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Compare personal loans

Personal loans come in all shapes and sizes. Compare some of the latest personal loan offers in the table below or try our quick and simple comparisons tools. Filter and compare on the features you want and find the right personal loan to fit your needs.

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IMB

IMB Personal Loan - New Car (Fixed)

- No monthly fees
- Free extra repayments
- Flexible terms from 1 to 7 years
interest rate
7.45%
comparison rate
7.63%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$125
Monthly fee	$0.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Vehicle

Minimum loan amount	$2,000.00
Maximum loan amount	$50,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

RACV

RACV Car Loan (Fixed)

- No ongoing fees
- Loan approval within 5 business hours
- Choose to repay over 1 to 7 years
interest rate
7.45%
comparison rate
7.88%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$301
Monthly fee	n/a
Exit fee	n/a
Repayment options	Fortnightly, Monthly
Security required	Vehicle

Minimum loan amount	$5,000.00
Maximum loan amount	n/a
Minimum loan term	1 Year
Maximum loan term	7 Years

bankmecu

bankmecu goGreen Car Loan - greenhouse rating 7+ (Fixed)

- No monthly fees
- Additional repayments accepted
- Minimum loan amount $1,000
interest rate
7.34%
comparison rate
7.55%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$150
Monthly fee	$0.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Vehicle

Minimum loan amount	$1,000.00
Maximum loan amount	n/a
Minimum loan term	1 Year
Maximum loan term	7 Years

CUA

CUA New Car (up to 2 years old, over 30k) (Fixed)

- No monthly account fees
- Free extra repayments
- No late payment or early exit fees
interest rate
7.99%
comparison rate
8.29%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$210
Monthly fee	$0.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Vehicle

Minimum loan amount	$30,000.00
Maximum loan amount	$100,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

bankmecu

bankmecu Home Improvements Personal Loan (Variable)

- No monthly account fees
- Free redraw facility
- Free extra repayments
interest rate
8.64%
comparison rate
9.67%based on $10,000
over 3 years
Go to site

Click for more info

Other benefits
Upfront fee	$150
Monthly fee	$0.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Residential Property

Minimum loan amount	$5,000.00
Maximum loan amount	n/a
Minimum loan term	1 Year
Maximum loan term	15 Years

Bankwest

Bankwest Car Loan (Fixed)

- Borrow from 10K to 100K
- Choose to repay over 3 to 7 years
- 100% secure easy online application
interest rate
8.89%
comparison rate
9.51%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$195
Monthly fee	$5.00
Exit fee	n/a
Repayment options	Weekly, Fortnightly, Monthly
Security required	Vehicle

Minimum loan amount	$10,000.00
Maximum loan amount	$100,000.00
Minimum loan term	3 Years
Maximum loan term	7 Years

RACV

RACV Personal Loan (Fixed, Secured)

- No ongoing fees
- Loan approval within 24 hours
- Choose to repay over 1 to 7 years
interest rate
9.45%
comparison rate
9.88%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$301
Monthly fee	n/a
Exit fee	n/a
Repayment options	Fortnightly, Monthly
Security required	Residential Property, Vehicle

Minimum loan amount	$5,000.00
Maximum loan amount	n/a
Minimum loan term	1 Year
Maximum loan term	7 Years

CUA

CUA Personal Loan (Unsecured) (Fixed)

- No monthly account fees
- Free extra repayments
- No penalty for early payout
interest rate
11.99%
comparison rate
12.83%based on $10,000
over 3 years
Go to site

Click for more info

Other benefits
Upfront fee	$120
Monthly fee	$0.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$1,000.00
Maximum loan amount	$100,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

NAB

NAB Personal Loan (Fixed, Unsecured)

- $0 application fee
- No monthly account fees
- No early exit fee
interest rate
13.45%
comparison rate
13.45%based on $10,000
over 3 years
Go to site

Click for more info

Other benefits	Application and monthly service fees waived for applications received by 13 January 2014
Upfront fee	$0
Monthly fee	$0.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$10,000.00
Maximum loan amount	$19,999.00
Minimum loan term	1 Year
Maximum loan term	7 Years

Bankwest

Bankwest Unsecured Personal loan (Fixed)

- Borrow from $5,000 to $50,000
- Choose to repay over 3 to 7 years
- 100% secure easy online application
interest rate
13.84%
comparison rate
16.88%based on $10,000
over 3 years
Go to site

Click for more info

Other benefits
Upfront fee	$195
Monthly fee	$8.00
Exit fee	n/a
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$5,000.00
Maximum loan amount	$50,000.00
Minimum loan term	3 Years
Maximum loan term	7 Years

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.

