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With over 170 credit cards on the market, how do you choose the best one? Check out the popular credit card table below for some of the latest credit card deals or try one of our free credit card tools to help you compare rewards, fees, interest rates and balance transfer offers.

    • Westpac Low Rate
      • 0.0% p.a. on balance transfers for 14 months, offer ends 22 June 2014
      • $45 annual fee
      • Up to 55 interest free days
    • purchase rate

      13.49%

    • balance transfer rate

      0.00% for 14 months

    • annual fee

      $45

    • Go to site
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    • American Express Low Rate Credit Card
      • 0.99% p.a. on balance transfers for the first 6 months
      • Low annual fee $65
      • You can add up to 4 supplementary cards with no annual fees
    • purchase rate

      11.99%

    • balance transfer rate

      0.99% for 6 months

    • annual fee

      $65

    • Go to site
    Click for more info
    • St.George Vertigo
      • 0.0% for 14 months on balance transfers, offer ends 20 June 2014
      • Annual fee $55
      • Up to 55 interest free days on purchases
    • purchase rate

      13.24%

    • balance transfer rate

      0.00% for 14 months

    • annual fee

      $55

    • Go to site
    Click for more info
    • Coles No Annual Fee MasterCard
      • No annual card fee
      • Earn 1 flybuys point per $2 spent on eligible purchases
      • Up to 62 interest free days on purchases when you pay the full balance off each month
    • purchase rate

      17.99%

    • balance transfer rate

    • annual fee

      $0

    • Go to site
    Click for more info
    • ANZ First
      • 0.0% p.a. on balance transfers for 12 months
      • Enjoy the convenience of Visa payWave
      • Up to 44 days interest free on purchases
    • purchase rate

      19.74%

    • balance transfer rate

      0.00% for 12 months

    • annual fee

      $30

    • Go to site
    Click for more info
    • Bankwest Breeze
      • 0.0% p.a. on balance transfer for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 11.99% p.a.
      • Up to 3 additional cardholders at no additional cost
    • purchase rate

      11.99%

    • balance transfer rate

      0.00% for 13 months

    • annual fee

      $59

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    • Commonwealth Bank Low Rate Credit Card
      • Enjoy up to $200 cashback
      • Up to 55 days interest free on purchases
      • Limited time purchase rate, offer changing to 13.49% p.a. from 1 June 2014
    • purchase rate

      12.99%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fee

      $78$48 if CBA customer when applying

    • Go to site
    Click for more info
    • BankSA Vertigo
      • 0.0% for 14 months on balance transfers, offer ends 20 June 2014
      • Annual fee $55
      • Up to 55 interest free days on purchases
    • purchase rate

      13.24%

    • balance transfer rate

      0.00% for 14 months

    • annual fee

      $55

    • Go to site
    Click for more info
    • HSBC Credit Card
      • $0 annual fee for the life of the card
      • 0.0% p.a. on balance transfers for 6 months
      • Up to 55 days interest free on purchases
    • purchase rate

      17.99%

    • balance transfer rate

      0.00% for 6 months and then cash rate

    • annual fee

      $0

    • Go to site
    Click for more info
    • ANZ Low Rate
      • 0.0% p.a. on balance transfers for the first 12 months
      • Ongoing interest rate of 13.49% p.a. on purchases
      • Up to 55 days interest free on purchases
    • purchase rate

      13.49%

    • balance transfer rate

      0.00% for 12 months

    • annual fee

      $58

    • Go to site
    Click for more info
    • Bankwest Breeze Platinum
      • 0.0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 11.99% p.a.
      • No foreign transaction fees on online and overseas purchases
    • purchase rate

      11.99%

    • balance transfer rate

      0.00% for 13 months

    • annual fee

      $99

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    • Commonwealth Bank Low Rate Gold Credit Card
      • Enjoy up to $200 cashback
      • Up to 55 days interest free on purchases
      • Limited time purchase rate, offer changing to 13.49% p.a. from 1 June 2014
    • purchase rate

      12.99%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fee

      $120$90 if CBA customer when applying

    • Go to site
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    • Bankwest Zero Platinum
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • 100% secure online application
    • purchase rate

      17.99%

    • balance transfer rate

      2.99% for 9 months

    • annual fee

      $0

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    • Westpac 55 Day Platinum Card
      • $0 annual fee for the life of the card
      • 3.99% p.a. for 6 months on balance transfers
      • Up to 55 interest free days
    • purchase rate

