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With over 170 credit cards on the market, how do you choose the best one? Check out the popular credit card table below for some of the latest credit card deals or try one of our free credit card tools to help you compare rewards, fees, interest rates and balance transfer offers.

Today's sponsored deal

HSBC

HSBC Credit Card

  • No annual fee for the life of the card
  • 0% p.a. on balance transfers for 6 months
  • $0 additional card holder fee
Check it out
    • HSBC Credit Card
      • $0 annual fee for the life of the card
      • 0.0% p.a. on balance transfers for 6 months
      • Up to 55 days interest free on purchases
    • purchase rate

      17.99%

    • balance transfer rate

      0.00% for 6 months and then cash rate

    • annual fee

      $0

    • Go to site
    Click for more info
    • American Express Low Rate Credit Card
      • 0.99% p.a. on balance transfers for the first 6 months
      • Low annual fee $65
      • You can add up to 4 supplementary cards with no annual fees
    • purchase rate

      11.99%

    • balance transfer rate

      0.99% for 6 months

    • annual fee

      $65

    • Go to site
    Click for more info
    • Commonwealth Bank Low Rate Credit Card
      • Enjoy up to $200 cashback
      • Up to 55 days interest free on purchases
      • Apply online and get a response in 60 seconds
    • purchase rate

      12.99%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fee

      $78$48 if CBA customer when applying

    • Go to site
    Click for more info
    • Bankwest Breeze
      • 0.0% p.a. on balance transfer for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 11.99% p.a.
      • Up to 3 additional cardholders at no additional cost
    • purchase rate

      11.99%

    • balance transfer rate

      0.00% for 13 months

    • annual fee

      $59

    • Go to site
      Advertisement
    Click for more info
    • ANZ Low Rate
      • 0.0% p.a. on balance transfers for the first 12 months
      • Ongoing interest rate of 13.49% p.a. on purchases
      • Up to 55 days interest free on purchases
    • purchase rate

      13.49%

    • balance transfer rate

      0.00% for 12 months

    • annual fee

      $58

    • Go to site
    Click for more info
    • HSBC Platinum
      • Enjoy 30,000 rewards points offer. Conditions apply
      • 0.0% p.a. on balance transfers for 8 months. Conditions apply
      • No annual fee for the first year
    • purchase rate

      19.99%

    • balance transfer rate

      0.00% for 8 months and then cash rate

    • annual fee

      $129$0 in the first year

    • Go to site
    Click for more info
    • Virgin Money Low Rate Card
      • 2.9% p.a. on balance transfers for 9 months
      • Up to 44 interest free days on purchases
      • $99 annual fee
    • purchase rate

      10.99%

    • balance transfer rate

      2.90% for 9 months and then cash rate

    • annual fee

      $99

    • Go to site
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    • Coles No Annual Fee MasterCard
      • No annual card fee
      • Earn 1 flybuys point per $2 spent on eligible purchases
      • Up to 62 interest free days on purchases when you pay the full balance off each month
    • purchase rate

      17.99%

    • balance transfer rate

    • annual fee

      $0

    • Go to site
    Click for more info
    • Westpac Low Rate
      • 0.0% p.a. on balance transfers for 14 months
      • $45 annual fee
      • Up to 55 interest free days
    • purchase rate

      13.49%

    • balance transfer rate

      0.00% for 14 months

    • annual fee

      $45

    • Go to site
    Click for more info
    • St.George Vertigo
      • 0.0% for 12 months on balance transfers, offer ends 31 March 2014
      • Annual fee $55
      • Up to 55 interest free days on purchases
    • purchase rate

      13.24%

    • balance transfer rate

      0.00% for 14 months

    • annual fee

      $55

    • Go to site
    Click for more info
    • American Express Velocity Escape Card
      • 0.99% p.a. on balance transfers for the first 6 months
      • No annual fee
      • Earn 7,500 bonus Velocity Points. Limited time only, conditions apply
    • purchase rate

