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Compare home loans

Whether you're a first home buyer, a property investor or simply shopping around for a better home loan deal - we have the tools to help with your home loan search. From do-it-yourself rate comparisons to personalised services that connect you with home loan experts ready to help.

Today's sponsored deal

CUA

Award-winning 3 year fixed home loan

  • Get CUA's 3 year fixed home loan rate of 4.79% p.a. (5.29% p.a. comparison rate) here.
  • Move fast. It can't last.
Check it out
    • loans.com.au Blackboard Special (Purchases and Refinances LVR <80%)
      • No ongoing fees
      • No application fee
      • Available for purchase or refinance
    • variable rate

      4.49%

    • comparison rate*

      4.51%

    • upfront fees

      $295

    • Go to site
    Click for more info
    • IMB Introductory Variable
      • Discounted interest rate for the first 12 months
      • Unrestricted additional repayments
      • Free internet and mobile banking redraws
    • variable rate

      4.66% variable for 12 months and then 5.41%

    • comparison rate*

      5.40%

    • upfront fees

      $769

    • Go to site
    Click for more info
    • iMortgage iMortgage Essential (purchase or refinance) (<90% LVR)
      • No ongoing fees
      • Free extra repayments
      • Free redraw facility
    • variable rate

      4.69%

    • comparison rate*

      4.71%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • Bankwest Online Home Loan
      • $0 application fee for a limited time only
      • No ongoing monthly fees
      • Free access to surplus repayments via online redraw
    • variable rate

      4.88%

    • comparison rate*

      4.89%

    • upfront fees

      $0

    • Go to site
      Advertisement
    Click for more info
    • State Custodians Standard Variable Offset (<80%)
      • Loyalty bonus rate drop 0.25% p.a. after 5 years
      • 100% offset account
      • Free redraw
    • variable rate

      4.69% variable for 60 months and then 4.44%

    • comparison rate*

      4.90%

    • upfront fees

      $550

    • Go to site
    Click for more info
    • CUA Rate Breaker (Package)
      • No establishment fees
      • Ability to make lump sum payments without penalty
      • 100% mortgage offset facility
    • variable rate

      4.91%

    • comparison rate*

      5.25%

    • upfront fees

      $195

    • Go to site
    Click for more info
    • Greater Building Society Variable Loan (Ultimate Home Loan Package)
      • Free extra repayments
      • Free redraw facility
      • Offset account available
    • variable rate

      4.94%

    • comparison rate*

      5.27%

    • upfront fees

      $180

    • Go to site
    Click for more info
    • BCU Maximum Discounted Variable Rate
      • For a limited time only, you could win $2,500. Conditions apply
      • No monthly fees
      • Free extra repayments
    • variable rate

      5.08%

    • comparison rate*

      5.12%

    • upfront fees

      $600

    • Go to site
    Click for more info
    • bankmecu Basic Home Loan
      • No monthly fees
      • Redraw facility
      • Free extra repayments
    • variable rate

      5.09%

    • comparison rate*

      5.13%

    • upfront fees

      $595

    • Go to site
    Click for more info
    • MyRate.com.au Advantage Loan
      • $0 upfront fees
      • Free extra repayments
      • Free redraw facility
    • variable rate

      5.17%

    • comparison rate*

      5.17%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • loans.com.au Blackboard Special (Purchases and Refinances LVR <80%)
      • No ongoing fees
      • No application fee
      • Available for purchase or refinance
    • variable rate

      4.49%

    • comparison rate*

      4.51%

    • upfront fees

      $295

    • Go to site
    Click for more info
    • IMB Introductory Variable
      • Discounted interest rate for the first 12 months
      • Unrestricted additional repayments
      • Free internet and mobile banking redraws
    • variable rate

      4.66% variable for 12 months and then 5.41%

    • comparison rate*

      5.40%

    • upfront fees

      $769

    • Go to site
    Click for more info
    • iMortgage iMortgage Essential (purchase or refinance) (<90% LVR)
      • No ongoing fees
      • Free extra repayments
      • Free redraw facility
    • variable rate

      4.69%

    • comparison rate*

      4.71%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • State Custodians Standard Variable Offset (<80%)
      • Loyalty bonus rate drop 0.25% p.a. after 5 years
      • 100% offset account
      • Free redraw
    • variable rate

      4.69% variable for 60 months and then 4.44%

    • comparison rate*

      4.90%

    • upfront fees

      $550

    • Go to site
    Click for more info
    • Bankwest Online Home Loan
      • $0 application fee for a limited time only
      • No ongoing monthly fees
      • Free access to surplus repayments via online redraw
    • variable rate

      4.88%

    • comparison rate*

      4.89%

    • upfront fees

      $0

    • Go to site
      Advertisement
    Click for more info
    • Greater Building Society Variable Loan (Ultimate Home Loan Package)
      • Free extra repayments
      • Free redraw facility
      • Offset account available
    • variable rate

      4.94%

    • comparison rate*

      5.27%

    • upfront fees

      $180

    • Go to site
    Click for more info
    • BCU Maximum Discounted Variable Rate
      • For a limited time only, you could win $2,500. Conditions apply
      • No monthly fees
      • Free extra repayments
    • variable rate

      5.08%

    • comparison rate*

      5.12%

    • upfront fees

      $600

    • Go to site
    Click for more info
    • bankmecu Basic Home Loan
      • No monthly fees
      • Redraw facility
      • Free extra repayments
    • variable rate

      5.09%

    • comparison rate*

      5.13%

    • upfront fees

      $595

    • Go to site
    Click for more info
    • MyRate.com.au Advantage Loan
      • $0 upfront fees
      • Free extra repayments
      • Free redraw facility
    • variable rate