IMB

IMB Personal Loan - New Car (Fixed)

- No monthly fees
- Free extra repayments
- Flexible terms from 1 to 7 years
interest rate
7.45%
comparison rate
7.63%based on $30,000
over 5 years
Go to site

Click for more info

Security type	Vehicle
Upfront fee	$125
Monthly fee	$0.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly

Minimum loan amount	$2,000.00
Maximum loan amount	$50,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

RACV

RACV Car Loan (Fixed)

- No ongoing fees
- Loan approval within 5 business hours
- Choose to repay over 1 to 7 years
interest rate
7.45%
comparison rate
7.88%based on $30,000
over 5 years
Go to site

Click for more info

Security type	Vehicle
Upfront fee	$301
Monthly fee	n/a
Exit fee	n/a
Repayment options	Fortnightly, Monthly

Minimum loan amount	$5,000.00
Maximum loan amount	n/a
Minimum loan term	1 Year
Maximum loan term	7 Years

bankmecu

bankmecu goGreen Car Loan - greenhouse rating 7+ (Fixed)

- No monthly fees
- Additional repayments accepted
- Minimum loan amount $1,000
interest rate
7.34%
comparison rate
7.55%based on $30,000
over 5 years
Go to site

Click for more info

Security type	Vehicle
Upfront fee	$150
Monthly fee	$0.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly

Minimum loan amount	$1,000.00
Maximum loan amount	n/a
Minimum loan term	1 Year
Maximum loan term	7 Years

CUA

CUA New Car (up to 2 years old, over 30k) (Fixed)

- No monthly account fees
- Free extra repayments
- No late payment or early exit fees
interest rate
7.99%
comparison rate
8.29%based on $30,000
over 5 years
Go to site

Click for more info

Security type	Vehicle
Upfront fee	$210
Monthly fee	$0.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly

Minimum loan amount	$30,000.00
Maximum loan amount	$100,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

Bankwest

Bankwest Car Loan (Fixed)

- Borrow from 10K to 100K
- Choose to repay over 3 to 7 years
- 100% secure easy online application
interest rate
8.89%
comparison rate
9.51%based on $30,000
over 5 years
Go to site

Click for more info

Security type	Vehicle
Upfront fee	$195
Monthly fee	$5.00
Exit fee	n/a
Repayment options	Weekly, Fortnightly, Monthly

Minimum loan amount	$10,000.00
Maximum loan amount	$100,000.00
Minimum loan term	3 Years
Maximum loan term	7 Years

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.

bankmecu

bankmecu Home Improvements Personal Loan (Variable)

- No monthly account fees
- Free redraw facility
- Free extra repayments
interest rate
8.64%
comparison rate
9.67%based on $10,000
over 3 years
Go to site

Click for more info

Other benefits
Upfront fee	$150
Monthly fee	$0.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Residential Property

Minimum loan amount	$5,000.00
Maximum loan amount	n/a
Minimum loan term	1 Year
Maximum loan term	15 Years

CUA

CUA Personal Loan (Unsecured) (Fixed)

- No monthly account fees
- Free extra repayments
- No penalty for early payout
interest rate
11.99%
comparison rate
12.83%based on $10,000
over 3 years
Go to site

Click for more info

Other benefits
Upfront fee	$120
Monthly fee	$0.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$1,000.00
Maximum loan amount	$100,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

NAB

NAB Personal Loan (Fixed, Unsecured)

- $0 application fee
- No monthly account fees
- No early exit fee
interest rate
13.45%
comparison rate
13.45%based on $10,000
over 3 years
Go to site

Click for more info

Other benefits	Application and monthly service fees waived for applications received by 13 January 2014
Upfront fee	$0
Monthly fee	$0.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$10,000.00
Maximum loan amount	$19,999.00
Minimum loan term	1 Year
Maximum loan term	7 Years

Bankwest

Bankwest Unsecured Personal loan (Fixed)

- Borrow from $5,000 to $50,000
- Choose to repay over 3 to 7 years
- 100% secure easy online application
interest rate
13.84%
comparison rate
16.88%based on $10,000
over 3 years
Go to site

Click for more info

Other benefits
Upfront fee	$195
Monthly fee	$8.00
Exit fee	n/a
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$5,000.00
Maximum loan amount	$50,000.00
Minimum loan term	3 Years
Maximum loan term	7 Years

IMB

IMB Personal Loan (Fixed, Unsecured)

