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With over 160 credit cards on the market, how do you choose the best one? Check out the popular credit card table below for some of the latest credit card deals or try one of our free credit card tools to help you compare rewards, fees, interest rates and balance transfer offers.

Today's sponsored deal

American Express

American Express Platinum Edge Credit Card

  • Annual domestic economy return flight
  • 10,000 Membership Rewards Bonus Points. New card members only
  • Complimentary domestic and international travel insurance
Check it out
    • HSBC
      Credit Card
      • 0% p.a. balance transfer for 6 months
      • No annual fee for the life of the card
      • Up to 55 days interest-free on purchases
    • interest rate

      17.99%

    • balance transfer rate

      0.00% for 6 months and then cash rate


      annual fee

      $0

    • Go to site
    Click for more info
    • Bankwest
      Breeze
      • 0% p.a. on purchases for up to 10 months
      • Australia's lowest ongoing MasterCard purchase rate of 11.99% p.a.
      • Up to 3 additional cardholders at no additional cost
    • interest rate

      0.00% for 10 months then 11.99%

    • balance transfer rate

      2.99% for 9 months


      annual fee

      $59

    • Go to site
      Advertisement
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    • American Express
      Qantas American Express Discovery Card
      • No annual card fee
      • Earn 1 Qantas Frequent Flyer point per $1 spent on purchases with your card
      • Up to 7,500 extra Qantas Frequent Flyer points when you apply by 31 December 2013, are approved and meet the spend criteria
    • interest rate

      20.74%

    • balance transfer rate


      annual fee

      $0

    • Go to site
    Click for more info
    • Commonwealth Bank
      Low Rate Credit Card
      • Enjoy 0% p.a. on purchases for 5 months on new personal credit cards for online applications. Limited time only
      • Annual fee $78 or $48 if you hold a qualifying CommBank account or loan when you apply
      • Up to 55 days interest free on purchases
    • interest rate

      0.00% for 5 months then 12.99%

    • balance transfer rate

      5.99% for 5 months and then cash rate


      annual fee

      $78$48 if CBA customer when applying

    • Go to site
    Click for more info
    • Coles
      No Annual Fee MasterCard
      • No annual card fee
      • Earn 1 flybuys point per $2 you spend on your everyday purchases. Conditions apply
      • Up to 62 days interest free on purchases when you pay the full balance off each month
    • interest rate

      17.99%

    • balance transfer rate


      annual fee

      $0

    • Go to site
    Click for more info
    • Virgin Money
      Virgin No Annual Fee Credit Card
      • $50 eftpos gift card when you start spending in your first month. Conditions apply
      • No annual fee for the life of the card
      • 2.9% p.a. for 6 months on balance transfers
    • interest rate

      18.99%

    • balance transfer rate

      2.90% for 6 months and then cash rate


      annual fee

      $0

    • Go to site
      Advertisement
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    • NAB
      Low Rate Card
      • Special Offer: 0% p.a. on purchases until July 1, 2014. Apply by January 13, 2014
      • Additional cardholder at no extra cost
      • $59 annual card fee
    • interest rate

      0.00% for 8 months then 13.99%

    • balance transfer rate

      4.99% for 6 months


      annual fee

      $59

    • Go to site
    Click for more info
    • American Express
      American Express Velocity Escape Card
      • $0 p.a. annual card fee
      • Earn up to 2 Velocity Points for every $1 spent
      • Introductory offer - 7,500 bonus Velocity Points
    • interest rate

      20.74%

    • balance transfer rate


      annual fee

      $0

    • Go to site
    Click for more info
    • HSBC
      Platinum Qantas
      • 35,000 bonus Qantas Frequent Flyer points. Conditions apply
      • 0% p.a. balance transfer for 6 months. Conditions apply
      • Make an eligible purchase within the first 3 months of applying for your card to receive 2 complimentary Qantas Club lounge invitations
    • interest rate