      20.74%

    • balance transfer rate

      0.99% for 6 months

    • annual fee

      $0

    • Go to site
    Click for more info
    • Bank of Queensland Platinum
      • 0.0% p.a. for 12 months on balance transfers
      • Half the annual fee for the first year
      • Up to 55 days interest free on purchases
    • purchase rate

      20.74%

    • balance transfer rate

      0.00% for 12 months and then cash rate

    • annual fee

      $199$99 in the first year

    • Go to site
    Click for more info
    • Bankwest Breeze Platinum
      • 0.0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 11.99% p.a.
      • No foreign transaction fees on online and overseas purchases
    • purchase rate

      11.99%

    • balance transfer rate

      0.00% for 13 months

    • annual fee

      $99

    • Go to site
      Advertisement
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    • Commonwealth Bank Low Rate Gold Credit Card
      • Enjoy up to $200 cashback
      • Up to 55 days interest free on purchases
      • Apply online and get a response in 60 seconds
    • purchase rate

      12.99%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fee

      $120$90 if CBA customer when applying

    • Go to site
    Click for more info
    • American Express Platinum Edge Credit Card
      • 0.99% p.a. on balance transfers for the first 6 months. Conditions apply
      • Annual domestic economy return flight
      • Up to 55 days interest free on purchases
    • purchase rate

      20.74%

    • balance transfer rate

      0.99% for 6 months

    • annual fee

      $195

    • Go to site
    Click for more info
    • Bankwest Zero
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • purchase rate

      17.99%

    • balance transfer rate

      2.99% for 9 months

    • annual fee

      $0

    • Go to site
      Advertisement
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    • Virgin Money No Annual Fee Card
      • 0.0% p.a. on balance transfers for 6 months
      • No annual fee for the life of the card
      • Up to 44 interest free days on purchases
    • purchase rate

      18.99%

    • balance transfer rate

      0.00% for 6 months and then cash rate

    • annual fee

      $0

    • Go to site
      Advertisement
    Click for more info
    • Commonwealth Bank Low Fee Credit Card
      • Enjoy up to $200 cashback
      • No annual fee for eligible customers
      • Up to 55 days interest free on purchases
    • purchase rate

      19.74%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fee

      $24$0 if CBA customer when applying or spend over $1,000 p.a.

    • Go to site
    Click for more info
    • Bankwest Zero Gold
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • purchase rate

      17.99%

    • balance transfer rate

      2.99% for 9 months

    • annual fee

      $0

    • Go to site
      Advertisement
    Click for more info
    • Bank of Melbourne Vertigo
      • 0.0% for 14 months on balance transfers, offer ends 31 March 2014
      • Annual fee $55
      • Up to 55 interest free days on purchases
    • purchase rate

      13.24%

    • balance transfer rate

      0.00% for 14 months

    • annual fee

      $55

    • Go to site
    Click for more info
    • Commonwealth Bank Platinum Awards Credit Card
      • Enjoy up to $200 cashback
      • Earn up to 2.5 Awards points for every dollar spent on eligible purchases
      • Up to 55 days interest free on purchases
    • purchase rate

      20.24%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fee

      $280$250 if CBA customer when applying

    • Go to site
    Click for more info
    • Bankwest Breeze Gold
      • 0.0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 11.99% p.a.
      • Up to 3 additional cardholders at no additional cost
    • purchase rate

      11.99%

    • balance transfer rate

      0.00% for 13 months

    • annual fee

      $89

    • Go to site
      Advertisement
    Click for more info
    • American Express Qantas Premium Card
      • 0.99% p.a. on balance transfers for the first 6 months
      • Receive up to 30,000 extra Qantas Points
      • Enjoy 2 Qantas Club Lounge invitations every year
    • purchase rate

      20.74%

    • balance transfer rate

      0.99% for 6 months

    • annual fee

      $249$149 in the first year

    • Go to site
    Click for more info
    • Commonwealth Bank Low Fee Gold Credit Card
      • Enjoy up to $200 cashback
      • 5.99% p.a. on balance transfers for 5 months
      • Up to 55 days interest free on purchases
    • purchase rate

      19.74%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fee

      $90$0 if CBA customer when applying or spend over $10,000 p.a.

