Compare rewards credit cards
With over 160 credit cards on the market, how do you choose the best one? Check out the popular credit card table below for some of the latest credit card deals or try one of our free credit card tools to help you compare rewards, fees, interest rates and balance transfer offers.
Rewards credit cards
-
-
- 0.99% p.a. on balance transfers for the first 6 months. Conditions apply
- No annual card fee
- Earn up to 1 Qantas Point per $1 spent on purchases with your card
-
points per $ spent
1.0 points per dollar on Amex, uncapped
-
spend req syd-mel flight*
$14,000
-
annual fees
$0
-
Go to site
American ExpressAmerican Express Qantas American Express Discovery CardClick for more info -
-
-
- Earn 2 flybuys points per $1 spend on your everyday purchases. Conditions apply
- Up to 62 days interest free on purchases when you pay the full balance off each month
- $49 annual fee
-
points per $ spent
2 points per dollar on MasterCard, uncapped
-
spend req syd-mel flight*
$12,800
-
annual fees
$49
-
Go to site
ColesColes Rewards MasterCardClick for more info -
-
-
- Earn up to 15,000 bonus Velocity Points. Spend requirements apply
- 2.9% p.a. for 6 months on balance transfers
- Exclusive reduced rates when you and a friend fly together. Conditions apply
-
points per $ spent
1 points per dollar on Visa, up to $1,500 per month
0.5 points per dollar on Visa, uncapped -
spend req syd-mel flight*
$10,400
-
annual fees
$129
-
Go to site
Virgin MoneyVirgin Money Virgin Australia Velocity Flyer Card - Bonus Points OfferClick for more info -
-
-
- 4.99% p.a. balance transfers for up to 6 months
- Annual card fee $65
- Up to 44 interest free days on purchases
-
points per $ spent
1 points per dollar on Amex, 0.5 points per dollar on Visa, up to $100,000 per month
-
spend req syd-mel flight*
$10,400 (on Amex, or $20,800 on Visa)
-
annual fees
$65
-
Go to site
NABNAB Velocity Rewards CardClick for more info -
-
-
- 2 Qantas Club lounge passes every year at no extra cost. Conditions apply
- 0% p.a. balance transfer for 6 months. Conditions apply
- Earn 1 Qantas Frequent Flyer point for every $1 spent on eligible purchases in Australia
-
points per $ spent
1 points per dollar on Visa, uncapped
-
spend req syd-mel flight*
$14,000
-
annual fees
$199
-
Go to site
HSBCHSBC Platinum QantasClick for more info -
-
-
- 2.99% p.a. on balance transfers for 9 months
- $100 annual fee
- 100% secure quick online application
-
points per $ spent
0.5 points per dollar on MasterCard, up to 50000 points per year
-
spend req syd-mel flight*
$28,000
-
annual fees
$100
-
Go to site
BankwestBankwest Qantas Mastercard (Qantas Frequent Flyer)Click for more info -
-
-
- Earn up to 2 Qantas points per $1 spent. Conditions apply.
- Enjoy two Qantas Club Lounge invitations every year. Conditions apply.
- Complimentary domestic and overseas travel insurance. Conditions apply.
-
points per $ spent
1.0 points per dollar on Amex, uncapped
-
spend req syd-mel flight*
$14,000
-
annual fees
$249
-
Go to site
American ExpressAmerican Express Qantas American Express Premium CardClick for more info -
-
-
- 10,000 flybuys bonus points when you apply and make an everyday purchase within 90 days
- Earn up to 1 point for every $1 you spend on your every day purchases
- Over 1,000 different rewards to choose from including money off participating retailers fuel, travel, merchandise and experiences
-
points per $ spent
1 points per dollar on Visa, up to $100,000 per month
-
spend req syd-mel flight*
$25,600
-
annual fees
$65
-
Go to site
NABNAB flybuys Rewards CardClick for more info -
-
-
- Earn up to 20,000 bonus Velocity Points. Spend requirements apply
- Uncapped points earn every month
- Earn 1.25 Velocity Points per $1 spent
-
points per $ spent
1.25 points per dollar on Visa, uncapped
-
spend req syd-mel flight*
$8,320
-
annual fees
$289$145 in the first year
-
Go to site
Virgin MoneyVirgin Money Virgin Australia Velocity High Flyer CardClick for more info -
-
-
- $0 p.a. annual card fee
- Earn up to 2 Velocity Points for every $1 spent
- Introductory offer - 7,500 bonus Velocity Points
-
points per $ spent
1 points per dollar on Amex, uncapped
-
spend req syd-mel flight*
$10,400
-
annual fees
$0
-
Go to site
