximum loan term	7 Years

NAB
NAB Personal Loan (Fixed, Unsecured)
- Borrow from $5K to $55K
- No fees for extra or early repayments
- Loan terms from 1 to 7 years
interest rate from
12.99%
comparison rate from*
13.86%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$150
Monthly fee	$10.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$5,000.00
Maximum loan amount	$55,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

Bankwest
Bankwest Unsecured Personal Loan (Fixed)
- Extra payments allowed
- Choose to repay over 3 to 7 years
- Borrow from $5K to $50K
interest rate from
13.90%
comparison rate from*
16.94%based on $10,000
over 3 years
Go to site

Click for more info

Other benefits
Upfront fee	$195
Monthly fee	$8.00
Exit fee	n/a
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$5,000.00
Maximum loan amount	$50,000.00
Minimum loan term	3 Years
Maximum loan term	7 Years

ANZ
ANZ Unsecured Personal Loan (Fixed)
- Loan terms from 1 to 7 years
- Make extra repayments
- Borrow from $5K up to $100K
interest rate from
13.95%
comparison rate from*
17.07%based on $10,000
over 3 years
Go to site

Click for more info

Other benefits	If you choose ANZ Loan Protection, you may qualify for a 0.25% p.a. interest rate discount.
Upfront fee	$150
Monthly fee	$10.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$5,000.00
Maximum loan amount	n/a
Minimum loan term	1 Year
Maximum loan term	7 Years

St.George
St.George Unsecured Personal Loan (Fixed)
- Fast and simple online application
- Borrow from $3K to $40K
- Choose to repay your loan from 1 to 5 years
interest rate from
14.35%
comparison rate from*
17.59%based on $10,000
over 3 years
Go to site

Click for more info

Other benefits
Upfront fee	$195
Monthly fee	$9.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$3,000.00
Maximum loan amount	$40,000.00
Minimum loan term	1 Year
Maximum loan term	5 Years

Westpac
Westpac Personal Loan (Fixed, Unsecured)
- Borrow from $4K to $50K
- Conditional approval in minutes when you apply online
- Choose to repay over 1 to 7 years
interest rate from
14.39%
comparison rate from*
15.41%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$250
Monthly fee	$10.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$4,000.00
Maximum loan amount	$50,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

Bank of Melbourne
Bank of Melbourne Unsecured Personal Loan (Variable)
- Borrow from $3K to $40K
- Flexible repayment options
- Extra repayments allowed
interest rate from
14.74%
comparison rate from*
17.98%based on $10,000
over 3 years
Go to site

Click for more info

Other benefits
Upfront fee	$195
Monthly fee	$9.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$3,000.00
Maximum loan amount	$40,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.

RACQ
RACQ Car Loan (Fixed)
- No monthly fees
- Fast approval within 5 business hours
- No fees to make extra repayments
interest rate from
7.45%
comparison rate from*
7.88%based on $30,000
over 5 years
Go to site

Click for more info

Security type	Vehicle
Upfront fee	$294
Monthly fee	$0.00
Exit fee	n/a
Repayment options	Fortnightly, Monthly

Minimum loan amount	$5,000.00
Maximum loan amount	n/a
Minimum loan term	1 Year
Maximum loan term	7 Years

RACV
RACV Personal Loan (Fixed, Secured)
- No ongoing fees
- Loan approval within 5 business hours
- Choose to repay over 1 to 7 years
interest rate from
9.45%
comparison rate from*
9.88%based on $30,000
over 5 years
Go to site

Click for more info

Security type	Residential Property, Vehicle
Upfront fee	$301
Monthly fee	$0.00
Exit fee	n/a
Repayment options	Fortnightly, Monthly

Minimum loan amount	$5,000.00
Maximum loan amount	n/a
Minimum loan term	1 Year
Maximum loan term	7 Years

St.George
St.George Secured Personal Loan (Fixed)
- Fast online application, submit and receive a response in 60 seconds
- Fliexible loan terms
- Borrow from $3K to $80K
interest rate from
9.99%
comparison rate from*
10.88%based on $30,000
over 5 years
Go to site

Click for more info

Security type	Vehicle
Upfront fee	$195
Monthly fee	$9.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly

Minimum loan amount	$3,000.00
Maximum loan amount	$80,000.00
Minimum loan term	1 Year
Maximum loan term	5 Years

Bank of Melbourne
Bank of Melbourne Secured Personal Loan (Fixed)
- Choose the frequency of your repayments
- Loan terms from 1 to 5 years
- Apply online and get a response in 60 seconds
interest rate from
9.99%
comparison rate from*
10.88%based on $30,000
over 5 years
Go to site

Click for more info

Security type	Vehicle
Upfront fee	$195
Monthly fee	$9.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly

Minimum loan amount	$3,000.00
Maximum loan amount	$80,000.00
Minimum loan term	1 Year
Maximum loan term	5 Years

Aussie
Aussie Personal Loan (Fixed, Secured)
- Choose to pay over 1 to 7 years
- Extra payments allowed
- Simple step-by-step online application
interest rate from
12.99%
comparison rate from*
13.94%based on $30,000
over 5 years
Go to site

Click for more info

Security type	Vehicle
Upfront fee	$199
Monthly fee	$10.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly

Minimum loan amount	$3,000.00
Maximum loan amount	n/a
Minimum loan term	1 Year
Maximum loan term	7 Years

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.

