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2020 Top-Rated Nonprofit

Virginia Housing and Community Development Corporation

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Nonprofit Overview

Causes: Economic Development, Education, Homeless & Housing, Housing Rehabilitation, Microfinance, Scholarships, Scholarships & Student Financial Aid, Small Business Development, Urban & Community Economic Development

Mission: The community development mission of Virginia Housing and Community Development Corporation (VHCDC) is to educate and empower individuals, families and minority business owners to build wealth, access capital and credit, and achieve home ownership.

Results: 848 First-Time Home Buyers Trained Since November, 2014 // 128 New Home Owners Since November, 2015 // 204 Minority Business Enterprise Owners Trained // $17.5 million Small Business Loans Since August, 2005 // 5 Investment Clubs Created Since June, 2013

Target demographics: first-time home buyers, minority business owners; and, novice investors

Direct beneficiaries per year: 91 first-time home buyers, 78 individuals/households, 30 novice investors

Geographic areas served: Virginia

Programs: First-Time Home Buyers College; Investment Clubs; Housing Development; Small Business Advisory Services; and, Housing and Rental Counseling.

Community Stories

92 Stories from Volunteers, Donors & Supporters

Client Served

Rating: 5

The nonprofit is doing everything well - people oriented, professional, compassionate, understanding, and a willingness to see others succeed.

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Client Served

Rating: 5

Mr. Taylor and Ms. Bogan are excellent encouragers and their knowledge is impeccable.

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General Member of the Public

Rating: 5

This nonprofit has done a great job of simplifying the home buying process. The information provided & the delivery was easily digested. The resources are out of this world. Not sure how they could improve.

Client Served

Rating: 5

The VHCDC is amazing at empowering potential home owners with the knowledge to be comfortable with the home buying process.

General Member of the Public

Rating: 5

The VHCDC is a wonderful program it has helped me tremendously to understand how to go ahead and start to search for a home get my information together to buy a home talk to a realtora lenders and giving me information and resources to do so I think this is a wonderful program

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General Member of the Public

Rating: 5

This nonprofit is very informative and I have great information that will help in the future I'll advise other family members and friends to take the courses and get information that is valuable to new home owners. There is nothing more I can say for this nonprofit to improve because the representatives help in so many ways by explaining step-by-step

Client Served

Rating: 5

They did perfect. They gave me everything that I needed to know. All the information was on point I got to meet one of the realtors and counselors.

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Client Served

Rating: 5

The program was wonderful. I learned a lot. Mr. James was very detailed and gave a lot of examples of different documents that will be needed. He answered all questions that was asked. Loved the class.

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Client Served

Rating: 4

I'm in the First Time home buyer's Program. I have been completely impressed with the information and knowledge of the course. Mr Taylor has been great presenting the modules.

General Member of the Public

Rating: 5

They are doing excellent and Mr. Taylor was very thorough and a big help. There is no improvement needed right now

General Member of the Public

Rating: 2

I have been trying to get into these classes. I go on line and I can not get into the classroom. There is no help for the who barely can get thur a computer. I tried to get to the class this morning no luck. I don't understand what I am doing wrong. I really need this classes. My former certification expired 2019 . I did regular classroom. I worked hard for that. Please help me

General Member of the Public

Rating: 5

I love this. I have learned so much. It is very informative. Some things I knew but a lot I didn't. I'm so proud of myself because I'm doing something for my family. I really don't see anything that needs to be improved. I'm satisfied with it.

General Member of the Public

Rating: 5

The instructional materials and resources are informative .Haven't finish the program yet but so far the guest speaker Mr. James Taylor is amazing .

General Member of the Public

Rating: 5

The nonprofit is doing a great job conducting the class and providing an excellent learning environment that everyone feels safe to ask questions. Thank you all for all your efforts and patience with your diverse clients!

Professional with expertise in this field

Rating: 5

I believe they can get better lenders that reply faster and work on getting the approval letter done ASAP take a little bit of time to get that squared away and communicate back-and-forth WOULD also be a PLUS

General Member of the Public

Rating: 4

The nonprofit is doing a good job at informing people and supporting them with the tools they need to become a homeowner.

