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TIFIN artificial intelligence
JPMorgan-Backed TIFIN Unveils Platform for Creating AI FinTechs
Authentication
Nearly a Third of Consumers Want More Than Biometric Authentication When Accessing Bank Accounts
Bank of America Banking
Bank of America CEO: Capital Requirements Must Ensure �Level Playing Field’
Cryptocurrency
House Financial Services Chairman Calls for Governance Limits and Clarity for Stablecoins
Real-Time Payments
Plaid Taps Cross River to Offer Real-Time Payments
Buy Now Pay Later
Upgrade’s $100M Deal for Uplift Brings BNPL for Travelers Into the Fold
Acquisitions
Banc of California to Sell $1.8 Billion Worth of Residential Loans
Mastercard
Mastercard's Cease-and-Desist Letters Halt Cannabis Debit Card Transactions
Loans
Will Big Bank Capital Requirements Help Smaller FIs, FinTechs Gain Small Business Lending Share?
Security & Fraud
Grasshopper and Cable Debut Financial Crime Prevention Testing Platform
Digital-First Banking
Revolut Extends Accounts in US to Non-Citizens
Partnerships / Acquisitions
Report: Regional Lenders Banc of California and PacWest Negotiate Combination
Credit Unions
PSCU CEO: Credit Unions Will Weather the Battle for Deposits Amid Profit Crunch
artificial intelligence
Banks’ Cautious Approach to Generative AI Is More Internal Than Customer-Facing
Banking
Regional Banks Cut Back on Lending to Preserve Capital
Banking
FDIC Warns Banks Over Estimated Uninsured Deposit Inaccuracies

digital first banking

Cloud technology can help banks augment their digital banking transformations, but implementation can be a hurdle for some financial institutions. Digital Banking  ●   July 5, 2023
PYMNTS Intelligence: How FIs Can Augment Their Digital Experiences With Cloud Technology

The financial industry is at a turning point in its history as more users flock to digital banking, many of whom plan never to set foot in a brick-and-mortar branch again. A crop of digital-native alternatives has sprung up to satisfy this electronic demand, with FinTechs and challenger banks offering...

challenger banks

Digital-First Banking  ●   October 21, 2022
Banks Cut Neobanks’ First Mover Advantage on Fees and Tech

In business, sometimes, the strategy is to be first — jumping into markets with new products and services, striving to capture consumers’ mind share, wallet share, and loyalty. And sometimes, the strategy can be to follow, but to be better and bigger, too. In financial services, we’re seeing that the...

online banking

JPMorgan Chase Digital-First Banking  ●   July 21, 2023
JPMorgan to Expand Online Banking Platform Into Germany and EU

J.P. Morgan reportedly plans to expand its online banking platform Chase into Germany and other European Union (EU) countries. Preparations for such a move have been reported previously, but CEO Jamie Dimon confirmed the plans for the first time in an interview published Friday (July 21) in the German newspaper...

mobile banking

Buy Now Pay Later  ●   July 27, 2023
Upgrade’s $100M Deal for Uplift Brings BNPL for Travelers Into the Fold

The build vs. buy debate is a perennial one in technology, and in payments.  For neobank Upgrade, in the bid to extend its credit, mobile banking and payment products to more consumers, and to broaden its own portfolio of payment options — specifically in the red-hot buy now, pay later...

PYMNTS DATA


The Real-Time Payments World Map

Household Finances Deep Dive Edition