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Compare home loans

Whether you're a first home buyer, a property investor or simply shopping around for a better home loan deal - we have the tools to help with your home loan search. From do-it-yourself rate comparisons to personalised services that connect you with home loan experts ready to help.

Today's sponsored deal

CUA

Award winning 3-year fixed home loan

  • Get CUA's 3 year fixed home loan rate of 4.89% p.a. (5.31% p.a. comparison rate)
  • No monthly fees, interest only options
Check it out
    • loans.com.au Blackboard Special (Purchases and Refinances LVR <80%)
      • No monthly fees
      • For purchases or refinance
      • Apply online
    • variable rate

      4.49%

    • comparison rate*

      4.51%

    • upfront fees

      $295

    • Go to site
    Click for more info
    • UBank UHomeLoan
      • Includes 0.25% p.a. upfront discount offer
      • No bank fees whatsoever
      • Free extra repayments
    • variable rate

      4.62%

    • comparison rate*

      4.62%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • iMortgage Essential (purchase or refinance) (<90% LVR)
      • $0 application, legal and valuation fees
      • No ongoing fees
      • Free redraw
    • variable rate

      4.69%

    • comparison rate*

      4.71%

    • upfront fees

      $150

    • Go to site
    Click for more info
    • Homeloans Ultra Plus (LVR less than 75%)
      • $0 application fee
      • Free extra repayments
      • Free redraw facility
    • variable rate

      4.79%

    • comparison rate*

      5.13%

    • upfront fees

      $150

    • Go to site
    Click for more info
    • Bank of Queensland Clear Path Variable Rate Home Loan
      • No application fee
      • Free redraw
      • 100% mortgage offset facility
    • variable rate

      4.94%

    • comparison rate*

      5.07%

    • upfront fees

      $150

    • Go to site
    Click for more info
    • Greater Building Society Variable Loan (Ultimate Home Loan Package)
      • Free extra repayments
      • Free redraw facility
      • Offset account available
    • variable rate

      4.94%

    • comparison rate*

      5.27%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • BCU Maximum Discounted Variable Rate
      • For a limited time only, you could win $2,500. Conditions apply
      • No monthly fees
      • Free extra repayments
    • variable rate

      5.08%

    • comparison rate*

      5.12%

    • upfront fees

      $600

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • loans.com.au Blackboard Special (Purchases and Refinances LVR <80%)
      • No monthly fees
      • For purchases or refinance
      • Apply online
    • variable rate

      4.49%

    • comparison rate*

      4.51%

    • upfront fees

      $295

    • Go to site
    Click for more info
    • UBank UHomeLoan
      • Includes 0.25% p.a. upfront discount offer
      • No bank fees whatsoever
      • Free extra repayments
    • variable rate

      4.62%

    • comparison rate*

      4.62%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • iMortgage Essential (purchase or refinance) (<90% LVR)
      • $0 application, legal and valuation fees
      • No ongoing fees
      • Free redraw
    • variable rate

      4.69%

    • comparison rate*

      4.71%

    • upfront fees

      $150

    • Go to site
    Click for more info
    • Homeloans Ultra Plus (LVR less than 75%)
      • $0 application fee
      • Free extra repayments
      • Free redraw facility
    • variable rate

      4.79%

    • comparison rate*

      5.13%

    • upfront fees

      $150

    • Go to site
    Click for more info
    • Bank of Queensland Clear Path Variable Rate Home Loan
      • No application fee
      • Free redraw
      • 100% mortgage offset facility
    • variable rate

      4.94%

    • comparison rate*

      5.07%

    • upfront fees

      $150

    • Go to site
    Click for more info
    • Greater Building Society Variable Loan (Ultimate Home Loan Package)
      • Free extra repayments
      • Free redraw facility
      • Offset account available
    • variable rate

      4.94%

    • comparison rate*

      5.27%

    • upfront fees

      $275

    • Go to site
    Click for more info
    • BCU Maximum Discounted Variable Rate
      • For a limited time only, you could win $2,500. Conditions apply
      • No monthly fees
      • Free extra repayments
    • variable rate

