Stripe offers two different ways to accept international card payments for Indian businesses with varying fee plans. Both approaches allow you to accept payments from customers outside India with a single integration and pay out to your Indian bank account in Indian Rupees (INR). You can choose which currency option best suits your business needs:
Mainly domestic: If most of your customers are in India, with some international customers, consider charging primarily in INR.
Mainly international: If most of your customers are outside India, with some customers based in India, consider localizing your presentment currency.
| Mainly domestic | Mainly international | |
| Presentment currency | INR—end customers will see INR charges on statements | 135+ currencies supported (Visa and Mastercard, USD on American Express) |
| Settlement to an Indian bank account | Supported in INR only | Supported in INR and USD |
| Additional documentation for exporters | None | • Purpose codes and Importer Exporter code required • Payment Advice with all details of foreign inward remittance provided |
| Processing fees | 3% per successful charge | 4.3% per successful charge |
| Currency conversion fees | End customers may be charged a conversion fee by their issuing bank | Additional 2% if required |