    • Go to site
    Click for more info
    • Bankwest Zero Platinum
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • 100% secure online application
    • purchase rate

      17.99%

    • balance transfer rate

      2.99% for 9 months

    • annual fee

      $0

    • Go to site
      Advertisement
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    • BankSA Vertigo
      • 0.0% for 14 months on balance transfers, offer ends 31 March 2014
      • Annual fee $55
      • Up to 55 interest free days on purchases
    • purchase rate

      13.24%

    • balance transfer rate

      0.00% for 14 months

    • annual fee

      $55

    • Go to site
    Click for more info
    • American Express Low Rate Credit Card
      • 0.99% p.a. on balance transfers for the first 6 months
      • Low annual fee $65
      • You can add up to 4 supplementary cards with no annual fees
    • purchase rate

      11.99%

    • balance transfer rate

      0.99% for 6 months

    • annual fee

      $65

    • Go to site
    Click for more info
    • Commonwealth Bank Low Rate Credit Card
      • Enjoy up to $200 cashback
      • Up to 55 days interest free on purchases
      • Apply online and get a response in 60 seconds
    • purchase rate

      12.99%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fee

      $78$48 if CBA customer when applying

    • Go to site
    Click for more info
    • Bankwest Breeze
      • 0.0% p.a. on balance transfer for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 11.99% p.a.
      • Up to 3 additional cardholders at no additional cost
    • purchase rate

      11.99%

    • balance transfer rate

      0.00% for 13 months

    • annual fee

      $59

    • Go to site
      Advertisement
    Click for more info
    • St.George Vertigo
      • 0.0% for 12 months on balance transfers, offer ends 31 March 2014
      • Annual fee $55
      • Up to 55 interest free days on purchases
    • purchase rate

      13.24%

    • balance transfer rate

      0.00% for 14 months

    • annual fee

      $55

    • Go to site
    Click for more info
    • Virgin Money Low Rate Card
      • 2.9% p.a. on balance transfers for 9 months
      • Up to 44 interest free days on purchases
      • $99 annual fee
    • purchase rate

      10.99%

    • balance transfer rate

      2.90% for 9 months and then cash rate

    • annual fee

      $99

    • Go to site
      Advertisement
    Click for more info
    • Westpac Low Rate
      • 0.0% p.a. on balance transfers for 14 months
      • $45 annual fee
      • Up to 55 interest free days
    • purchase rate

      13.49%

    • balance transfer rate

      0.00% for 14 months

    • annual fee

      $45

    • Go to site
    Click for more info
    • ANZ Low Rate
      • 0.0% p.a. on balance transfers for the first 12 months
      • Ongoing interest rate of 13.49% p.a. on purchases
      • Up to 55 days interest free on purchases
    • purchase rate

      13.49%

    • balance transfer rate

      0.00% for 12 months

    • annual fee

      $58

    • Go to site
    Click for more info
    • Bank of Melbourne Vertigo
      • 0.0% for 14 months on balance transfers, offer ends 31 March 2014
      • Annual fee $55
      • Up to 55 interest free days on purchases
    • purchase rate

      13.24%

    • balance transfer rate

      0.00% for 14 months

    • annual fee

      $55

    • Go to site
    Click for more info
    • Commonwealth Bank Low Rate Gold Credit Card
      • Enjoy up to $200 cashback
      • Up to 55 days interest free on purchases
      • Apply online and get a response in 60 seconds
    • purchase rate