American ExpressAmerican Express American Express Velocity Escape CardClick for more info -
-
-
- 0% p.a balance transfer for 8 months. Conditions apply
- Earn Rewards Points on every dollar spent on eligible purchases and choose your own rewards
- Up to 55 days interest free on purchases
-
points per $ spent
1.0 points per dollar on Visa, uncapped
-
spend req syd-mel flight*
$25,600
-
annual fees
$129
-
Go to site
HSBCHSBC PlatinumClick for more info -
-
-
- 2.99% p.a. on balance transfers for 9 months
- Foreign transaction fees waived on online and overseas purchases
- 100% secure quick online application
-
points per $ spent
1 points per dollar on MasterCard, up to 200000 points per year
-
spend req syd-mel flight*
$14,000
-
annual fees
$160
-
Go to site
BankwestBankwest Qantas Platinum Mastercard (Qantas Frequent Flyer)Click for more info -
-
-
- 4.99% p.a. balance transfer for up to 6 months
- Earn 1.5 Velocity Frequent Flyer points per $1 spent on eligible American Express purchases
- Up to 44 interest free days on purchases
-
points per $ spent
1.5 points per dollar on Amex, 0.5 points per dollar on Visa, up to $100,000 per month
-
spend req syd-mel flight*
$6,933 (on Amex, or $20,800 on Visa)
-
annual fees
$150
-
Go to site
NABNAB Velocity Rewards Premium Card (BT Offer)Click for more info -
-
-
- 50,000 bonus Velocity Points offer. Apply by 31 January 2014
- Enjoy a complimentary Virgin Australia return domestic flight every year after your first card spend
- Complimentary domestic & international travel insurance
-
points per $ spent
1.0 points per dollar on Amex, uncapped
-
spend req syd-mel flight*
$10,400
-
annual fees
$349
-
Go to site
American ExpressAmerican Express American Express Velocity Platinum CardClick for more info -
-
-
- 0% p.a. for up to 6 months on purchases
- 0% p.a. for 6 months on balance transfers
- Exclusive half annual fee waiver for the first year
-
points per $ spent
1 points per dollar on Visa, up to $1,500 per month
0.5 points per dollar on Visa, uncapped -
spend req syd-mel flight*
$10,400
-
annual fees
$129$65 in the first year
-
Go to site
Virgin MoneyVirgin Money Virgin Australia Velocity Flyer Card - 0% for 6 months offerClick for more info -
-
-
- Earn 1.5 Qantas Frequent Flyer points per $1 spent on eligible American Express purchases
- Earn 0.5 Qantas Frequent Flyer points per $1 spent on eligible Visa purchases
- Seven complimentary insurances including overseas travel insurance
-
points per $ spent
1.5 points per dollar on Amex, 0.5 points per dollar on Visa, up to $100,000 per month
-
spend req syd-mel flight*
$9,333 (on Amex, or $28,000 on Visa)
-
annual fees
$250
-
Go to site
NABNAB Qantas Rewards Premium CardClick for more info -
-
-
- 2.99% p.a. on balance transfers for 9 months
- Complimentary international travel insurance. Conditions apply
- 100% secure quick online application
-
points per $ spent
0.5 points per dollar on MasterCard, up to 66667 points per year
-
spend req syd-mel flight*
$28,000
-
annual fees
$150
-
Go to site
BankwestBankwest Qantas Gold Mastercard (Qantas Frequent Flyer)Click for more info -
-
-
- Complimentary Domestic & International Travel Insurance
- Introductory offer 15,000 Velocity Points
- Enjoy 2 complimentary single entry passes to the Virgin Australia lounge each year
-
points per $ spent
1.0 points per dollar on Amex, uncapped
-
spend req syd-mel flight*
$10,400
-
annual fees
$199$99 in the first year
-
Go to site
American ExpressAmerican Express American Express Velocity Gold CardClick for more info -
-
-
- 4.99% p.a. balance transfers for up to 6 months
- Annual card fee $65
- Complimentary Purchase Protection Insurance
-
points per $ spent
1.0 points per dollar on Amex, 0.5 points per dollar on MasterCard, up to $100,000 per month
-
spend req syd-mel flight*
$14,000 (on Amex, or $28,000 on MasterCard)
-
annual fees
$65
-
Go to site
NABNAB Qantas Rewards CardClick for more info -
-
close
Revealing rewards
How do we do it?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
- calculate how many points you'd get each year,
- figure out how many flights or gift cards or cashback credits you could get for those points,
- work out what that's actually worth to you,
- take off the annual fee you'd pay.