Westpac
Westpac Personal Flexi Loan (Variable, Unsecured)
- No fees for additional withdrawals, early repayments or early exit
- Same day funds for existing approved customers
- Special interest rate only available to selected partner websites
interest rate from
10.99%
comparison rate from*
11.88%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$150
Monthly fee	$10.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$4,000.00
Maximum loan amount	$75,000.00
Minimum loan term	1 Year
Maximum loan term	5 Years

NAB
NAB Personal Loan (Variable, Unsecured)
- Borrow from $5K to $55K
- No fees for extra or early repayments
- Loan terms from 1 to 7 years
interest rate from
11.99%
comparison rate from*
12.87%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$150
Monthly fee	$10.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$5,000.00
Maximum loan amount	$55,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

CUA
CUA Unsecured Personal Loan (Variable)
- No monthly fees
- No penalties for early payout
- Unlimited free extra repayments
interest rate from
12.99%
comparison rate from*
13.84%based on $10,000
over 3 years
Go to site

Click for more info

Other benefits
Upfront fee	$120
Monthly fee	$0.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$1,000.00
Maximum loan amount	$50,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

bankmecu
bankmecu Home Improvements Personal Loan (Variable)
- Free redraw facility
- Additional payments accepted
- Borrow from $5,000
interest rate from
8.64%
comparison rate from*
9.67%based on $10,000
over 3 years
Go to site

Click for more info

Other benefits
Upfront fee	$150
Monthly fee	$0.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Residential Property

Minimum loan amount	$5,000.00
Maximum loan amount	n/a
Minimum loan term	1 Year
Maximum loan term	15 Years

Aussie
Aussie Personal Loan (Fixed, Unsecured)
- Choose to pay over 1 to 7 years
- Extra payments allowed
- Simple step-by-step online application
interest rate from
12.99%
comparison rate from*
13.94%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$199
Monthly fee	$10.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$3,000.00
Maximum loan amount	$50,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

NAB
NAB Personal Loan (Fixed, Unsecured)
- Borrow from $5K to $55K
- No fees for extra or early repayments
- Loan terms from 1 to 7 years
interest rate from
12.99%
comparison rate from*
13.86%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$150
Monthly fee	$10.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$5,000.00
Maximum loan amount	$55,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

Bankwest
Bankwest Unsecured Personal Loan (Fixed)
- Extra payments allowed
- Choose to repay over 3 to 7 years
- Borrow from $5K to $50K
interest rate from
13.90%
comparison rate from*
16.94%based on $10,000
over 3 years
Go to site

Click for more info

Other benefits
Upfront fee	$195
Monthly fee	$8.00
Exit fee	n/a
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$5,000.00
Maximum loan amount	$50,000.00
Minimum loan term	3 Years
Maximum loan term	7 Years

ANZ
ANZ Unsecured Personal Loan (Fixed)
- Loan terms from 1 to 7 years
- Make extra repayments
- Borrow from $5K up to $100K
interest rate from
13.95%
comparison rate from*
17.07%based on $10,000
over 3 years
Go to site

Click for more info

Other benefits	If you choose ANZ Loan Protection, you may qualify for a 0.25% p.a. interest rate discount.
Upfront fee	$150
Monthly fee	$10.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$5,000.00
Maximum loan amount	n/a
Minimum loan term	1 Year
Maximum loan term	7 Years

Westpac
Westpac Personal Loan (Fixed, Unsecured)
- Borrow from $4K to $50K
- Conditional approval in minutes when you apply online
- Choose to repay over 1 to 7 years
interest rate from
14.39%
comparison rate from*
15.41%based on $30,000
over 5 years
Go to site

Click for more info

BankSA
BankSA Unsecured Personal Loan (Fixed)
- No security required
- Borrow between $3K and $40K
- Fast and simple application required
interest rate from
14.35%
comparison rate from*
17.59%based on $10,000
over 3 years
Go to site

Click for more info

St.George
St.George Unsecured Personal Loan (Variable)
- Fast and simple online application
- Borrow from $3K to $40K
- Choose to repay your loan from 1 to 7 years
interest rate from
14.74%
comparison rate from*
17.98%based on $10,000
over 3 years
Go to site

Click for more info

Bank of Melbourne
Bank of Melbourne Unsecured Personal Loan (Variable)
- Borrow from $3K to $40K
- Flexible repayment options
- Extra repayments allowed
interest rate from
14.74%
comparison rate from*
17.98%based on $10,000
over 3 years
Go to site

Click for more info

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.

