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Compare personal loans

Personal loans come in all shapes and sizes. Compare some of the latest personal loan offers in the table below or try our quick and simple comparisons tools. Filter and compare on the features you want and find the right personal loan to fit your needs.

    • Peoples Choice Credit Union Discounted Personal Loan over 30k (Fixed, Secured)
      • No monthly account fees
      • No penalties for early repayments
      • Flexible loan terms up to 10 years
    • interest rate from

      6.64%

    • comparison rate from*

      6.99%based on $30,000
      over 5 years

    • Go to site
    Click for more info
    • IMB Personal Loan - New Car (Fixed)
      • No monthly fees
      • No penalty for early repayments
      • Apply online
    • interest rate from

      7.33%

    • comparison rate from*

      7.51%based on $30,000
      over 5 years

    • Go to site
    Click for more info
    • bankmecu goGreen Car Loan - greenhouse rating 7+ (Fixed)
      • No monthly fees
      • Additional repayments accepted
      • Borrow from $1,000
    • interest rate from

      7.34%

    • comparison rate from*

      7.55%based on $30,000
      over 5 years

    • Go to site
    Click for more info
    • NRMA Car Loan (Fixed, Secured)
      • Quick approval within 5 business hours
      • No monthly fees
      • Choose a loan term from 1-7 years
    • interest rate from

      7.45%

    • comparison rate from*

      7.88%based on $30,000
      over 5 years

    • Go to site
    Click for more info
    • CUA New Car (up to 2 years old, over 30k) (Fixed)
      • No monthly account fees
      • Free extra repayments
      • No late payment or early exit fees
    • interest rate from

      7.99%

    • comparison rate from*

      8.29%based on $30,000
      over 5 years

    • Go to site
    Click for more info
    • bankmecu Home Improvements Personal Loan (Variable, sustainable purpose)
      • Free redraw facility
      • Additional repayments accepted
      • Borrow from $5,000
    • interest rate from

      8.14%

    • comparison rate from*

      9.17%based on $10,000
      over 3 years

    • Go to site
    Click for more info
    • Bankwest Car Loan (Fixed)
      • Borrow from $10K to $100K
      • Choose to repay over 3 to 7 years
      • 100% secure easy online application
    • interest rate from

      8.49%

    • comparison rate from*

      9.24%based on $30,000
      over 5 years

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    • Victoria Teachers Mutual Bank Personal Loan Special (Fixed, Unsecured)
      • No establishment fees
      • No monthly fees
      • Redraw facility
    • interest rate from

      9.99%

    • comparison rate from*

      9.99%based on $10,000
      over 3 years

    • Go to site
    Click for more info
    • CUA Personal Loan (Unsecured) (Fixed)
      • No monthly account fees
      • Free extra repayments
      • No penalty for early payout
    • interest rate from

      11.99%

    • comparison rate from*

      12.83%based on $10,000
      over 3 years

    • Go to site
    Click for more info
    • Aussie Personal Loan (Fixed, Secured)
      • Choose to pay over 1 to 7 years
      • Extra payments allowed
      • Simple step-by-step online application
    • interest rate from

      12.99%

    • comparison rate from*

      13.94%based on $30,000
      over 5 years

    • Go to site
      Advertisement
    Click for more info
    • NAB Personal Loan (Fixed, Unsecured)
      • $0 application fee
      • No monthly account fees
      • No early exit fee
    • interest rate from

      13.45%

    • comparison rate from*

      13.45%based on $30,000
      over 5 years

    • Go to site
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

    • Peoples Choice Credit Union Discounted Personal Loan over 30k (Fixed, Secured)
      • No monthly account fees
      • No penalties for early repayments
      • Flexible loan terms up to 10 years
    • interest rate from

      6.64%

    • comparison rate from*

      6.99%based on $30,000
      over 5 years

    • Go to site
    Click for more info
    • IMB Personal Loan - New Car (Fixed)
      • No monthly fees
      • No penalty for early repayments
      • Apply online
    • interest rate from

      7.33%

    • comparison rate from*

      7.51%based on $30,000
      over 5 years

    • Go to site
    Click for more info
    • NRMA Car Loan (Fixed, Secured)
      • Quick approval within 5 business hours
      • No monthly fees
      • Choose a loan term from 1-7 years
    • interest rate from

      7.45%

    • comparison rate from*

      7.88%based on $30,000
      over 5 years

    • Go to site
    Click for more info
    • CUA New Car (up to 2 years old, over 30k) (Fixed)
      • No monthly account fees
      • Free extra repayments
      • No late payment or early exit fees
    • interest rate from

      7.99%

    • comparison rate from*

      8.29%based on $30,000
      over 5 years

    • Go to site
    Click for more info
    • IMB Personal Loan (Fixed)
      • No penalty for early repayments
      • No ongoing fees
      • Loan terms from 1 to 5 years
    • interest rate from

      8.09%

    • comparison rate from*

      8.27%based on $30,000
      over 5 years

    • Go to site
    Click for more info
    • Bankwest Car Loan (Fixed)
      • Borrow from $10K to $100K
      • Choose to repay over 3 to 7 years
      • 100% secure easy online application
    • interest rate from

      8.49%

    • comparison rate from*

      9.24%based on $30,000
      over 5 years

    • Go to site
      Advertisement
    Click for more info
    • Aussie Personal Loan (Fixed, Secured)
      • Choose to pay over 1 to 7 years
      • Extra payments allowed
      • Simple step-by-step online application
    • interest rate from

