EPS payments

Learn about EPS, a common payment method in Austria.

EPS is an Austria-based payment method that allows customers to complete transactions online using their bank credentials. EPS is supported by all Austrian banks and is accepted by over 80% of Austrian online retailers.

EPS redirects customers to their bank’s website to authenticate a payment and there is immediate notification about the success or failure of a payment.

Customer locations
Austria
Presentment currency
EUR
Payment confirmation
Customer-authenticated
Payment method family
Authenticated bank debit
Recurring payments
No
Payout timing
Standard payout timing applies
Connect support
Yes
Dispute support
No
Refunds / Partial refunds
Yes / yes

Payment flow

Get started

You can add EPS and other payment methods from the Stripe Dashboard without changing your code. Stripe determines the list of supported payment methods to show each customer by evaluating the currency, payment method restrictions, and other parameters. Learn how to accept EPS and other payment methods automatically with Checkout and Payment Element.

The following Stripe products also support adding EPS from the Dashboard:

If your integration requires manually listing payment methods, learn how to manually configure EPS as a payment.

Disputed payments

The risk of fraud or unrecognized payments is low because the customer must authenticate the payment with their bank. As a result, you won’t have disputes that turn into chargebacks, with funds withdrawn from your Stripe account.

Refunds

EPS payments can be refunded up to 180 days after the original payment date.

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