General Member of the Public

Rating: 5

I truly enjoyed my experience. It was very informative. The instructor was amazing and very easy to understand.

Client Served

Rating: 4

The first time homebuyers class was very informative. I wished that I had taken the class before trying to buy a house few months ago it would have saved me some heartache and headaches.

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General Member of the Public

Rating: 4

The information being provided is very helpful and informative. No improvements needed at this time.

Client Served

Rating: 5

The Homebuyers Webinar was excellent! Very informative and the host was very patient and answered everyone's question and allowed feedback amongst the attendant. I have been to many webinars and this v one stands out and is top-rated!

Client Served

Rating: 5

VHCDC FTHBC was very well presented and organized with detailed information! The instructor James Taylor was excellent with being very knowledgeable about everything and attentive to answer questions!!

General Member of the Public

Rating: 1

The homeowners class is awesome! But I've been waiting over a month to be scheduled for the credit counseling. That's irritating. There needs to be better structure with this part because for people like myself who are ready - it's holding us up.

Client Served

Rating: 5

Great program to receive information and financial support to become a homeowner. I highly recommend and encourage others to participate if eligible

General Member of the Public

Rating: 3

I think it's very educational, it definitely have me some tips on how to improve credit.... To be mindful of my spending habits..... However I had problems getting into module 4 and tried to contact someone on this matter and couldn't reach noone ... Overall it's a good class

Client Served

Rating: 4

The info provided is priceless. The teacher was excellent at putting things simple. Great class

General Member of the Public

Rating: 5

I think this is a great opportunity for people to gain knowledge in the home buying process and so much more.

Board Member

Rating: 5

VHCDC is an actively, productive part of the community. I have happily served the community alongside many professionals who have graciously volunteered with the organization on housing projects. It's a pleasure to be a part of the Virginia Housing and Community Development Corporation!

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Advisor

Rating: 5

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Client Served

Rating: 4

I appreciate all the information on the first time homebuyer program. It was detailed and we could ask any questions about anything we wanted to know.

General Member of the Public

Rating: 2

The class for first time home buyer's was good but it doesn't assist people outside of the Newport News, Norfolk Area. Was looking forward to getting assistance for my area.

General Member of the Public

Rating: 5

The First Time Home Buyers College is an excellent program with a great moderator. Just graduated! I wish I knew of this years ago. After looking at the website I noticed there is an abundance of information in which I will utilize. Perhaps this program could be offered to high school seniors if not already.

Client Served

Rating: 5

This program is very helpful but there is so much to know I would suggest if a paper packet sent to individuals or more information visible online to review

Client Served

Rating: 5

Mr. James Taylor has been absolutely informative and passionate about the information that he shared with us. He was great with answering our questions and very professional and attentive. Thank you for all your help and service

Client Served

Rating: 4

The information being provided for first time home buyers is exceptional. The details, key words, and the patience is phenomenal and appreciated. The way the class is being held is great.

General Member of the Public

Rating: 5

They offer a wealth of information for first time home buyers

Client Served

Rating: 5

I went through the first time home owner classes. They were very informative and the instructor was open to answering questions and provided good information. I really enjoyed the classes. I dont have any recommendations for improvement. Job well done.

Client Served

Rating: 3

The homeowner class program was very helpful and they teach you a lot of information you need to know about owning your own home I will recommend the class to anyone that is trying to buy a home I love this class I also learned a lot of things from this class....thank you

Client Served

Rating: 3

Homeowners class program very helpful-- information is sent out regular --- counselors answer questions-

General Member of the Public

Rating: 5

The nonprofit is doing well breaking not all the steps that need to be followed to become a first time home buyer. Explaining in great details.

Client Served

Rating: 1

I cannot respond to the questions because I missed the opportunity for the classes. I am an early election official and missed the first 2 sessions. I did not know if I could join the classes after missing 2 sessions. I hope there will be another class in the future that I can attend.