      19.99%

    • balance transfer rate

      0.00% for 6 months and then cash rate


      annual fee

      $199

    • Go to site
    Click for more info
    • Commonwealth Bank
      Low Fee Credit Card
      • Enjoy 0% p.a. on purchases for 5 months on new personal credit cards for online applications. Limited time only
      • Annual fee $24 or $0 if you hold a qualifying CommBank account or loan when you apply
      • Up to 55 days interest free on purchases
    • interest rate

      0.00% for 5 months then 19.74%

    • balance transfer rate

      5.99% for 5 months and then cash rate


      annual fee

      $24$0 if CBA customer when applying or spend over $1,000 p.a.

    • Go to site
    Click for more info
    • Bankwest
      Zero
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • interest rate

      17.99%

    • balance transfer rate

      2.99% for 9 months


      annual fee

      $0

    • Go to site
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    • Virgin Money
      Virgin Low Rate Credit Card
      • 2.90% p.a. for 9 months on balance transfers. Conditions apply
      • Up to 44 interest free days
      • $99 annual fee
    • interest rate

      10.99%

    • balance transfer rate

      2.90% for 9 months and then cash rate


      annual fee

      $99

    • Go to site
      Advertisement
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    • NAB
      Low Fee Card
      • $30 annual fee
      • Up to 44 days interest free on purchases
      • Your choice of a MasterCard or Visa card
    • interest rate

      19.49%

    • balance transfer rate

      4.99% for 6 months


      annual fee

      $30

    • Go to site
    Click for more info
    • Bankwest
      Breeze Platinum
      • 0% p.a. on purchases for up to 10 months
      • Australia's lowest ongoing MasterCard purchase rate of 11.99% p.a.
      • No foreign transaction fees on online and overseas purchases
    • interest rate

      0.00% for 10 months then 11.99%

    • balance transfer rate

      2.99% for 9 months


      annual fee

      $99

    • Go to site
      Advertisement
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    • HSBC
      Platinum
      • 25,000 Rewards Points offer for approved applications. Conditions apply
      • 0% p.a balance transfer for 8 months. Conditions apply
      • Earn Rewards Points on every dollar spent on eligible purchases and choose your own rewards
    • interest rate

      19.99%

    • balance transfer rate

      0.00% for 8 months and then cash rate


      annual fee

      $129

    • Go to site
    Click for more info
    • American Express
      Qantas American Express Premium Card
      • Introductory offer of up to 30,000 extra Qantas Points when you apply by 31 December 2013, are approved & meet the spend criteria.
      • Earn up to 2 Qantas points per $1 spent. Conditions apply.
      • Enjoy two Qantas Club Lounge invitations every year. Conditions apply.
    • interest rate

      20.74%

    • balance transfer rate


      annual fee

      $249

    • Go to site
    Click for more info
    • Bankwest
      Zero Platinum
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • interest rate

      17.99%

    • balance transfer rate

      2.99% for 9 months


      annual fee

      $0

    • Go to site
      Advertisement
    Click for more info
    • Commonwealth Bank
      Awards Credit Card
      • Earn up to 1.5 Award points for every dollar spent on your Commbank Awards American Express Card
      • Redeem points for items, travel, gift cards or cash back
      • $30 discount off your annual fee if you have another qualifying CommBank account or loan when you apply
    • interest rate

      0.00% for 5 months then 20.24%

    • balance transfer rate

      5.99% for 5 months and then cash rate


      annual fee

      $89$59 if CBA customer when applying

    • Go to site
    Click for more info
    • Virgin Money
      Virgin Low Rate Credit Card
      • 2.90% p.a. for 9 months on balance transfers. Conditions apply
      • Up to 44 interest free days
      • $99 annual fee
    • interest rate

      10.99%

    • balance transfer rate

      2.90% for 9 months and then cash rate


      annual fee

      $99

    • Go to site
      Advertisement
    Click for more info
    • Commonwealth Bank
      Low Rate Credit Card
      • Enjoy 0% p.a. on purchases for 5 months on new personal credit cards for online applications. Limited time only
      • Annual fee $78 or $48 if you hold a qualifying CommBank account or loan when you apply
      • Up to 55 days interest free on purchases
    • interest rate

      0.00% for 5 months then 12.99%

    • balance transfer rate

      5.99% for 5 months and then cash rate


      annual fee

      $78$48 if CBA customer when applying

    • Go to site
    Click for more info
    • Bankwest
      Breeze
      • 0% p.a. on purchases for up to 10 months
      • Australia's lowest ongoing MasterCard purchase rate of 11.99% p.a.
      • Up to 3 additional cardholders at no additional cost
    • interest rate

      0.00% for 10 months then 11.99%

    • balance transfer rate

      2.99% for 9 months


      annual fee

      $59

    • Go to site
      Advertisement
    Click for more info
    • NAB
      Low Rate Card
      • Special Offer: 0% p.a. on purchases until July 1, 2014. Apply by January 13, 2014
      • Additional cardholder at no extra cost
      • $59 annual card fee
    • interest rate

      0.00% for 8 months then 13.99%

    • balance transfer rate

      4.99% for 6 months


      annual fee

      $59

    • Go to site
    Click for more info
    • Commonwealth Bank
      Low Fee Credit Card
      • Enjoy 0% p.a. on purchases for 5 months on new personal credit cards for online applications. Limited time only
      • Annual fee $24 or $0 if you hold a qualifying CommBank account or loan when you apply
      • Up to 55 days interest free on purchases
    • interest rate

      0.00% for 5 months then 19.74%

    • balance transfer rate

      5.99% for 5 months and then cash rate


      annual fee

      $24$0 if CBA customer when applying or spend over $1,000 p.a.

    • Go to site
    Click for more info
    • Virgin Money
      Virgin Australia Velocity Flyer Card - 0% for 6 months offer
      • 0% p.a. for up to 6 months on purchases
      • 0% p.a. for 6 months on balance transfers
      • Exclusive half annual fee waiver for the first year
    • interest rate

      0.00% for 6 months then 20.74%

    • balance transfer rate

      0.00% for 6 months and then cash rate


      annual fee

      $129$65 in the first year

    • Go to site
      Advertisement
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    • Bankwest
      Breeze Platinum
      • 0% p.a. on purchases for up to 10 months
      • Australia's lowest ongoing MasterCard purchase rate of 11.99% p.a.
      • No foreign transaction fees on online and overseas purchases
    • interest rate

      0.00% for 10 months then 11.99%

    • balance transfer rate

      2.99% for 9 months


      annual fee

      $99

    • Go to site
      Advertisement
    Click for more info
    • Commonwealth Bank
      Low Fee Gold Credit Card
      • Enjoy 0% p.a. on purchases for 5 months on new personal credit cards for online applications. Limited time only
      • Complimentary International travel insurance
      • Up to 55 days interest free on purchases
    • interest rate

      0.00% for 5 months then 19.74%

    • balance transfer rate

      5.99% for 5 months and then cash rate


      annual fee

      $90$0 if CBA customer when applying or spend over $10,000 p.a.

    • Go to site
    Click for more info
    • HSBC
      Credit Card
      • 0% p.a. balance transfer for 6 months
      • No annual fee for the life of the card
      • Up to 55 days interest-free on purchases
    • balance transfer rate

      0.00% for 6 months and then cash rate

    • interest rate

      17.99%


      annual fees

      $0

    • Go to site
    Click for more info
    • Bankwest
      Zero
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • balance transfer rate

      2.99% for 9 months

    • interest rate

      17.99%


      annual fees

      $0

    • Go to site
      Advertisement
    Click for more info
    • Commonwealth Bank
      Low Fee Credit Card
      • Enjoy 0% p.a. on purchases for 5 months on new personal credit cards for online applications. Limited time only
      • Annual fee $24 or $0 if you hold a qualifying CommBank account or loan when you apply
      • Up to 55 days interest free on purchases
    • balance transfer rate

      5.99% for 5 months and then cash rate

    • interest rate

      0.00% for 5 months then 19.74%


      annual fees

      $24$0 if CBA customer when applying or spend over $1,000 p.a.

