Credit cards
Accept all major debit and credit cards from customers in every country.
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Stripe helps you reduce declines and errors by optimizing authorization rates. Increase revenue with built-in features like automated retries, synchronous card updates, and smart network messaging. Take advantage of direct integrations into the card networks for faster feature implementation, access to raw response codes, and a unified API. You can also set up custom rules paired with machine learning to dynamically apply 3D Secure 2—protecting against fraudsters while reducing friction for your customers.
See how businesses increase revenues by 6.7% with StripeStripe has industry-leading uptime and performance and is certified to the highest compliance and security standards. We continually deploy improvements to our infrastructure, which handles more than 200 million business-critical API requests every day. If you ever need assistance, we offer enterprise support options—including 24×7 phone, email, and chat—along with onboarding, deployment, dedicated technical account management, support in your Dashboard, and personalized recommendations for your business goals.
Learn more about Stripe support plansAPI
99.982% uptime for the last 90 daysDashboard
99.982% uptime for the last 90 daysAccept all major debit and credit cards from customers in every country.
Enable your customers to check out faster with e-wallet payment methods that digitally store credit and debit cards. E-wallets eliminate the need for customers to manually enter their card and billing information, offering a quick and convenient way to pay.
Accept bank debit payments from your customers, a common preference for recurring billing payments.
Accept inbound bank transfers and wires. Stripe lets you generate unique virtual account and routing numbers for each customer to automate reconciliation of incoming payments.
Utilize credit and debit card tokenization to securely collect card details without sensitive data ever touching your servers.
Accept payments in person using Stripe Terminal. Developer-friendly SDKs let you create a custom checkout that brings our payments platform to your card-present transactions.
Build and scale your recurring revenue business model with subscriptions and invoicing from Stripe Billing.
If you need to bill other businesses, use Stripe to send invoices and request payments from your customers. Customize invoices to match your company branding, add payment terms, and accept card payments, bank transfers, or other local payment methods.
Use Stripe’s native libraries to collect credit card information without sensitive PCI data ever hitting your servers. The libraries include tools to help you accept all Stripe-supported payment methods, from Alipay to iDEAL.
Automatically assign the optimal Merchant Category Code (MCC) and Merchant ID (MID) for your business to maximize authorization rates.
Enable all major card networks—including American Express—to update your customers' expired or renewed card numbers automatically to reduce failed payments and customer friction.
Reduce fraud and increase acceptance rates for American Express cards by sending relevant metadata to the issuing bank.
Run issuer-by-issuer analyses to determine the optimal ISO8583 values to provide in each field to increase acceptance rates.
Protect conversion rates by selectively applying authentication to only high-risk transactions or payments that require authentication due to regulation.
Benefit from Stripe verifying that cards can be charged by testing $0/$1 authorizations, adapting based on card network rules to help you confirm cards and better manage your risk.
Automatically retry technical declines through alternative connections.
Identify and prevent fraud with Stripe Radar—a machine-learning fraud system that’s fully integrated with your payments. Radar uses adaptive algorithms that learn from our global network of millions of users.
Process charges and display prices in a customer’s preferred currency—more than 135 currency options—to improve sales and help customers avoid conversion costs.
Maximize acceptance rates, access lower costs for local transactions, and minimize fees for cross-border acquiring through Stripe’s relationships with banks and card networks around the world.
Set up multiple Stripe accounts to take advantage of our global acquiring relationships. New countries leverage the exact same API infrastructure.
Create, distribute, and manage virtual and physical cards with Stripe Issuing.
Let Stripe optimize routing paths, provide the most granular data, and reduce transaction latency through direct integrations with the card networks. Stripe also automatically tests and runs numerous optimizations for every transaction so you can maximize success rates and revenue.
Eliminate manual work related to handling disputes with our end-to-end automated process that works directly with the card networks. Based on the type of dispute and associated network rules, we help submit evidence that gives you the best chance to win.
Get paid out quickly and easily. You can also see historical payouts and manage upcoming payouts and expected deposit dates right from the Dashboard.
