- ¹ Shopify partners with Stripe, Inc. and affiliated companies, and financial institution partners including Evolve Bank & Trust, Member FDIC & Celtic Bank, Member FDIC, to offer money transmission, banking & issuing services, respectively.
- ² Earn a maximum of $2,000 cashback on all eligible purchases per calendar year. This cashback limit may not apply in the case of some Balance Partner Rewards. Visit the Help Center to learn more.
- ³ Shopify Balance doesn’t charge you any ATM withdrawal fees, but you may be charged by an ATM provider.
Shopify Balance
Skip the bank
Get paid faster by managing your money and business in one place with a free Shopify Balance account.¹
The money management account built for businesses like yours
Save money
No monthly or hidden fees. Keep more of your hard‑earned money to grow your business.
Bring everything together
No need to open a business bank account. Manage your money where you run your business.
Gay Pride Apparel
shopify balance rewards
Grow your business, get rewarded
Spend on your business and automatically get cashback² credited to your account every month. Plus, take advantage of exclusive offers tailored to your business.
Earn 2% cashback when you spend on marketing, shipping, and growing your business with Shopify.
Earn 10% cashback when you hire Shopify Experts to help build or level up your store.
Unlock exclusive offers and discounts from Google, Pinterest, and other industry-leading partners.
Manage your money where you make it with Shopify Balance
Shopify Balance
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Manage your money and business in one place
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No monthly fees, account fees, or transfer fees
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Sign up online in minutes and avoid the paperwork
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Get paid the next business day
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No minimum account balance required
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Earn up to $2,000 cashback per year
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FDIC insurance eligible up to $250,000
Traditional banks
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Manage your money and business in multiple places
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$10 monthly fees or more
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In-person application and weeks for approval
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Get paid up to 4 days later
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Up to $5,000 minimum account balance required
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Limited or no rewards program
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FDIC insurance eligible up to $250,000
What merchants are saying about Shopify Balance
Before Shopify Balance, my finances were all over the place. Shopify Balance helps streamline everything and keep my finances more organized.
Boba Bao Slimes
Spending for our business is so much easier.
Gay Pride Apparel
Most business accounts are not built for ecommerce stores. There are no fees with Shopify Balance. That makes a huge difference.
Maranta Plant Shop
Before Shopify Balance, my finances were all over the place. Shopify Balance helps streamline everything and keep my finances more organized.
Boba Bao Slimes
Spending for our business is so much easier.
Gay Pride Apparel
Most business accounts are not built for ecommerce stores. There are no fees with Shopify Balance. That makes a huge difference.
Maranta Plant Shop
Spending for our business is so much easier.
Gay Pride Apparel
Before Shopify Balance, my finances were all over the place. Shopify Balance helps streamline everything and keep my finances more organized.
Boba Bao Slimes
Most business accounts are not built for ecommerce stores. There are no fees with Shopify Balance. That makes a huge difference.
Maranta Plant Shop
FAQs
Get answers to common questions about Shopify Balance
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Shopify Balance is the all-in-one money management account that allows you to manage your money and business in one place. You can also get paid faster than a bank and avoid monthly fees.
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No. There are no monthly fees, sign-up fees, or any other hidden fees. Shopify Balance also doesn’t charge you any ATM withdrawal fees.³
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Yes. You can get your finances in order from the start with a Shopify Balance account and simplify tax time by keeping your business and personal expenses separate.
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Your account comes with a spending card that you can use to make online and in-store business purchases everywhere Visa® is accepted, pay bills, and withdraw cash at thousands of ATMs worldwide.
More questions? Visit the Help Center
Easier. Faster. More rewarding.
Manage your business and money in one place with a free Shopify Balance account.
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Finance blog
Learn how businesses like yours are managing their money.
Shopify Balance support
Find the answers you need from our award-winning support team. We got you.