    • Go to site
    Click for more info
    • Virgin Money
      Virgin Australia Velocity Flyer Card - Balance Transfer Offer
      • 0% p.a. for 12 months on balance transfers. Conditions apply
      • Exclusive half annual fee waiver for the first year
      • Up to 44 interest free days on purchases
    • balance transfer rate

      0.90% for 12 months and then cash rate

    • interest rate

      20.74%


      annual fees

      $129$65 in the first year

    • Go to site
      Advertisement
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    • NAB
      Low Rate Card
      • Special Offer: 0% p.a. on purchases until July 1, 2014. Apply by January 13, 2014
      • Additional cardholder at no extra cost
      • $59 annual card fee
    • balance transfer rate

      4.99% for 6 months

    • interest rate

      0.00% for 8 months then 13.99%


      annual fees

      $59

    • Go to site
    Click for more info
    • HSBC
      Platinum
      • 25,000 Rewards Points offer for approved applications. Conditions apply
      • 0% p.a balance transfer for 8 months. Conditions apply
      • Earn Rewards Points on every dollar spent on eligible purchases and choose your own rewards
    • balance transfer rate

      0.00% for 8 months and then cash rate

    • interest rate

      19.99%


      annual fees

      $129

    • Go to site
    Click for more info
    • Commonwealth Bank
      Low Rate Credit Card
      • Enjoy 0% p.a. on purchases for 5 months on new personal credit cards for online applications. Limited time only
      • Annual fee $78 or $48 if you hold a qualifying CommBank account or loan when you apply
      • Up to 55 days interest free on purchases
    • balance transfer rate

      5.99% for 5 months and then cash rate

    • interest rate

      0.00% for 5 months then 12.99%


      annual fees

      $78$48 if CBA customer when applying

    • Go to site
    Click for more info
    • Bankwest
      Breeze
      • 0% p.a. on purchases for up to 10 months
      • Australia's lowest ongoing MasterCard purchase rate of 11.99% p.a.
      • Up to 3 additional cardholders at no additional cost
    • balance transfer rate

      2.99% for 9 months

    • interest rate

      0.00% for 10 months then 11.99%


      annual fees

      $59

    • Go to site
      Advertisement
    Click for more info
    • Virgin Money
      Virgin Australia Velocity Flyer Card - 0% for 6 months offer
      • 0% p.a. for up to 6 months on purchases
      • 0% p.a. for 6 months on balance transfers
      • Exclusive half annual fee waiver for the first year
    • balance transfer rate

      0.00% for 6 months and then cash rate

    • interest rate

      0.00% for 6 months then 20.74%


      annual fees

      $129$65 in the first year

    • Go to site
      Advertisement
    Click for more info
    • NAB
      Low Fee Card
      • $30 annual fee
      • Up to 44 days interest free on purchases
      • Your choice of a MasterCard or Visa card
    • balance transfer rate

      4.99% for 6 months

    • interest rate

      19.49%


      annual fees

      $30

    • Go to site
    Click for more info
    • HSBC
      Platinum Qantas
      • 35,000 bonus Qantas Frequent Flyer points. Conditions apply
      • 0% p.a. balance transfer for 6 months. Conditions apply
      • Make an eligible purchase within the first 3 months of applying for your card to receive 2 complimentary Qantas Club lounge invitations
    • balance transfer rate

      0.00% for 6 months and then cash rate

    • interest rate

      19.99%


      annual fees

      $199

    • Go to site
    Click for more info
    • Virgin Money
      Virgin Low Rate Credit Card
      • 2.90% p.a. for 9 months on balance transfers. Conditions apply
      • Up to 44 interest free days
      • $99 annual fee
    • balance transfer rate