      19.59%

    • balance transfer rate

      3.99% for 6 months

    • annual fee

      $0

    • Go to site
    Click for more info
    • ANZ Low Rate Platinum
      • 0.0% p.a. on balance transfers for the first 12 months
      • Ongoing interest rate of 13.49% p.a. on purchases
      • Enjoy complimentary travel and medical insurance
    • purchase rate

      13.49%

    • balance transfer rate

      0.00% for 12 months

    • annual fee

      $99

    • Go to site
    Click for more info
    • Bank of Queensland Platinum
      • 0.0% p.a. for 12 months on balance transfers
      • Half the annual fee for the first year
      • Up to 55 days interest free on purchases
    • purchase rate

      20.74%

    • balance transfer rate

      0.00% for 12 months and then cash rate

    • annual fee

      $199$99 in the first year

    • Go to site
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    • Commonwealth Bank Low Fee Credit Card
      • Enjoy up to $200 cashback
      • No annual fee for eligible customers
      • Up to 55 days interest free on purchases
    • purchase rate

      19.74%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fee

      $24$0 if CBA customer when applying or spend over $1,000 p.a.

    • Go to site
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    • Westpac Earth
      • 0% p.a. for 12 months on purchases from card approval
      • Earn double points for the first 3 months on purchases
      • 2 cards linked to the one account. Apply by 22 June 2014
    • purchase rate

      0.00% for 12 months then 19.99%

    • balance transfer rate

      3.99% for 6 months

    • annual fee

      $75

    • Go to site
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    • Bankwest Zero Gold
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • purchase rate

      17.99%

    • balance transfer rate

      2.99% for 9 months

    • annual fee

      $0

    • Go to site
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    • HSBC Platinum
      • Enjoy 30,000 rewards points offer. Conditions apply
      • 0.0% p.a. on balance transfers for 8 months. Conditions apply
      • No annual fee for the first year
    • purchase rate

      19.99%

    • balance transfer rate

      0.00% for 8 months and then cash rate

    • annual fee

      $129$0 in the first year

    • Go to site
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    • Bank of Melbourne Vertigo
      • 0.0% for 14 months on balance transfers, offer ends 20 June 2014
      • Annual fee $55
      • Up to 55 interest free days on purchases
    • purchase rate

      13.24%

    • balance transfer rate

      0.00% for 14 months

    • annual fee

      $55

    • Go to site
    Click for more info
    • Westpac 55 Day Card
      • $0 annual fee for the life of the card
      • 3.99% p.a. for 6 months on balance transfers
      • Up to 55 interest free days
    • purchase rate

      19.59%

    • balance transfer rate

      3.99% for 6 months

    • annual fee

      $0

    • Go to site
    Click for more info
    • Commonwealth Bank Platinum Awards Credit Card
      • Enjoy up to $200 cashback
      • Earn up to 2.5 Awards points for every dollar spent on eligible purchases
      • Up to 55 days interest free on purchases
    • purchase rate

      20.24%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fee

      $280$250 if CBA customer when applying

    • Go to site
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    • Westpac Altitude
      • 0% p.a. for 12 months on purchases from card approval
      • Earn double points for the first 3 months on purchases
      • Limited time only, offer ends 22 June 2014
    • purchase rate

      0.00% for 12 months then 19.99%

    • balance transfer rate

      3.99% for 6 months

    • annual fee

      $100

    • Go to site
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    • Bankwest Breeze Gold
      • 0.0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 11.99% p.a.
      • Up to 3 additional cardholders at no additional cost
    • purchase rate

      11.99%

    • balance transfer rate

      0.00% for 13 months

    • annual fee

      $89

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    • ANZ Platinum
      • 0.0% p.a. on balance transfers for the first 12 months
      • No annual fee in the first year
      • Discounted interest rate for eligible travel purchases
    • purchase rate

      19.74%

    • balance transfer rate

      0.00% for 12 months

    • annual fee

      $87$0 in the first year

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    • Commonwealth Bank Low Fee Gold Credit Card
      • Enjoy up to $200 cashback
      • 5.99% p.a. on balance transfers for 5 months
      • Up to 55 days interest free on purchases
    • purchase rate

      19.74%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fee

      $90$0 if CBA customer when applying or spend over $10,000 p.a.