      12.99%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fee

      $120$90 if CBA customer when applying

    • Go to site
    Click for more info
    • BankSA Vertigo
      • 0.0% for 14 months on balance transfers, offer ends 31 March 2014
      • Annual fee $55
      • Up to 55 interest free days on purchases
    • purchase rate

      13.24%

    • balance transfer rate

      0.00% for 14 months

    • annual fee

      $55

    • Go to site
    Click for more info
    • HSBC Platinum
      • Enjoy 30,000 rewards points offer. Conditions apply
      • 0.0% p.a. on balance transfers for 8 months. Conditions apply
      • No annual fee for the first year
    • balance transfer rate

      0.00% for 8 months and then cash rate

    • purchase rate

      19.99%

    • annual fees

      $129$0 in the first year

    • Go to site
    Click for more info
    • American Express Low Rate Credit Card
      • 0.99% p.a. on balance transfers for the first 6 months
      • Low annual fee $65
      • You can add up to 4 supplementary cards with no annual fees
    • balance transfer rate

      0.99% for 6 months

    • purchase rate

      11.99%

    • annual fees

      $65

    • Go to site
    Click for more info
    • Bankwest Breeze
      • 0.0% p.a. on balance transfer for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 11.99% p.a.
      • Up to 3 additional cardholders at no additional cost
    • balance transfer rate

      0.00% for 13 months

    • purchase rate

      11.99%

    • annual fees

      $59

    • Go to site
      Advertisement
    Click for more info
    • HSBC Credit Card
      • $0 annual fee for the life of the card
      • 0.0% p.a. on balance transfers for 6 months
      • Up to 55 days interest free on purchases
    • balance transfer rate

      0.00% for 6 months and then cash rate

    • purchase rate

      17.99%

    • annual fees

      $0

    • Go to site
    Click for more info
    • Westpac Low Rate
      • 0.0% p.a. on balance transfers for 14 months
      • $45 annual fee
      • Up to 55 interest free days
    • balance transfer rate

      0.00% for 14 months

    • purchase rate

      13.49%

    • annual fees

      $45

    • Go to site
    Click for more info
    • St.George Vertigo
      • 0.0% for 12 months on balance transfers, offer ends 31 March 2014
      • Annual fee $55
      • Up to 55 interest free days on purchases
    • balance transfer rate

      0.00% for 14 months

    • purchase rate

      13.24%

    • annual fees

      $55

    • Go to site
    Click for more info
    • Virgin Money Virgin Australia Velocity Flyer Card - Purchase Rate Offer
      • 0.0% p.a. on balance transfers for 9 months
      • 0.0% p.a. on purchases for up to 9 months
      • Earn 1 Velocity Point per $1 spent on eligible purchases
    • balance transfer rate

      0.00% for 9 months and then cash rate

    • purchase rate

      0.00% for 9 months then 20.74%

    • annual fees

      $129

    • Go to site
      Advertisement
    Click for more info
    • Bank of Queensland Platinum
      • 0.0% p.a. for 12 months on balance transfers
      • Half the annual fee for the first year
      • Up to 55 days interest free on purchases
    • balance transfer rate

      0.00% for 12 months and then cash rate

    • purchase rate

      20.74%

    • annual fees

      $199$99 in the first year

    • Go to site
    Click for more info
    • American Express Platinum Edge Credit Card
      • 0.99% p.a. on balance transfers for the first 6 months. Conditions apply
      • Annual domestic economy return flight
      • Up to 55 days interest free on purchases
    • balance transfer rate

      0.99% for 6 months

    • purchase rate

      20.74%

    • annual fees

      $195

    • Go to site
    Click for more info
    • ANZ Low Rate
      • 0.0% p.a. on balance transfers for the first 12 months
      • Ongoing interest rate of 13.49% p.a. on purchases
      • Up to 55 days interest free on purchases
    • balance transfer rate