Client Served

Rating: 3

Helping individuals like me, be able to get a home as a first time homeowner. Giving me the tools to be successful. I'm not sure what the company can improve because I'm just starting out. But what the company is doing is awesome

General Member of the Public

Rating: 4

So far, I've just taken the 1st Time Home Buyers course. It is excellent. The instructor is passionate about helping others. Improvements = N/A

Client Served

Rating: 5

I don't know what I would have done without this program. It was empowering and lifechanging. Mr. James Taylor gave us the specific steps that we needed to take to navigate through the complex and sometimes intimidating process of buying a home. He was also available and responsive to my requests for help long after I completed the course. With his aid, I was able to purchase my dream home.

Client Served

Rating: 3

The housing class hosted by Mr Taylor was great!!!!!! I haven't heard from anyone about credit counseling yet so follow up would be an area that needs work

Client Served

Rating: 5

VHCDC is providing me with all of the necessary tools and supports to purchase a home. The staff members and associated agencies have been a wealth of knowledge and exude professionalism. I feel equipped and confident in my home buying experience.

Client Served

Rating: 5

VHCDC has a passion for assisting the community by providing useful resources for success to its residents and small businesses.

Client Served

Rating: 5

Helping people to achieve their dream home with much needed information and guidance just keep doing what they are doing

Client Served

Rating: 5

I want to say, I appreciate James for going above and beyond to answer any of our questions. Also, I am thankful for the resources that has been given to me for help with our business

Client Served

Rating: 4

Great customer service. Helping me with my application. Answering any questions I may have in a timely manner

General Member of the Public

Rating: 4

Doing well by proving the education and resources to allow us to become 1st time homebuyers.

General Member of the Public

Rating: 2

More transparency as far as community projects.

General Member of the Public

Rating: 2

Great information, but needs a career section.

Volunteer

Rating: 5

VHCDC is empowering individuals to build wealth through home ownership

Client Served

Rating: 5

I have really enjoyed the home-ownership program taught by Mr. Taylor. I could see that he really loves educating people about home- ownership. He has shared so much knowledge about the process and things to look for. This class has given me a new found hope to becoming a home owner. Thank you so much!

General Member of the Public

Rating: 5

I stumbled upon this opportunity to learn while scrolling on Facebook. My friend clicked that she was interested so I read the description of the class and decided I, too, was interested. Let me say I got way more than I bargained for. The information that is being shared is invaluable and I'm so glad this organization offered the help.

1 Juanita P.1

General Member of the Public

Rating: 3

I love that it is nonprofit and is purpose is to help the public educate themselves. I do like the open opportunity to help people improve their housing situations and provide them with key information. However I did notice a few dislikes. I didn’t like how upon registering for an online slot , the requirements or necessary downloads and documents weren’t told right then. They were told a day or so before the scheduled class. Also, the magnitude of what was needed was also deterring. Many people don’t have access to download all the needs apps and programs. It is also difficult and timely to obtain all their credit reports. Additionally, three hours is pretty long for a video visit and it’s during dinner and wind down times. Many people have young children in the home. All in all , i was discouraged from the program because i was overwhelmed with all the preparation it would need. I hope i can join you all in person for classes in the future

1 Latasha D.1

Client Served

Rating: 5

Highly informative content with practical tips and tools to achieve home ownership with hands-on and engaging activities for participants.

General Member of the Public

Rating: 5

Loved the First Time Home Buyer College class! It was very informative and insightful. Very excited to take advantage of many of the FREE services.

1

Client Served

Rating: 5

I am half way through the course and it has been very resourceful and helpful! Mr. Taylor is very professional, understanding, knowledgeable, and helpful! The information is detailed and easy to understand.

1

Client Served

Rating: 5

I enjoyed the First time home buyers class. Mr. Taylor did a great job discuss the home buying process. I learned alot.
Thanks so much
Dr. Ricks

1 Sadie T.

Client Served

Rating: 5

This nonprofit is a great tool to help give the community information that they never knew was out there to receive!!!

1

Client Served

Rating: 5

I would like to take this time to say that Mr. Taylor is a life saver when it comes to this!!! I needed an intervention & Mr. Taylor assisted me with kindness & gentleness while providing superior professionalism. I am still in line for his leadership & expertise. I was afraid to step out but I surely am glad I did & I think you should too.

