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Compare personal loans

Personal loans come in all shapes and sizes. Compare some of the latest personal loan offers in the table below or try our quick and simple comparisons tools. Filter and compare on the features you want and find the right personal loan to fit your needs.

Peoples Choice Credit Union

Peoples Choice Credit Union Discounted Personal Loan over 30k (Fixed, Secured)

- No monthly account fees
- No penalties for early repayments
- Flexible loan terms up to 10 years
interest rate from
6.64%
comparison rate from*
6.99%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$250
Monthly fee	$0.00
Exit fee	n/a
Repayment options
Security required	Vehicle

Minimum loan amount	$30,000.00
Maximum loan amount	n/a
Minimum loan term	1 Year
Maximum loan term	10 Years

bankmecu

bankmecu goGreen Car Loan - greenhouse rating 7+ (Fixed)

- No monthly fees
- No penalty for early repayments
- Apply online
interest rate from
7.34%
comparison rate from*
7.55%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$150
Monthly fee	$0.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Vehicle

Minimum loan amount	$1,000.00
Maximum loan amount	n/a
Minimum loan term	1 Year
Maximum loan term	7 Years

RACV

RACV Car Loan (Fixed)

- No ongoing fees
- Loan approval within 5 business hours
- Choose to repay over 1 to 7 years
interest rate from
7.45%
comparison rate from*
7.88%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$301
Monthly fee	$0.00
Exit fee	n/a
Repayment options	Fortnightly, Monthly
Security required	Vehicle

Minimum loan amount	$5,000.00
Maximum loan amount	n/a
Minimum loan term	1 Year
Maximum loan term	7 Years

NRMA

NRMA Car Loan (Fixed, Secured)

- Quick approval within 5 business hours
- No monthly fees
- Choose a loan term from 1-7 years
interest rate from
7.45%
comparison rate from*
7.88%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits	NRMA members receives 1% discount on the standard loan rate for the vehicle you want to buy but does not apply to the promotional new car rate shown.
Upfront fee	$301
Monthly fee	$0.00
Exit fee	$10.00
Repayment options	Fortnightly, Monthly
Security required	Vehicle

Minimum loan amount	$15,000.00
Maximum loan amount	n/a
Minimum loan term	1 Year
Maximum loan term	7 Years

CUA

CUA New Car (up to 2 years old, over 30k) (Fixed)

- No monthly account fees
- Free extra repayments
- No late payment or early exit fees
interest rate from
7.99%
comparison rate from*
8.29%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$210
Monthly fee	$0.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Vehicle

Minimum loan amount	$30,000.00
Maximum loan amount	$100,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

Bankwest

Bankwest Car Loan (Fixed)

- Borrow from $10K to $100K
- Choose to repay over 3 to 7 years
- 100% secure easy online application
interest rate from
8.49%
comparison rate from*
9.24%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$285
Monthly fee	$5.00
Exit fee	n/a
Repayment options	Weekly, Fortnightly, Monthly
Security required	Vehicle

Minimum loan amount	$10,000.00
Maximum loan amount	$100,000.00
Minimum loan term	3 Years
Maximum loan term	7 Years

RACV

RACV Personal Loan (Fixed, Secured)

- No ongoing fees
- Loan approval within 24 hours
- Choose to repay over 1 to 7 years
interest rate from
9.45%
comparison rate from*
9.88%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$301
Monthly fee	$0.00
Exit fee	n/a
Repayment options	Fortnightly, Monthly
Security required	Residential Property, Vehicle

Minimum loan amount	$5,000.00
Maximum loan amount	n/a
Minimum loan term	1 Year
Maximum loan term	7 Years

CUA

CUA Personal Loan (Unsecured) (Fixed)

- No monthly account fees
- Free extra repayments
- No penalty for early payout
interest rate from
11.99%
comparison rate from*
12.83%based on $10,000
over 3 years
Go to site

Click for more info

Other benefits
Upfront fee	$120
Monthly fee	$0.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$1,000.00
Maximum loan amount	$100,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

NAB

NAB Personal Loan (Variable, Unsecured)

- Borrow from $5K to $55K
- No fees for extra or early repayments
- Loan terms from 1 to 7 years
interest rate from
11.99%
comparison rate from*
12.87%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$150
Monthly fee	$10.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$5,000.00
Maximum loan amount	$55,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

Aussie

Aussie Personal Loan (Fixed, Secured)

- Choose to pay over 1 to 7 years
- Extra payments allowed
- Simple step-by-step online application
interest rate from
12.99%
comparison rate from*
13.94%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$199
Monthly fee	$10.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Vehicle

Minimum loan amount	$3,000.00
Maximum loan amount	n/a
Minimum loan term	1 Year
Maximum loan term	7 Years

NAB

NAB Personal Loan (Fixed, Unsecured)

- Borrow from $5K to $55K
- No fees for extra or early repayments
- Loan terms from 1 to 7 years
interest rate from
12.99%
comparison rate from*
13.86%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$150
Monthly fee	$10.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$5,000.00
Maximum loan amount	$55,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.