      12.99%

    • comparison rate from*

      13.94%based on $30,000
      over 5 years

    • Go to site
      Advertisement
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

    • bankmecu Home Improvements Personal Loan (Variable, sustainable purpose)
      • Free redraw facility
      • Additional repayments accepted
      • Borrow from $5,000
    • interest rate from

      8.14%

    • comparison rate from*

      9.17%based on $10,000
      over 3 years

    • Go to site
    Click for more info
    • Victoria Teachers Mutual Bank Personal Loan Special (Fixed, Unsecured)
      • No establishment fees
      • No monthly fees
      • Redraw facility
    • interest rate from

      9.99%

    • comparison rate from*

      9.99%based on $10,000
      over 3 years

    • Go to site
    Click for more info
    • CUA Personal Loan (Unsecured) (Fixed)
      • No monthly account fees
      • Free extra repayments
      • No penalty for early payout
    • interest rate from

      11.99%

    • comparison rate from*

      12.83%based on $10,000
      over 3 years

    • Go to site
    Click for more info
    • IMB Personal Loan (Fixed, Unsecured)
      • No monthly fees
      • No penalty for early repayments
      • Borrow from $2,000 up to $20,000
    • interest rate from

      12.49%

    • comparison rate from*

      13.37%based on $10,000
      over 3 years

    • Go to site
    Click for more info
    • Aussie Personal Loan (Fixed, Unsecured)
      • Choose to pay over 1 to 7 years
      • Extra payments allowed
      • Simple step-by-step online application
    • interest rate from

      12.99%

    • comparison rate from*

      13.94%based on $30,000
      over 5 years

    • Go to site
      Advertisement
    Click for more info
    • NAB Personal Loan (Fixed, Unsecured)
      • $0 application fee
      • No monthly account fees
      • No early exit fee
    • interest rate from

      13.45%

    • comparison rate from*

      13.45%based on $30,000
      over 5 years

    • Go to site
    Click for more info
    • Bankwest Unsecured Personal Loan (Fixed)
      • Borrow from $5K to $50K
      • Choose to repay over 3 to 7 years
      • Fixed weekly, fortnightly or monthly repayments
    • interest rate from

      13.90%

    • comparison rate from*

      16.94%based on $10,000
      over 3 years

    • Go to site
      Advertisement
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

    • Peoples Choice Credit Union Discounted Personal Loan over 30k (Fixed, Secured)
      • No monthly account fees
      • No penalties for early repayments
      • Flexible loan terms up to 10 years
    • interest rate from

      6.64%

    • comparison rate from*

      6.99%based on $30,000
      over 5 years

    • Go to site
    Click for more info
    • IMB Personal Loan - New Car (Fixed)
      • No monthly fees
      • No penalty for early repayments
      • Apply online
    • interest rate from

      7.33%

    • comparison rate from*

      7.51%based on $30,000
      over 5 years

    • Go to site
    Click for more info
    • bankmecu Home Improvements Personal Loan (Variable, sustainable purpose)
      • Free redraw facility
      • Additional repayments accepted
      • Borrow from $5,000
    • interest rate from

      8.14%

    • comparison rate from*

      9.17%based on $10,000
      over 3 years

    • Go to site
    Click for more info
    • Victoria Teachers Mutual Bank Personal Loan Special (Fixed, Unsecured)
      • No establishment fees
      • No monthly fees
      • Redraw facility
    • interest rate from

      9.99%

    • comparison rate from*

      9.99%based on $10,000
      over 3 years

    • Go to site
    Click for more info
    • CUA Personal Loan (Unsecured) (Fixed)
      • No monthly account fees
      • Free extra repayments
      • No penalty for early payout
    • interest rate from

      11.99%

    • comparison rate from*

      12.83%based on $10,000
      over 3 years

    • Go to site
    Click for more info
    • Aussie Personal Loan (Fixed, Unsecured)
      • Choose to pay over 1 to 7 years
      • Extra payments allowed
      • Simple step-by-step online application
    • interest rate from

      12.99%

    • comparison rate from*

      13.94%based on $30,000
      over 5 years

    • Go to site
      Advertisement
    Click for more info
    • NAB Personal Loan (Fixed, Unsecured)
      • $0 application fee
      • No monthly account fees
      • No early exit fee
    • interest rate from

      13.45%

    • comparison rate from*

      13.45%based on $30,000
      over 5 years

    • Go to site
    Click for more info
    • Bankwest Unsecured Personal Loan (Fixed)
      • Borrow from $5K to $50K
      • Choose to repay over 3 to 7 years
      • Fixed weekly, fortnightly or monthly repayments
    • interest rate from

      13.90%

    • comparison rate from*

      16.94%based on $10,000
      over 3 years

    • Go to site
      Advertisement
    Click for more info
  • *The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Top 5 Minimum interest rate

- based on comparison interest rate
  1. 5.79%
    Heritage Bank
  2. 6.67%
    Victoria Teachers Mutual Bank
  3. 7.17%
    Victoria Teachers Mutual Bank
  4. 7.19%
    Newcastle Permanent
  5. 7.19%
    Newcastle Permanent
  1. 13.96%
    ANZ
  2. 14.77%
    Commonwealth Bank
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**Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average personal loan product input by 493 consumers (average balance of $19,708, interest rate of 14.9%, monthly fee of $7.80 and loan term of 4.8 years) who used the Mozo Personal Loan Health Check tool between 1 January 2012 to July 2012.

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