      0.00% for 12 months

    • purchase rate

      13.49%

    • annual fees

      $58

    • Go to site
    Click for more info
    • Virgin Money Virgin Australia Velocity Flyer Card - Balance Transfer Offer
      • 0.0% p.a. on balance transfers for 14 months
      • Earn 1 Velocity Point per $1 spent on eligible purchases
      • Up to 44 interest free days on purchases
    • balance transfer rate

      0.00% for 14 months and then cash rate

    • purchase rate

      20.74%

    • annual fees

      $129

    • Go to site
      Advertisement
    Click for more info
    • BankSA Vertigo
      • 0.0% for 14 months on balance transfers, offer ends 31 March 2014
      • Annual fee $55
      • Up to 55 interest free days on purchases
    • balance transfer rate

      0.00% for 14 months

    • purchase rate

      13.24%

    • annual fees

      $55

    • Go to site
    Click for more info
    • Bankwest Breeze Gold
      • 0.0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 11.99% p.a.
      • Up to 3 additional cardholders at no additional cost
    • balance transfer rate

      0.00% for 13 months

    • purchase rate

      11.99%

    • annual fees

      $89

    • Go to site
      Advertisement
    Click for more info
    • Virgin Money No Annual Fee Card
      • 0.0% p.a. on balance transfers for 6 months
      • No annual fee for the life of the card
      • Up to 44 interest free days on purchases
    • balance transfer rate

      0.00% for 6 months and then cash rate

    • purchase rate

      18.99%

    • annual fees

      $0

    • Go to site
      Advertisement
    Click for more info
    • Commonwealth Bank Low Rate Credit Card
      • Enjoy up to $200 cashback
      • Up to 55 days interest free on purchases
      • Apply online and get a response in 60 seconds
    • balance transfer rate

      5.99% for 5 months and then cash rate

    • purchase rate

      12.99%

    • annual fees

      $78$48 if CBA customer when applying

    • Go to site
    Click for more info
    • Bankwest Zero
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • balance transfer rate

      2.99% for 9 months

    • purchase rate

      17.99%

    • annual fees

      $0

    • Go to site
      Advertisement
    Click for more info
    • Bank of Melbourne Vertigo
      • 0.0% for 14 months on balance transfers, offer ends 31 March 2014
      • Annual fee $55
      • Up to 55 interest free days on purchases
    • balance transfer rate

      0.00% for 14 months

    • purchase rate

      13.24%

    • annual fees

      $55

    • Go to site
    Click for more info
    • Virgin Money Virgin Australia Velocity Flyer Card - Purchase Rate Offer
      • 0.0% p.a. on balance transfers for 9 months
      • 0.0% p.a. on purchases for up to 9 months
      • Earn 1 Velocity Point per $1 spent on eligible purchases
    • intro purchase rate

      0.00% for 9 months

    • purchase rate

      0.00% for 9 months then 20.74%

    • balance transfer rate

      0.00% for 9 months and then cash rate

    • Go to site
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    • St.George Platinum
      • % p.a. on balance transfers for months
      • % p.a. on purchases for months
      • Visa PayWave for purchases under $100
    • intro purchase rate

    • purchase rate

      15.99%

    • balance transfer rate

    • Go to site
    Click for more info
    • Bank of Melbourne Platinum
      • % p.a. on balance transfers for months
      • % p.a. on purchases for months
      • Visa payWave for purchases under $100
    • intro purchase rate

    • purchase rate

      15.99%

    • balance transfer rate

    • Go to site
    Click for more info
    • BankSA Platinum Card
      • % p.a. on balance transfers for months
      • % p.a. on purchases for months
      • Visa payWave for purchases under $100
    • intro purchase rate

    • purchase rate

      15.99%

    • balance transfer rate

    • Go to site
    Click for more info
    • HSBC Credit Card
      • $0 annual fee for the life of the card
      • 0.0% p.a. on balance transfers for 6 months
      • Up to 55 days interest free on purchases
    • annual fees