1 mlbsolutions

Board Member

Rating: 5

I have been a board member and have been thoroughly impressed with the demonstrated passion of the board members as they educate and empower the local community. The willingness to contribute personal funds in support of VHCDC’s mission is a great indication of how seriously they take the mission. Seeing minorities attend classes on home ownership and economic empowerment and then seeing the culmination of their dreams of home ownership brings great satisfaction.

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Board Member

Rating: 5

The level of foresight that went into the development of this organization is astounding. This is evidenced by the type and quality of the courses offered to the communities it serves. Individuals and small businesses obtain not only knowledge to become self- sufficient and experience growth, but also the guidance and support they need all along the way. I’m glad to be a part of this organization!

1

Board Member

Rating: 5

This has been one of the experiences I’ve had that truly connects with the people. The passion to help and the willingness to bring everyone together for a common goal.

Even with limited resources VHDCD finds a way to make the impossible possible. Now as they get through all the drawbacks that are facing America there is still forward progress to ensure the mission is met.

1 Linda D.13

Professional with expertise in this field

Rating: 5

VHCDC is a non-profit organization serving the Hampton Roads area. They are pioneers for economic equality and have developed products and services that advance opportunities for disadvantaged and disenfranchised residents across the region. Whether it is business development training, philanthropy financing or affordable homeownership options, most VHCDC products and services are custom designed and free of charge. They have earned the reputation of excellence in public service and deserve your support at every level.

1

Client Served

Rating: 5

It's difficult to sum up in words how beneficial VHCDC has been in my home buying process. More specifically, Mr. James Taylor has practically held my hand throughout all of my doubts and fears of being a first-time home buyer. I attended the home buying course for two consecutive years before actually deciding to make my purchase. I am currently in the final stages and I can truly say Mr. Taylor reassured me in ways no one else could. He went above and beyond to provide trusted resources, give advice and provide the encouragement I needed to keep pressing forward.

I have referred several friends to VHCDC and I personally plan to use the resources/services in other capacities, if applicable. Being the first in my family to purchase a home since my aunt in 2001, I know for a fact that I would not have had the confidence to do this on my own. Coupled with my faith and fortitude, VHCDC has been the stepping stone I needed to reach such a milestone in my life. As my Pastor stated when I told her the awesome news, "God has brought me a mighty long way!"

Thank you all from the bottom of my heart and please continue doing exactly what you're doing! It's very necessary to the vitality of our community!

C. Pervall

1

Client Served

Rating: 5

This organization has provided invaluable advice and training for how to purchase a home and workshops on financial wellness. The organization constantly offers resources for small businesses and for personal growth.

1

General Member of the Public

Rating: 5

James Taylor has always been very community oriented. He has helped promote our brand and has been a willing advocate for our students and parents. He shares his knowledge with those he encounters and seems to want the best for everyone around him. VHCDC provides vital information for our community that will help get more of us to home ownership even if we don't think we can get to that point.

1

Client Served

Rating: 5

So about 2.5-3 years ago I was needing to take a first time home buyers class to qualify for the program I was going through to purchase my home.
This was my second time attending one of these in my life time BUT it was SO MUCH MORE!!!! Not only did I learn about things such as a home inspection, but I also learned about making an offer, different types of loan programs, and got a better idea about how long the actual process takes. I learned about being pre-qualified, securing a real estate agent and even learned a LOT about how my credit score can affect this entire process. Lastly, I learnd about points at closing, earnest money, having a down payment, and what exactly an escrow account was. This particular class was so inclusive and chock full of useful information that even though I had bought a house over 10 years ago, half way across the country I actually LEARNED NEW , USEFUL information!!!! I found myself taking notes and referring back to them later during my particular home buying process. I also thought it was beyond helpful that there was a real-estate agent/broker who spoke to us about that section of the class and a mortgage specialist! It was so beyond what I expected! We. As participants were encouraged to ask questions and share related experiences. I'd definitely recommend this class to anyone who is about to start the home buying process. O am n so grateful to of been able to attend this class, especially for free!!!!!! It took me almost a year to find the perfect house and close on it but I knew from taking this class that it was OK as this process takes a while and sometimes you hit a snag and things have to be worked out before moving onto the next step of the process. Best Saturday I ever gave up.
Jenn McDonald