Do you know where you stand financially? Taking the time to create or review a financial plan can help you make the most of your money.
Here are some simple tips to help you get there.
Spending
Financial Moves After Pandemic Frugality
If you feel like the COVID-19 pandemic robbed you of your ability to live a normal life, you’re not alone. Restrictions on travel, entertainment and other social gatherings put an abrupt halt to daily activities around the globe.
What You Should Know About Personal Loans
When you need extra cash to pay for a home remodeling project or other major expense, a personal loan can be a low cost solution. You can use a personal loan to pay for almost anything. All you have to do to be approved is meet minimum income and credit standards set by the lender.
Despite their flexibility, personal loans aren’t right for every situation. Before you complete an application, consider the pros and cons.
How to Find the Right Credit Card for You
If you’re shopping around for a credit card, you’ve probably noticed that there are plenty of options on the market today. Low-interest, balance transfer, rewards, cash back, airline- and hotel-specific cards, retail cards, student cards, business cards … the list is endless. So how do you find the credit card that’s right for you?
Beware of Fast Cash
Reprinted Courtesy of “It’s a Money Thing”
Like local car dealerships and personal injury law firms, short-term and payday lenders tend to have the most annoying commercials on TV. They’re often tacky and annoying, and tend to air during daytime talk shows or very late at night. Their promises of “fast cash!”, “guaranteed approval!” and no “credit check required!” are enough to make you change the channel—and yet, if you ever find yourself in a situation where you need to get your hands on some extra money fast, those commercials might start making sense to you.
Create a Financial Strategy for Budgeting and Saving
By Lynnette Khalfani-Cox, The Money Coach®
If budgeting and saving money seem like difficult tasks to conquer, perhaps the issue is that you’ve not yet created a financial strategy for achieving these goals. Here are some ideas to improve your savings, and make you a better budgeter, by creating a financial strategy that works for your lifestyle.
Mobile Money Matters: Save More, Curb Spending
Mobile banking and shopping are on the rise, and now there are plenty of resources to help you become more mindful of your spending and saving habits, which can really help when you’re trying to create financial security.
Best Ways to Send Money Internationally
When sending money from the U.S. to friends or family abroad, your first thought might be to rush to the bank. But banks’ average fees for international money transfers are around $43, and their foreign exchange rates and delivery speeds aren’t the best.
Here are details on some of the top providers to consider for sending international money transfers.
Zero Percent Auto Financing Can Cost You
Who wouldn’t want to finance a car at 0% interest? It has the potential to save you a lot of money over the life of the loan, right?
That’s what auto dealerships count on. It’s one of the best ways they have to get you into a new car, according to a J.D. Power Dealer Finance Study.
Tips to Save for Emergencies and Your Future
If you feel like you could do more to improve your saving and investing habits, or don’t know how to get started, here are some tips that can help. Financial experts agree that there are two important things to focus on: start and contribute regularly to an emergency fund, and contribute at least 10% of your paycheck to a retirement account.