Skip to navigationSkip to contentSkip to footerHelp using this website - Accessibility statement
  • Advertisement
    Wealth

    Personal Finance

    Today

    Scott Galloway is a straight-talking professor of marketing at New York Stern University School of Business.

    This wealth book has great advice – so why do I dislike it?

    Scott Galloway is a superstar when it comes to wealth creation. The problem is, he knows it.

    • Andrew Hobbs

    Yesterday

    Reserve Bank governor Michele Bullock.

    Lower inflation could pressure RBA to cut rates

    Very low inflation readings in the coming months will change the interest rate debate.

    • Updated
    • Christopher Joye
    Opposition to the bill has largely centred on its impact on farmers but it is wealthy inner-city residents that will be most affected by the new tax.

    What advisers are telling clients about the $3m super tax

    Financial advisers are urging parliament to resolve the super tax standoff to give wealthy clients enough time to adjust to the changes.

    • Michelle Bowes
    A transition to retirement pension can help ease you into post-work life.

    How to work less, help the kids and do the job you always wanted

    A transition to retirement pension offers opportunities to revamp your lifestyle, pay down debt or gift a home deposit. Here’s how to take advantage.

    • Duncan Hughes
    David and Jenine Fleming.

    The tools showing retirees they have more to spend than they thought

    Retirement income modelling is advancing rapidly, giving people an unprecedented ability to plan their own financial futures.

    • Joanna Mather
    Advertisement

    This Month

    Anthony Bailey is an 85 year old man whose wife Lurlene has Alzheimer’s pictured in their retirement village home.

    The Australians who may soon pay more for aged care

    Labor and the Coalition are drawing closer to an agreement on changes to aged care funding. This is what it would mean.

    • Lucy Dean
    The absence of a credit score is not an automatic dealbreaker.

    Can I get a mortgage without a credit score?

    Credit scores are a shortcut used by credit providers to assess your history in repaying debt. But what happens if you don’t have one?

    • Penny Wise
    Morningstar offers a net worth spreadsheet, while the government’s Moneysmart service offers a net worth calculator.

    How to calculate your net worth (and why you should)

    Trying to build wealth without knowing your net wealth is like steering a ship without a compass. You might not get very far, and you could even go backwards.

    • Lucy Dean
    Zac Shparberg is investing in ETFs.

    Millennial Zac dumps home ownership dream for ETFs

    Zac Shparberg, 30, says he has no hope of owning a property in the city he grew up in. So, he’s embraced a different wealth creation plan that experts say could work.

    • Tom Richardson
    Some property market statistics are more helpful than others.

    What property investors need to know about the mean, median and mode

    Property investors need to know the three main statistical metrics and how they each offer a unique perspective on market values.

    • Jarrod McCabe
    Narendra Modi, India’s prime minister, at the Bhartiya Janata Party (BJP) headquarters during election results night on June 4,

    Stability is great for portfolios – if you know where to look

    Poll outcomes across the developing world appear to support growth as the US election looms.

    • Cathy Hepworth
    The researchers found the benefits of annuities vary based on life span and wealth.

    Strategy that can boost retirees’ income by $308k gains traction

    Actuaries modelled the effect of annuities on retirement income for couples with $2 million, $1 million and $500,000 in super.

    • Lucy Dean
    Trends in returns over 30 years.

    What investors can learn from 30 years of markets data

    Analysis by Vanguard Australia for AFR Weekend reveals how different asset classes have performed and a surprise top performer in the last financial year.

    • Michelle Bowes
    Paying kids to stay off social media is attractive to some parents.

    Should I pay my children to stay off social media?

    The right age for children to start using social media is a topic of hot debate.

    • Penny Wise
    When money is transferred between members of a couple the gifting rules do not apply.

    Couples go under the radar when it comes to gifting rules

    It means they will not face age pension cuts when moving super between their accounts to maximise opportunities.

    • John Wasiliev
    Advertisement
    Green super is facing headwinds as consumers fail to translate their personal values into investments.

    Green super: Why investors hesitate to walk the talk

    Lower investment returns and concerns about greenwashing are proving strong headwinds for green super.

    • Michelle Bowes
    Beware GST payable on small second homes.

    The ATO has this overlooked property tax in its crosshairs

    Small-scale property developers need to be aware that GST is applicable in certain circumstances. Read the 10 tips for mum and dad developers.

    • Duncan Hughes
    Property syndicates are looking for discounted office towers.

    Why the pros are snapping up commercial property

    Syndicates believe the market is bottoming out. Here’s how to assess the best opportunities.

    • Sam Tamblyn
    The expectation is that fees will be higher but the government has yet to announce changes.

    Changes to aged care fees are likely. This is how it might look

    As providers face financial pressure, one option might be to increase the lifetime cap applied to means-tested fees.

    • Louise Biti
    Money.

    What to do with your money in market meltdowns

    Investors are jittery after US recession fears triggered a global market rout this week. But sudden downturns are a good time to review your investment plans.

    • Michelle Bowes