Peoples Choice Credit Union

Peoples Choice Credit Union Discounted Personal Loan over 30k (Fixed, Secured)

- No monthly account fees
- No penalties for early repayments
- Flexible loan terms up to 10 years
interest rate from
6.64%
comparison rate from*
6.99%based on $30,000
over 5 years
Go to site

Click for more info

Security type	Vehicle
Upfront fee	$250
Monthly fee	$0.00
Exit fee	n/a
Repayment options

Minimum loan amount	$30,000.00
Maximum loan amount	n/a
Minimum loan term	1 Year
Maximum loan term	10 Years

RACV

RACV Car Loan (Fixed)

- No ongoing fees
- Loan approval within 5 business hours
- Choose to repay over 1 to 7 years
interest rate from
7.45%
comparison rate from*
7.88%based on $30,000
over 5 years
Go to site

Click for more info

Security type	Vehicle
Upfront fee	$301
Monthly fee	$0.00
Exit fee	n/a
Repayment options	Fortnightly, Monthly

Minimum loan amount	$5,000.00
Maximum loan amount	n/a
Minimum loan term	1 Year
Maximum loan term	7 Years

NRMA

NRMA Car Loan (Fixed, Secured)

- Quick approval within 5 business hours
- No monthly fees
- Choose a loan term from 1-7 years
interest rate from
7.45%
comparison rate from*
7.88%based on $30,000
over 5 years
Go to site

Click for more info

Security type	Vehicle
Upfront fee	$301
Monthly fee	$0.00
Exit fee	$10.00
Repayment options	Fortnightly, Monthly

Minimum loan amount	$15,000.00
Maximum loan amount	n/a
Minimum loan term	1 Year
Maximum loan term	7 Years

CUA

CUA New Car (up to 2 years old, over 30k) (Fixed)

- No monthly account fees
- Free extra repayments
- No late payment or early exit fees
interest rate from
7.99%
comparison rate from*
8.29%based on $30,000
over 5 years
Go to site

Click for more info

Security type	Vehicle
Upfront fee	$210
Monthly fee	$0.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly

Minimum loan amount	$30,000.00
Maximum loan amount	$100,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

Bankwest

Bankwest Car Loan (Fixed)

- Borrow from $10K to $100K
- Choose to repay over 3 to 7 years
- 100% secure easy online application
interest rate from
8.49%
comparison rate from*
9.24%based on $30,000
over 5 years
Go to site

Click for more info

Security type	Vehicle
Upfront fee	$285
Monthly fee	$5.00
Exit fee	n/a
Repayment options	Weekly, Fortnightly, Monthly

Minimum loan amount	$10,000.00
Maximum loan amount	$100,000.00
Minimum loan term	3 Years
Maximum loan term	7 Years

NAB

NAB Personal Loan (Variable, Unsecured)

- Borrow from $5K to $55K
- No fees for extra or early repayments
- Loan terms from 1 to 7 years
interest rate from
11.99%
comparison rate from*
12.87%based on $30,000
over 5 years
Go to site

Click for more info

Security type	Unsecured
Upfront fee	$150
Monthly fee	$10.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly

Minimum loan amount	$5,000.00
Maximum loan amount	$55,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

Aussie

Aussie Personal Loan (Fixed, Secured)

- Choose to pay over 1 to 7 years
- Extra payments allowed
- Simple step-by-step online application
interest rate from
12.99%
comparison rate from*
13.94%based on $30,000
over 5 years
Go to site

Click for more info

Security type	Vehicle
Upfront fee	$199
Monthly fee	$10.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly

Minimum loan amount	$3,000.00
Maximum loan amount	n/a
Minimum loan term	1 Year
Maximum loan term	7 Years

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.