More details:
- Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight including taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
- We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
- Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
- In products that have more than one card, a different mix of spend between American Express / Visa / MasterCard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
- We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
- To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Blue Blue Saver including baggage and Jetstar Jetsaver including baggage. We calculate the average price including taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Singapore, Virgin Atlantic and Malaysian, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
- Shopping rewards are based on $100 gift cards from a major national department store.
- We make every effort to ensure our calculations are correct and up to date but make no guarantees.
*how did we do it? find out...
-
-
- $0 p.a. annual card fee
- Earn up to 2 Velocity Points for every $1 spent
- Introductory offer - 7,500 bonus Velocity Points
-
points per $ spent
1 points per dollar on Amex, uncapped
-
spend req syd-lon flight*
$125,000
-
privileges
Purchase Protection|Account alerts by SMS|
-
Go to site
American ExpressAmerican Express American Express Velocity Escape CardClick for more info -
-
-
- Earn up to 20,000 bonus Velocity Points. Spend requirements apply
- Uncapped points earn every month
- Earn 1.25 Velocity Points per $1 spent
-
points per $ spent
1.25 points per dollar on Visa, uncapped
-
spend req syd-lon flight*
$100,000
-
privileges
Concierge|Travel Accident Insurance|Extended Warranty|Purchase Protection|
-
Go to site
Virgin MoneyVirgin Money Virgin Australia Velocity High Flyer CardClick for more info -
-
-
- 50,000 bonus Velocity Points offer. Apply by 31 January 2014
- Enjoy a complimentary Virgin Australia return domestic flight every year after your first card spend
- Complimentary domestic & international travel insurance
-
points per $ spent
1.0 points per dollar on Amex, uncapped
-
spend req syd-lon flight*
$125,000
-
privileges
Travel Accident Insurance|Purchase Protection|Account alerts by SMS|
-
Go to site
American ExpressAmerican Express American Express Velocity Platinum CardClick for more info -
-
close
Revealing rewards
How do we do it?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
- calculate how many points you'd get each year,
- figure out how many flights or gift cards or cashback credits you could get for those points,
- work out what that's actually worth to you,
- take off the annual fee you'd pay.
More details:
- Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight including taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
- We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
- Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
- In products that have more than one card, a different mix of spend between American Express / Visa / MasterCard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
- We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
- To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Blue Blue Saver including baggage and Jetstar Jetsaver including baggage. We calculate the average price including taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Singapore, Virgin Atlantic and Malaysian, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
- Shopping rewards are based on $100 gift cards from a major national department store.
- We make every effort to ensure our calculations are correct and up to date but make no guarantees.
*how did we do it? find out...
-
-
- $0 p.a. annual card fee
- Earn up to 2 Velocity Points for every $1 spent
- Introductory offer - 7,500 bonus Velocity Points
-
points per $ spent
1 points per dollar on Amex, uncapped
-
spend req syd-melb flight*
$10,400
-
annual fees
$0
-
Go to site
American ExpressAmerican Express American Express Velocity Escape CardClick for more info -
-
-
- Earn up to 20,000 bonus Velocity Points. Spend requirements apply
- Uncapped points earn every month
- Earn 1.25 Velocity Points per $1 spent
-
points per $ spent
1.25 points per dollar on Visa, uncapped
-
spend req syd-melb flight*
$8,320
-
annual fees
$289$145 in the first year
-
Go to site
Virgin MoneyVirgin Money Virgin Australia Velocity High Flyer CardClick for more info -
-
-
- 2.99% p.a. on balance transfers for 9 months
- $100 annual fee
- 100% secure quick online application
-
points per $ spent
0.5 points per dollar on MasterCard, up to 50000 points per year
-
spend req syd-melb flight*
$28,000
-
annual fees
$100
-
Go to site
BankwestBankwest Qantas Mastercard (Qantas Frequent Flyer)Click for more info -
-
-
- 50,000 bonus Velocity Points offer. Apply by 31 January 2014
- Enjoy a complimentary Virgin Australia return domestic flight every year after your first card spend
- Complimentary domestic & international travel insurance
-
