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Hurricane Dorian hits Cape Hatteras in North Carolina

Extreme flooding has struck almost every corner of the country over the past year, from rural areas in Tennessee and California to the Michigan suburbs and the streets of Brooklyn, New York. Floods have always been by far the most widespread and costliest weather disaster in the U.S., and they have only gotten worse as climate change has accelerated. Total damages from floods and hurricanes last year eclipsed $100 billion, according to data from the National Oceanic and Atmospheric Administration, or NOAA.

A new study published this week in the journal Nature Climate Change projects that the number of people in the U.S. who are exposed to flooding will almost double over the next 30 years — but not for the reasons you might think. Most new risk will come not from climate change but from population growth in areas that are already vulnerable to flooding. The findings underscore a hard truth with dire implications for climate adaptation policy: The lion’s share of U.S. flood risk does not stem from the changing nature of storms and seas, but instead from our decisions about where to build and where to live.

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