      5.17%

    • comparison rate*

      5.17%

    • upfront fees

      $0

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • Greater Building Society Fixed Rate Home Loan (Ultimate Home Loan Package)
      • Free redraw facility
      • No monthly fees
      • Offset account available
    • fixed 1 year rate

      4.29%

    • fixed 3 year rate

      5.14%

    • comparison rate*

      5.32%

    • Go to site
    Click for more info
    • IMB Fixed Rate (LVR <90%)
      • Up to 12 months advance repayments for free
      • Free internet and mobile banking redraws
      • Free redraw facility
    • fixed 1 year rate

      4.59%

    • fixed 3 year rate

      4.94%

    • comparison rate*

      5.35%

    • Go to site
    Click for more info
    • CUA Fixed Home Loan (under $250k)
      • No monthly account keeping fees
      • Three agreed advance repayments available
      • Interest only repayment options
    • fixed 1 year rate

      4.89%

    • fixed 3 year rate

      4.79%

    • comparison rate*

      5.29%

    • Go to site
    Click for more info
    • iMortgage iMortgage Fusion Fixed (75 - 90% LVR)
      • $0 application, legal and valuation fees
      • Free extra repayments
      • New purchases or refinances
    • fixed 1 year rate

      4.89%

    • fixed 3 year rate

      5.19%

    • comparison rate*

      4.96%

    • Enquire
    Click for more info
    • bankmecu Fixed Rate Home Loan
      • No monthly fees
      • Free redraw facility
      • Repayment pause available
    • fixed 1 year rate

      4.95%

    • fixed 3 year rate

      5.19%

    • comparison rate*

      5.16%

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • loans.com.au Blackboard Special (Purchases and Refinances LVR <80%)
      • No ongoing fees
      • No application fee
      • Available for purchase or refinance
    • ongoing fees

      $0.00

    • variable rate

      4.49%

    • comparison rate*

      4.51%

    • Go to site
    Click for more info
    • iMortgage iMortgage Essential (purchase or refinance) (<90% LVR)
      • No ongoing fees
      • Free extra repayments
      • Free redraw facility
    • ongoing fees

      $0.00

    • variable rate

      4.69%

    • comparison rate*

      4.71%

    • Go to site
    Click for more info
    • Bankwest Online Home Loan
      • $0 application fee for a limited time only
      • No ongoing monthly fees
      • Free access to surplus repayments via online redraw
    • ongoing fees

      $0.00

    • variable rate

      4.88%

    • comparison rate*

      4.89%

    • Go to site
      Advertisement
    Click for more info
    • BCU Maximum Discounted Variable Rate
      • For a limited time only, you could win $2,500. Conditions apply
      • No monthly fees
      • Free extra repayments
    • ongoing fees

      $0.00

    • variable rate

      5.08%

    • comparison rate*

      5.12%

    • Go to site
    Click for more info
    • bankmecu Basic Home Loan
      • No monthly fees
      • Redraw facility
      • Free extra repayments
    • ongoing fees

      $0.00

    • variable rate

      5.09%

    • comparison rate*

      5.13%

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

    • loans.com.au Blackboard Special (Purchases and Refinances LVR <80%)
      • No ongoing fees
      • No application fee
      • Available for purchase or refinance
    • variable rate

      4.49%

    • comparison rate*

      4.51%

    • upfront fees

      $295

    • Go to site
    Click for more info
    • UBank UHomeLoan - Refinance
      • 0.25% upfront discount offer, ending November 30
      • No fees
      • Fee free redraws (minimum $1000)
    • variable rate

      4.62%

    • comparison rate*

      4.62%

    • upfront fees

      $0

    • Enquire
    Click for more info
    • IMB Introductory Variable
      • Discounted interest rate for the first 12 months
      • Unrestricted additional repayments
      • Free internet and mobile banking redraws
    • variable rate

      4.66% variable for 12 months and then 5.41%

    • comparison rate*

      5.40%

    • upfront fees

      $769

    • Go to site
    Click for more info
    • iMortgage iMortgage Essential (purchase or refinance) (<90% LVR)
      • No ongoing fees
      • Free extra repayments
      • Free redraw facility
    • variable rate

      4.69%

    • comparison rate*

      4.71%

    • upfront fees

      $0

    • Go to site
    Click for more info
    • State Custodians Standard Variable Offset (<80%)
      • Loyalty bonus rate drop 0.25% p.a. after 5 years
      • 100% offset account
      • Free redraw
    • variable rate

      4.69% variable for 60 months and then 4.44%

    • comparison rate*

      4.90%

    • upfront fees

      $550

    • Go to site
    Click for more info
    • Bankwest Online Home Loan
      • $0 application fee for a limited time only
      • No ongoing monthly fees
      • Free access to surplus repayments via online redraw
    • variable rate

      4.88%

    • comparison rate*

      4.89%

    • upfront fees

      $0

    • Go to site
      Advertisement
    Click for more info
    • bankmecu Basic Home Loan
      • No monthly fees
      • Redraw facility
      • Free extra repayments
    • variable rate

      5.09%

    • comparison rate*

      5.13%

    • upfront fees

      $595

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Fixed rate loans assume a 3 year fixed term. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
    ** Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

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**Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average home loan product input by 12,504 consumers (average balance of $325,069 interest rate of 6.97%, monthly fee of $9.90, exit fee of $330 and loan term of 16.6 years) who used the Mozo Home Loan Health Check tool between 1 January 2012 to July 2012.

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