    • Go to site
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    • Bankwest Zero
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • purchase rate

      17.99%

    • balance transfer rate

      2.99% for 9 months

    • annual fee

      $0

    • Go to site
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    • American Express Low Rate Credit Card
      • 0.99% p.a. on balance transfers for the first 6 months
      • Low annual fee $65
      • You can add up to 4 supplementary cards with no annual fees
    • purchase rate

      11.99%

    • balance transfer rate

      0.99% for 6 months

    • annual fee

      $65

    • Go to site
    Click for more info
    • Westpac Low Rate
      • 0.0% p.a. on balance transfers for 14 months, offer ends 22 June 2014
      • $45 annual fee
      • Up to 55 interest free days
    • purchase rate

      13.49%

    • balance transfer rate

      0.00% for 14 months

    • annual fee

      $45

    • Go to site
    Click for more info
    • ANZ Low Rate
      • 0.0% p.a. on balance transfers for the first 12 months
      • Ongoing interest rate of 13.49% p.a. on purchases
      • Up to 55 days interest free on purchases
    • purchase rate

      13.49%

    • balance transfer rate

      0.00% for 12 months

    • annual fee

      $58

    • Go to site
    Click for more info
    • Commonwealth Bank Low Rate Credit Card
      • Enjoy up to $200 cashback
      • Up to 55 days interest free on purchases
      • Limited time purchase rate, offer changing to 13.49% p.a. from 1 June 2014
    • purchase rate

      12.99%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fee

      $78$48 if CBA customer when applying

    • Go to site
    Click for more info
    • Bankwest Breeze
      • 0.0% p.a. on balance transfer for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 11.99% p.a.
      • Up to 3 additional cardholders at no additional cost
    • purchase rate

      11.99%

    • balance transfer rate

      0.00% for 13 months

    • annual fee

      $59

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    • St.George Vertigo
      • 0.0% for 14 months on balance transfers, offer ends 20 June 2014
      • Annual fee $55
      • Up to 55 interest free days on purchases
    • purchase rate

      13.24%

    • balance transfer rate

      0.00% for 14 months

    • annual fee

      $55

    • Go to site
    Click for more info
    • Bank of Melbourne Vertigo
      • 0.0% for 14 months on balance transfers, offer ends 20 June 2014
      • Annual fee $55
      • Up to 55 interest free days on purchases
    • purchase rate

      13.24%

    • balance transfer rate

      0.00% for 14 months

    • annual fee

      $55

    • Go to site
    Click for more info
    • Commonwealth Bank Low Rate Gold Credit Card
      • Enjoy up to $200 cashback
      • Up to 55 days interest free on purchases
      • Limited time purchase rate, offer changing to 13.49% p.a. from 1 June 2014
    • purchase rate

      12.99%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fee

      $120$90 if CBA customer when applying

    • Go to site
    Click for more info
    • BankSA Vertigo
      • 0.0% for 14 months on balance transfers, offer ends 20 June 2014
      • Annual fee $55
      • Up to 55 interest free days on purchases
    • purchase rate

      13.24%

    • balance transfer rate

      0.00% for 14 months

    • annual fee

      $55

    • Go to site
    Click for more info
    • ANZ Low Rate Platinum
      • 0.0% p.a. on balance transfers for the first 12 months
      • Ongoing interest rate of 13.49% p.a. on purchases
      • Enjoy complimentary travel and medical insurance
    • purchase rate

      13.49%

    • balance transfer rate

      0.00% for 12 months

    • annual fee

      $99

    • Go to site
    Click for more info
    • Bankwest Breeze
      • 0.0% p.a. on balance transfer for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 11.99% p.a.
      • Up to 3 additional cardholders at no additional cost
    • balance transfer rate

      0.00% for 13 months

    • purchase rate

      11.99%

    • annual fees

      $59

    • Go to site
      Advertisement
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    • ANZ First
      • 0.0% p.a. on balance transfers for 12 months
      • Enjoy the convenience of Visa payWave
      • Up to 44 days interest free on purchases
    • balance transfer rate

      0.00% for 12 months

    • purchase rate

      19.74%

    • annual fees

      $30

    • Go to site
    Click for more info
    • Westpac Low Rate
      • 0.0% p.a. on balance transfers for 14 months, offer ends 22 June 2014
      • $45 annual fee
      • Up to 55 interest free days
    • balance transfer rate

      0.00% for 14 months

    • purchase rate

      13.49%

    • annual fees

      $45

    • Go to site
    Click for more info
    • St.George Vertigo
      • 0.0% for 14 months on balance transfers, offer ends 20 June 2014
      • Annual fee $55
      • Up to 55 interest free days on purchases
    • balance transfer rate

