Traditional payfac solutions require investment in dozens of systems that can take years to build and significant resources to maintain. Stripe’s global platform unifies these systems—from acquirer sponsorship to merchant onboarding, compliance, money transmission licenses, and more. We can help you launch faster without hidden costs or complexity.

Stripe lets you offer more features and services to your customers. Differentiate your customer experience and increase retention by offering tools like invoicing, subscription billing, in-person payments, or business lending—all from one unified integration.

Avoid the slow, manual sub-merchant onboarding with other payfac solutions, and shift your payments compliance obligations to Stripe. Optimized across years of experience onboarding and verifying millions of individuals and businesses, our payfac solution includes real-time KYC checks, sanctions screening, secure card data tokenization and vaulting, and IRS tax threshold tracking and 1099 support.

Supporting customers around the world requires partnerships with local acquirers, gateways, verification partners, and other service providers to adapt to local requirements in multiple regions. With Stripe, you can quickly expand anywhere we operate without establishing separate local subsidiaries. Launch and scale your payments service to new markets in weeks, not years.