      $0

    • purchase rate

      17.99%

    • balance transfer rate

      0.00% for 6 months and then cash rate

    • Go to site
    Click for more info
    • American Express Velocity Escape Card
      • 0.99% p.a. on balance transfers for the first 6 months
      • No annual fee
      • Earn 7,500 bonus Velocity Points. Limited time only, conditions apply
    • annual fees

      $0

    • purchase rate

      20.74%

    • balance transfer rate

      0.99% for 6 months

    • Go to site
    Click for more info
    • Bankwest Zero
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • annual fees

      $0

    • purchase rate

      17.99%

    • balance transfer rate

      2.99% for 9 months

    • Go to site
      Advertisement
    Click for more info
    • Virgin Money No Annual Fee Card
      • 0.0% p.a. on balance transfers for 6 months
      • No annual fee for the life of the card
      • Up to 44 interest free days on purchases
    • annual fees

      $0

    • purchase rate

      18.99%

    • balance transfer rate

      0.00% for 6 months and then cash rate

    • Go to site
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    • Westpac 55 Day Platinum Visa
      • $0 annual fee
      • Complimentary concierge service
      • Up to 55 interest free days
    • annual fees

      $0

    • purchase rate

      19.59%

    • balance transfer rate

      3.99% for 6 months

    • Go to site
    Click for more info
    • Coles No Annual Fee MasterCard
      • No annual card fee
      • Earn 1 flybuys point per $2 spent on eligible purchases
      • Up to 62 interest free days on purchases when you pay the full balance off each month
    • annual fees

      $0

    • purchase rate

      17.99%

    • balance transfer rate

    • Go to site
    Click for more info
    • ANZ Low Rate
      • 0.0% p.a. on balance transfers for the first 12 months
      • Ongoing interest rate of 13.49% p.a. on purchases
      • Up to 55 days interest free on purchases
    • annual fees

      $58

    • purchase rate

      13.49%

    • balance transfer rate

      0.00% for 12 months

    • Go to site
    Click for more info
    • Bank of Melbourne No Annual Fee
      • No annual fee for the life of the card
      • 3 additional cardholders at no extra cost
      • No interest free period
    • annual fees

      $0

    • purchase rate

      20.49%

    • balance transfer rate

    • Go to site
    Click for more info
    • Commonwealth Bank Low Fee Credit Card
      • Enjoy up to $200 cashback
      • No annual fee for eligible customers
      • Up to 55 days interest free on purchases
    • annual fees

      $24$0 if CBA customer when applying or spend over $1,000 p.a.

    • purchase rate

      19.74%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • Go to site
    Click for more info
    • Bankwest Breeze
      • 0.0% p.a. on balance transfer for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 11.99% p.a.
      • Up to 3 additional cardholders at no additional cost
    • annual fees

      $59

    • purchase rate

      11.99%

    • balance transfer rate

      0.00% for 13 months

    • Go to site
      Advertisement
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    • Commonwealth Bank Low Fee Gold Credit Card
      • Enjoy up to $200 cashback
      • 5.99% p.a. on balance transfers for 5 months
      • Up to 55 days interest free on purchases
    • annual fees

      $90$0 if CBA customer when applying or spend over $10,000 p.a.

    • purchase rate

      19.74%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • Go to site
    Click for more info
    • Westpac 55 Day Card
      • $0 annual fee
      • 0.0% p.a. for 5 months on purchases
      • Up to 55 interest free days
    • annual fees

      $0

    • purchase rate

      0.00% for 5 months then 19.59%

    • balance transfer rate

      3.99% for 6 months

    • Go to site
    Click for more info
    • Bank of Queensland Platinum
      • 0.0% p.a. for 12 months on balance transfers
      • Half the annual fee for the first year
      • Up to 55 days interest free on purchases
    • annual fees

      $199$99 in the first year

    • purchase rate

      20.74%

    • balance transfer rate

      0.00% for 12 months and then cash rate

    • Go to site
    Click for more info
    • St.George Vertigo
      • 0.0% for 12 months on balance transfers, offer ends 31 March 2014
      • Annual fee $55
      • Up to 55 interest free days on purchases
    • annual fees