      0.00% for 14 months

    • purchase rate

      13.24%

    • annual fees

      $55

    • Go to site
    Click for more info
    • American Express Low Rate Credit Card
      • 0.99% p.a. on balance transfers for the first 6 months
      • Low annual fee $65
      • You can add up to 4 supplementary cards with no annual fees
    • balance transfer rate

      0.99% for 6 months

    • purchase rate

      11.99%

    • annual fees

      $65

    • Go to site
    Click for more info
    • BankSA Vertigo
      • 0.0% for 14 months on balance transfers, offer ends 20 June 2014
      • Annual fee $55
      • Up to 55 interest free days on purchases
    • balance transfer rate

      0.00% for 14 months

    • purchase rate

      13.24%

    • annual fees

      $55

    • Go to site
    Click for more info
    • Bank of Melbourne Vertigo
      • 0.0% for 14 months on balance transfers, offer ends 20 June 2014
      • Annual fee $55
      • Up to 55 interest free days on purchases
    • balance transfer rate

      0.00% for 14 months

    • purchase rate

      13.24%

    • annual fees

      $55

    • Go to site
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    • HSBC Platinum
      • Enjoy 30,000 rewards points offer. Conditions apply
      • 0.0% p.a. on balance transfers for 8 months. Conditions apply
      • No annual fee for the first year
    • balance transfer rate

      0.00% for 8 months and then cash rate

    • purchase rate

      19.99%

    • annual fees

      $129$0 in the first year

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    • ANZ Low Rate
      • 0.0% p.a. on balance transfers for the first 12 months
      • Ongoing interest rate of 13.49% p.a. on purchases
      • Up to 55 days interest free on purchases
    • balance transfer rate

      0.00% for 12 months

    • purchase rate

      13.49%

    • annual fees

      $58

    • Go to site
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    • Bank of Queensland Platinum
      • 0.0% p.a. for 12 months on balance transfers
      • Half the annual fee for the first year
      • Up to 55 days interest free on purchases
    • balance transfer rate

      0.00% for 12 months and then cash rate

    • purchase rate

      20.74%

    • annual fees

      $199$99 in the first year

    • Go to site
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    • Bankwest Breeze Gold
      • 0.0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 11.99% p.a.
      • Up to 3 additional cardholders at no additional cost
    • balance transfer rate

      0.00% for 13 months

    • purchase rate

      11.99%

    • annual fees

      $89

    • Go to site
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    • Commonwealth Bank Low Rate Credit Card
      • Enjoy up to $200 cashback
      • Up to 55 days interest free on purchases
      • Limited time purchase rate, offer changing to 13.49% p.a. from 1 June 2014
    • balance transfer rate

      5.99% for 5 months and then cash rate

    • purchase rate

      12.99%

    • annual fees

      $78$48 if CBA customer when applying

    • Go to site
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    • Bankwest Zero
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • balance transfer rate

      2.99% for 9 months

    • purchase rate

      17.99%

    • annual fees

      $0

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    • HSBC Credit Card
      • $0 annual fee for the life of the card
      • 0.0% p.a. on balance transfers for 6 months
      • Up to 55 days interest free on purchases
    • balance transfer rate

      0.00% for 6 months and then cash rate

    • purchase rate

      17.99%

    • annual fees

      $0

    • Go to site
    Click for more info
    • ANZ Low Rate Platinum
      • 0.0% p.a. on balance transfers for the first 12 months
      • Ongoing interest rate of 13.49% p.a. on purchases
      • Enjoy complimentary travel and medical insurance
    • balance transfer rate

      0.00% for 12 months

    • purchase rate

      13.49%

    • annual fees

      $99

    • Go to site
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    • Westpac Altitude
      • 0% p.a. for 12 months on purchases from card approval
      • Earn double points for the first 3 months on purchases
      • Limited time only, offer ends 22 June 2014
    • intro purchase rate

      0.00% for 12 months

    • purchase rate

      0.00% for 12 months then 19.99%

    • balance transfer rate

      3.99% for 6 months

    • Go to site
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    • Westpac Earth
      • 0% p.a. for 12 months on purchases from card approval
      • Earn double points for the first 3 months on purchases
      • 2 cards linked to the one account. Apply by 22 June 2014
    • intro purchase rate

      0.00% for 12 months

    • purchase rate

      0.00% for 12 months then 19.99%

    • balance transfer rate

      3.99% for 6 months

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    • Westpac 55 Day Card
      • $0 annual fee for the life of the card
      • 3.99% p.a. for 6 months on balance transfers
      • Up to 55 interest free days
    • annual fees