      5.08%

    • comparison rate*

      5.12%

    • upfront fees

      $600

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Greater Building Society Fixed Rate Home Loan (Ultimate Home Loan Package)
      • Free redraw facility
      • No monthly fees
      • Offset account available
    • fixed 1 year rate

      4.29%

    • fixed 3 year rate

      5.04%

    • comparison rate*

      5.29%

    • Go to site
    Click for more info
    • UBank UHomeLoan (Fixed)
      • No ongoing fees
      • Interest only repayment options
      • Split account available
    • fixed 1 year rate

      4.48%

    • fixed 3 year rate

      4.88%

    • comparison rate*

      4.83%

    • Go to site
    Click for more info
    • CUA Fixed Home Loan (under $250k)
      • No monthly account fees
      • Three agreed advance payments available
      • Free rate lock at approval
    • fixed 1 year rate

      4.89%

    • fixed 3 year rate

      4.89%

    • comparison rate*

      5.31%

    • Go to site
    Click for more info
    • iMortgage Fusion Fixed (75 - 90% LVR)
      • $0 upfront fees
      • $0 monthly fees
      • Unlimited free redraw
    • fixed 1 year rate

      4.89%

    • fixed 3 year rate

      5.19%

    • comparison rate*

      4.96%

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • loans.com.au Blackboard Special (Purchases and Refinances LVR <80%)
      • No monthly fees
      • For purchases or refinance
      • Apply online
    • ongoing fees

      $0.00

    • variable rate

      4.49%

    • comparison rate*

      4.51%

    • Go to site
    Click for more info
    • UBank UHomeLoan
      • Includes 0.25% p.a. upfront discount offer
      • No bank fees whatsoever
      • Free extra repayments
    • ongoing fees

      $0.00

    • variable rate

      4.62%

    • comparison rate*

      4.62%

    • Go to site
    Click for more info
    • iMortgage Essential (purchase or refinance) (<90% LVR)
      • $0 application, legal and valuation fees
      • No ongoing fees
      • Free redraw
    • ongoing fees

      $0.00

    • variable rate

      4.69%

    • comparison rate*

      4.71%

    • Go to site
    Click for more info
    • BCU Maximum Discounted Variable Rate
      • For a limited time only, you could win $2,500. Conditions apply
      • No monthly fees
      • Free extra repayments
    • ongoing fees

      $0.00

    • variable rate

      5.08%

    • comparison rate*

      5.12%

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • loans.com.au Blackboard Special (Purchases and Refinances LVR <80%)
      • No monthly fees
      • For purchases or refinance
      • Apply online
    • variable rate

      4.49%

    • comparison rate*

      4.51%

    • upfront fees

      $295

    • Go to site
    Click for more info
    • UBank UHomeLoan - Refinance
      • Receive $2,014 EFTPOS gift card when you switch your home loan. Conditions apply
      • Includes 0.25% upfront discount offer
      • No upfront or monthly fees
    • variable rate

      4.62%

    • comparison rate*

      4.62%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • iMortgage Essential (purchase or refinance) (<90% LVR)
      • $0 application, legal and valuation fees
      • No ongoing fees
      • Free redraw
    • variable rate

      4.69%

    • comparison rate*

      4.71%

    • upfront fees

      $150

    • Go to site
    Click for more info
    • Homeloans Ultra Plus (LVR less than 75%)
      • $0 application fee
      • Free extra repayments
      • Free redraw facility
    • variable rate

      4.79%

    • comparison rate*

      5.13%

    • upfront fees

      $150

    • Go to site
    Click for more info
    • Bank of Queensland Clear Path Variable Rate Home Loan
      • No application fee
      • Free redraw
      • 100% mortgage offset facility
    • variable rate

      4.94%

    • comparison rate*

      5.07%

    • upfront fees

      $150

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

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Home loan health check

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Average potential savings**

Home loans: over $39,000

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**Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

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