      $55

    • purchase rate

      13.24%

    • balance transfer rate

      0.00% for 14 months

    • Go to site
    Click for more info
    • BankSA No Annual Fee
      • No annual fee for the life of the card
      • No interest free period
      • 3 additional cardholders at no extra cost
    • annual fees

      $0

    • purchase rate

      20.49%

    • balance transfer rate

    • Go to site
    Click for more info
    • American Express Low Rate Credit Card
      • 0.99% p.a. on balance transfers for the first 6 months
      • Low annual fee $65
      • You can add up to 4 supplementary cards with no annual fees
    • annual fees

      $65

    • purchase rate

      11.99%

    • balance transfer rate

      0.99% for 6 months

    • Go to site
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    • American Express Qantas Premium Card
      • 0.99% p.a. on balance transfers for the first 6 months
      • Receive up to 30,000 extra Qantas Points
      • Enjoy 2 Qantas Club Lounge invitations every year
    • purchase rate

      20.74%

    • balance transfer rate

      0.99% for 6 months

    • annual fees

      $249$149 in the first year

    • Go to site
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    • Bankwest Breeze Gold
      • 0.0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 11.99% p.a.
      • Up to 3 additional cardholders at no additional cost
    • purchase rate

      11.99%

    • balance transfer rate

      0.00% for 13 months

    • annual fees

      $89

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    • Commonwealth Bank Low Rate Gold Credit Card
      • Enjoy up to $200 cashback
      • Up to 55 days interest free on purchases
      • Apply online and get a response in 60 seconds
    • purchase rate

      12.99%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fees

      $120$90 if CBA customer when applying

    • Go to site
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    • St.George Gold Low Rate
      • Up to 3 additional cardholders at no extra cost
      • Complimentary insurance covers
      • Up to 55 interest free days on purchases
    • purchase rate

      15.99%

    • balance transfer rate

    • annual fees

      $79

    • Go to site
    Click for more info
    • Bankwest Zero Gold
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • purchase rate

      17.99%

    • balance transfer rate

      2.99% for 9 months

    • annual fees

      $0

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    • BankSA Gold Low Rate
      • Complimentary insurance covers
      • Up to 55 interest free days on purchases
      • $79 annual fee
    • purchase rate

      15.99%

    • balance transfer rate

    • annual fees

      $79

    • Go to site
    Click for more info
    • Commonwealth Bank Low Fee Gold Credit Card
      • Enjoy up to $200 cashback
      • 5.99% p.a. on balance transfers for 5 months
      • Up to 55 days interest free on purchases
    • purchase rate

      19.74%

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • annual fees

      $90$0 if CBA customer when applying or spend over $10,000 p.a.

    • Go to site
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    • Bank of Melbourne Gold Low Rate
      • Complimentary insurance covers
      • Up to 55 interest free days on purchases
      • $79 annual fee
    • purchase rate

      15.99%

    • balance transfer rate

    • annual fees

      $79

    • Go to site
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    • HSBC Platinum
      • Enjoy 30,000 rewards points offer. Conditions apply
      • 0.0% p.a. on balance transfers for 8 months. Conditions apply
      • No annual fee for the first year
    • purchase rate

      19.99%

    • annual fees

      $129$0 in the first year

    • balance transfer rate

      0.00% for 8 months and then cash rate

    • Go to site
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    • American Express Platinum Edge Credit Card
      • 0.99% p.a. on balance transfers for the first 6 months. Conditions apply
      • Annual domestic economy return flight
      • Up to 55 days interest free on purchases
    • purchase rate

      20.74%

    • annual fees

      $195

    • balance transfer rate

      0.99% for 6 months

    • Go to site
    Click for more info
    • Bankwest Zero Platinum
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • 100% secure online application
    • purchase rate

