Stripe Financial Connections

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Financial Connections lets your users securely share their financial data by linking their financial accounts to your business.

Use Financial Connections to access user-permissioned account data such as tokenized account and routing numbers, balances, ownerships details, and transactions.

Data retrieved through Financial Connections can help you:

• Instantly verify your users’ bank accounts to accept ACH Direct Debit payments and transfers.
• Avoid fees from insufficient funds failures and protect your customers from overdraft charges by checking an account’s balances before initiating a bank-based payment or wallet transfer.
• Mitigate fraud when onboarding a customer or merchant by verifying an account’s ownership details, such as the name and address of the accountholder.
• Build tools that let your users track expenses, handle bills, manage their finances and take control of their financial well-being with transactions data.
• Speed up underwriting and improve access to credit and other financial services for your users with transactions and balances data.