Medical Malpractice Insurance for Physicians, Surgeons, and Groups

The Doctors Company is the nation’s largest physician-owned medical malpractice insurer, protecting 84,000 physicians and surgeons nationwide. We deliver superior coverage and are the only carrier able to relentlessly defend, protect, and reward the practice of good medicine with national resources and local clout. We also provide comprehensive risk solutions for large groups, healthcare systems, and hospitals. No matter how you practice, we’ll be there for you with expert guidance, resources, and coverage.

We offer medical malpractice coverage—and peace of mind—to even the largest multispecialty, multistate groups of doctors.

Our finely calibrated risk profiles and flexible insurance solutions can help your group ensure that its unique risks are covered responsibly. Our dedicated patient safety specialists will partner with your group to create a personalized service plan.

Industry-Leading Defense

Your defense starts with a promise to never settle a claim without your consent, where permitted by law. If you are sued, seasoned advocates will support you throughout the litigation process and teach you the skills necessary to be a strong player in your own defense.

Free Tail Coverage

For members who have been insured by The Doctors Company for five continuous years, we offer free tail coverage upon retirement from the practice of medicine or in the event of disability or death.

MediGuard

We automatically provide MediGuard coverage as part of our medical malpractice policy. This important coverage provides you with legal representation for administrative actions brought by Medicare/Medicaid, medical licensing boards, credentialing reviews and actions, professional review organizations, federal agencies regarding EMTALA, and the DEA.

Cyber Coverage

Privacy and data security exposure is the fastest growing threat to your medical practice. As a member, you receive cyber liability protection as part of your core coverage.

Visionary Risk Management Experts

Members have access to a wealth of resources, including industry-leading programs that help doctors and practices implement effective protocols, resulting in significantly fewer allegations of malpractice. And the industry’s largest claims database gives us an unparalleled understanding of lawsuits against doctors. This data-driven approach enables us to anticipate emerging trends and deliver innovative patient safety tools to help our members reduce risk.

The Tribute® Plan

We believe that doctors deserve more than a little gratitude for a career spent practicing good medicine. That’s why we created the Tribute® Plan in 2007 to reward members for their loyalty to The Doctors Company and for their commitment to superior patient care. We’ve paid more than $150 million in Tribute awards, and the highest award paid to date is $264,808.

Specialty-Specific Programs

For members who demonstrate a strong commitment to their specialty, we go above and beyond by offering premium credits and discounts.

The QOPI^® Certification Program provides discounts and resources for certified oncologists.

We're proud to be endorsed by regional partners and these national organizations: