LCEF is pleased to offer home purchase and refinance loans to ordained and commissioned LCMS Rostered Church Workers (RCWs) on active or emeritus status.
We are excited to share that Lutheran Church Extension Fund (LCEF) has a Mobile App which includes a remote deposit feature.
As an LCEF investor, you must have MyAccount in order to download and use the app now!
The LCEF Mobile App:
We are excited to offer our customers this technology that enhances their experience with LCEF as we continue to serve Lutheran Church—Missouri Synod ministries.
LCEF term notes are all about your choices. For an account that works for you, start by choosing the duration of your investment. Next, choose from several fixed- or floating-interest rate options.
At the end of the term, the funds remain yours to re-invest or redeem. Interest is compounded and paid quarterly (March, June, September and December).
LCEF offers educational resources including webinars and other materials such as Six Financial Moves to Make in Your 30s.
“I have a heart for Lutheran education and financial planning. With those two gifts God has given me, I’m able to educate and share financial information with our teachers and staff like the wonderful Church Worker StewardAccount. The interest rate is one of the best in the market and by investing with LCEF, we are able to support Lutheran churches and schools! Both of which have been a part of my life for 40 plus years. And now my daughter is receiving the blessing of Lutheran education too!”
Click here to download the application
Savings that grow with your child, while remaining accessible. Minimum $25 to open. Optional checks and debit cards available. Includes Y.I. Club membership. Limit one account per minor. Not available in South Carolina. Additional information available here.
Floating Rate Term Notes
This note’s rate may be adjusted monthly and investments of $25 or more are accepted throughout the term. Available as a 30-month or 60-month term. Minimum $100 to open. Additional information available here.
Fixed Rate Term Notes
This note maintains a consistent interest rate throughout the term. Terms range from one to five years. Minimum $500 to open. Additional information available here.
Thank you for downloading “Investing Basics: A Guide to Understanding Your Options.” We’ve sent you an email with a link to download your guide. The email should be in your inbox shortly.
Investors with new funds to deposit with LCEF can earn a premium rate on balances up to $25,000 during the initial term (two or four years). Investments of $25 or more are accepted throughout the term. Minimum $500 to open (transfers from an LCEF account are not permitted). Limit one PartnerPLUS per investor. Additional information available here.
This investment has no maturity date and allows you to add funds at any time. Redemptions will not incur a penalty and can be made by contacting LCEF. Minimum $25 to open. Not available in South Carolina. Additional information available here.
This investment has no maturity date and allows you to add funds at any time. Redemptions will not incur a penalty and can be made by contacting LCEF. Minimum $100 to open. Not available in South Carolina. Additional information available here.
This note maintains a consistent interest rate throughout the term. Terms range from six months to five years. Minimum $500 to open. Additional information available here.
Prepare for those unexpected expenses that can occur in life. Build your balance over time and access the funds when needed by check ($250 minimum). Monthly electronic investment of $25 or more required until account reaches and maintains balance of $10,000 or more. Minimum $25 to open. Not available in South Carolina. In Ohio, investment is known as Family StewardAccount. Additional information available here.
New investors to LCEF can earn a premium rate on the first $5,000 during the two-year term. Investments of $25 or more are accepted throughout the term. Minimum $500 to open. Limit one ConnectPLUS per new investor. Not available in Ohio and Pennsylvania. Additional information available here.
Your StewardAccount goes where you go. You can write checks ($250 minimum), use a debit card (optional) and conduct online transactions through MyAccount. Minimum $100 to open. Not available in South Carolina. Additional information available here.