points per $ spent
1.0 points per dollar on Amex, uncapped
-
spend req syd-melb flight*
$10,400
-
annual fees
$349
-
Go to site
American ExpressAmerican Express American Express Velocity Platinum CardClick for more info -
-
-
- 2 Qantas Club lounge passes every year at no extra cost. Conditions apply
- 0% p.a. balance transfer for 6 months. Conditions apply
- Earn 1 Qantas Frequent Flyer point for every $1 spent on eligible purchases in Australia
-
points per $ spent
1 points per dollar on Visa, uncapped
-
spend req syd-melb flight*
$14,000
-
annual fees
$199
-
Go to site
HSBCHSBC Platinum QantasClick for more info -
-
-
- Earn up to 15,000 bonus Velocity Points. Spend requirements apply
- 2.9% p.a. for 6 months on balance transfers
- Exclusive reduced rates when you and a friend fly together. Conditions apply
-
points per $ spent
1 points per dollar on Visa, up to $1,500 per month
0.5 points per dollar on Visa, uncapped -
spend req syd-melb flight*
$10,400
-
annual fees
$129
-
Go to site
Virgin MoneyVirgin Money Virgin Australia Velocity Flyer Card - Bonus Points OfferClick for more info -
-
-
- 2.99% p.a. on balance transfers for 9 months
- Foreign transaction fees waived on online and overseas purchases
- 100% secure quick online application
-
points per $ spent
1 points per dollar on MasterCard, up to 200000 points per year
-
spend req syd-melb flight*
$14,000
-
annual fees
$160
-
Go to site
BankwestBankwest Qantas Platinum Mastercard (Qantas Frequent Flyer)Click for more info -
-
-
- 0% p.a balance transfer for 8 months. Conditions apply
- Earn Rewards Points on every dollar spent on eligible purchases and choose your own rewards
- Up to 55 days interest free on purchases
-
points per $ spent
1.0 points per dollar on Visa, uncapped
-
spend req syd-melb flight*
$25,600
-
annual fees
$129
-
Go to site
HSBCHSBC PlatinumClick for more info -
-
-
- 10,000 flybuys bonus points when you apply and make an everyday purchase within 90 days
- Earn up to 1 point for every $1 you spend on your every day purchases
- Over 1,000 different rewards to choose from including money off participating retailers fuel, travel, merchandise and experiences
-
points per $ spent
1 points per dollar on Visa, up to $100,000 per month
-
spend req syd-melb flight*
$25,600
-
annual fees
$65
-
Go to site
NABNAB flybuys Rewards CardClick for more info -
-
-
- Complimentary Domestic & International Travel Insurance
- Introductory offer 15,000 Velocity Points
- Enjoy 2 complimentary single entry passes to the Virgin Australia lounge each year
-
points per $ spent
1.0 points per dollar on Amex, uncapped
-
spend req syd-melb flight*
$10,400
-
annual fees
$199$99 in the first year
-
Go to site
American ExpressAmerican Express American Express Velocity Gold CardClick for more info -
-
-
- 2.99% p.a. on balance transfers for 9 months
- Complimentary international travel insurance. Conditions apply
- 100% secure quick online application
-
points per $ spent
0.5 points per dollar on MasterCard, up to 66667 points per year
-
spend req syd-melb flight*
$28,000
-
annual fees
$150
-
Go to site
BankwestBankwest Qantas Gold Mastercard (Qantas Frequent Flyer)Click for more info -
-
close
Revealing rewards
How do we do it?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
- calculate how many points you'd get each year,
- figure out how many flights or gift cards or cashback credits you could get for those points,
- work out what that's actually worth to you,
- take off the annual fee you'd pay.
More details:
- Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight including taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
- We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
- Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
- In products that have more than one card, a different mix of spend between American Express / Visa / MasterCard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
- We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
- To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Blue Blue Saver including baggage and Jetstar Jetsaver including baggage. We calculate the average price including taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Singapore, Virgin Atlantic and Malaysian, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
- Shopping rewards are based on $100 gift cards from a major national department store.
- We make every effort to ensure our calculations are correct and up to date but make no guarantees.
*how did we do it? find out...
-
-
- Earn 2 flybuys points per $1 spend on your everyday purchases. Conditions apply
- Up to 62 days interest free on purchases when you pay the full balance off each month
- $49 annual fee
-
points per $ spent
2 points per dollar on MasterCard, uncapped
-
spend req $100 reward*
$10,000
-
annual fees
$49
-
Go to site
ColesColes Rewards MasterCardClick for more info -
-
-
- $50 eftpos gift card when you start spending in your first month. Offer available until 14 January 2014.