      $0

    • purchase rate

      19.59%

    • balance transfer rate

      3.99% for 6 months

    • Go to site
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    • Coles No Annual Fee MasterCard
      • No annual card fee
      • Earn 1 flybuys point per $2 spent on eligible purchases
      • Up to 62 interest free days on purchases when you pay the full balance off each month
    • annual fees

      $0

    • purchase rate

      17.99%

    • balance transfer rate

    • Go to site
    Click for more info
    • Bankwest Zero
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • annual fees

      $0

    • purchase rate

      17.99%

    • balance transfer rate

      2.99% for 9 months

    • Go to site
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    • Commonwealth Bank Low Fee Credit Card
      • Enjoy up to $200 cashback
      • No annual fee for eligible customers
      • Up to 55 days interest free on purchases
    • annual fees

      $24$0 if CBA customer when applying or spend over $1,000 p.a.

    • purchase rate

      19.74%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • Go to site
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    • Bank of Melbourne No Annual Fee
      • No annual fee for the life of the card
      • 3 additional cardholders at no extra cost
      • No interest free period
    • annual fees

      $0

    • purchase rate

      20.49%

    • balance transfer rate

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    • HSBC Credit Card
      • $0 annual fee for the life of the card
      • 0.0% p.a. on balance transfers for 6 months
      • Up to 55 days interest free on purchases
    • annual fees

      $0

    • purchase rate

      17.99%

    • balance transfer rate

      0.00% for 6 months and then cash rate

    • Go to site
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    • Westpac 55 Day Platinum Card
      • $0 annual fee for the life of the card
      • 3.99% p.a. for 6 months on balance transfers
      • Up to 55 interest free days
    • annual fees

      $0

    • purchase rate

      19.59%

    • balance transfer rate

      3.99% for 6 months

    • Go to site
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    • Bankwest Breeze
      • 0.0% p.a. on balance transfer for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 11.99% p.a.
      • Up to 3 additional cardholders at no additional cost
    • annual fees

      $59

    • purchase rate

      11.99%

    • balance transfer rate

      0.00% for 13 months

    • Go to site
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    • ANZ First
      • 0.0% p.a. on balance transfers for 12 months
      • Enjoy the convenience of Visa payWave
      • Up to 44 days interest free on purchases
    • annual fees

      $30

    • purchase rate

      19.74%

    • balance transfer rate

      0.00% for 12 months

    • Go to site
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    • BankSA No Annual Fee
      • No annual fee for the life of the card
      • No interest free period
      • 3 additional cardholders at no extra cost
    • annual fees

      $0

    • purchase rate

      20.49%

    • balance transfer rate

    • Go to site
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    • St.George Vertigo
      • 0.0% for 14 months on balance transfers, offer ends 20 June 2014
      • Annual fee $55
      • Up to 55 interest free days on purchases
    • annual fees

      $55

    • purchase rate

      13.24%

    • balance transfer rate

      0.00% for 14 months

    • Go to site
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    • American Express Low Rate Credit Card
      • 0.99% p.a. on balance transfers for the first 6 months
      • Low annual fee $65
      • You can add up to 4 supplementary cards with no annual fees
    • annual fees

      $65

    • purchase rate

      11.99%

    • balance transfer rate

      0.99% for 6 months

    • Go to site
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    • Bankwest Zero Gold
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • purchase rate

      17.99%

    • balance transfer rate

      2.99% for 9 months

    • annual fees

      $0

    • Go to site
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    • Commonwealth Bank Low Rate Gold Credit Card
      • Enjoy up to $200 cashback
      • Up to 55 days interest free on purchases
      • Limited time purchase rate, offer changing to 13.49% p.a. from 1 June 2014
    • purchase rate

      12.99%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fees

      $120$90 if CBA customer when applying

    • Go to site
    Click for more info
    • St.George Gold Low Rate
      • Up to 3 additional cardholders at no extra cost
      • Complimentary insurance covers
      • Up to 55 interest free days on purchases
    • purchase rate

      15.99%

    • balance transfer rate

    • annual fees

      $79

    • Go to site
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    • Bankwest Breeze Gold
      • 0.0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 11.99% p.a.
      • Up to 3 additional cardholders at no additional cost
    • purchase rate

      11.99%

    • balance transfer rate

      0.00% for 13 months

    • annual fees

      $89

    • Go to site
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    • Commonwealth Bank Low Fee Gold Credit Card
      • Enjoy up to $200 cashback
      • 5.99% p.a. on balance transfers for 5 months
      • Up to 55 days interest free on purchases
    • purchase rate

      19.74%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fees

      $90$0 if CBA customer when applying or spend over $10,000 p.a.

