BNPL and embedded lending

Innovate and grow new revenue

Buy now, pay later (BNPL) and point-of-sale (POS) lending are exciting growth opportunities and essential to staying competitive, yet limited access to tech talent and the complexity of legacy technology prevents many from moving forward. FintechOS simplifies BNPL and embedded lending, enabling you to launch embedded products within weeks, without changing out your tech stack.

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$1T

global BNPL industry size by 2025 according to Bank of America

181%

expected BNPL market growth, accounting for 13% of all global ecommerce payments by 2024

>50%

of consumers of all age groups are open to using BNPL when they’re shopping

How does FintechOS help?

Dedicated BNPL capabilities

Access a full range of product and journey capabilities to bring to market unique BNPL products.

Pre-built solution components

Fast-forward development by starting with digital journey templates designed for embedded lending use cases.

Total control of product design

Control all aspects of the customer experience and underlying product parameters, including powerful credit/risk scoring and decisioning rules.

Full lifecycle via a single platform

Cover the full BNPL solution lifecycle, including merchant administration, reporting and analytics, and after-sales self service including payments.

Quick to launch and service

Work with the FintechOS team, our partners, or do it yourself – we have you covered!

Launch new products in 12 weeks

With the FintechOS platform, create and iterate PoS lending products without coding. Leverage product accelerators and FintechOS Kickstart to go to accelerate your time to value.

Innovate to drive revenue

Build personalized automated customer journeys that engage consumers. Leverage data and third-party services to create innovative differentiated products that drive revenue.

Empower your business lifecycle

Remove your dependency on scarce tech talent. With the FintechOS platform, empower your team to service and expand your financial products more efficiently and at a lower cost.