- No annual fee for the life of the card
- 2.9% p.a. for 6 months on balance transfers
-
points per $ spent
- spend req $100 reward*
-
annual fees
$0
-
Go to site
Virgin MoneyVirgin Money Virgin No Annual Fee Credit CardClick for more info -
-
-
- 10,000 flybuys bonus points when you apply and make an everyday purchase within 90 days
- Earn up to 1 point for every $1 you spend on your every day purchases
- Over 1,000 different rewards to choose from including money off participating retailers fuel, travel, merchandise and experiences
-
points per $ spent
1 points per dollar on Visa, up to $100,000 per month
-
spend req $100 reward*
$20,000
-
annual fees
$65
-
Go to site
NABNAB flybuys Rewards CardClick for more info -
-
-
- 0% p.a balance transfer for 8 months. Conditions apply
- Earn Rewards Points on every dollar spent on eligible purchases and choose your own rewards
- Up to 55 days interest free on purchases
-
points per $ spent
1.0 points per dollar on Visa, uncapped
-
spend req $100 reward*
$20,000
-
annual fees
$129
-
Go to site
HSBCHSBC PlatinumClick for more info -
-
close
Revealing rewards
How do we do it?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
- calculate how many points you'd get each year,
- figure out how many flights or gift cards or cashback credits you could get for those points,
- work out what that's actually worth to you,
- take off the annual fee you'd pay.
More details:
- Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight including taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
- We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
- Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
- In products that have more than one card, a different mix of spend between American Express / Visa / MasterCard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
- We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
- To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Blue Blue Saver including baggage and Jetstar Jetsaver including baggage. We calculate the average price including taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Singapore, Virgin Atlantic and Malaysian, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
- Shopping rewards are based on $100 gift cards from a major national department store.
- We make every effort to ensure our calculations are correct and up to date but make no guarantees.
*how did we do it? find out...
-
-
- $0 p.a. annual card fee
- Earn up to 2 Velocity Points for every $1 spent
- Introductory offer - 7,500 bonus Velocity Points
-
points per $ spent
1 points per dollar on Amex, uncapped
-
spend req syd-mel flight*
$10,400
-
annual fees
$0
-
Go to site
American ExpressAmerican Express American Express Velocity Escape CardClick for more info -
-
-
- Earn up to 15,000 bonus Velocity Points. Spend requirements apply
- 2.9% p.a. for 6 months on balance transfers
- Exclusive reduced rates when you and a friend fly together. Conditions apply
-
points per $ spent
1 points per dollar on Visa, up to $1,500 per month
0.5 points per dollar on Visa, uncapped -
spend req syd-mel flight*
$10,400
-
annual fees
$129
-
Go to site
Virgin MoneyVirgin Money Virgin Australia Velocity Flyer Card - Bonus Points OfferClick for more info -
-
-
- Earn 2 flybuys points per $1 spend on your everyday purchases. Conditions apply
- Up to 62 days interest free on purchases when you pay the full balance off each month
- $49 annual fee
-
points per $ spent
2 points per dollar on MasterCard, uncapped
-
spend req syd-mel flight*
$12,800
-
annual fees
$49
-
Go to site
ColesColes Rewards MasterCardClick for more info -
-
-
- 4.99% p.a. balance transfers for up to 6 months
- Annual card fee $65
- Up to 44 interest free days on purchases
-
points per $ spent
1 points per dollar on Amex, 0.5 points per dollar on Visa, up to $100,000 per month
-
spend req syd-mel flight*
$10,400 (on Amex, or $20,800 on Visa)
-
annual fees
$65
-
Go to site
NABNAB Velocity Rewards CardClick for more info -
-
-
- 2 Qantas Club lounge passes every year at no extra cost. Conditions apply
- 0% p.a. balance transfer for 6 months. Conditions apply
- Earn 1 Qantas Frequent Flyer point for every $1 spent on eligible purchases in Australia
-
points per $ spent
1 points per dollar on Visa, uncapped
-
spend req syd-mel flight*
$14,000
-
annual fees
$199
-
Go to site
HSBCHSBC Platinum QantasClick for more info -
-
-
- 2.99% p.a. on balance transfers for 9 months
- $100 annual fee
- 100% secure quick online application
-
