home

Choosing a Health Cash Plan Choosing a Health Cash Plan

Health cash plans are designed to help with everyday healthcare costs and offer cash payments for a variety of healthcare needs, such as dental and optical fees.


How do Bupa Health Cash Plans work?

You pay an affordable set monthly fee via direct debit, and when you have expenses such as dental, optical and prescription costs, you can claim back benefits in the form of cash payments.

Key features of cash plansShow all

tick iconYou don’t have to be ill to benefit Hide

Our health cash plans don't just offer cover for treatment when you're ill. Our Bupa health cash plans offer benefits for routine dental and optical check-ups and Bupa health assessments, to make sure you're in good shape. Advice is available from qualified nurses 24/7 on our health cash plans with our Bupa Helplines.

tick iconEasy to understand benefits Hide

Bupa Health Cash Plan benefits are easy to understand. Here are some examples of how they work:

  • David paid £55 for a check-up and scale and polish, and £95 for a filling at the dentist. Since he selected Bupa Health Cash Back level 3, he can claim back the full £150^.
  • David paid £14.80 for two medicines on prescription. On his Bupa Health Cash Back level 3 he can claim back £14.80, leaving him with £25.20^ to use during the rest of that benefit year.
tick iconSimple claims process Hide

To make your life easier, we’ve made our health cash plan claims process as simple as possible. With our health cash plans you don't even have to get your claim pre-authorised before you have treatment. You just pay the bill, submit a claim form with your receipt and we’ll refund you up to the benefit limits of your chosen health cash plan.

tick iconCover for complementary therapies Hide

If you need other complementary treatments – such as chiropody, osteopathy, chiropractic, physiotherapy or acupuncture – to maintain your everyday health, you’ll find our health cash plans offer benefits for those too.

tick iconMember benefits Hide

We've specially selected a range of fabulous discounts on everything from meals to motoring and more. They've been carefully negotiated for Bupa members and change regularly.

tick iconLow monthly payments Hide

A health cash plan can be an affordable alternative to health insurance. Health cash plans don't offer the same levels of benefits as health insurance schemes, so they usually cost much less. A Bupa Health Cash Plan could be the perfect option if you just want cover for everyday healthcare costs.

tick iconPrompt payment Hide

We process health cash plan claims really quickly – on average within just four working days from receipt of your correctly completed claim form and receipts. We can pay your cash back either via a personal cheque or straight into your bank account.

Next steps

  • *Calls may be recorded and may be monitored.

    ^Up to the chosen plan’s benefit limits. Cash back amounts are effective at publication date 16 August 2012.

    Bupa health cash plans are provided by Bupa Insurance Limited. Registered in England and Wales No. 3956433. Bupa Insurance Services Limited. Registered in England and Wales No. 3829851.
    Authorised and regulated by the Financial Services Authority. Registered office: Bupa House, 15-19 Bloomsbury Way, London WC1A 2BA.

Contact us

  • Telephone

    Call us today to find out more, quote ref 3948

    0800 012 1524*

    Lines are open 8am to 8pm Monday to Friday