Westpac
Westpac Personal Flexi Loan (Variable, Unsecured)
- No fees for additional withdrawals, early repayments or early exit
- Same day funds for existing approved customers
- Special interest rate only available to selected partner websites
interest rate from
10.99%
comparison rate from*
11.88%based on $30,000
over 5 years
Go to site

Click for more info

bankmecu
bankmecu Home Improvements Personal Loan (Variable)
- Free redraw facility
- Additional payments accepted
- Borrow from $5,000
interest rate from
8.64%
comparison rate from*
9.67%based on $10,000
over 3 years
Go to site

Click for more info

CUA
CUA Unsecured Personal Loan (Fixed)
- No monthly account fees
- Free extra repayments
- No penalty for early payout
interest rate from
11.99%
comparison rate from*
12.83%based on $10,000
over 3 years
Go to site

Click for more info

NAB
NAB Personal Loan (Variable, Unsecured)
- Borrow from $5K to $55K
- No fees for extra or early repayments
- Loan terms from 1 to 7 years
interest rate from
11.99%
comparison rate from*
12.87%based on $30,000
over 5 years
Go to site

Click for more info

Aussie
Aussie Personal Loan (Fixed, Unsecured)
- Choose to pay over 1 to 7 years
- Extra payments allowed
- Simple step-by-step online application
interest rate from
12.99%
comparison rate from*
13.94%based on $30,000
over 5 years
Go to site

Click for more info

NAB
NAB Personal Loan (Fixed, Unsecured)
- Borrow from $5K to $55K
- No fees for extra or early repayments
- Loan terms from 1 to 7 years
interest rate from
12.99%
comparison rate from*
13.86%based on $30,000
over 5 years
Go to site

Click for more info

Bankwest
Bankwest Unsecured Personal Loan (Fixed)
- Extra payments allowed
- Choose to repay over 3 to 7 years
- Borrow from $5K to $50K
interest rate from
13.90%
comparison rate from*
16.94%based on $10,000
over 3 years
Go to site

Click for more info

ANZ
ANZ Unsecured Personal Loan (Fixed)
- Loan terms from 1 to 7 years
- Make extra repayments
- Borrow from $5K up to $100K
interest rate from
13.95%
comparison rate from*
17.07%based on $10,000
over 3 years
Go to site

Click for more info

Westpac
Westpac Personal Loan (Fixed, Unsecured)
- Borrow from $4K to $50K
- Conditional approval in minutes when you apply online
- Choose to repay over 1 to 7 years
interest rate from
14.39%
comparison rate from*
15.41%based on $30,000
over 5 years
Go to site

Click for more info

BankSA
BankSA Unsecured Personal Loan (Fixed)
- No security required
- Borrow between $3K and $40K
- Fast and simple application required
interest rate from
14.35%
comparison rate from*
17.59%based on $10,000
over 3 years
Go to site

Click for more info

St.George
St.George Unsecured Personal Loan (Variable)
- Fast and simple online application
- Borrow from $3K to $40K
- Choose to repay your loan from 1 to 7 years
interest rate from
14.74%
comparison rate from*
17.98%based on $10,000
over 3 years
Go to site

Click for more info

Bank of Melbourne
Bank of Melbourne Unsecured Personal Loan (Variable)
- Borrow from $3K to $40K
- Flexible repayment options
- Extra repayments allowed
interest rate from
14.74%
comparison rate from*
17.98%based on $10,000
over 3 years
Go to site

Click for more info

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.

Top 5 Minimum interest rate

- based on comparison interest rate

apply now
all personal loans
big banks

6.35%
Heritage Bank
– Low Rate Secured (Variable)
7.51%
IMB
– New Car Loan (Fixed)
Go to site

7.55%
bankmecu
– goGreen Car Loan - greenhouse rating 7+ (Fixed)
7.59%
QANTAS Credit Union
– Special Secured Loan (Variable)
7.64%
ADCU
– New Car Loan (Variable)

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**Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average personal loan product input by 493 consumers (average balance of $19,708, interest rate of 14.9%, monthly fee of $7.80 and loan term of 4.8 years) who used the Mozo Personal Loan Health Check tool between 1 January 2012 to July 2012.

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Other benefits	Early repayment penalty is only $100 after 12 months
Upfront fee	$195
Monthly fee	$9.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

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