points per $ spent
0.5 points per dollar on MasterCard, up to 50000 points per year
-
spend req syd-mel flight*
$28,000
-
annual fees
$100
-
Go to site
BankwestBankwest Qantas Mastercard (Qantas Frequent Flyer)Click for more info -
-
-
- 4.99% p.a. balance transfers for up to 6 months
- Annual card fee $65
- Complimentary Purchase Protection Insurance
-
points per $ spent
1.0 points per dollar on Amex, 0.5 points per dollar on MasterCard, up to $100,000 per month
-
spend req syd-mel flight*
$14,000 (on Amex, or $28,000 on MasterCard)
-
annual fees
$65
-
Go to site
NABNAB Qantas Rewards CardClick for more info -
-
-
- 0.99% p.a. on balance transfers for the first 6 months. Conditions apply
- No annual card fee
- Earn up to 1 Qantas Point per $1 spent on purchases with your card
-
points per $ spent
1.0 points per dollar on Amex, uncapped
-
spend req syd-mel flight*
$14,000
-
annual fees
$0
-
Go to site
American ExpressAmerican Express Qantas American Express Discovery CardClick for more info -
-
-
- Earn up to 20,000 bonus Velocity Points. Spend requirements apply
- Uncapped points earn every month
- Earn 1.25 Velocity Points per $1 spent
-
points per $ spent
1.25 points per dollar on Visa, uncapped
-
spend req syd-mel flight*
$8,320
-
annual fees
$289$145 in the first year
-
Go to site
Virgin MoneyVirgin Money Virgin Australia Velocity High Flyer CardClick for more info -
-
-
- 2.99% p.a. on balance transfers for 9 months
- Foreign transaction fees waived on online and overseas purchases
- 100% secure quick online application
-
points per $ spent
1 points per dollar on MasterCard, up to 200000 points per year
-
spend req syd-mel flight*
$14,000
-
annual fees
$160
-
Go to site
BankwestBankwest Qantas Platinum Mastercard (Qantas Frequent Flyer)Click for more info -
-
-
- 4.99% p.a. balance transfer for up to 6 months
- Earn 1.5 Velocity Frequent Flyer points per $1 spent on eligible American Express purchases
- Up to 44 interest free days on purchases
-
points per $ spent
1.5 points per dollar on Amex, 0.5 points per dollar on Visa, up to $100,000 per month
-
spend req syd-mel flight*
$6,933 (on Amex, or $20,800 on Visa)
-
annual fees
$150
-
Go to site
NABNAB Velocity Rewards Premium Card (BT Offer)Click for more info -
-
-
- Earn up to 2 Qantas points per $1 spent. Conditions apply.
- Enjoy two Qantas Club Lounge invitations every year. Conditions apply.
- Complimentary domestic and overseas travel insurance. Conditions apply.
-
points per $ spent
1.0 points per dollar on Amex, uncapped
-
spend req syd-mel flight*
$14,000
-
annual fees
$249
-
Go to site
American ExpressAmerican Express Qantas American Express Premium CardClick for more info -
-
-
- Earn 1.5 Qantas Frequent Flyer points per $1 spent on eligible American Express purchases
- Earn 0.5 Qantas Frequent Flyer points per $1 spent on eligible Visa purchases
- Seven complimentary insurances including overseas travel insurance
-
points per $ spent
1.5 points per dollar on Amex, 0.5 points per dollar on Visa, up to $100,000 per month
-
spend req syd-mel flight*
$9,333 (on Amex, or $28,000 on Visa)
-
annual fees
$250
-
Go to site
NABNAB Qantas Rewards Premium CardClick for more info -
-
close
Revealing rewards
How do we do it?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
- calculate how many points you'd get each year,
- figure out how many flights or gift cards or cashback credits you could get for those points,
- work out what that's actually worth to you,
- take off the annual fee you'd pay.
More details:
- Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight including taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
- We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
- Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
- In products that have more than one card, a different mix of spend between American Express / Visa / MasterCard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
- We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
- To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Blue Blue Saver including baggage and Jetstar Jetsaver including baggage. We calculate the average price including taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Singapore, Virgin Atlantic and Malaysian, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
- Shopping rewards are based on $100 gift cards from a major national department store.
- We make every effort to ensure our calculations are correct and up to date but make no guarantees.
*how did we do it? find out...
