The tools showing retirees they have more to spend than they thought

“You don’t meet a lot of 85-year-olds at Everest base camp,” says David Fleming. It’s a neat summary of his retirement philosophy, which is all about spending on big adventures while he’s in good health.

Fortunately, wife Jenine is on the same page: “‘You’ll run out of health before you do wealth’ is a phrase I heard recently that resonated with me,” she says.

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