      2.90% for 9 months and then cash rate

    • interest rate

      10.99%


      annual fees

      $99

    • Go to site
      Advertisement
    Click for more info
    • Commonwealth Bank
      Low Rate Credit Card
      • Enjoy 0% p.a. on purchases for 5 months on new personal credit cards for online applications. Limited time only
      • Annual fee $78 or $48 if you hold a qualifying CommBank account or loan when you apply
      • Up to 55 days interest free on purchases
    • intro interest rate

      0.00% for 5 months

    • interest rate

      0.00% for 5 months then 12.99%


      balance transfer rate

      5.99% for 5 months and then cash rate

    • Go to site
    Click for more info
    • Commonwealth Bank
      Low Fee Credit Card
      • Enjoy 0% p.a. on purchases for 5 months on new personal credit cards for online applications. Limited time only
      • Annual fee $24 or $0 if you hold a qualifying CommBank account or loan when you apply
      • Up to 55 days interest free on purchases
    • intro interest rate

      0.00% for 5 months

    • interest rate

      0.00% for 5 months then 19.74%


      balance transfer rate

      5.99% for 5 months and then cash rate

    • Go to site
    Click for more info
    • Virgin Money
      Virgin Australia Velocity Flyer Card - 0% for 6 months offer
      • 0% p.a. for up to 6 months on purchases
      • 0% p.a. for 6 months on balance transfers
      • Exclusive half annual fee waiver for the first year
    • intro interest rate

      0.00% for 6 months

    • interest rate

      0.00% for 6 months then 20.74%


      balance transfer rate

      0.00% for 6 months and then cash rate

    • Go to site
      Advertisement
    Click for more info
    • Commonwealth Bank
      Diamond Awards Credit Card
      • Enjoy 0% p.a. on purchases for 5 months on new personal credit cards for online applications only. Limited time only
      • Earn up to 3 Awards points for every dollar you spend
      • Bonus points at over 30 partners including hotels, travel and more
    • intro interest rate

      0.00% for 5 months

    • interest rate

      0.00% for 5 months then 20.24%


      balance transfer rate

      5.99% for 5 months and then cash rate

    • Go to site
    Click for more info
    • NAB
      Low Rate Card
      • Special Offer: 0% p.a. on purchases until July 1, 2014. Apply by January 13, 2014
      • Additional cardholder at no extra cost
      • $59 annual card fee
    • intro interest rate

      0.00% for 8 months

    • interest rate

      0.00% for 8 months then 13.99%


      balance transfer rate

      4.99% for 6 months

    • Go to site
    Click for more info
    • Commonwealth Bank
      Awards Credit Card
      • Earn up to 1.5 Award points for every dollar spent on your Commbank Awards American Express Card
      • Redeem points for items, travel, gift cards or cash back
      • $30 discount off your annual fee if you have another qualifying CommBank account or loan when you apply
    • intro interest rate

      0.00% for 5 months

    • interest rate

      0.00% for 5 months then 20.24%


      balance transfer rate

      5.99% for 5 months and then cash rate

    • Go to site
    Click for more info
    • Commonwealth Bank
      Platinum Awards Credit Card
      • Enjoy 0% p.a. on purchases for 5 months on new personal credit cards for online applications only. Limited time only
      • Earn up to 2.5 Awards points for every dollar you spend
      • Apply online and get a response in 60 seconds
    • intro interest rate

      0.00% for 5 months

    • interest rate

      0.00% for 5 months then 20.24%


      balance transfer rate

      5.99% for 5 months and then cash rate

    • Go to site
    Click for more info
    • American Express
      Qantas American Express Discovery Card
      • No annual card fee
      • Earn 1 Qantas Frequent Flyer point per $1 spent on purchases with your card
      • Up to 7,500 extra Qantas Frequent Flyer points when you apply by 31 December 2013, are approved and meet the spend criteria
    • annual fees

      $0

    • interest rate

      20.74%


      balance transfer rate

    • Go to site
    Click for more info
    • Bankwest
      Zero
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • annual fees