CUA

CUA Personal Loan (Unsecured) (Fixed)

- No monthly account fees
- Free extra repayments
- No penalty for early payout
interest rate from
11.99%
comparison rate from*
12.83%based on $10,000
over 3 years
Go to site

Click for more info

Other benefits
Upfront fee	$120
Monthly fee	$0.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$1,000.00
Maximum loan amount	$100,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

NAB

NAB Personal Loan (Variable, Unsecured)

- Borrow from $5K to $55K
- No fees for extra or early repayments
- Loan terms from 1 to 7 years
interest rate from
11.99%
comparison rate from*
12.87%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$150
Monthly fee	$10.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$5,000.00
Maximum loan amount	$55,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

Aussie

Aussie Personal Loan (Fixed, Unsecured)

- Choose to pay over 1 to 7 years
- Extra payments allowed
- Simple step-by-step online application
interest rate from
12.99%
comparison rate from*
13.94%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$199
Monthly fee	$10.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$3,000.00
Maximum loan amount	$50,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

NAB

NAB Personal Loan (Fixed, Unsecured)

- Borrow from $5K to $55K
- No fees for extra or early repayments
- Loan terms from 1 to 7 years
interest rate from
12.99%
comparison rate from*
13.86%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$150
Monthly fee	$10.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$5,000.00
Maximum loan amount	$55,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

Bankwest

Bankwest Unsecured Personal Loan (Fixed)

- Borrow from $5K to $50K
- Choose to repay over 3 to 7 years
- Fixed weekly, fortnightly or monthly repayments
interest rate from
13.90%
comparison rate from*
16.94%based on $10,000
over 3 years
Go to site

Click for more info

Other benefits
Upfront fee	$195
Monthly fee	$8.00
Exit fee	n/a
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$5,000.00
Maximum loan amount	$50,000.00
Minimum loan term	3 Years
Maximum loan term	7 Years

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.

CUA

CUA Personal Loan (Unsecured) (Fixed)

- No monthly account fees
- Free extra repayments
- No penalty for early payout
interest rate from
11.99%
comparison rate from*
12.83%based on $10,000
over 3 years
Go to site

Click for more info

Other benefits
Upfront fee	$120
Monthly fee	$0.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$1,000.00
Maximum loan amount	$100,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

NAB

NAB Personal Loan (Variable, Unsecured)

- Borrow from $5K to $55K
- No fees for extra or early repayments
- Loan terms from 1 to 7 years
interest rate from
11.99%
comparison rate from*
12.87%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$150
Monthly fee	$10.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$5,000.00
Maximum loan amount	$55,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

Aussie

Aussie Personal Loan (Fixed, Unsecured)

- Choose to pay over 1 to 7 years
- Extra payments allowed
- Simple step-by-step online application
interest rate from
12.99%
comparison rate from*
13.94%based on $30,000
over 5 years
Go to site

Click for more info

NAB

NAB Personal Loan (Fixed, Unsecured)

- Borrow from $5K to $55K
- No fees for extra or early repayments
- Loan terms from 1 to 7 years
interest rate from
12.99%
comparison rate from*
13.86%based on $30,000
over 5 years
Go to site

Click for more info

Bankwest

Bankwest Unsecured Personal Loan (Fixed)

- Borrow from $5K to $50K
- Choose to repay over 3 to 7 years
- Fixed weekly, fortnightly or monthly repayments
interest rate from
13.90%
comparison rate from*
16.94%based on $10,000
over 3 years
Go to site

Click for more info

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.

Top 5 Minimum interest rate

- based on comparison interest rate

apply now
all personal loans
big banks

5.79%
Heritage Bank
– Low Rate Secured (Variable)
6.67%
Victoria Teachers Mutual Bank
– Green Car Loan (Fixed)
7.17%
Victoria Teachers Mutual Bank
– New Car Loan (Fixed)
7.19%
Newcastle Permanent
– Personal Loan (Tier 1 Secured, Fixed)
7.19%
Newcastle Permanent
– Personal Loan (Tier 2 Secured, Fixed)

Go to site

13.86%
NAB
– Personal Loan (Fixed, Unsecured)
13.96%
ANZ
– Variable Rate (Unsecured)
14.77%
Commonwealth Bank
– Fixed Rate (Unsecured)
15.41%
Westpac
– Personal Loan (Fixed, Unsecured)

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**Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average personal loan product input by 493 consumers (average balance of $19,708, interest rate of 14.9%, monthly fee of $7.80 and loan term of 4.8 years) who used the Mozo Personal Loan Health Check tool between 1 January 2012 to July 2012.

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