-
-
- $0 p.a. annual card fee
- Earn up to 2 Velocity Points for every $1 spent
- Introductory offer - 7,500 bonus Velocity Points
-
points per $ spent
1 points per dollar on Amex, uncapped
-
spend req syd-lon flight*
$125,000
-
annual fees
$0
-
Go to site
American ExpressAmerican Express American Express Velocity Escape CardClick for more info -
-
-
- Earn 2 flybuys points per $1 spend on your everyday purchases. Conditions apply
- Up to 62 days interest free on purchases when you pay the full balance off each month
- $49 annual fee
-
points per $ spent
2 points per dollar on MasterCard, uncapped
-
spend req syd-lon flight*
$125,000
-
annual fees
$49
-
Go to site
ColesColes Rewards MasterCardClick for more info -
-
-
- Earn up to 20,000 bonus Velocity Points. Spend requirements apply
- Uncapped points earn every month
- Earn 1.25 Velocity Points per $1 spent
-
points per $ spent
1.25 points per dollar on Visa, uncapped
-
spend req syd-lon flight*
$100,000
-
annual fees
$289$145 in the first year
-
Go to site
Virgin MoneyVirgin Money Virgin Australia Velocity High Flyer CardClick for more info -
-
-
- 2.99% p.a. on balance transfers for 9 months
- Foreign transaction fees waived on online and overseas purchases
- 100% secure quick online application
-
points per $ spent
1 points per dollar on MasterCard, up to 200000 points per year
-
spend req syd-lon flight*
$128,000
-
annual fees
$160
-
Go to site
BankwestBankwest Qantas Platinum Mastercard (Qantas Frequent Flyer)Click for more info -
-
-
- Earn 1.5 Qantas Frequent Flyer points per $1 spent on eligible American Express purchases
- Earn 0.5 Qantas Frequent Flyer points per $1 spent on eligible Visa purchases
- Seven complimentary insurances including overseas travel insurance
-
points per $ spent
1.5 points per dollar on Amex, 0.5 points per dollar on Visa, up to $100,000 per month
-
spend req syd-lon flight*
$85,333 (on Amex, or $256,000 on Visa)
-
annual fees
$250
-
Go to site
NABNAB Qantas Rewards Premium CardClick for more info -
-
-
- 2 Qantas Club lounge passes every year at no extra cost. Conditions apply
- 0% p.a. balance transfer for 6 months. Conditions apply
- Earn 1 Qantas Frequent Flyer point for every $1 spent on eligible purchases in Australia
-
points per $ spent
1 points per dollar on Visa, uncapped
-
spend req syd-lon flight*
$128,000
-
annual fees
$199
-
Go to site
HSBCHSBC Platinum QantasClick for more info -
-
-
- Complimentary Domestic & International Travel Insurance
- Introductory offer 15,000 Velocity Points
- Enjoy 2 complimentary single entry passes to the Virgin Australia lounge each year
-
points per $ spent
1.0 points per dollar on Amex, uncapped
-
spend req syd-lon flight*
$125,000
-
annual fees
$199$99 in the first year
-
Go to site
American ExpressAmerican Express American Express Velocity Gold CardClick for more info -
-
-
- 4.99% p.a. balance transfer for up to 6 months
- Earn 1.5 Velocity Frequent Flyer points per $1 spent on eligible American Express purchases
- Up to 44 interest free days on purchases
-
points per $ spent
1.5 points per dollar on Amex, 0.5 points per dollar on Visa, up to $100,000 per month
-
spend req syd-lon flight*
$83,333 (on Amex, or $250,000 on Visa)
-
annual fees
$150
-
Go to site
NABNAB Velocity Rewards Premium Card (BT Offer)Click for more info -
-
-
- 2.99% p.a. on balance transfers for 9 months
- Complimentary international travel insurance. Conditions apply
- 100% secure quick online application
-
points per $ spent
0.5 points per dollar on MasterCard, up to 66667 points per year
-
spend req syd-lon flight*
$256,000
-
annual fees
$150
-
Go to site
BankwestBankwest Qantas Gold Mastercard (Qantas Frequent Flyer)Click for more info -
-
close
Revealing rewards
How do we do it?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
- calculate how many points you'd get each year,
- figure out how many flights or gift cards or cashback credits you could get for those points,
- work out what that's actually worth to you,
- take off the annual fee you'd pay.
More details:
- Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight including taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
- We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
- Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
- In products that have more than one card, a different mix of spend between American Express / Visa / MasterCard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
- We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
- To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Blue Blue Saver including baggage and Jetstar Jetsaver including baggage. We calculate the average price including taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Singapore, Virgin Atlantic and Malaysian, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
- Shopping rewards are based on $100 gift cards from a major national department store.
- We make every effort to ensure our calculations are correct and up to date but make no guarantees.
*how did we do it? find out...
-
-
- Complimentary Domestic & International Travel Insurance
- Introductory offer 15,000 Velocity Points
- Enjoy 2 complimentary single entry passes to the Virgin Australia lounge each year
-
points per $ spent
1.0 points per dollar on Amex, uncapped
-
spend req syd-lon flight*
$125,000
-
privileges
Travel Accident Insurance|Purchase Protection|Account alerts by SMS|
-
Go to site
American ExpressAmerican Express American Express Velocity Gold CardClick for more info -
-
-
- 2.99% p.a. on balance transfers for 9 months
- Complimentary international travel insurance. Conditions apply
- 100% secure quick online application
-
points per $ spent
0.5 points per dollar on MasterCard, up to 66667 points per year
-
spend req syd-lon flight*
$256,000
-
privileges
Travel Accident Insurance|Extended Warranty|Purchase Protection|
-
Go to site
BankwestBankwest Qantas Gold Mastercard (Qantas Frequent Flyer)Click for more info -
-
-
- Earn up to 2 Qantas points per $1 spent. Conditions apply.