      $0

    • interest rate

      17.99%


      balance transfer rate

      2.99% for 9 months

    • Go to site
      Advertisement
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    • HSBC
      Credit Card
      • 0% p.a. balance transfer for 6 months
      • No annual fee for the life of the card
      • Up to 55 days interest-free on purchases
    • annual fees

      $0

    • interest rate

      17.99%


      balance transfer rate

      0.00% for 6 months and then cash rate

    • Go to site
    Click for more info
    • Coles
      No Annual Fee MasterCard
      • No annual card fee
      • Earn 1 flybuys point per $2 you spend on your everyday purchases. Conditions apply
      • Up to 62 days interest free on purchases when you pay the full balance off each month
    • annual fees

      $0

    • interest rate

      17.99%


      balance transfer rate

    • Go to site
    Click for more info
    • Commonwealth Bank
      Low Fee Credit Card
      • Enjoy 0% p.a. on purchases for 5 months on new personal credit cards for online applications. Limited time only
      • Annual fee $24 or $0 if you hold a qualifying CommBank account or loan when you apply
      • Up to 55 days interest free on purchases
    • annual fees

      $24$0 if CBA customer when applying or spend over $1,000 p.a.

    • interest rate

      0.00% for 5 months then 19.74%


      balance transfer rate

      5.99% for 5 months and then cash rate

    • Go to site
    Click for more info
    • Virgin Money
      Virgin No Annual Fee Credit Card
      • $50 eftpos gift card when you start spending in your first month. Conditions apply
      • No annual fee for the life of the card
      • 2.9% p.a. for 6 months on balance transfers
    • annual fees

      $0

    • interest rate

      18.99%


      balance transfer rate

      2.90% for 6 months and then cash rate

    • Go to site
      Advertisement
    Click for more info
    • American Express
      American Express Velocity Escape Card
      • $0 p.a. annual card fee
      • Earn up to 2 Velocity Points for every $1 spent
      • Introductory offer - 7,500 bonus Velocity Points
    • annual fees

      $0

    • interest rate

      20.74%


      balance transfer rate

    • Go to site
    Click for more info
    • NAB
      Low Fee Card
      • $30 annual fee
      • Up to 44 days interest free on purchases
      • Your choice of a MasterCard or Visa card
    • annual fees

      $30

    • interest rate

      19.49%


      balance transfer rate

      4.99% for 6 months

    • Go to site
    Click for more info
    • Bankwest
      Zero Platinum
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • annual fees

      $0

    • interest rate

      17.99%


      balance transfer rate

      2.99% for 9 months

    • Go to site
      Advertisement
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    • Commonwealth Bank
      Low Fee Gold Credit Card
      • Enjoy 0% p.a. on purchases for 5 months on new personal credit cards for online applications. Limited time only
      • Complimentary International travel insurance
      • Up to 55 days interest free on purchases
    • interest rate

      0.00% for 5 months then 19.74%

    • balance transfer rate

      5.99% for 5 months and then cash rate


      annual fees

      $90$0 if CBA customer when applying or spend over $10,000 p.a.

    • Go to site
    Click for more info
    • Bankwest
      Breeze Gold
      • 0% p.a. on purchases for up to 10 months
      • Australia's lowest ongoing MasterCard purchase rate of 11.99% p.a.
      • Up to 3 additional cardholders at no additional cost
    • interest rate

      0.00% for 10 months then 11.99%

    • balance transfer rate

      2.99% for 9 months


      annual fees

      $89

    • Go to site
      Advertisement
    Click for more info
    • Commonwealth Bank
      Low Rate Gold Credit Card
      • Enjoy 0% p.a. on purchases for 5 months on new personal credit cards for online applications. Limited time only
      • Up to 55 days interest free on purchases
      • Apply online and get a response in 60 seconds
    • interest rate