    • Go to site
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    • BankSA Gold Low Rate
      • Complimentary insurance covers
      • Up to 55 interest free days on purchases
      • $79 annual fee
    • purchase rate

      15.99%

    • balance transfer rate

    • annual fees

      $79

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    • Bank of Melbourne Gold Low Rate
      • Complimentary insurance covers
      • Up to 55 interest free days on purchases
      • $79 annual fee
    • purchase rate

      15.99%

    • balance transfer rate

    • annual fees

      $79

    • Go to site
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    • Westpac Altitude Platinum
      • 0% p.a. for 12 months on purchases from card approval
      • Earn double points for the first 3 months on purchases
      • Two cards linked to one account, apply by 22 June 2014
    • purchase rate

      0.00% for 12 months then 19.99%

    • annual fees

      $150

    • balance transfer rate

      3.99% for 6 months

    • Go to site
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    • Bankwest Zero Platinum
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • 100% secure online application
    • purchase rate

      17.99%

    • annual fees

      $0

    • balance transfer rate

      2.99% for 9 months

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    • ANZ Platinum
      • 0.0% p.a. on balance transfers for the first 12 months
      • No annual fee in the first year
      • Discounted interest rate for eligible travel purchases
    • purchase rate

      19.74%

    • annual fees

      $87$0 in the first year

    • balance transfer rate

      0.00% for 12 months

    • Go to site
    Click for more info
    • Commonwealth Bank Platinum Awards Credit Card
      • Enjoy up to $200 cashback
      • Earn up to 2.5 Awards points for every dollar spent on eligible purchases
      • Up to 55 days interest free on purchases
    • purchase rate

      20.24%

    • annual fees

      $280$250 if CBA customer when applying

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • Go to site
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    • HSBC Platinum
      • Enjoy 30,000 rewards points offer. Conditions apply
      • 0.0% p.a. on balance transfers for 8 months. Conditions apply
      • No annual fee for the first year
    • purchase rate

      19.99%

    • annual fees

      $129$0 in the first year

    • balance transfer rate

      0.00% for 8 months and then cash rate

    • Go to site
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    • Westpac 55 Day Platinum Card
      • $0 annual fee for the life of the card
      • 3.99% p.a. for 6 months on balance transfers
      • Up to 55 interest free days
    • purchase rate

      19.59%

    • annual fees

      $0

    • balance transfer rate

      3.99% for 6 months

    • Go to site
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    • Bankwest Breeze Platinum
      • 0.0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 11.99% p.a.
      • No foreign transaction fees on online and overseas purchases
    • purchase rate

      11.99%

    • annual fees

      $99

    • balance transfer rate

      0.00% for 13 months

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    • ANZ Low Rate Platinum
      • 0.0% p.a. on balance transfers for the first 12 months
      • Ongoing interest rate of 13.49% p.a. on purchases
      • Enjoy complimentary travel and medical insurance
    • purchase rate

      13.49%

    • annual fees

      $99

    • balance transfer rate

      0.00% for 12 months

    • Go to site
    Click for more info
    • Bank of Queensland Platinum
      • 0.0% p.a. for 12 months on balance transfers
      • Half the annual fee for the first year
      • Up to 55 days interest free on purchases
    • purchase rate

      20.74%

    • annual fees

      $199$99 in the first year

    • balance transfer rate

      0.00% for 12 months and then cash rate

    • Go to site
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Top 5 Lowest interest rate

- based on ongoing interest rate
  1. 11.99%
    Bankwest
    Breeze
  2. 11.99%
    American Express
  3. 12.99%
    Commonwealth Bank
  4. 13.24%
    Bank of Melbourne
    Vertigo
  5. 13.24%
    St.George
    Vertigo
  1. 8.99%
    Community First
  2. 9.99%
    Victoria Teachers Mutual Bank
  3. 10.12%
    Maritime, Mining & Power Credit Union
  4. 10.14%
    bankmecu
    Low Rate
  5. 10.49%
    SCU
  1. 12.99%
    Commonwealth Bank
  2. 13.49%
    ANZ
    Low Rate
  3. 13.49%
    Westpac
    Low Rate
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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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