- No ongoing fees
- Free extra repayments
- Loan term 1 to 5 years
interest rate
12.49%
comparison rate
13.37%based on $10,000
over 3 years
Go to site

Click for more info

Other benefits
Upfront fee	$125
Monthly fee	$0.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$2,000.00
Maximum loan amount	$20,000.00
Minimum loan term	1 Year
Maximum loan term	5 Years

Bankwest

Bankwest Flexible Personal Loan (Fixed, Unsecured)

- Free extra repayments
- Redraw facility
- Flexible terms from 1 to 7 years
interest rate
13.99%
comparison rate
17.84%based on $10,000
over 3 years
Go to site

Click for more info

Other benefits
Upfront fee	$249
Monthly fee	$10.00
Exit fee	n/a
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$5,000.00
Maximum loan amount	$50,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.

bankmecu

bankmecu goGreen Car Loan - greenhouse rating 7+ (Fixed)

- No monthly fees
- Additional repayments accepted
- Minimum loan amount $1,000
interest rate
7.34%
comparison rate
7.55%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$150
Monthly fee	$0.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Vehicle

Minimum loan amount	$1,000.00
Maximum loan amount	n/a
Minimum loan term	1 Year
Maximum loan term	7 Years

RACV

RACV Personal Loan (Fixed, Secured)

- No ongoing fees
- Loan approval within 24 hours
- Choose to repay over 1 to 7 years
interest rate
9.45%
comparison rate
9.88%based on $30,000
over 5 years
Go to site

Click for more info

Other benefits
Upfront fee	$301
Monthly fee	n/a
Exit fee	n/a
Repayment options	Fortnightly, Monthly
Security required	Residential Property, Vehicle

Minimum loan amount	$5,000.00
Maximum loan amount	n/a
Minimum loan term	1 Year
Maximum loan term	7 Years

CUA

CUA Personal Loan (Unsecured) (Fixed)

- No monthly account fees
- Free extra repayments
- No penalty for early payout
interest rate
11.99%
comparison rate
12.83%based on $10,000
over 3 years
Go to site

Click for more info

Other benefits
Upfront fee	$120
Monthly fee	$0.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$1,000.00
Maximum loan amount	$100,000.00
Minimum loan term	1 Year
Maximum loan term	7 Years

NAB

NAB Personal Loan (Fixed, Unsecured)

- $0 application fee
- No monthly account fees
- No early exit fee
interest rate
13.45%
comparison rate
13.45%based on $10,000
over 3 years
Go to site

Click for more info

Other benefits	Application and monthly service fees waived for applications received by 13 January 2014
Upfront fee	$0
Monthly fee	$0.00
Exit fee	$0.00
Repayment options	Weekly, Fortnightly, Monthly
Security required	Unsecured

Minimum loan amount	$10,000.00
Maximum loan amount	$19,999.00
Minimum loan term	1 Year
Maximum loan term	7 Years

Bankwest

Bankwest Unsecured Personal loan (Fixed)

- Borrow from $5,000 to $50,000
- Choose to repay over 3 to 7 years
- 100% secure easy online application
interest rate
13.84%
comparison rate
16.88%based on $10,000
over 3 years
Go to site

Click for more info

IMB

IMB Personal Loan (Fixed, Unsecured)

- No ongoing fees
- Free extra repayments
- Loan term 1 to 5 years
interest rate
12.49%
comparison rate
13.37%based on $10,000
over 3 years
Go to site

Click for more info

Bankwest

Bankwest Flexible Personal Loan (Fixed, Unsecured)

- Free extra repayments
- Redraw facility
- Flexible terms from 1 to 7 years
interest rate
13.99%
comparison rate
17.84%based on $10,000
over 3 years
Go to site

Click for more info

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are for the amounts and terms quoted, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans, and apply only to these examples. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.

Top 5 Minimum interest rate

- based on comparison interest rate

apply now
all personal loans
big banks

Go to site

14.65%
NAB
– Personal Loan (Fixed, Unsecured)
14.77%
Commonwealth Bank
– Fixed Rate (Unsecured)
14.96%
ANZ
– Variable Rate (Unsecured)
15.41%
Westpac
– Personal Loan (Fixed, Unsecured)

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**Saving based on the average difference in fees and charges over the life of the loan between the most competitive product Mozo can refer a consumer to and the average personal loan product input by 493 consumers (average balance of $19,708, interest rate of 14.9%, monthly fee of $7.80 and loan term of 4.8 years) who used the Mozo Personal Loan Health Check tool between 1 January 2012 to July 2012.

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