Credit Card News & Advice
Get answers to common questions about credit cards, and find the right card for you
Latest Credit Card Advice
What Is a Virtual Credit Card?
Using a virtual credit card number can make online shopping a little safer.
Is That Credit Card Sign-Up Bonus Worth It?
It's important to understand what you're actually getting, particularly with points and miles.
How to Get Preapproved for a Credit Card
Preapproval is a quick process that checks your eligibility for card offers with no harm to your score before you apply.
Citi Double Cash Card Offers $200 Sign-Up Bonus
The extra cash is available for a limited time when consumers spend at least $1,500 within six months of opening an account.
How Repairing Credit Works
Credit repair companies say they can help, but it's possible to take matters into your own hands and get results.
What Affects Your Credit Score?
If you have credit card debt, you can get access to the best debt-reduction strategies if you maintain a high credit score.
What Is Visa Signature?
Visa Signature offers cardholders numerous benefits worldwide.
How to Get a Credit Limit Increase With an Apple Card
Raising your limit can give you more spending power and potentially help your credit.
Everything You Need to Know About Debt Management Plans
Nonprofit credit counselors create DMPs, structured repayment plans that can save on interest charges and fees as you pay off your debts.
What Credit Score Do You Need for an Apple Card?
Your income and your track record with debt are also important factors.
What Is Considered a Good Credit Score?
Once you achieve a good credit score, you can start shooting for an exceptional credit score.
How Race Affects Your Credit Score
Gaps in wealth and financial history can hurt credit scores for certain racial groups, but steps can be taken to build and protect credit.
What Is a Fair Credit Score?
If you have fair credit, it's time to take your credit score to the next level.
Can You Buy a Money Order With a Credit Card?
Yes, but it's rarely in your best interest to do so.
7 Stress-Free Ways to Maximize Credit Card Rewards
You don't need savvy strategies to make the most of your points and miles.
Survey: Nearly 77% Are Significantly Concerned About Back-to-School Expenses
If you're worried about affording school expenses, check out these tips for reducing costs.
Marriott Bonvoy Business American Express Card Adds New Benefits
Cardholders get discounts on eligible hotel rooms and points for restaurant spending worldwide.
How to Remove a Closed Account From Your Credit Report
You can try several ways to remove a closed account from your credit report, but getting it off can affect your credit score.
Capital One Miles Review
Learn how you can earn, redeem and maximize points with Capital One Miles.
How to Consolidate Credit Card Debt
If you're having trouble managing credit card balances, consider consolidating your debt to save time and money.
What Is Revolving Credit and How Can It Ruin Your Credit Score?
Revolving credit can help or hurt your credit score, depending how you use it.
American Express Updates Blue Cash Everyday Card
The Blue Cash Everyday Card will earn more at eligible gas stations and online retailers.
How to Avoid Credit Card Interest
Credit card interest is expensive, but you can reduce or eliminate it.
How Often Should I Check My Credit Report?
Make time to check your credit report at least annually, but maybe more.
Does Checking Your Credit Score Lower It?
Checking your credit score helps you monitor your credit status.
U.S News Credit Card Expert
Beverly Harzog is a nationally recognized personal finance and credit card expert. She’s the bestselling author of five books including The Debt Escape Plan and Confessions of a Credit Junkie
What Is a Virtual Credit Card?
What Affects Your Credit Score?
What Is Considered a Good Credit Score?