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The easiest way to verify identities

Stripe Identity lets you programmatically confirm the identity of global users so you can prevent attacks from fraudsters while minimizing friction for legitimate customers.

Increase trust & safety

Reduce the number of scammers and bad actors to increase the credibility of your marketplace or community.

Reduce fraud losses

Help your risk teams securely collect identity information to determine if a user is legitimate or fraudulent.

Streamline KYC

Make it easy for users to prove their identity at onboarding while fulfilling a crucial part of your compliance requirements.

Prevent account takeovers

Add a layer of security before allowing high-risk features or if you notice suspicious activities in an account.

How it works

Confirm identities with confidence

Stripe Identity is built on the same technology that Stripe uses to verify millions of global users. It's a critical part of our own global Know Your Customer (KYC) process, risk operations, and more.

Verify global users

Fragmented government ID standards make it challenging to verify identities for global users. With Stripe Identity, you can confidently verify the authenticity of ID documents from over 100 countries.

  • Capture IDs with a conversion-optimized verification flow
  • Retrieve extracted data from documents
  • Access collected images of ID documents and selfies

Maximize conversion

Poor image capture is the most common reason legitimate users are mistakenly rejected. Stripe Identity guides users through photo-taking and automatically scores each frame to select the most readable image, maximizing success rates.

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Detect fraudulent users

Stripe Identity is built on the same technology we use to defend against attacks on our own global network. We’ve optimized our fraud prevention system with learnings from over a decade of experience fending off sophisticated fraudsters, and we are constantly updating our models to prevent the latest attack vectors.

  • Detect fake IDs and spoofed photos with machine learning
  • Match the ID photo with selfies of the document holder
  • Validate SSN and addresses against global databases

Fully integrated

Built on the Stripe network

By centralizing ID verification with core business operations like payments, subscriptions, and payouts, your engineering team can save time on integration, and your operational team can spend less time hopping between systems.

Fight fraud with multi-layered verifications

Once Stripe Identity confirms a user’s identity, Financial Connections can verify the user owns a linked bank account to reduce the risk of account takeovers.

Customize verifications on your platform

Embed ID verification using our pre-built libraries and SDKs. Platforms and marketplaces can configure Connect Onboarding to collect additional verifications based on their own risk signals.

We decided to build the Verified Bot program on Stripe Identity for three reasons: the user experience was seamless, integration was easier since we’re already using Stripe for payments, and our users trusted Stripe to help keep their identity information safe and secure.

Mason Sciotti, Product Manager for Dev Ecosystem, Discord

We were able to easily update our existing Connect onboarding experience to collect additional verifications using Stripe Identity. This allows us to control payouts based on verification status to reduce fraud, while keeping our hosts on a single, consistent experience that’s powered by Stripe.

Matt Bendett, VP Operations, Peerspace

Stripe Identity helps our fraud team avoid hours of manual labor and reduces the risk of exposing sensitive user data. The entire verification process is now much faster and easier for legitimate users.

Simon Kreuz, Co-founder, Shippo

With Stripe Identity, we were able to build a progressive verification experience. We start with an ID number check, and if that fails we automatically ask for an ID document. This lets us keep our community safe without adding unnecessary friction.

Andrea Barrett, Co-founder, UrbanSitter

Keep user data safe

Security and privacy at the core

Stripe Identity is based on expertise we’ve developed from building a global infrastructure that handles hundreds of billions of dollars in payments annually. Our systems are designed to collect consent and with privacy top of mind.

Isolate sensitive data

Stripe reduces compliance burdens by storing verification data on behalf of your business so it never touches your systems.

  • Programmatically delete user data
  • Limit sensitive data access with restricted API keys
  • Access pre-built privacy FAQ templates

Provide transparency for users

Stripe gives users control over who their data is shared with and provides answers to common questions on how their data is protected.

  • Users explicitly give consent before sharing data
  • Users can easily manage, retrieve, and delete data
  • Users have access to clear and transparent FAQs

What’s included

Manage verifications end-to-end

User experience

  • Pre-built user interface
  • Customizable colors and brand settings
  • Localized in 33 languages
  • Mobile and web capture

Verification methods

  • Verify government IDs from over 33 countries
  • Biometric photo ID-matching with selfie
  • Validate name, date of birth, and local ID number

Fraud prevention

  • Enforce live capture
  • Machine learning and manual review process
  • Cross reference keyed-in ID number with document data
  • Restrict accepted ID types

Security & privacy

  • PII data encrypted at rest
  • Programatically delete and redact user data
  • Explicit user consent flow
  • Data minimization

Pricing

Simple, transparent pricing

Pay-as-you-go

ID document verification and selfie

Capture and verify the authenticity of identity documents from around the world, and use biometric verification to match ID photos with selfies of the document holder.

€1.25 per verification

Charged when a user completes verification. Learn more

ID number lookup

Allow users to key-in name, date of birth, and local government ID number. Validate against government and 3rd-party databases. Currently only available for US social security numbers.

€0.40 per lookup

Charged when a user completes verification. Learn more

Custom pricing

If you’re verifying more than 2,000 identities per month or have a unique business model, reach out to discuss alternative pricing options.

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FAQs

Learn how Stripe Identity handles sensitive user data.

Prevent payments fraud

Fight payments fraud with the strength of the Stripe network.