Welcome to the Docs

Learn about Plaid's key concepts and run starter code

Explore server-side API libraries and integrate with API endpoints

Link, Plaid's client-side component, helps your users connect their accounts

Retrieve transaction data for budgeting tools, expense management, and more.

Retrieve bank account information for ACH, wire, and other bank-to-bank transfers.

Retrieve real-time balance information.

Verify users' identities and reduce fraud.

Access users' financial information for loan underwriting.

View holdings and transactions from investment accounts.

Access loan data, like balances and interest rates, for student loans, mortgages, and credit cards.

Initiate payments within your app.

Verify income and employment.

Send and receive money.

Bank onboarding	Auth to fetch account ACH info for money movement Balance to fetch real-time account balances and avoid overdrafts Identity to reduce fraud and complement KYC procedures Income to verify income and employment Transfer (beta) to transfer funds between accounts
Consumer and peer-to-peer payments	Auth to fetch account ACH info for money movement Balance to fetch real-time account balances and avoid overdrafts Identity to reduce fraud and complement KYC procedures Transfer (beta) to transfer funds between accounts
Financial management and wealth management tools	Transactions to fetch detailed transaction history Liabilities to fetch loan and debt details Investments to fetch investment holdings and transactions details
Loan underwriting and servicing	Assets to verify borrowers' assets and transaction history Liabilities to get information about outstanding loans Income to verify income and employment Identity to confirm customer information and reduce fraud Balance to fetch real-time account balances and avoid overdrafts on loan payments Auth to fetch account ACH info for money movement
Bill payments and business finances	Auth to fetch account ACH info for payroll, invoicing, and reimbursements Balance to fetch real-time account balances and avoid overdrafts Transactions to fetch transaction history and find reimbursable expenses Transfer (beta) to transfer funds between accounts