Move currencies to and from subsidiaries around the globe, optimizing the complexities of FX flows.
Stripe is certified to PCI Service Provider Level 1. This is the most stringent level of certification available in the payments industry.
Prepare for SCA while maximizing conversion thanks to versatile solutions. Learn more about Stripe’s SCA solutions.
Stripe has licenses around the world, including AFSL in Australia, E-Money License in Europe, and MSB registration in Canada, in addition to money transmission licenses across the US.
Report and refund charges you believe to be fraudulent. Or mark charges "safe" that Stripe blocked as suspected fraud.
Use Stripe Sigma to explore payments data, build custom reports, and get insights right in the Dashboard. Create scheduled reports that are automatically sent to your team, saving resources and time.
Use our built-in reporting features or create your own reports through the API. We’ve built the most useful reports specifically with financial reporting purposes in mind and generate them automatically for your account.
Create financial reports directly with Stripe data. Simplify how you reconcile transactions with cash received—every deposit is tagged with a transfer report detailing the exact transactions and fees it contains.
Automatically sync your Stripe data with your accounting ledger. Or use Stripe to export information about payments, refunds, and fees. Integrations for tax reporting are also available.
Take advantage of transparent Interchange+ pricing with granular reporting on your underlying costs.
Get 24x7 support from our support specialists via email, chat, or phone. We’re here to help with questions or code.
Work with Stripe technical account managers (TAMs) to maintain your current integration, expand to new geographies, support new business models, adopt new products, and deliver ongoing optimizations.
Receive high-touch, guided integration support from experts.
Eliminate manual work related to handling disputes with our end-to-end automated process that works directly with the card networks. Based on the type of dispute and associated network rules, we help submit evidence that’s most likely to see you win.
Automate reconciliation by synchronizing Stripe data across accounting and ERP systems like QuickBooks and NetSuite.
Request and accept payments with Stripe using invoices and quotes from CRM tools like Salesforce and HubSpot.
Extend the impact of your business by leveraging the extensive ecosystem of verified partners.
One of the biggest challenges in creating a reliable, cost-effective, online money transfer service is ensuring fast, low-friction, compliant card payments for customers around the world.
Remitly was able to leverage Stripe’s direct access to the card schemes to quickly enable support for features specific to P2P money transfer.
With Stripe, Remitly was able to increase card authorization rates and optimize their cost structure—enabling them to better serve their customers.
Products used
We migrated card payments to Stripe in Canada in five hours. Being able to quickly plug Stripe into our custom money transfer systems makes them an essential partner as Remitly expands its service around the world.
One of Lyft's biggest requests from drivers was the ability to get paid on a more frequent basis compared to the traditional weekly payouts.
Lyft worked with Stripe to build Express Pay, providing their drivers the ability to decide when they want to get paid—typically within a few hours.
In 6 months, over 40% of all payouts on Lyft were done over Express Pay. As a result, Lyft was able to differentiate and attract more drivers onto their marketplace.
Products used
The Squarespace platform allows anyone to build a beautiful online presence, but their customers wanted to monetize that presence with integrated payment capabilities.
Squarespace launched Commerce with Stripe, massively increasing their user base by delivering a platform that supports full-scale e-commerce stores.
Commerce was the top requested feature for Squarespace, and the Stripe API allowed Squarespace to integrate commerce in a way that enabled customers to match the thoughtful design of their brand experience with flexible payment options and optimized checkout experiences.
Products used
For years, DocuSign customers had requested the ability to collect signatures and payments in one step.
DocuSign partnered with Stripe to launch DocuSign Payments, making it possible for customers to request payment within the signature process.
With Stripe, DocuSign was able to add a new line of revenue and attract new customers who need to accept payments as part of the signature process.
Products used
Design a custom pricing package for your business.
Volume discounts | Interchange+ pricing |
Country-specific rates | Multi-product discounts |
Deployment services | Technical account management |
Interested in learning more? Contact sales |
The study looked at how 800 enterprises approach payments infrastructure requirements. Learn about the biggest payments challenges facing companies in 2019.