      17.99%

    • annual fees

      $0

    • balance transfer rate

      2.99% for 9 months

    • Go to site
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    • Westpac 55 Day Platinum Visa
      • $0 annual fee
      • Complimentary concierge service
      • Up to 55 interest free days
    • purchase rate

      19.59%

    • annual fees

      $0

    • balance transfer rate

      3.99% for 6 months

    • Go to site
    Click for more info
    • Commonwealth Bank Platinum Awards Credit Card
      • Enjoy up to $200 cashback
      • Earn up to 2.5 Awards points for every dollar spent on eligible purchases
      • Up to 55 days interest free on purchases
    • purchase rate

      20.24%

    • annual fees

      $280$250 if CBA customer when applying

    • balance transfer rate

      5.99% for 5 months and then cash rate

    • Go to site
    Click for more info
    • St.George Platinum
      • % p.a. on balance transfers for months
      • % p.a. on purchases for months
      • Visa PayWave for purchases under $100
    • purchase rate

      15.99%

    • annual fees

      $89

    • balance transfer rate

    • Go to site
    Click for more info
    • Bankwest Breeze Platinum
      • 0.0% p.a. on balance transfers for 13 months
      • Australia's lowest ongoing MasterCard purchase rate at 11.99% p.a.
      • No foreign transaction fees on online and overseas purchases
    • purchase rate

      11.99%

    • annual fees

      $99

    • balance transfer rate

      0.00% for 13 months

    • Go to site
      Advertisement
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    • Bank of Melbourne Platinum
      • % p.a. on balance transfers for months
      • % p.a. on purchases for months
      • Visa payWave for purchases under $100
    • purchase rate

      15.99%

    • annual fees

      $89

    • balance transfer rate

    • Go to site
    Click for more info
    • Virgin Money Virgin Australia Velocity High Flyer Card
      • Earn 1.25 Velocity Points per $1 spent
      • Half annual fee waiver for the first year
      • 1.9% p.a. for 12 months on balance transfers
    • purchase rate

      20.74%

    • annual fees

      $289$144 in the first year

    • balance transfer rate

      1.90% for 12 months and then cash rate

    • Go to site
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    • Westpac Altitude Platinum
      • 0.0% p.a. on balance transfers for 12 months
      • Receive 10,000 bonus points after your first purchase
      • Two cards linked to one account, apply by 31 March 2014
    • purchase rate

      19.99%

    • annual fees

      $150

    • balance transfer rate

      0.00% for 12 months

    • Go to site
    Click for more info
    • Bank of Queensland Platinum
      • 0.0% p.a. for 12 months on balance transfers
      • Half the annual fee for the first year
      • Up to 55 days interest free on purchases
    • purchase rate

      20.74%

    • annual fees

      $199$99 in the first year

    • balance transfer rate

      0.00% for 12 months and then cash rate

    • Go to site
    Click for more info
    • BankSA Platinum Card
      • % p.a. on balance transfers for months
      • % p.a. on purchases for months
      • Visa payWave for purchases under $100
    • purchase rate

      15.99%

    • annual fees

      $89

    • balance transfer rate

    • Go to site
    Click for more info

Top 5 Lowest interest rate

- based on ongoing interest rate
  1. 10.99%
    Virgin Money
  2. 11.99%
    Bankwest
    Breeze
  3. 11.99%
    American Express
  4. 12.99%
    Commonwealth Bank
  5. 13.24%
    Bank of Melbourne
    Vertigo
  1. 8.99%
    Community First
  2. 9.99%
    Victoria Teachers Mutual Bank
  3. 10.12%
    Maritime, Mining & Power Credit Union
  4. 10.14%
    bankmecu
    Low Rate
  5. 10.49%
    SCU
  1. 12.99%
    Commonwealth Bank
  2. 13.49%
    ANZ
    Low Rate
  3. 13.49%
    Westpac
    Low Rate
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