      0.00% for 5 months then 12.99%

    • balance transfer rate

      5.99% for 5 months and then cash rate


      annual fees

      $120$90 if CBA customer when applying

    • Go to site
    Click for more info
    • Bankwest
      Zero Gold
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • interest rate

      17.99%

    • balance transfer rate

      2.99% for 9 months


      annual fees

      $0

    • Go to site
      Advertisement
    Click for more info
    • American Express
      Qantas American Express Premium Card
      • Introductory offer of up to 30,000 extra Qantas Points when you apply by 31 December 2013, are approved & meet the spend criteria.
      • Earn up to 2 Qantas points per $1 spent. Conditions apply.
      • Enjoy two Qantas Club Lounge invitations every year. Conditions apply.
    • interest rate

      20.74%

    • balance transfer rate


      annual fees

      $249

    • Go to site
    Click for more info
    • Commonwealth Bank
      Platinum Awards Credit Card
      • Enjoy 0% p.a. on purchases for 5 months on new personal credit cards for online applications only. Limited time only
      • Earn up to 2.5 Awards points for every dollar you spend
      • Apply online and get a response in 60 seconds
    • interest rate

      0.00% for 5 months then 20.24%

    • annual fees

      $280$250 if CBA customer when applying


      balance transfer rate

      5.99% for 5 months and then cash rate

    • Go to site
    Click for more info
    • Bankwest
      Breeze Platinum
      • 0% p.a. on purchases for up to 10 months
      • Australia's lowest ongoing MasterCard purchase rate of 11.99% p.a.
      • No foreign transaction fees on online and overseas purchases
    • interest rate

      0.00% for 10 months then 11.99%

    • annual fees

      $99


      balance transfer rate

      2.99% for 9 months

    • Go to site
      Advertisement
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    • HSBC
      Platinum Qantas
      • 35,000 bonus Qantas Frequent Flyer points. Conditions apply
      • 0% p.a. balance transfer for 6 months. Conditions apply
      • Make an eligible purchase within the first 3 months of applying for your card to receive 2 complimentary Qantas Club lounge invitations
    • interest rate

      19.99%

    • annual fees

      $199


      balance transfer rate

      0.00% for 6 months and then cash rate

    • Go to site
    Click for more info
    • HSBC
      Platinum
      • 25,000 Rewards Points offer for approved applications. Conditions apply
      • 0% p.a balance transfer for 8 months. Conditions apply
      • Earn Rewards Points on every dollar spent on eligible purchases and choose your own rewards
    • interest rate

      19.99%

    • annual fees

      $129


      balance transfer rate

      0.00% for 8 months and then cash rate

    • Go to site
    Click for more info
    • Bankwest
      Zero Platinum
      • No annual fee, ever
      • 2.99% p.a. on balance transfers for 9 months
      • Up to 55 days interest free on purchases
    • interest rate

      17.99%

    • annual fees

      $0


      balance transfer rate

      2.99% for 9 months

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    Click for more info

Top 5 Lowest interest rate

- based on ongoing interest rate
  1. 10.99%
    Virgin Money
  2. 11.99%
    Bankwest
    Breeze
  3. 12.99%
    Commonwealth Bank
  4. 13.99%
    NAB
  5. 17.99%
    HSBC
  1. 8.99%
    Community First
  2. 9.99%
    Victoria Teachers Mutual Bank
  3. 10.12%
    Maritime, Mining & Power Credit Union
  4. 10.14%
    bankmecu
    Low Rate
  5. 10.49%
    SCU
  1. 12.99%
    ANZ
    Low Rate
  2. 12.99%
    Commonwealth Bank
  3. 13.49%
    Westpac
    Low Rate
  4. 13.99%
    NAB
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**Saving based on the average difference in fees and charges over 3 years between the most competitive product Mozo can refer a consumer to and the average credit card product input by 6,863 consumers (average balance of $4,262 or balance transfer balance of $5,818, interest rate of 19.6% and annual fee of $36.50) who used the Mozo Credit Card Health Check tool between 1 January 2012 to July 2012.

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