Saving
SAVING
Get your money working for you
David Potts Money makes money when it is reinvested whether through a superannuation account, holding a share portfolio or property investments.
THRIFTOBER
Thriftober - and out
Richard Hughes Thriftober's almost over - what have you learnt from a month of curtailed spending?
SUPER
Secure, tax-friendly annuities popular retiree investment
John Collett Annuities are striking a chord with retirees who reckon they are going to be around for a long time.
Grab a coffee and let the taxman pay
David Potts As a reader tweeted, Thriftober is a great idea but what about the other 334 days?
GETTING STARTED
Rate rises unlikely to benefit deposits
David Potts How can the market be so sure rates will rise next year? Easy.
THRIFTOBER
Fill closet, don't empty the wallet
Sylvia Pennington Whether it's for a special occasion, such as the races, or for more day-to-day wear, there are lots of ways to save in style.
THRIFTOBER
Ten ideas to help keep your enthusiasm up
Melissa Browne We're halfway through the spend-free month of Thriftober and the pressure's on. Here are a few ideas to help you stick with it
BILL SHOCK
Smartphone bill bombshell
Sylvia Pennington Accessing the internet from your handset is great, but the invoice can be a humdinger, writes Sylvia Pennington.
DONATING
App cuts it for charity giving
Nina Hendy There are fresh ways to give to your favourite charity without causing yourself financial pain.
SAVINGS
Shop around to maximise that savings return
Emily Chantiri If you have a short-term saving plan there are a few options to help make the most of your money.
FINANCIAL LITERACY
Banking battle of the sexes
Rebecca Glenn Pioneering Australian study finds women tend to see their earnings as the "family money' and see a man's money as his own.
SAVING
Lockin' out their generation
Mark Bouris Since I realised Gen Y existed, I've been reading how educated, fickle, lazy and entitled they are.
SHARE HOUSES
Rites of passage in your joint home of contention
Sylvia Pennington Disputes over money are one of the most common sources of conflict in share houses - but can they be prevented?
SAVING
Super success achieved in stages
Mark Bouris People confused about superannuation often ask me how they can make the right decisions.
BARGAIN HUNTING
It's only plonk if you look at the price tag
David Wilson Our grasp of wine's class and worth is shaky. Several scathing studies suggest we are suckers for mystique, marketing and the price tag-driven power of suggestion.
WHITE ELEPHANTS
Five spending cuts that will boost your savings
David Wilson How frugal are you? Presumably, you are not about to buy a yacht. Here are five more specific expenses to cut.
THE RULES
Pension criteria set to change
NOEL WHITTAKER Centrelink uses the deeming rules when assessing eligibility for the age pension under the income test. This means assets such as cash in the bank, shares and managed funds are deemed to be earning a certain income.
The freedom to crunch it out
Christine Long Ashlea Wallington, 28, might not think of herself as a gym junkie.
JUST DO IT
Littlest decisions can move mountains
Melissa Browne Saving money, like getting fit, is something many people seem to believe they'll never do.
WORK IT OUT
The power of flexibility
Christine Long Understanding the terms of a gym membership means you can avoid the traps if you opt to walk away.
BUDGETING
Grow a surplus of your own
Nina Hendy The only way to get off the treadmill of living from one pay packet to the next is to commit to a household budget.
INSIGHT
Rising debt weighs heavily on any future boom
Clancy Yeates When confidence is building in the property market, as it has been lately, it can be easy to get swept up in the hype.
SAVING
Savers notice option beside term deposits
John Kavanagh A new type of savings account starting to appear in the banking market will give people more options when it comes to organising their savings.
Creative ways to reach your first million
David Wilson The average savings accounts now only offer moderate to measly interest. The going rate hovers at about 3 per cent – unimpressive bang for buck.