- Enjoy two Qantas Club Lounge invitations every year. Conditions apply.
- Complimentary domestic and overseas travel insurance. Conditions apply.
-
points per $ spent
1.0 points per dollar on Amex, uncapped
-
spend req syd-lon flight*
$128,000
-
privileges
Travel Accident Insurance|Purchase Protection|Account alerts by SMS|Two Qantas Club invitations per year when you spend at Qantas.
-
Go to site
American ExpressAmerican Express Qantas American Express Premium CardClick for more info -
-
close
Revealing rewards
How do we do it?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
- calculate how many points you'd get each year,
- figure out how many flights or gift cards or cashback credits you could get for those points,
- work out what that's actually worth to you,
- take off the annual fee you'd pay.
More details:
- Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight including taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
- We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
- Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
- In products that have more than one card, a different mix of spend between American Express / Visa / MasterCard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
- We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
- To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Blue Blue Saver including baggage and Jetstar Jetsaver including baggage. We calculate the average price including taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Singapore, Virgin Atlantic and Malaysian, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
- Shopping rewards are based on $100 gift cards from a major national department store.
- We make every effort to ensure our calculations are correct and up to date but make no guarantees.
*how did we do it? find out...
-
-
- 50,000 bonus Velocity Points offer. Apply by 31 January 2014
- Enjoy a complimentary Virgin Australia return domestic flight every year after your first card spend
- Complimentary domestic & international travel insurance
-
points per $ spent
1.0 points per dollar on Amex, uncapped
-
spend req syd-lon flight*
$125,000
-
privileges
Travel Accident Insurance|Purchase Protection|Account alerts by SMS|
-
Go to site
American ExpressAmerican Express American Express Velocity Platinum CardClick for more info -
-
-
- 2.99% p.a. on balance transfers for 9 months
- Foreign transaction fees waived on online and overseas purchases
- 100% secure quick online application
-
points per $ spent
1 points per dollar on MasterCard, up to 200000 points per year
-
spend req syd-lon flight*
$128,000
-
privileges
Concierge|Travel Accident Insurance|Extended Warranty|Purchase Protection|Year End Summary of Charges|
-
Go to site
BankwestBankwest Qantas Platinum Mastercard (Qantas Frequent Flyer)Click for more info -
-
-
- 2 Qantas Club lounge passes every year at no extra cost. Conditions apply
- 0% p.a. balance transfer for 6 months. Conditions apply
- Earn 1 Qantas Frequent Flyer point for every $1 spent on eligible purchases in Australia
-
points per $ spent
1 points per dollar on Visa, uncapped
-
spend req syd-lon flight*
$128,000
-
privileges
Concierge|Travel Accident Insurance|Extended Warranty|Purchase Protection|
-
Go to site
HSBCHSBC Platinum QantasClick for more info -
-
-
- Enjoy a complimentary annual domestic return flight
- 0.99% p.a. balance transfer for the first 6 months. Conditions apply
- 10,000 Membership Rewards bonus points. New card members only
-
points per $ spent
1.0 points per dollar on Amex, uncapped
-
spend req syd-lon flight*
$125,000
-
privileges
Travel Accident Insurance|
-
Go to site
American ExpressAmerican Express Platinum Edge Credit CardClick for more info -
-
-
- 0% p.a balance transfer for 8 months. Conditions apply
- Earn Rewards Points on every dollar spent on eligible purchases and choose your own rewards
- Up to 55 days interest free on purchases
-
points per $ spent
1.0 points per dollar on Visa, uncapped
-
spend req syd-lon flight*
$250,000
-
privileges
Concierge|Travel Accident Insurance|Extended Warranty|Purchase Protection|
-
Go to site
HSBCHSBC PlatinumClick for more info -
-
close
Revealing rewards
How do we do it?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
- calculate how many points you'd get each year,
- figure out how many flights or gift cards or cashback credits you could get for those points,
- work out what that's actually worth to you,
- take off the annual fee you'd pay.
More details:
- Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight including taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
- We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
- Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
- In products that have more than one card, a different mix of spend between American Express / Visa / MasterCard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
- We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
- To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Blue Blue Saver including baggage and Jetstar Jetsaver including baggage. We calculate the average price including taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Singapore, Virgin Atlantic and Malaysian, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
- Shopping rewards are based on $100 gift cards from a major national department store.
- We make every effort to ensure our calculations are correct and up to date but make no guarantees.
*how did we do it? find out...
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10.49%SCU
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