Insurance 

Qualified RYA race officials are automatically accepted onto this insurance scheme to ensure that they have third party liability at events at which they officiate.

The RYA, working with brokers Gallagher Heath, has effected a Group Policy which is designed to provide Public Liability Insurance protection for RYA Race Officials in their personal capacity.

The insurance is provided by Watkins Syndicate at Lloyd’s through their Lloyd’s Service Company, Groves John & Westrup Limited  who administer this insurance.  In matters of Claim, Groves John & Westrup Limited act on behalf of the Watkins Syndicate.

The policy covers any individual who is a member of the RYA and holds a current Regional or National qualification as a Race Officer, Judge,Umpire or Mark Layer whilst they are working in that capacity at an event held under the Racing Rules of Sailing.

The cover extends to bodily injury or death to a third party and loss or damage to property of a third party.  It applies to activity in most countries apart from Canada, North Korea, Pakistan, Russia, Ukraine, USA and US Caribbean countries.

The insurance is a 'contingent liability insurance' designed to operate when there is no other valid insurance policy in force.

A summary of the cover available can be downloaded from the link on the right side of this page.  However, neither that download nor the summary here should be taken as the wording of the policy or the cover it contains.

If you need a copy of the full policy wording please contact the RYA Race Officials' Administrator, telephone 02380 604161 or email jacqui.roberts@rya.org.uk. Claims should also be  reported to RYA Race Officials' Administrator and it is recommended that all incidents which could give rise to the claim are also reported.